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4.0 16 Reviews

Feldman Law Center Complaints Summary

12 Resolved
4 Unresolved
Our verdict: You can expect a very good level of service from Feldman Law Center. To navigate their system effectively, thoroughly understand their service scope. Check online forums and review sites for others' experiences. When contacting customer service, clear and concise communication can help resolve your issues faster.
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Feldman Law Center Fraud

This firm will tell clients that they can make loan modifications and also tell perspective clients that the loan modification can be done. One sale pitch is that the firm will tell you, in the case of America's Servicing Center / Well's Fargo Home Mortgage, that they have the CEO's e-mail address and have caused personal embarassment to Well's Fargo if they don't get the modification for the perspective client. When the firm cannot deliver the principle attorney, Stephan Feldman, as know as attorney Feldmanse will call the client and recant statements made by the paralegals and other staff. Mr. Feldman will state that the conversations were recorded and that he listened to the recordings. A complaint has been filed with the California Bar Association and with the Better Business Bureau of Los Angeles. Upon being contacted by the Better Business Bureau Attorney Feldman contacted me and also e-mailed me leaving a harassing message. Attorney Feldman and his firm are under investigation by other agencies. Currently I am cooperating with authorities investigating this fradulent business practice.

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Feldman Law Center Steven Feldman

The Feldman Law Center is still at it. Steven Feldman managed to escape the Bar Association because they are overwhelmed. He received a cease and desist from the NM Attorney General. The update now is he is pretending that he did not get served papers, even when they are professionally served. He avoids being served, and then when he is at his office, he pretends he didn't get it. If you've had a problem and need help, Please let us know [protected]@justiceenforcement.net

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Feldman Law Center Still getting away with it!

Los Angeles, CA A group of homeowners have joined together in solidarity in asking the California Bar Association to investigate the complaints against The Feldman Law Center over the last several years a little more thoroughly. The group, which is comprised of victims from all over the state who say they were swindled out of thousands of dollars believes that the Bar Association did no investigating at all.

According to the Better Business Bureau website, Feldman has managed to get himself an F – rating in less than two years. They also report that Feldman received a cease and desist from the New Mexico Attorney Generals Office. Even the California Bar issued their own Pro Active statement regarding Feldman last September as a service in the public interest. In the official Press Release, Chief Trial Counsel Russell Weiner states “It appears these attorneys may have significantly harmed their clients who were already facing great financial pressure and the possible loss of their homes.” Although the group has a variety of complaints, the one common thread is that they all feel Feldman didn’t do any work. According to the group, where there’s smoke there is fire.

This past week after members of the group have been waiting for up to two years or more for an answer from the California Bar, one of the members finally got an answer, in a letter from Investigator Sheila Campbell, “ … this office has concluded that the written evidence is not clear and convincing to prove that Mr. Feldman committed misconduct”. Another member of the group, a single mother from Northern California who has yet to hear from Ms. Campbell formally, says this seems highly unbelievable as she alone sent a ream of documentation to the investigator.

According to the Long Beach homeowner who received the letter, he also submitted a mass amount of evidence and the investigator Sheila Campbell called him several times to ask questions that were readily answered by reading the documents. “In our conversations, it was pretty clear that there was no investigation. - just a he said/she said between Feldman and myself, and I guess Feldman won.” stated the Long Beach resident. “She provided me with no evidence of any research or activity that we normally think of as an investigation. She hadn’t even contacted the Bank that holds my mortgage. Pretty much just took Feldman at his word. We even had provided her with leads on former Feldman employees who had given us full accounts of activities within the office that would be considered against the law”.

Another member of the group said that he had gotten fed up with waiting for the Bar Association and took matters into his own hands. “ I sued Feldman in Small Claims Court. I won by default as he never showed up.”

However, the group that has been a moral support group through email during these tough times decided that this was unacceptable. We feel an obligation to our fellow citizens, particularly those who have already been the victims of Predators. According to the Better Business Bureau, they have received complaints against Feldman as recently as April and seven in the month of February alone. They believe the Bar Association needs to demonstrate that an actual investigation took place if they want to remain credible. If the Bar Association can’t be trusted to keep their membership in line, then who can be trusted. We are seeking other victims and their stories to come forward so that the Bar has no choice but to re-open the investigation. Please send your stories to [protected]@JutsiceEnforcement.net . Your information will be held in strictest confidence and you will be contacted if you are needed to speak with Media or authorities.

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Feldman Law Center EX EMPLOYEE---BEWARE

As an ex employee I can attest firsthand that you are throwing money away by sending Feldman any money for a mod. The attorney NEVER touches any file, if you hear from him its because your file got so F'd up hes only trying to put out the fire to cool you off. its a bunch of kids that used to be loan processors or clerical workers doing nothing more than you could do on your own. making phone calls. The loan mod business in general is a sham.They would take on so many clients that the ball would get dropped on files all the time...it wasnt uncommon for a file to slip through the cracks for 30 days or longer...Steven Feldman is under investigation by the state bar of california, and his cousin Greg, the brains (or lack thereof) of the operation has a criminal record a mile long. You can put together your paperwork alone, and just be diligent in following up with the lender and you'll have the same result for 3500+ less. toward the end of 2009 virtually everybody quit because the place is a joke. Several people, including myself were shorted or never paid what they were owed at all. As an aside, if you go to the website you'll find spelling gems like "busiresses" and "reposetion"...clearly the markings of a reputable organization that should be trusted with your home...Stay far far away from any loan mod company, they all have the same business model and at the end of the day its a crapshoot as to whether or not you get anything done.

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Feldman Law Center Loan Modification Services

I am writing because I do not want anyone to believe that Feldman Law Center has any intention of assisting you with loan modification negotiations with your lenders. I hope I am never so foolish again. Like the advertisement said "we aren't nice people.." I never thought that meant we are rotten to our clients. Please do not believe that they are interested in helping you ...they are a scam. I was advised by another attorney to take them to small claims court. Rumors are that this really gets Steve Feldman "mad" and even meaner.

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Feldman Law Center Feldman Law Center Complaints, the truth the whole truth, so help me mod!

My Experiences With Feldman Law Center

To: All of you
From: Martin Andelman

My Experiences With Feldman Law Center
I first walked into Feldman Law Center more than six months ago. The doors to the law firm were open wide and the office, although quite nice, wasn’t anything remarkable… just what you’d expect from a small law firm. I wanted to meet with Steve Feldman, of Feldman Law Center, because several others told me that they were one of the larger firms helping homeowners at risk of losing their homes with loan modifications.

I’d heard that Feldman advertised a lot on radio and television, and that always makes people talk… law firms, I suppose, aren’t supposed to advertise, for some reason, although they’ve been doing it for many years now and are allowed to do it within certain parameters. Anyway, I wanted to go see this well-known loan modification firm to see if they were doing good things for people, or whether, as my government was telling everyone… they were “scammers”.

Now, before I got started on my journey into the world of loan modification firms, I had to decide what the definition of “scammer” really was, and I decided that it was someone who took your money and delivered nothing in return. Simple, right? I thought so.

So, I called Mr. Feldman. And he answered the phone. He was at dinner when I called; it was, apparently, his cousin’s 50th birthday and they were celebrating. Pretty normal, so far. We agreed to meet the following week and we did. He was in my neck of the woods visiting a client, so we decided to meet at a TGI Fridays for a drink and some potato skins. (Come on… their potato skins are the bomb.)

Steve’s a lawyer, and a nice guy. We talked for a couple of hours and frankly, there was nothing that indicated that he was doing anything but fighting with lenders and servicers on behalf of homeowners, which is no easy task, I might add.

