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The good, the bad, and the ugly - discover what customers are saying about Funding Universe

Welcome to our customer reviews and complaints page for Funding Universe. We understand that making informed decisions about where to invest your time and money can be challenging, which is why we've created this platform for our community to share their honest feedback about their experiences with Funding Universe.

On this page, you'll find a comprehensive collection of reviews and complaints from real customers who have used Funding Universe's products or services. Our reviews are authentic and unbiased, providing you with a complete picture of the company, its products or services, and their customer service.

Whether you're considering doing business with Funding Universe, or you've already had an experience with them, our community's reviews and complaints will give you a valuable perspective on what to expect. Our goal is to help you make informed decisions about where to invest your time and money, and we hope that our platform will be a valuable resource for you.

Please feel free to browse our reviews and complaints and share your own experience with Funding Universe. Your feedback is an important part of our community and will help others make informed decisions.

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K
5:33 pm EDT

Funding Universe They were never upfront about their program and are money hungry

At the end of August 2009. I went to UnsecuredLine.com to help me get funding. I told them my current issue of why I was rejected by other companies. Immediately I was told that their company could help me with it. I went along with it and was told I would have to pay a fee of $99 to start it off. Then once I got funded I would be charged $2500.

Shortly afterwards I was emailed a risk profile report. It had a list of things for me to do to work towards credit issues and to pay off %35 of my debts to get approved. I told them if I had that kind of money I wouldn’t have needed to go to them. I was assigned a coach to work with me and all she did was argue with me. I was assigned another coach afterwards because I complained the first one was difficult to work with. Shortly afterwards they said the first one was no longer there. Well the second one also argued with me and never returned my calls. I had to call others at the company to try to get him to call me. So I was getting nowhere just like the first one.

Once I started looking over my credit card bills I noticed there were more charges being deducted from my account unauthorized by another company name that was also there company. I found that out once I researched it. My first charge came from RBSL for $99 then within a months time there was $500 charges 5 times that I didn’t authorize by Funding Universe. I also kept getting calls by an affiliate of there’s to work with for an additional $4000. At the end I was told if I got funded I would also be charged an additional %3. Even though I wasn’t told that in the beginning. After 6 months of hell and working with them I still was not qualified for a loan and very unsatisfied. I had to cancel my credit card. To make sure they don’t do any more charges on it. They were never upfront about their program and are money hungry.

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K
4:08 am EDT
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Funding Universe SCAM DO NOT WORK WITH THE COMPANY

Hello,
Anyone interested in obtaining financing should STAY COMPLETELY CLEAR OF FUNDING UNIVERSE. This company prays and misuses people who are trying to get money to finance their business. This company will initially offer you the world, promising and verbally guaranteeing the loan will be approved. But if you look at the fine print, they are charging you for creating a business plan and that's it. You can buy a software in the market and create your own business plan for less than $100.00 Then the company will promise you they will present you to the lenders. Honestly, these lenders they have are big banks, Wells Fargo, Bank Of America, Chase, Citibank. Non of these lenders are interested in lending money to small and up and coming businesses. The company representatives will cox and work around to make it sound that you are just a step away from getting the loan needed to expand your business. The truth to be told, they do not do such things and in-fact most of the time you will not get approved at all. The company wants you to apply at all the banks they have recommended. Here is the catch, every time you apply, your personal credit score drops. Once you have applied several times, non of the other banks want to look at you or do business because it looks like you are a very high risk customer. With the financial crisis, the banks are very reluctant to give out funds. If they see more than 3 inquiries on the credit report in a short period of time, the banks freak out thinking you are a high risk client, and currently the banks do not want high risk clients. My personal credit score went from 740 down to 685 because of the inquiries. The company promises they work with a group of lawyers who can have your personal credit cleaned up and have the inquiries removed. According to the Fair Credit Act, you can only dispute inaccurate information, not the information that is legally submitted which is found to be accurate. This means, no matter how hard you try, the only way to have an inquiry removed from your credit report is through filing a fraud report with the authorities and the credit bureaus as a fraud victim. The only thing you can really dispute is to the accuracy of the report and anyone out there can do it on their own. THIS COMPANY IS A FRAUD AND PRAYS ON PEOPLE WEAKNESS. WITH THE CURRENT FINANCIAL MARKET CONDITION, IT IS VERY EASY TO BELIEVE THAT THERE IS SOMEONE WILLING TO ALLOW YOU TO BORROW. THE TRUTH IS, THERE IS NO MAGIC, YOU ARE BETTER OFF WORKING WITH A LOCAL BANK OR A CREDIT UNION TO OBTAIN FINANCING. IF THEY CANNOT DO IT, THEN THERE AREN'T MANY PEOPLE OUT THERE WHO CAN DO IT. UNLESS YOU WANT TO LOOSE MONEY TO COMPANIES LIKE FUNDING UNIVERSE. PLEASE STAY AWAY FROM FUNDING UNIVERSE AND COMPANIES LIKE THIS AS I HAVE LEARNED IT THE HARD WAY BY LOOSING MONEY.

