Schwan's Home Service / Terrible experience
Beware Schwan's employees and future risk takers! Schwan's benefits are not what you think they are. After paying for coverage for over 5 years and being told by the company that they pay for half I have just found out that is not true. I have just purchased a 'family' policy for less than what they charged me for an 'employee' policy. And with much better benefits!!! If I had signed up for a 'family' plan with Schwan's then I would be paying less than half for a 'family' plan as an individual. Seems like Schwan's is making money off their beloved employees.
Also, and the biggest issue of all; Schwan's LTD (long term disability policy is really short term because it only helps you for a total of 12 months. And at that Standard Insurance Company who under writes the policy does everything they can to avoid paying you your benefits. They will lie, cheat and steal to keep from paying you one red cent. Schwan's doesn't tell their new employee this, ever. All they want you to believe is their benefits are the greatest. That's B.S!
God for bid, but if you are ever injured while working, look out. Even if the injury is the companies fault such as faulty equipment, etc. Specialty Risk Services is the Company you get to have ruin your life. And I mean this literally! They are just as crooked as the rest of them. Schwans is not interested in their employees. Schwan's has very few veterans left as compared to new employees. I know, I was a veteran employee.
Good luck to current Schwan's employees but beware. The company will screw you some how, some way and anyway they can. And for the left-over veterans who aren't qualified to work anywhere else I say good luck your turn is next.
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