It’s become a very unpopular job, by the way, which I’ve always found to be absolutely weird, to be entirely candid. I mean, doesn’t it sound weird to everyone else too? Why in the world would a lawyer who offers to help people save their homes from foreclosure be thought of as “unpopular”? Lawyers that take people’s homes away… I understand why they’d be unpopular, but the other way around? It’s really strange…

So, I arranged to visit Feldman Law Center a few days later. I got there in the late afternoon and Steve walked me around the office introducing me to the various members of his staff. The firm has several attorneys and each attorney has maybe 4-5 people assisting. It’s not a very big office; they use the space well. They’re also very organized and very technology driven. Each department is set up to work seamlessly with the others, and the whole operation works on a computer system that they had someone build from the ground up to meet their specifications. I have to tell you… it’s very cool.

When a potential client calls into Feldman Law Center the person they talk to is entering information into the system from the very beginning, and the system is designed to tell the lawyers at Feldman whether the homeowner is a likely candidate for a loan modification. If they are, fine, their case gets assigned to an attorney and the process starts. And if they’re not, then they talk to them about other alternatives to foreclosure, such as short sales and the like. It’s really very efficient and everyone that works on that client’s file has access to the system so they all know what’s happening at all times.

They know exactly when a client’s file went to the lender, when the lender responded and what was said. They can easily get the lender or servicer copies of whatever they lost… which happens all the time… and if the lender or servicer is following the rules of the government program, they say that they generally get the loan modified.

But the best part of my tour that day was when I was standing off to the side listening to one of the Feldman negotiators who was obviously talking with a bank employee. She was saying:

“No. No. My borrower cannot afford that! You have to make the monthly payment fit within their budget or what’s the point? Yes you can! No. No….”

She was relentless. And it went on for at least 10 minutes. There was no way this Feldman employee was going to let this bank give her client a modification that wouldn’t work. But she was having trouble getting the bank to see it her way. She placed the call on hold and went over to speak with Steve. I don’t know what she said to him because I was too far away to hear clearly. Steve heard though, and went to his desk and closed the door, while she transferred the call to him.

Steve was on the phone with that bank for 45 minutes. I know because I was waiting to talk with him and it seemed like it was taking forever. When he came out he was happy… he slammed the file down in front of me. “Got them to reduce the monthly payment by over $ 1300 a month. They initially wouldn’t come off of the 5 1/2 % number, but they finally did. I got them 3% fixed for 5 years. We just hit a home run, but you watch… the client won’t like it… they’ll complain that they wanted a principal reduction. This business is insane, ” he said.

Steve opined about how the clients want the world from their lenders but that the lenders don’t even want to give them what the President’s plan allows… let alone anything more. It must be very frustrating to do what he does day in and day out. I don’t think I could do it.

While I was there that afternoon, I saw nothing but dedicated people doing a thankless job while getting attacked by everyone… the banks… servicers… the government… the media… no one likes someone who’s helping a homeowner get their loan modified and like I said… it’s weird.

Feldman completes hundreds of loan modifications each month, and they’re not the least bit afraid of taking on the difficult cases, which I find to be admirable. I’ve seen them save homes that were already sold! Seriously… they’ve gotten cases overturned after the person’s home was sold… and they got it back for the homeowner.

I’ve even seen Feldman Law Center get principal reductions of more than a hundred thousand dollars! No, not everyday, or even every week, but at least half a dozen times… and that’s just when they’ve shown the case to me. I’m sure it’s happened more than that. And they almost always get modifications that are frankly amazing in my opinion. I haven’t needed to apply for a loan modification as yet, thank God, but some of the deals I’ve seen Feldman get would certainly help someone stay in their home. I mean, we’re talking many hundreds of dollars a month being shaved off of someone’s payment here… not twenty bucks.

Here’s the thing about Feldman Law Center that I think gets lost for some people… they are a big firm, in that they help a lot of people. Their records show that they’ve modified many hundreds of loans. And they’ve helped people with short sales, cash for keys, deeds in lieu, and whatever else they can arrange to help a homeowner avoid foreclosure. It’s a bad situation that people find themselves in today, but Feldman Law Center certainly does everything they can to make it the best it can be… and I don’t think you can ask for much more than that.

But when you deal with that many homeowners, especially during times like we’re experiencing in this country today, there will some you cannot please. There will be a few that won’t be satisfied with the amount of their loan modification… and there will be a few that will complain about their lawyer… even though in truth they really should be complaining about their banker or loan servicer. And I’m sure there will be times when the firm will fall short of expectations for other reasons.

I understand. I’d be pissed at the situation too. I can’t imagine what someone goes through when losing their home as a result of an economic meltdown that was caused by bankers in the first place. It makes me sick to my stomach every time I hear about another homeowner losing a home, and later that day I get to read about Citibank giving out billions in bonuses to the very same people who either caused this crisis, or watched it unfold without saying a word.

Growing up in this country, I would have said that what’s happening today would be impossible. Our government would never bail out the banks with trillions and then let the homeowners swing in the breeze. We’re the voters, remember? How can we be letting our government do what they’re doing? I don’t care whether you’re on the left or on the right… what’s happening to homeowners today is flat out wrong. Period. And to those that don’t think so… well, there’s no reason for us to talk, because we’re not going to be friends. Such people aren’t bright enough or caring enough to be my friend, how’s that for being clear about where I stand on this issue?

So, it’s understandable that people are upset at the situation. And it’s understandable a small percentage are going to complain. After all, Wells Fargo doesn’t have a complaint department for people unhappy with their loan modifications. But you can certainly go online and complain about your lawyer.

I’ve talked to many homeowners who were unhappy about the firm they hired to help them obtain a loan modification, and many, justifiably so. But, I also look at the data from the Treasury Department showing that lenders and servicers have only modified a tiny percentage of mortgages under the HAMP program. I also have looked at the number of lawsuits that have been filed against lenders and servicers, and the blunt truth is… the behavior of the lenders and servicers seems much more offensive than all but the worst of the private sector firms. Unquestionably, a lot worse than anything I’ve even heard anyone say about Feldman Law.

I looked at my watch that first day as I listened to various others talk with lenders and servicers… and it was 7:10pm… and everyone was still going strong, and seemed happy about what they were doing for a living. “Amazing, ” was all I could think at the time.

Then about a month ago, someone who Chairs a committee at the California State Bar invited me to come to the Bar’s annual meeting to attend a symposium on loan modifications in San Diego. I went and sat right up front ready to learn something about how the Bar saw the situation.

I was shocked. Not just at their obvious lack of empathy, but also at their appalling lack of knowledge of what was going on in real life today for millions of Americans. Honestly, it was sickening. If I had a fork at my table I would have stabbed it into my thigh just to stop the pain.

The speaker was an academic… a law school professor. He had never done a loan modification; never known anyone who got a loan modification… what he knew about the subject you could put in a thimble.

A week later the California State Bar published a list of attorneys they said were being investigated for some undefined type of “misconduct”. Some of the names on the list were lawyers who had already been shut down by the FTC and Attorney General’s office. But there, towards the bottom of the list was the name: Steve Feldman. And I have to tell you, I was taken aback.

First of all, I was surprised that Steve’s name would appear on such a list, but I was also shocked that the State Bar would publish such a list in the first place. It’s unbelievable to me that an organization that reports to the Supreme Court of the State of California… an organization supposedly dedicated to the laws in this country, which last time I checked included protections against being put on a list without knowing why or being found guilty of something… that kind of organization would do something like this… well, it’s just unconscionable.

I went to visit Steve the next day. I knew he’d be upset… who wouldn’t be. Steve’s been practicing law for like 25 years without appearing on any lists, so this was bound to be unsettling.

When I arrived, and he came into the office where I was waiting, he sat down, put his head into his hands and said to me: “Why am I on that list, Martin?”

I felt terrible for him. I’d feel terrible for anyone in that type of situation, who didn’t even know why he or she was on the list. How would any of us like to wake up one morning to find that someone had placed our name on a list saying that we were being investigated for some sort of wrongdoing? It would stress out anyone. And it’s unquestionably wrong.

Feldman isn’t hard to find or get a hold of… hell, their front door to their office is always wide open, just like it was the very first day I came for a tour. I’ve been there more than a dozen times since then and it’s always the same place. I’ve walked in unannounced on several occasions. Nothing exciting… just a law office with a bunch of people doing their jobs… helping homeowners save the most important possession in their lives… their homes.