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1:22 am EST
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Funding Universe great company

i am really great to choose this company great cust service n great service...
everything going well so far
this is good company

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7:02 pm EST
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Funding Universe fradulent practices

My experience with this company ended up costing me a lower credit score and high debt on my credit cards due to their charges for services and no follow-through. They just took my money and never returned phone calls, emails, and even cancelled my website that I paid for through them. I have filed a crime report with the S. Jordan P.D. and in response to another gentleman on complaintes board .com i will be filing with the attorney general of Utah. I am actually wondering if some of the peoiple that have complained about this company would like to possibly enter into a class action lawsuit. the process is starting now. Please email me and let me know if you are interested..

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Mwenye
Coroapolis, US
Jan 19, 2011 2:24 am EST

I was also scamed for $2800, pleas email me mwenye4u@hotmail.com, I would like to retrive my money back

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Roger smith
Greenville, US
Jan 18, 2011 1:00 am EST
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Funding universe took 2800 from me after i ask my money back they told me sorry is written on our contract son when u paid with ur credit card u automatly agree there contract . My email is lester300zx7@yahoo.com i want to file a lawsuited toward funding universe.

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Fry's Computer Service
Conway, US
Dec 31, 2010 3:32 pm EST
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My Experience with FUNDING UNIVERSE. They seemed legit at first and had alot of insight into the loan process. But I am not giving away $ 26oo to anyone on an intangible without doing my homework. There was a 100$ initial fee to run my credit. Then they contacted me to schedule a consultation. In this consultation they asked for 2600$ to start the process. They explained that $16oo was to fix some old negatives on my report by a credit attorney and $1000 was for their packaged service. They (like good salesmen) pushed to close the $2600 commitment on that phonecall. Even offered a payment plan. At this point I am considering paying the 1000 for their service and attempting to clean up the old negatives myself. I sheduled another call for the following day to make a decision. This was a little dificult because they are good salesmen. Then I started doing my homework. Who gives away thousands of dollars to a guy on the phone without checking them out? Apparently many of people! The Utah Better Business Bureau entry was being reviewed. NOT a good indicator. THEN google...WOW! the sheer number of negative experiences with FUNDING UNIVERSE listed is staggering! The funny part..check out this link: http://www.fundinguniverse.com/blog/2009/04/21/beware-of-the-scam-7-tips-to-not-lose-money/ They tell you the steps to take to do your homework. They say #1 Use google. Google is NOT their friend! #4 Dont pay up front for Vague Deliverables. Really? Why are you asking for 2600$ up front, and in return saying you will start the process then by giving me a Logon an PW to your automated website? I opted to end my dealings with them by telling them Google and the Utah BBB were not their friend and to please remove my information from their database. I added that they should have their credit attorney clean up their crap on Google. Then I ended the call abruptly with the end call button. My recomendations? FUNDING UNIVERSE- Clean up your act! Contact the people you have dissatisfied and fulfill your empty promises. Buyer-Do your homework and make an informed decision. More questions? Check me out on the WEB- Fryscomputerservice.com My facebook and phone number and email contact info is readily available.

