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MAPFRE Insular review: Mapfre's Service SUcks 11

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Author of the review
2:21 pm EST
Resolved
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Mapfre's service sucks. I wasted well over 2 hours on the phone to them trying to renew a car insurance policy, most of that time listening to computerized messages or phones ringing unanswered.

I phoned Mapfre because my wife didn't receive a renewal notice from them for her insurance. But several times I was transferred to the voicemail of Carolina López (who I later learned is a Mapfre agent, although I didn't know that at the time). However, I was phoning the Mapfre number, [protected].

Although I left 3 messages on Carolina López's voicemail, she didn't phone me back.

So I tried the free Mapfre number, 1 888 9 MAPFRE, listened to a computer for a while, chose an option, and the phone rang, and rang and rang. Then it rang some more. This happened at least 5 times, and no one picked up the phone in Mapfre's offices.

About the 6th time I spoke to Dania, at Mapfre. It seems that Mapfre have a training school that they send their staff to so that they can learn how not to listen to customers. Instead of listening to me she continuously interrupted me and kept on talking, instead of trying to find out what the problem was and solve it.

Eventually I received 2 quotations from her by email with different coverage, but even giving her my email address wasn't easy, as it took 3 or 4 attempts before she read it back to me correctly. I tried to talk to her in English first and then in Spanish, hoping that her Spanish was better than her English, but there was still a communication problem.

Then I spoke to Dania's supervisor, Monica, and discovered that she had the same attitude which is taught at the Mapfre training school to learn how to be rude to customers. Remember this was a Mapfre supervisor. She checked our full address, which Dania hadn't bothered to, and discovered that Mapfre had sent the renewal notice (or so Monica claimed) to the wrong apartment number, but she told me it was the customer's job to check all details on the policy papers. As far as Monica was concerned, it wasn't the job of the Mapfre employee who arranged the policy to write it down correctly in the first place.

Monica asked me where my wife took out the insurance, and I told her in the Mapfre office where she was, at 5959 Blue Lagoon Drive, #400, Miami, FL33126. She told me this was impossible because Mapfre didn't have an office open to the public at that address. We disagreed about this for a few minutes until she admitted that they would sell insurance to someone who turned up there. So why argue about it, and make me even more annoyed?

In addition, Monica contradicted herself, saying at different times that the policy was with an agency and also directly with Mapfre. Even though the policy was taken out at Mapfre's office, it appears that they had then passed it on to their agency, Mapfre Intermediaries, which is the name on the policy papers, although Mapfre Intermediaries is at the same address as Mapfre, 5959 Blue Lagoon Drive, #400, Miami, FL33126.

Monica eventually said that she objected to the way I was talking to her, and ended the call without resolving my complaint.

Every time I spoke to a different Mapfre employee I was asked for the policy number - more than once by each person - but this was another unnecessary irritation, as each time the policy was found easily enough using just my wife's name.

After phoning Mapfre I phoned another agency, where my wife had bought insurance previously, and got straight through to a human being, who emailed me quotations within minutes. He didn't need any policy number and had my email address in his records, as Mapfre should have had, too, because I'd emailed them previously.

When I mentioned the problems that I'd had contacting Mapfre by phone, he told me that if my wife wanted she could have the insurance transferred from the Mapfre agency to his, which is what I was going to suggest to her.

But in the end this wasn't necessary, as he obtained a price of $739 with another insurance company, compared with Mapfre's $941, cheaper than Mapfre's price 6 months ago, and a saving of more than 21% on Mapfre's current price. So not only are Mapfre incompetent and rude to customers, they're also much more expensive than the competition.

I phoned Mapfre one last time to complain to someone more senior, and eventually by sheer persistence managed to speak to Ana Machado, assistant to Mapfre's executive vice president in Miami, Stefan Jenson, and told her about the problems that I'd experienced with Mapfre's incredibly bad service.

Up till now I've received neither an email nor a phone call from the Mapfre executive vice president, Stefan Jenson, or from his assistant, Ana Machado.

So it doesn't seem that customers' complains bother them too much at Mapfre.

Resolved

The complaint has been investigated and resolved to the customer’s satisfaction.

11 comments
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Dissappointed agent
, PH
Oct 03, 2018 2:17 am EDT

Instead na mas maiistress ang agent sa client, sa mismong company pa naiistress. Bigla biglang nag babago ng sistema. Ni ctpl nalang nga pahihirapan ka pa. Pati sa schedule di makasunod. Kung di kaya yung binigay na sched sabihin agad di yung di mag rereply or sasagot lang ng noted

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Shanana
, US
Jun 08, 2016 1:14 pm EDT

Mapfire is unreal such lack of communication such procrastination horrible!