In my way of thinking, if the State Bar wanted to investigate something about Feldman Law Center why couldn’t they have simply called or dropped by? You know… like normal people would.

Then I saw something that I thought helped explain things about the California State Bar. It was in the news:

Governor Schwarzenegger Refuses to Sign SB 641 to Allow the State Bar to Collect Dues From its Membership

It seems that the State Bar is a real mess. So much so, that the Governor wouldn’t sign the bill that would allow them to collect dues from its membership until things get fixed and back on track. Unbelievable.

Among other things, Governor Schwarzenegger said:

◦Salaries for staffers have risen significantly over the past five years.
◦Lack of internal controls led to embezzlement of $676k by former employee.
◦State Bar’s role in evaluation of judicial nominees suggest Bar’s political agenda continues.
◦Disciplinary costs up by $12 million, 2004 to 2008, while disciplinary inquiries have declined.
◦By failing to follow law, JNE Commission damaged its and State Bar’s reputation for impartiality.
◦Bar has become overly political, unresponsive to its membership, and inefficient.
And not only that, but the Chief Justice of the California State Supreme Court recently said that he no longer trusts the judicial nominations made by a committee of the State Bar… that they’ve failed to adhere to various statutes, and that they’ve become overtly political… at least that’s how I read it. You can decide for yourself because the actual letter from the Governor follows:

Here’s the letter from the Governor to the State Assembly:

To the Members of the California State Senate:

I am returning Senate Bill 641 without my signature.

This bill would, among other provisions, authorize the State Bar to collect annual bar dues from its members for 2010.

In 1997, Governor Pete Wilson vetoed the annual State Bar dues bill, citing numerous concerns that the State Bar had become overly political, unresponsive to its membership, and inefficient.

Unfortunately, twelve years later, inefficiencies remain unaddressed and questions about the State Bar’s role in the evaluation of judicial nominees suggest that the State Bar’s political agenda continues.

In July, the State Auditor released a report critical of the State Bar. Among the problems noted by the report: salaries for staff have risen significantly over the past five years; the costs of its disciplinary system have escalated by $12 million from 2004 to 2008 while the number of disciplinary inquiries opened has declined; and a lack of internal controls allowed the embezzlement of nearly $676, 000 by a former employee. As the organization charged with regulating the professional conduct of its members, the conduct of the State Bar itself must be above reproach. Regrettably, it is not.

In addition, recent actions by the State Bar’s Judicial Nominees Evaluation Commission (JNE) also call into question the State Bar’s impartiality in considering judicial appointments. All JNE Commission proceedings are required by law to be confidential and qualification ratings are not to be released to the public prior to the Governor considering an appointment. Unfortunately, recent events have required the State Bar to launch an official inquiry into the confidentiality of such proceedings.

Moreover, the Chief Justice of the Supreme Court has recently questioned the reliability of the Commission’s recommendations by noting its failure to follow statutory guidelines when considering judicial nominees. By failing to follow the law, the JNE Commission has damaged its reputation for impartiality and, in turn, the State Bar’s.

There is no question the State Bar has an essential role in the state’s justice system and must continue to oversee the licensing, education, and discipline of California’s lawyers. However, I am returning this bill without my signature because the State Bar cannot continue with business as usual. It must take the time to reexamine the problems noted by the State Auditor and continue its investigation into the JNE Commission. I urge the State Bar to resolve these issues as soon as possible so the Legislature can reintroduce this measure early next year.

Sincerely,

Arnold Schwarzenegger

So, now I’m not at all sure that the State Bar should even be allowed to publish such a list. They’re obviously an organization whose judgment can’t always be trusted or relied upon… the Governor won’t even allow them to collect dues from their own members. So, why would I believe them when they list someone without saying why? Without any proof of anything… what country do we live in?

I think every American should be offended by this list of lawyers, many of whom I assume, don’t even know why their names are listed… I know that Steve Feldman certainly didn’t know why his name was there.

And I also know that a lot of people believe their lawyer should have done more to save their home… but there will be over 4 million foreclosures in this country this year alone. Are they all just victims of bad lawyers? No… homeowners should think about where they direct their anger… it’s the banks that are causing this national pain and we’re all suffering as a result. And the faster we wake up and realize what’s happening… and scream our heads off in the voting booth… the faster we’ll start to see a real recovery.

Yes, it’s not a popular thing for attorneys to do these days… try to help people save their homes from foreclosure… it’s certainly working against the odds. But when I think about these lawyers who are trying to help, I think about the following… and I hope Steve does too:

The only lawyers in this country that are honored and revered by history are the lawyers who stood up for others when it was unpopular to do so. In fact our country was founded by lawyers who stood up when it was unpopular to do so.

So, I for one have seen what Feldman Law has accomplished and continues to try to accomplish every day, and I for one am glad there are lawyers like Steve Feldman who push ahead for the rights of ordinary homeowners in this country. Because if not lawyers like Steve… then who?

In fact, I know at least one law firm that has stopped helping people obtain loan modifications because they’ve been… in a word… extorted by clients on several occasions. And I’ve seen some of the letters with my own eyes. In one case, a client who had received a loan modification after the law firm worked on the client’s file for six months, wrote in to say that they could have done it themselves and now wanted their money back… or they would complain to the State Bar.

I’ve tried to learn as much as possible about our foreclosure crisis over the last year and then some. And I haven’t seen anything in the way of answers that’s anywhere near perfect. Even the giant non-profit Neighborhood Assistance Corporation of America, which is led by Bruce Marks, has an ‘F’ rating with the Better Business Bureau, and a huge line of people who say that they were misled and ignored by the group who claims an “80% success rate, ” and “same day solution”.

A few months ago, I even read more than 600 complaints written by homeowners who did NOT hire anyone to help them with a loan modification, and they gave Barack Obama an ‘F’ with their own private version of the BBB.

So… so far, since this crisis began, I’ve seen just about everyone blamed for something egregious. I’ve seen the borrowers blamed, the brokers blamed, the lenders, the lawyers, the government, the president, the butcher, baker and candlestick maker. And I’m quite sure that there will be some who will want to blame me for advocating that people need help and should hire an attorney to help them obtain a loan modification. Maybe everyone is just mad. Maybe we all have the right to be mad.

But I’m not going to be mad at Steve Feldman, just because a handful of people have been unhappy with his firm’s performance for one reason or another. Considering that his firm has helped many hundreds of homeowners, if he was operating a “scam, ” there would certainly be hundreds of people complaining, which is not the case.

Are all lawyers perfect? Of course not. Are all ethical? No, I would think not. But most are ethical, and most do try to successfully resolve their client’s cases. In the case of loan modifications, lawyers all charge a flat fee, so were it up to them, getting a loan modification would take 72 hours and end in a principal reduction and reduced interest rate. Why? Because when working under a flat fee arrangement, that’s how you’d make the most money, that’s why.

Since SB94 has been signed into California law on October 12, 2009, Feldman Law Center is still helping homeowners avoid foreclosure and postpone trustee sale dates but operating much differently these days. Feldman no longer accepts advance fees for loan modifications and has adopted new policies and procedures for helping troubled homeowners.

My name is Martin Andelman and no one asked me to write this letter, nor was I compensated in any way for writing it. I just know people need help and Feldman is one attorney I would trust to help me. You can reach me by emailing: [protected]@mac.com or if you need help you can reach Feldman Law Center at www.feldmanlawcenter.com or just call them at [protected].

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herbalifehispano
, US
Nov 13, 2019 12:32 pm EST

any body found out how can we get our money back?

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KG23
Woodland Hills, US
Dec 22, 2010 7:24 pm EST
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...Sorry, forgot to mention, that Feldman did absolutely ZERO negotiating for us... we were left on our own to do it (and with no luck).

