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Fingers Furniture / Deferred interest contract!

1 United States

I purchased a sofa and chair in December 2005 under a 3 yr interest free period. I paid off the furniture in June 2007, a year and half later. On the following statement, they charged the total amount of deferred interest. I called their customer help line in July 2007 to find out what the charge was, and the recording said nothing was due. In August 2007, I was charged a late fee in addition to the deferred interest and more finance charges. I finally went to Fingere Furniture store t0 get some explanation, and they said GE Capital will cancel the contract if you are late more than 2 time. I have never heard about this rule until now. I have not seen this written anywhere on my statements or on the original purchase agreement. The free interest selling promotion is false and I would suggest not to buy any furniture under these conditions. Get everything in writing and sign off on each detail.

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