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Michelle Dempsey76
, US
Dec 03, 2015 9:24 am EST

I have a currently claim w/Mapfre. I called and talked w/them regarding the claim and gave them a statement. The adjuster the proceeds to tell me that their customer stated that I passed her on the left and I continued w/asking her if she knew where the points of impact were on the vehicles. She indicated that she did although they haven't been inspected. I explained that the point of impact don't coordinate w/her customer's statement since her customer has damage to her front bumper and I have damage to my right rear wheel, so I'm not sure how the vehicles would have T-boned if I was passing her on the left. She then tells me that she will need to call her customer back. So I said, ok. In the meantime, I call my carrier to get my damages resolved since my vehicles not really drivable anymore. So I call Mapfre back 8 days later and she tells me that she hasn't even looked at this claim and she hasn't gotten a statement from anyone. I asked her about our call last week. She says she has no notes of us discussing this claim. I said ok and hung up. The bad part is, I'm an adjuster for an insurance company that knows what it is doing and she's aware of this and she still wants to think that her client would make a better witness than me. Mapfre takes the top on being the worst. If you are insured w/them, switch NOW! You won't be able to count on them when it matters. Mapfre shouldn't even be allowed to be in business but that's Florida for you. WE let people conduct business anyway they want, ethical or not. Mapfre is horrible, unprofessional, and bad faith is coming their way soon.

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savonney
, US
Sep 21, 2015 1:40 pm EDT

My car was parked at the mall. When I came out I saw someone had hit the passenger side of my car. I rushed home to call Mapfre. I was treated like a criminal. I've been driving for over 42 years, pristine driving record, no claims ever filed since 17 years of age. When speaking with Mapfre they said "there's no way someone could have hit your car while it was parked". I told them you have to be kidding, this happens all the time. To make a long story short, I had 3 adjusters look at my car while in the auto body shop, 1 special investigator meet me @ my job to do a personal recorded interview. Was told you should here something back from your rep. Well, 1 1/2 weeks went by. Still no phone call from Mapfre. My husband then got involved and spoke with a supervisor and told them it's either yes or no. Only then after 1 month did they agree to repair my car. We immediately switched back to our former insurance company GEICO. Only reason we switched to Mapfre was to bundle our home and auto together. PLEASE, NEVER USE MAPFRE FOR YOUR AUTO INSURANCE. THEY ARE RUDE ON THE PHONE AND THEY LIKE TO PLAY GAMES WITH YOU. GEICO IS THE BEST. THEY ARE PLEASANT AND YOU CAN REACH THEM 24 HRS A DAY. MAPFRE CAN ONLY BE REACHED DURING BUSINESS HOURS. MAPFRE IS HORRIBLE AND DISGUSTING!

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supero
, US
Apr 30, 2018 7:25 pm EDT
Replying to comment of savonney

Don't use them for home either...they only pay half the amount of the claims; they have owed me for four years since my homeowner's claim and I know three other people they did this to.

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Ro Pettiner
, US
Jul 07, 2019 11:57 am EDT
Replying to comment of supero

Same here...wuld you care to email me? I am collecting info.

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Jeffnmo
Rancho Santa Fe, US
Oct 28, 2014 7:38 pm EDT

While I was shopping for better rates on auto insurance, my agent urged me to start with Mapfre then flat cancel if I found something more to my liking. Invariably, I have had a billing issue with Mapfre for over 2 months and the organization continues to press me for a premium for 20 days, when I was still covered by my first insurance carrier. Even after providing proof to Mapfre, their position is that they were covering me during this time? Although responsive and polite, their threat to pursue this in collections for a $50 or so premium seems very desperate and petty.

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Fresno CA
Fresno, US
Sep 05, 2014 4:40 pm EDT

I had a vehicle stolen on July 4th 2014 and today September 5 2014 it is still being denied. According to the letter I got there is no way anyone can steal a newer car because of how the keys are now made with a chip. Car was a Mazda RX8 total loss. So I ask why pay for insurance if they can't still cars anymore. Still fighting with them but I wouldn't recommend this company to anybody. Once I get this taken care of I am changing insurance company.

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SuperlativePI
Montgomery, US
Jul 31, 2014 11:57 pm EDT

File a complaint with the insurance board and hire an attorney to sue them. Don't think twice, just do it. You have more rights than you know.

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Natalia Belozertseva
, US
Jul 31, 2014 11:44 pm EDT

Agree. I had a car accident on July 4th, the other driver's fault, he hit my parked car and smashed it really hard. Today is July 31st, Mapfre got my car title and still did not pay me. The agents are rude and abusive, complaint to management is just a wasting of time.

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John Leopard
Miami Beach, US
Apr 17, 2012 1:18 am EDT

I agree 150%, not only they (Mapfre Insurance) are rude and unprofessional but the lack of customer service says a lot about a Company, and IF they ( Mapfre Insurance employees) are taught that in training school by Mapfre Insurance it is unreal how they do business...also, GOOD LUCK with them (Mapfre Insurance) paying you the FULL REAL FAIR, JUST value of your automobile...Mapfre Insurance likes to dance around, take unreasonable time to review, return calls or more importantly ANSWER calls and in the end will pay you half of what the vehicle is worth.