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KG23
Woodland Hills, US
Dec 22, 2010 7:23 pm EST
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Clearly written by Steven Feldman himself or someone associated by the firm. As others have stated, the Feldman Law Center are a bunch of crooks and scammers. After paying them 3k, they literally did NOTHING for us that we couldn't have done ourselves. And the end result? Same interest rate, same principal, same monthly payment (that we can't afford) and no past due amounts forgiven. Thanks Feldman ... for nothing.

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paula
Sarasota, US
Jan 25, 2010 12:02 pm EST

Mr. Big Wheel ...do you actually think we are all stupid enough to think that a complete, total stranger would write a novel to try to negate the truth that we have all experienced ? Well, we're not. Our only stupidity was wire transferring our actual cash to FELDMAN ! And, gee, wonder how you just accidently stumbled onto a site with ALL these legitimate complaints aginst him. The man stole my money...never spoke to me one time after having my $4000 for 4 months...by the way, a reason to lose your law license in the State of California, according to the bar. You are a riot.

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Not accurate
, US
Jan 20, 2010 8:57 pm EST

This individual is not accurate in the summation of the law center. No where in the statement does it reflect or evaluate the person's individual mortgage modification failure or success. Therefore, we can make a valid assumption that there was no direct experience in the matter that this person is so openly praising. This person seems to have a lot of personal knowledge of the firm and Mr. Feldman for someone straight off the street. Also, when you call the law center, you don't take to any lawyer, only their assistants. Very questionable.

However, I personally have had Feldman remodify my mortgage and can tell you, with experience, that the State's Attorney General's Office needs to investigate this firm for multiple infractions of the law including possible fraud. I hope Steven Feldman, and the assistants who represents him, loses the ability to lie and cheat others as he did me. Not only do they not fight to negoiate your loan, but they reccomend you accept what the bank offers, there is no argument they put on. It is all a front. Nothing that the radio ads claim are true at any level.

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Feldman Law Center Feldman Law Center

Update on this scam - today I spoke with several agencies after having filed complaints weeks ago. For those of you who have lost faith and believed that feldman and those like him would get away wth this. They will not. The agencies are actually working together to determine who is best suited to go after the culprits, since this is all about a loophole, they will have to plan the punishment and charges in a very coordinated manner. Keep in mind though that these agencies cannot work without your information. You need to complain and complain loud with details. Contact:
The dept of real estate; the california bar; attorney general, orange county d.A. And the d.A. Where you live. Dept of consumer affairs; ftc, and even the fcc regarding clear channels insistence on running advertising that they know is fraudulent. - remember evidence is what will put a stop to this, and if you don't do it for yourself, do it for the other victims.

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TruthWillTriumph
Lakewood, US
May 12, 2009 11:40 pm EDT

This company is a scam and the Government and other Agencies are closing in on him. He doesn't do the work he agrees to do. They are slowly limiting his power to steal, but he's still getting away with it across the country. Read the bottom of his website. What lawyer can work in all those places? He recently provided evidence that he was misleading the public by changing his radio ads from "promise results" to "see what we can do", next, if he's really honest he'll say "see what we can do with your money once we get it".

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Shocked That This is Allowed
Long Beach, US
Dec 25, 2009 3:43 pm EST

Mr. Mandleman:

This is a complaints board. Do you have a complaint? I would suggest that you stop assisting Mr. Feldman in his fraudulent activities. Your ### is overwhelming. Your details are absolutely wonderful and belong in a fictional novel. Mr Feldman was hurt when he was put on the Bar Association. Well the way he got there was by hurting enough people to substantiate his inclusion in the letter. I'm not sure what your motives are. And I'm glad you had no troble getting a hold of him cause his clients can't. I assume it's because your Media (in the lowest sense of the word) and you can do something for him. Since the Radio stations wont let huim advertise anymore, he needs all the internet presence he can get to rob people. Only someone with an ulterior motive would be posting all over the internet a defense of someone who has done such harm in society. And you also forget to mention the various times he's been investigated, had his license taken away by the bar and the other various activities he's been involved in. I would suggest you cease your activities as well Mr. Mandleman, or perhaps someone will start doing some research on you and post ALL over the internet. Really, enough people are suffering because of your buddy Steven Feldman and the Feldman Law Center. Stop helping him or you'll have a campaign waged against you as well. Is your bank account prepared for that?

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Big Wheel
Mission Viejo, US
Dec 25, 2009 2:45 pm EST

My Experiences With Feldman Law Center
I first walked into Feldman Law Center more than six months ago. The doors to the law firm were open wide and the office, although quite nice, wasn’t anything remarkable… just what you’d expect from a small law firm. I wanted to meet with Steve Feldman, of Feldman Law Center, because several others told me that they were one of the larger firms helping homeowners at risk of losing their homes with loan modifications.

I’d heard that Feldman advertised a lot on radio and television, and that always makes people talk… law firms, I suppose, aren’t supposed to advertise, for some reason, although they’ve been doing it for many years now and are allowed to do it within certain parameters. Anyway, I wanted to go see this well-known loan modification firm to see if they were doing good things for people, or whether, as my government was telling everyone… they were “scammers”.

Now, before I got started on my journey into the world of loan modification firms, I had to decide what the definition of “scammer” really was, and I decided that it was someone who took your money and delivered nothing in return. Simple, right? I thought so.

So, I called Mr. Feldman. And he answered the phone. He was at dinner when I called; it was, apparently, his cousin’s 50th birthday and they were celebrating. Pretty normal, so far. We agreed to meet the following week and we did. He was in my neck of the woods visiting a client, so we decided to meet at a TGI Fridays for a drink and some potato skins. (Come on… their potato skins are the bomb.)

Steve’s a lawyer, and a nice guy. We talked for a couple of hours and frankly, there was nothing that indicated that he was doing anything but fighting with lenders and servicers on behalf of homeowners, which is no easy task, I might add.

It’s become a very unpopular job, by the way, which I’ve always found to be absolutely weird, to be entirely candid. I mean, doesn’t it sound weird to everyone else too? Why in the world would a lawyer who offers to help people save their homes from foreclosure be thought of as “unpopular”? Lawyers that take people’s homes away… I understand why they’d be unpopular, but the other way around? It’s really strange…

So, I arranged to visit Feldman Law Center a few days later. I got there in the late afternoon and Steve walked me around the office introducing me to the various members of his staff. The firm has several attorneys and each attorney has maybe 4-5 people assisting. It’s not a very big office; they use the space well. They’re also very organized and very technology driven. Each department is set up to work seamlessly with the others, and the whole operation works on a computer system that they had someone build from the ground up to meet their specifications. I have to tell you… it’s very cool.

When a potential client calls into Feldman Law Center the person they talk to is entering information into the system from the very beginning, and the system is designed to tell the lawyers at Feldman whether the homeowner is a likely candidate for a loan modification. If they are, fine, their case gets assigned to an attorney and the process starts. And if they’re not, then they talk to them about other alternatives to foreclosure, such as short sales and the like. It’s really very efficient and everyone that works on that client’s file has access to the system so they all know what’s happening at all times.

They know exactly when a client’s file went to the lender, when the lender responded and what was said. They can easily get the lender or servicer copies of whatever they lost… which happens all the time… and if the lender or servicer is following the rules of the government program, they say that they generally get the loan modified.

But the best part of my tour that day was when I was standing off to the side listening to one of the Feldman negotiators who was obviously talking with a bank employee. She was saying:

“No. No. My borrower cannot afford that! You have to make the monthly payment fit within their budget or what’s the point? Yes you can! No. No….”

She was relentless. And it went on for at least 10 minutes. There was no way this Feldman employee was going to let this bank give her client a modification that wouldn’t work. But she was having trouble getting the bank to see it her way. She placed the call on hold and went over to speak with Steve. I don’t know what she said to him because I was too far away to hear clearly. Steve heard though, and went to his desk and closed the door, while she transferred the call to him.