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8:59 pm EST
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Funding Universe Fraudulent Claims

There is no getting any done through this company. They charge you high upfront fees and provide sweet talks and claim to help you obtain business loans. But all they do is put a bunch of paperwork in front of you and use up all the time to process these documents, while taking your money. They will then claim that they need to help you clean up your credit, and look for fees to do that for you. And if you already have a good credit, they will claim that your business plan needs work and propose a fee to help you do that. While you are wasting time doing all these with their fraudulent staff, your upfront is been used up. Once your $3000 get depleted, they will then turn around and accuse you of not folowing their guideliness and claim that that is why you did not get the loan. Don't believe their stories that they have a high success rate. The higfh success rate they have is in duping you. Please read the confession of one of their staff that quit because of their fraudulent practices and RUN as fast as you can away from these theives.

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SGAGARY
Cleveland Heights, US
Nov 10, 2010 5:08 pm EST

Everyone needs to watch out for this company. Any company that wants to charge you very high fees to help businesses do the type of stuff that they claim to do is a fraud. They can be very nice at first, but once they take your monies, watch out. Most legitmate companies that are sure to get you loans may charge, but not to the tune of $3000. All business people that are on here looking for funding are better off to look for companies that are reasonably priced and that are not so pushy, and that has favorable refund policies. Don't let this company charm you out of your monies. That is all they are good at doing.

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Adebo F
uniontown, US
Nov 09, 2010 7:38 am EST

Doing any business with this company is going to cost you. They are nothing but a bunch of crooks. They are very unprofessional, money grabbing and not to be trusted. All the service they claim to provide should not cost a tenth of what they charge. They are unscrupulous to say the least. I want everyone to know that there is nothing these people tell you that they can do is worth listening to. All they are after is your money...There is a very good reason why everyone is on here complaining about them. There is a reason why BBB has several complaints about them...
For every onee looking for funding, please run as far away as you can from this company.

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06fatboy
Randolph Ctr, US
Jan 25, 2011 3:45 pm EST

I recently fell into the arms of funding Universe. I cant believe everything I am reading is exactly what happened to me. They made me feel so comfortable and they could make miracles happen in this lousy economy. I am going to see about a law suit and if anybody has tried let me know how it turned out. They need to be shut down.

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9:40 pm EST
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Funding Universe Loan Scam/fraud

With these many people reporting bad experiences with this company, I suggest that each one of you contact the BBB and file your grievances. We should also get together and begin a protset with the Attorney General of Utah. ...and seek an action lawsuit. Just writing stuff up here may protect a few people, but what will really protect the masses is that we start some sort of action protest and totally unearth the fraud that this company is. You can e-mail me at [protected]@aol.com to join the several many poeple that want some better actions taken.

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8:38 am EDT
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The FundingUniverse.com scam may work like this... Host a few social events with free food at hotel conference rooms. Hungry startups are invited to pitch their ideas to other startups in four minutes while Funding Universe scam artists pat you on the back and kiss your ###. Good practice, but not the reason they want you there. Take some pictures and...

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7:26 pm EDT
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Funding Universe scam

This company is completely a scam, you can get funding without them. They do not provide guidance, return phone calls, or emails and also give wrong info. Do not waste your time or money. They are also now on BBB, we should all share our experiences there so no other business owner has to go through this

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YaroO
, US
Jan 12, 2011 1:06 am EST
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Beware of the company by name Funding Universe, this is a scam company and they will exploit and extract money from you, pull up numerous credit report and at the end, you will go without funding loosing your fee and deposit.

What a Scam co!.

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MD Strum
Vista, US
Feb 08, 2011 10:55 pm EST

AGREE 100%...same experience. we did more on our own in less time. To date they have done nothing in over 90 days. disputed charge on credit card and working on getting our money back. Stay away!