Steve was on the phone with that bank for 45 minutes. I know because I was waiting to talk with him and it seemed like it was taking forever. When he came out he was happy… he slammed the file down in front of me. “Got them to reduce the monthly payment by over $ 1300 a month. They initially wouldn’t come off of the 5 1/2 % number, but they finally did. I got them 3% fixed for 5 years. We just hit a home run, but you watch… the client won’t like it… they’ll complain that they wanted a principal reduction. This business is insane, ” he said.

Steve opined about how the clients want the world from their lenders but that the lenders don’t even want to give them what the President’s plan allows… let alone anything more. It must be very frustrating to do what he does day in and day out. I don’t think I could do it.

While I was there that afternoon, I saw nothing but dedicated people doing a thankless job while getting attacked by everyone… the banks… servicers… the government… the media… no one likes someone who’s helping a homeowner get their loan modified and like I said… it’s weird.

Feldman completes hundreds of loan modifications each month, and they’re not the least bit afraid of taking on the difficult cases, which I find to be admirable. I’ve seen them save homes that were already sold! Seriously… they’ve gotten cases overturned after the person’s home was sold… and they got it back for the homeowner.

I’ve even seen Feldman Law Center get principal reductions of more than a hundred thousand dollars! No, not everyday, or even every week, but at least half a dozen times… and that’s just when they’ve shown the case to me. I’m sure it’s happened more than that. And they almost always get modifications that are frankly amazing in my opinion. I haven’t needed to apply for a loan modification as yet, thank God, but some of the deals I’ve seen Feldman get would certainly help someone stay in their home. I mean, we’re talking many hundreds of dollars a month being shaved off of someone’s payment here… not twenty bucks.

Here’s the thing about Feldman Law Center that I think gets lost for some people… they are a big firm, in that they help a lot of people. Their records show that they’ve modified many hundreds of loans. And they’ve helped people with short sales, cash for keys, deeds in lieu, and whatever else they can arrange to help a homeowner avoid foreclosure. It’s a bad situation that people find themselves in today, but Feldman Law Center certainly does everything they can to make it the best it can be… and I don’t think you can ask for much more than that.

But when you deal with that many homeowners, especially during times like we’re experiencing in this country today, there will some you cannot please. There will be a few that won’t be satisfied with the amount of their loan modification… and there will be a few that will complain about their lawyer… even though in truth they really should be complaining about their banker or loan servicer. And I’m sure there will be times when the firm will fall short of expectations for other reasons.

I understand. I’d be pissed at the situation too. I can’t imagine what someone goes through when losing their home as a result of an economic meltdown that was caused by bankers in the first place. It makes me sick to my stomach every time I hear about another homeowner losing a home, and later that day I get to read about Citibank giving out billions in bonuses to the very same people who either caused this crisis, or watched it unfold without saying a word.

Growing up in this country, I would have said that what’s happening today would be impossible. Our government would never bail out the banks with trillions and then let the homeowners swing in the breeze. We’re the voters, remember? How can we be letting our government do what they’re doing? I don’t care whether you’re on the left or on the right… what’s happening to homeowners today is flat out wrong. Period. And to those that don’t think so… well, there’s no reason for us to talk, because we’re not going to be friends. Such people aren’t bright enough or caring enough to be my friend, how’s that for being clear about where I stand on this issue?

So, it’s understandable that people are upset at the situation. And it’s understandable a small percentage are going to complain. After all, Wells Fargo doesn’t have a complaint department for people unhappy with their loan modifications. But you can certainly go online and complain about your lawyer.

I’ve talked to many homeowners who were unhappy about the firm they hired to help them obtain a loan modification, and many, justifiably so. But, I also look at the data from the Treasury Department showing that lenders and servicers have only modified a tiny percentage of mortgages under the HAMP program. I also have looked at the number of lawsuits that have been filed against lenders and servicers, and the blunt truth is… the behavior of the lenders and servicers seems much more offensive than all but the worst of the private sector firms. Unquestionably, a lot worse than anything I’ve even heard anyone say about Feldman Law.

I looked at my watch that first day as I listened to various others talk with lenders and servicers… and it was 7:10pm… and everyone was still going strong, and seemed happy about what they were doing for a living. “Amazing, ” was all I could think at the time.

Then about a month ago, someone who Chairs a committee at the California State Bar invited me to come to the Bar’s annual meeting to attend a symposium on loan modifications in San Diego. I went and sat right up front ready to learn something about how the Bar saw the situation.

I was shocked. Not just at their obvious lack of empathy, but also at their appalling lack of knowledge of what was going on in real life today for millions of Americans. Honestly, it was sickening. If I had a fork at my table I would have stabbed it into my thigh just to stop the pain.

The speaker was an academic… a law school professor. He had never done a loan modification; never known anyone who got a loan modification… what he knew about the subject you could put in a thimble.

A week later the California State Bar published a list of attorneys they said were being investigated for some undefined type of “misconduct”. Some of the names on the list were lawyers who had already been shut down by the FTC and Attorney General’s office. But there, towards the bottom of the list was the name: Steve Feldman. And I have to tell you, I was taken aback.

First of all, I was surprised that Steve’s name would appear on such a list, but I was also shocked that the State Bar would publish such a list in the first place. It’s unbelievable to me that an organization that reports to the Supreme Court of the State of California… an organization supposedly dedicated to the laws in this country, which last time I checked included protections against being put on a list without knowing why or being found guilty of something… that kind of organization would do something like this… well, it’s just unconscionable.

I went to visit Steve the next day. I knew he’d be upset… who wouldn’t be. Steve’s been practicing law for like 25 years without appearing on any lists, so this was bound to be unsettling.

When I arrived, and he came into the office where I was waiting, he sat down, put his head into his hands and said to me: “Why am I on that list, Martin?”

I felt terrible for him. I’d feel terrible for anyone in that type of situation, who didn’t even know why he or she was on the list. How would any of us like to wake up one morning to find that someone had placed our name on a list saying that we were being investigated for some sort of wrongdoing? It would stress out anyone. And it’s unquestionably wrong.

Feldman isn’t hard to find or get a hold of… hell, their front door to their office is always wide open, just like it was the very first day I came for a tour. I’ve been there more than a dozen times since then and it’s always the same place. I’ve walked in unannounced on several occasions. Nothing exciting… just a law office with a bunch of people doing their jobs… helping homeowners save the most important possession in their lives… their homes.

In my way of thinking, if the State Bar wanted to investigate something about Feldman Law Center why couldn’t they have simply called or dropped by? You know… like normal people would.

Then I saw something that I thought helped explain things about the California State Bar. It was in the news:

Governor Schwarzenegger Refuses to Sign SB 641 to Allow the State Bar to Collect Dues From its Membership

It seems that the State Bar is a real mess. So much so, that the Governor wouldn’t sign the bill that would allow them to collect dues from its membership until things get fixed and back on track. Unbelievable.

Among other things, Governor Schwarzenegger said:

◦Salaries for staffers have risen significantly over the past five years.
◦Lack of internal controls led to embezzlement of $676k by former employee.
◦State Bar’s role in evaluation of judicial nominees suggest Bar’s political agenda continues.
◦Disciplinary costs up by $12 million, 2004 to 2008, while disciplinary inquiries have declined.
◦By failing to follow law, JNE Commission damaged its and State Bar’s reputation for impartiality.
◦Bar has become overly political, unresponsive to its membership, and inefficient.
And not only that, but the Chief Justice of the California State Supreme Court recently said that he no longer trusts the judicial nominations made by a committee of the State Bar… that they’ve failed to adhere to various statutes, and that they’ve become overtly political… at least that’s how I read it. You can decide for yourself because the actual letter from the Governor follows:

Here’s the letter from the Governor to the State Assembly:

To the Members of the California State Senate:

I am returning Senate Bill 641 without my signature.

This bill would, among other provisions, authorize the State Bar to collect annual bar dues from its members for 2010.

In 1997, Governor Pete Wilson vetoed the annual State Bar dues bill, citing numerous concerns that the State Bar had become overly political, unresponsive to its membership, and inefficient.

Unfortunately, twelve years later, inefficiencies remain unaddressed and questions about the State Bar’s role in the evaluation of judicial nominees suggest that the State Bar’s political agenda continues.

In July, the State Auditor released a report critical of the State Bar. Among the problems noted by the report: salaries for staff have risen significantly over the past five years; the costs of its disciplinary system have escalated by $12 million from 2004 to 2008 while the number of disciplinary inquiries opened has declined; and a lack of internal controls allowed the embezzlement of nearly $676, 000 by a former employee. As the organization charged with regulating the professional conduct of its members, the conduct of the State Bar itself must be above reproach. Regrettably, it is not.

In addition, recent actions by the State Bar’s Judicial Nominees Evaluation Commission (JNE) also call into question the State Bar’s impartiality in considering judicial appointments. All JNE Commission proceedings are required by law to be confidential and qualification ratings are not to be released to the public prior to the Governor considering an appointment. Unfortunately, recent events have required the State Bar to launch an official inquiry into the confidentiality of such proceedings.

Moreover, the Chief Justice of the Supreme Court has recently questioned the reliability of the Commission’s recommendations by noting its failure to follow statutory guidelines when considering judicial nominees. By failing to follow the law, the JNE Commission has damaged its reputation for impartiality and, in turn, the State Bar’s.

There is no question the State Bar has an essential role in the state’s justice system and must continue to oversee the licensing, education, and discipline of California’s lawyers. However, I am returning this bill without my signature because the State Bar cannot continue with business as usual. It must take the time to reexamine the problems noted by the State Auditor and continue its investigation into the JNE Commission. I urge the State Bar to resolve these issues as soon as possible so the Legislature can reintroduce this measure early next year.

Sincerely,

Arnold Schwarzenegger

So, now I’m not at all sure that the State Bar should even be allowed to publish such a list. They’re obviously an organization whose judgment can’t always be trusted or relied upon… the Governor won’t even allow them to collect dues from their own members. So, why would I believe them when they list someone without saying why? Without any proof of anything… what country do we live in?

I think every American should be offended by this list of lawyers, many of whom I assume, don’t even know why their names are listed… I know that Steve Feldman certainly didn’t know why his name was there.

And I also know that a lot of people believe their lawyer should have done more to save their home… but there will be over 4 million foreclosures in this country this year alone. Are they all just victims of bad lawyers? No… homeowners should think about where they direct their anger… it’s the banks that are causing this national pain and we’re all suffering as a result. And the faster we wake up and realize what’s happening… and scream our heads off in the voting booth… the faster we’ll start to see a real recovery.

Yes, it’s not a popular thing for attorneys to do these days… try to help people save their homes from foreclosure… it’s certainly working against the odds. But when I think about these lawyers who are trying to help, I think about the following… and I hope Steve does too:

The only lawyers in this country that are honored and revered by history are the lawyers who stood up for others when it was unpopular to do so. In fact our country was founded by lawyers who stood up when it was unpopular to do so.

So, I for one have seen what Feldman Law has accomplished and continues to try to accomplish every day, and I for one am glad there are lawyers like Steve Feldman who push ahead for the rights of ordinary homeowners in this country. Because if not lawyers like Steve… then who?

In fact, I know at least one law firm that has stopped helping people obtain loan modifications because they’ve been… in a word… extorted by clients on several occasions. And I’ve seen some of the letters with my own eyes. In one case, a client who had received a loan modification after the law firm worked on the client’s file for six months, wrote in to say that they could have done it themselves and now wanted their money back… or they would complain to the State Bar.

I’ve tried to learn as much as possible about our foreclosure crisis over the last year and then some. And I haven’t seen anything in the way of answers that’s anywhere near perfect. Even the giant non-profit Neighborhood Assistance Corporation of America, which is led by Bruce Marks, has an ‘F’ rating with the Better Business Bureau, and a huge line of people who say that they were misled and ignored by the group who claims an “80% success rate, ” and “same day solution”.

A few months ago, I even read more than 600 complaints written by homeowners who did NOT hire anyone to help them with a loan modification, and they gave Barack Obama an ‘F’ with their own private version of the BBB.

So… so far, since this crisis began, I’ve seen just about everyone blamed for something egregious. I’ve seen the borrowers blamed, the brokers blamed, the lenders, the lawyers, the government, the president, the butcher, baker and candlestick maker. And I’m quite sure that there will be some who will want to blame me for advocating that people need help and should hire an attorney to help them obtain a loan modification. Maybe everyone is just mad. Maybe we all have the right to be mad.

But I’m not going to be mad at Steve Feldman, just because a handful of people have been unhappy with his firm’s performance for one reason or another. Considering that his firm has helped many hundreds of homeowners, if he was operating a “scam, ” there would certainly be hundreds of people complaining, which is not the case.

Are all lawyers perfect? Of course not. Are all ethical? No, I would think not. But most are ethical, and most do try to successfully resolve their client’s cases. In the case of loan modifications, lawyers all charge a flat fee, so were it up to them, getting a loan modification would take 72 hours and end in a principal reduction and reduced interest rate. Why? Because when working under a flat fee arrangement, that’s how you’d make the most money, that’s why.

Since SB94 has been signed into California law on October 12, 2009, Feldman Law Center is still helping homeowners avoid foreclosure and postpone trustee sale dates but operating much differently these days. Feldman no longer accepts advance fees for loan modifications and has adopted new policies and procedures for helping troubled homeowners.

My name is Martin Andelman and no one asked me to write this letter, nor was I compensated in any way for writing it. I just know people need help and Feldman is one attorney I would trust to help me. You can reach me by emailing: mandelman@mac.com or if you need help you can reach Feldman Law Center at www.feldmanlawcenter.com or just call them at [protected].

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demineus
Mission Viejo, US
Oct 24, 2009 7:16 pm EDT

man this suck, i got a job interview at this feldman law center on mon, i dont know what to do, i dont wana rip people off, but then again i like food, hummm, im kinda desperate, if you wana keep your house there is a little know way, watch zeitgeist addendum on youtube, or zeitgeistmovie.com, there is a court case in the movie where a guy got to keep his house, write me back, pkingflow@gmail.com, im probally never gona look at this again

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Vonhousemann
, US
Sep 07, 2009 2:16 pm EDT

I Googled Feldman Law Center this morning because of a KFI ad, and was planning to check into their services. One of the Google links was to this site. Unbelievable. I forgot my personal resolution to run a BBB check on any business before getting involved, and was inspired to do just that because of this site. Contrary to a few posts, they have a "F" rating - which tells it all. I'm extremely disappointed in KFI radio and Clear Channel for continuing to run their ads. Do they want their listeners to fall victim?

Thanks to everyone, and I'm going to send out an email blast to my entire distro list.

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Shocked That This is Allowed
Long Beach, US
Jul 28, 2009 2:49 pm EDT

Don't be perplexed. Simply call the Ca Bar Association, the FTC, the DRE, the Los Angeles District Attorney and ask them if Feldman is being investigated right now. ANd to save you the trouble of making two calls, ask them if Parsa is being investigated as well.

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Feldmanascam?
Irvine, US
Jul 28, 2009 12:41 pm EDT

I wonder why with all the compliants on this board, is KFI am station and Bill Handle recomending this Feldman to people in crisis?
I need an update as I was about to give this Feldman a call because I hear them advertised all day long and personally by Kennedy on the 7-10 pm nightly talk show. I am very perplexed here?

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ALLEN
Woodland Hills, US
Jun 06, 2009 12:26 pm EDT

I TOO WAS SCAMMED BY THE FELDMAN LAW CENTER. THEY TOOK MY $3, 500 AND I DIDN'T HEAR FROM THEM FOR 3 MONTHS. WHEN I DID THE CLERK WHO HANDLED MY MODIFICATION HAD NO CLUE AS TO WHAT HE WAS DOING. FOR 3 MONTHS I WAS TOLD MY MODIFICATION WAS APPROVED MY THE CLERK AT FELDMAN LAW CENTER. OF COURSE, IT WASN'T AND I AM NOW AWAITING THE FORECLOSURE SALE DATE ON MY HOUSE.