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FundingUniverse
South Jordan, US
Nov 08, 2010 11:16 pm EST

I'm sorry you weren't satisfied with our services and I apologize for that fact that you had trouble contacting us. Please give us a call at 888.779.8390 ext. 167 and we'll make sure you're taken care of. Regarding the scam allegation, it's simply not true. Like you said, we have a BBB profile (with only 1 unresolved issue). Also, Inc. has recognized us as the 34th fastest growing private company in America (http://www.inc.com/inc5000/list)

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7:44 pm EDT
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This company is a scam. Let me tell you how these people work. I was looking to secure a loan for my small business in March 2010. I found this web site (www.fundinguniverse.com). No more than 3hrs after filing out the website questions a agent from funding universe calls me and puts me in contact with a gentlemen names (Joe Hughes). Joe pretty much give...

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5:05 pm EDT
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Funding Universe a complete fraud

I was not that Smart to Google this company before i got Ripped off for $2800 Dollars from these scammers at Funding universe. They Charge me a $99 dollars to pull the credit report and then Jim Rampton The so called Senior Under writer Called me and said you have an excellent Credit and we can Achieve you $500k Funding for your buisness expansion easy all you have to do buy the Lender Prep Report, So it is easy to establish a Line of credit when banks see you are professionally orgnaized. So i made the Mistake and paid $2700 more. Then i was assigned with Daphne ramero to help me achieve my goal.And it was a waste of time because she would not return the Phone calls, emails and then Finally they emailed me to go to local banks and apply for the Loan. Here is the best part IF I GET ANY LOAN FROM ANY BANK WITH MY OWN EFFORT THEN I AM ALSO SUPPOSE TO REPORT TO THEM AND THEN PAY THEM 3% FEE ON TOP OF IT. So i was Stupid enough to pay these idiots A $2800 to get the local banks names, Where i go everyday to make the deposits. Don't make the mistake the one i made.

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Seeker
Tuscaloosa, US
Nov 26, 2010 1:37 am EST
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Real lenders take out fees at the time a loan is approved. If the loan doesn't happen, the bank makes no $. Don't do business with anyone who does otherwise.

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Jum-Jum
Boston, US
Nov 14, 2010 6:41 pm EST

At the end of August 2010. I contacted Funding universe to help me get funding. I told them my current issue of why I was rejected by other companies. Immediately I was told that their company could help me with it. I went along with it and was told I would have to pay a fee of $99 to start it off. Then once I got funded I would be charged $2500.

Shortly afterwards I was emailed a risk profile report. It had a list of things for me to do to work towards credit issues and to pay off %35 of my debts to get approved. I told them if I had that kind of money I wouldn’t have needed to go to them. I was assigned a coach to work with me and all she did was argue with me. I was assigned another coach afterwards because I complained the first one was difficult to work with. Shortly afterwards they said the first one was no longer there. Well the second one also argued with me and never returned my calls. I had to call others at the company to try to get him to call me. So I was getting nowhere just like the first one.

Once I started looking over my credit card bills I noticed there were more charges being deducted from my account unauthorized by another company name that was also there company. I found that out once I researched it. My first charge came from RBSL for $99 then within a months time there was $500 charges 5 times that I didn’t authorize by Funding Universe. I also kept getting calls by an affiliate of there’s to work with for an additional $4000. At the end I was told if I got funded I would also be charged an additional %3. Even though I wasn’t told that in the beginning. After 6 months of hell and working with them I still was not qualified for a loan and very unsatisfied. I had to cancel my credit card. To make sure they don’t do any more charges on it. They were never upfront about their program and are money hungry. They are so adept at making sure that the items on contract that you signed with the are totally stacked against you...Good luck trying to get ytour money back from. All they are paper pushers and "advisers" and once they get their hands on your money, they go onto more people that they can latch onto their $3000-$4000, and good luck if you get any funding from them.

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4:40 pm EDT
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Funding Universe is a waste of my time. As General Counsel for this new venture, I should have known better. Especially when they responded to an online (www.fundinguniverse.com) request for funding, and stated they would help, but based on the 'credit profile' and their vast experience, they would need to run a full credit history etc., etc. After a very...

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