ALLEN

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Feldman Law Center SCAM !!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!

SHAME on you Mr. Feldman AND your employees who continue to lie, oh, did I say LIE - and cheat all of your clients out of thier money. No human with any morals what so ever could sit and and do what you people do. SHAME SHAME SHAME.

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Big Wheel
Mission Viejo, US
Dec 25, 2009 2:40 pm EST

My Experiences With Feldman Law Center
I first walked into Feldman Law Center more than six months ago. The doors to the law firm were open wide and the office, although quite nice, wasn’t anything remarkable… just what you’d expect from a small law firm. I wanted to meet with Steve Feldman, of Feldman Law Center, because several others told me that they were one of the larger firms helping homeowners at risk of losing their homes with loan modifications.

I’d heard that Feldman advertised a lot on radio and television, and that always makes people talk… law firms, I suppose, aren’t supposed to advertise, for some reason, although they’ve been doing it for many years now and are allowed to do it within certain parameters. Anyway, I wanted to go see this well-known loan modification firm to see if they were doing good things for people, or whether, as my government was telling everyone… they were “scammers”.

Now, before I got started on my journey into the world of loan modification firms, I had to decide what the definition of “scammer” really was, and I decided that it was someone who took your money and delivered nothing in return. Simple, right? I thought so.

So, I called Mr. Feldman. And he answered the phone. He was at dinner when I called; it was, apparently, his cousin’s 50th birthday and they were celebrating. Pretty normal, so far. We agreed to meet the following week and we did. He was in my neck of the woods visiting a client, so we decided to meet at a TGI Fridays for a drink and some potato skins. (Come on… their potato skins are the bomb.)

Steve’s a lawyer, and a nice guy. We talked for a couple of hours and frankly, there was nothing that indicated that he was doing anything but fighting with lenders and servicers on behalf of homeowners, which is no easy task, I might add.

It’s become a very unpopular job, by the way, which I’ve always found to be absolutely weird, to be entirely candid. I mean, doesn’t it sound weird to everyone else too? Why in the world would a lawyer who offers to help people save their homes from foreclosure be thought of as “unpopular”? Lawyers that take people’s homes away… I understand why they’d be unpopular, but the other way around? It’s really strange…

So, I arranged to visit Feldman Law Center a few days later. I got there in the late afternoon and Steve walked me around the office introducing me to the various members of his staff. The firm has several attorneys and each attorney has maybe 4-5 people assisting. It’s not a very big office; they use the space well. They’re also very organized and very technology driven. Each department is set up to work seamlessly with the others, and the whole operation works on a computer system that they had someone build from the ground up to meet their specifications. I have to tell you… it’s very cool.

When a potential client calls into Feldman Law Center the person they talk to is entering information into the system from the very beginning, and the system is designed to tell the lawyers at Feldman whether the homeowner is a likely candidate for a loan modification. If they are, fine, their case gets assigned to an attorney and the process starts. And if they’re not, then they talk to them about other alternatives to foreclosure, such as short sales and the like. It’s really very efficient and everyone that works on that client’s file has access to the system so they all know what’s happening at all times.

They know exactly when a client’s file went to the lender, when the lender responded and what was said. They can easily get the lender or servicer copies of whatever they lost… which happens all the time… and if the lender or servicer is following the rules of the government program, they say that they generally get the loan modified.

But the best part of my tour that day was when I was standing off to the side listening to one of the Feldman negotiators who was obviously talking with a bank employee. She was saying:

“No. No. My borrower cannot afford that! You have to make the monthly payment fit within their budget or what’s the point? Yes you can! No. No….”

She was relentless. And it went on for at least 10 minutes. There was no way this Feldman employee was going to let this bank give her client a modification that wouldn’t work. But she was having trouble getting the bank to see it her way. She placed the call on hold and went over to speak with Steve. I don’t know what she said to him because I was too far away to hear clearly. Steve heard though, and went to his desk and closed the door, while she transferred the call to him.

Steve was on the phone with that bank for 45 minutes. I know because I was waiting to talk with him and it seemed like it was taking forever. When he came out he was happy… he slammed the file down in front of me. “Got them to reduce the monthly payment by over $ 1300 a month. They initially wouldn’t come off of the 5 1/2 % number, but they finally did. I got them 3% fixed for 5 years. We just hit a home run, but you watch… the client won’t like it… they’ll complain that they wanted a principal reduction. This business is insane, ” he said.

Steve opined about how the clients want the world from their lenders but that the lenders don’t even want to give them what the President’s plan allows… let alone anything more. It must be very frustrating to do what he does day in and day out. I don’t think I could do it.

While I was there that afternoon, I saw nothing but dedicated people doing a thankless job while getting attacked by everyone… the banks… servicers… the government… the media… no one likes someone who’s helping a homeowner get their loan modified and like I said… it’s weird.

Feldman completes hundreds of loan modifications each month, and they’re not the least bit afraid of taking on the difficult cases, which I find to be admirable. I’ve seen them save homes that were already sold! Seriously… they’ve gotten cases overturned after the person’s home was sold… and they got it back for the homeowner.

I’ve even seen Feldman Law Center get principal reductions of more than a hundred thousand dollars! No, not everyday, or even every week, but at least half a dozen times… and that’s just when they’ve shown the case to me. I’m sure it’s happened more than that. And they almost always get modifications that are frankly amazing in my opinion. I haven’t needed to apply for a loan modification as yet, thank God, but some of the deals I’ve seen Feldman get would certainly help someone stay in their home. I mean, we’re talking many hundreds of dollars a month being shaved off of someone’s payment here… not twenty bucks.

Here’s the thing about Feldman Law Center that I think gets lost for some people… they are a big firm, in that they help a lot of people. Their records show that they’ve modified many hundreds of loans. And they’ve helped people with short sales, cash for keys, deeds in lieu, and whatever else they can arrange to help a homeowner avoid foreclosure. It’s a bad situation that people find themselves in today, but Feldman Law Center certainly does everything they can to make it the best it can be… and I don’t think you can ask for much more than that.

But when you deal with that many homeowners, especially during times like we’re experiencing in this country today, there will some you cannot please. There will be a few that won’t be satisfied with the amount of their loan modification… and there will be a few that will complain about their lawyer… even though in truth they really should be complaining about their banker or loan servicer. And I’m sure there will be times when the firm will fall short of expectations for other reasons.

I understand. I’d be pissed at the situation too. I can’t imagine what someone goes through when losing their home as a result of an economic meltdown that was caused by bankers in the first place. It makes me sick to my stomach every time I hear about another homeowner losing a home, and later that day I get to read about Citibank giving out billions in bonuses to the very same people who either caused this crisis, or watched it unfold without saying a word.

Growing up in this country, I would have said that what’s happening today would be impossible. Our government would never bail out the banks with trillions and then let the homeowners swing in the breeze. We’re the voters, remember? How can we be letting our government do what they’re doing? I don’t care whether you’re on the left or on the right… what’s happening to homeowners today is flat out wrong. Period. And to those that don’t think so… well, there’s no reason for us to talk, because we’re not going to be friends. Such people aren’t bright enough or caring enough to be my friend, how’s that for being clear about where I stand on this issue?

So, it’s understandable that people are upset at the situation. And it’s understandable a small percentage are going to complain. After all, Wells Fargo doesn’t have a complaint department for people unhappy with their loan modifications. But you can certainly go online and complain about your lawyer.

I’ve talked to many homeowners who were unhappy about the firm they hired to help them obtain a loan modification, and many, justifiably so. But, I also look at the data from the Treasury Department showing that lenders and servicers have only modified a tiny percentage of mortgages under the HAMP program. I also have looked at the number of lawsuits that have been filed against lenders and servicers, and the blunt truth is… the behavior of the lenders and servicers seems much more offensive than all but the worst of the private sector firms. Unquestionably, a lot worse than anything I’ve even heard anyone say about Feldman Law.

I looked at my watch that first day as I listened to various others talk with lenders and servicers… and it was 7:10pm… and everyone was still going strong, and seemed happy about what they were doing for a living. “Amazing, ” was all I could think at the time.

Then about a month ago, someone who Chairs a committee at the California State Bar invited me to come to the Bar’s annual meeting to attend a symposium on loan modifications in San Diego. I went and sat right up front ready to learn something about how the Bar saw the situation.

I was shocked. Not just at their obvious lack of empathy, but also at their appalling lack of knowledge of what was going on in real life today for millions of Americans. Honestly, it was sickening. If I had a fork at my table I would have stabbed it into my thigh just to stop the pain.

The speaker was an academic… a law school professor. He had never done a loan modification; never known anyone who got a loan modification… what he knew about the subject you could put in a thimble.

A week later the California State Bar published a list of attorneys they said were being investigated for some undefined type of “misconduct”. Some of the names on the list were lawyers who had already been shut down by the FTC and Attorney General’s office. But there, towards the bottom of the list was the name: Steve Feldman. And I have to tell you, I was taken aback.

First of all, I was surprised that Steve’s name would appear on such a list, but I was also shocked that the State Bar would publish such a list in the first place. It’s unbelievable to me that an organization that reports to the Supreme Court of the State of California… an organization supposedly dedicated to the laws in this country, which last time I checked included protections against being put on a list without knowing why or being found guilty of something… that kind of organization would do something like this… well, it’s just unconscionable.

I went to visit Steve the next day. I knew he’d be upset… who wouldn’t be. Steve’s been practicing law for like 25 years without appearing on any lists, so this was bound to be unsettling.

When I arrived, and he came into the office where I was waiting, he sat down, put his head into his hands and said to me: “Why am I on that list, Martin?”

I felt terrible for him. I’d feel terrible for anyone in that type of situation, who didn’t even know why he or she was on the list. How would any of us like to wake up one morning to find that someone had placed our name on a list saying that we were being investigated for some sort of wrongdoing? It would stress out anyone. And it’s unquestionably wrong.

Feldman isn’t hard to find or get a hold of… hell, their front door to their office is always wide open, just like it was the very first day I came for a tour. I’ve been there more than a dozen times since then and it’s always the same place. I’ve walked in unannounced on several occasions. Nothing exciting… just a law office with a bunch of people doing their jobs… helping homeowners save the most important possession in their lives… their homes.

In my way of thinking, if the State Bar wanted to investigate something about Feldman Law Center why couldn’t they have simply called or dropped by? You know… like normal people would.

Then I saw something that I thought helped explain things about the California State Bar. It was in the news:

Governor Schwarzenegger Refuses to Sign SB 641 to Allow the State Bar to Collect Dues From its Membership

It seems that the State Bar is a real mess. So much so, that the Governor wouldn’t sign the bill that would allow them to collect dues from its membership until things get fixed and back on track. Unbelievable.

Among other things, Governor Schwarzenegger said:

◦Salaries for staffers have risen significantly over the past five years.
◦Lack of internal controls led to embezzlement of $676k by former employee.
◦State Bar’s role in evaluation of judicial nominees suggest Bar’s political agenda continues.
◦Disciplinary costs up by $12 million, 2004 to 2008, while disciplinary inquiries have declined.
◦By failing to follow law, JNE Commission damaged its and State Bar’s reputation for impartiality.
◦Bar has become overly political, unresponsive to its membership, and inefficient.
And not only that, but the Chief Justice of the California State Supreme Court recently said that he no longer trusts the judicial nominations made by a committee of the State Bar… that they’ve failed to adhere to various statutes, and that they’ve become overtly political… at least that’s how I read it. You can decide for yourself because the actual letter from the Governor follows:

Here’s the letter from the Governor to the State Assembly:

To the Members of the California State Senate:

I am returning Senate Bill 641 without my signature.

This bill would, among other provisions, authorize the State Bar to collect annual bar dues from its members for 2010.

In 1997, Governor Pete Wilson vetoed the annual State Bar dues bill, citing numerous concerns that the State Bar had become overly political, unresponsive to its membership, and inefficient.

Unfortunately, twelve years later, inefficiencies remain unaddressed and questions about the State Bar’s role in the evaluation of judicial nominees suggest that the State Bar’s political agenda continues.

In July, the State Auditor released a report critical of the State Bar. Among the problems noted by the report: salaries for staff have risen significantly over the past five years; the costs of its disciplinary system have escalated by $12 million from 2004 to 2008 while the number of disciplinary inquiries opened has declined; and a lack of internal controls allowed the embezzlement of nearly $676, 000 by a former employee. As the organization charged with regulating the professional conduct of its members, the conduct of the State Bar itself must be above reproach. Regrettably, it is not.

In addition, recent actions by the State Bar’s Judicial Nominees Evaluation Commission (JNE) also call into question the State Bar’s impartiality in considering judicial appointments. All JNE Commission proceedings are required by law to be confidential and qualification ratings are not to be released to the public prior to the Governor considering an appointment. Unfortunately, recent events have required the State Bar to launch an official inquiry into the confidentiality of such proceedings.

Moreover, the Chief Justice of the Supreme Court has recently questioned the reliability of the Commission’s recommendations by noting its failure to follow statutory guidelines when considering judicial nominees. By failing to follow the law, the JNE Commission has damaged its reputation for impartiality and, in turn, the State Bar’s.

There is no question the State Bar has an essential role in the state’s justice system and must continue to oversee the licensing, education, and discipline of California’s lawyers. However, I am returning this bill without my signature because the State Bar cannot continue with business as usual. It must take the time to reexamine the problems noted by the State Auditor and continue its investigation into the JNE Commission. I urge the State Bar to resolve these issues as soon as possible so the Legislature can reintroduce this measure early next year.

Sincerely,

Arnold Schwarzenegger

So, now I’m not at all sure that the State Bar should even be allowed to publish such a list. They’re obviously an organization whose judgment can’t always be trusted or relied upon… the Governor won’t even allow them to collect dues from their own members. So, why would I believe them when they list someone without saying why? Without any proof of anything… what country do we live in?

I think every American should be offended by this list of lawyers, many of whom I assume, don’t even know why their names are listed… I know that Steve Feldman certainly didn’t know why his name was there.

And I also know that a lot of people believe their lawyer should have done more to save their home… but there will be over 4 million foreclosures in this country this year alone. Are they all just victims of bad lawyers? No… homeowners should think about where they direct their anger… it’s the banks that are causing this national pain and we’re all suffering as a result. And the faster we wake up and realize what’s happening… and scream our heads off in the voting booth… the faster we’ll start to see a real recovery.

Yes, it’s not a popular thing for attorneys to do these days… try to help people save their homes from foreclosure… it’s certainly working against the odds. But when I think about these lawyers who are trying to help, I think about the following… and I hope Steve does too:

The only lawyers in this country that are honored and revered by history are the lawyers who stood up for others when it was unpopular to do so. In fact our country was founded by lawyers who stood up when it was unpopular to do so.

So, I for one have seen what Feldman Law has accomplished and continues to try to accomplish every day, and I for one am glad there are lawyers like Steve Feldman who push ahead for the rights of ordinary homeowners in this country. Because if not lawyers like Steve… then who?

In fact, I know at least one law firm that has stopped helping people obtain loan modifications because they’ve been… in a word… extorted by clients on several occasions. And I’ve seen some of the letters with my own eyes. In one case, a client who had received a loan modification after the law firm worked on the client’s file for six months, wrote in to say that they could have done it themselves and now wanted their money back… or they would complain to the State Bar.

I’ve tried to learn as much as possible about our foreclosure crisis over the last year and then some. And I haven’t seen anything in the way of answers that’s anywhere near perfect. Even the giant non-profit Neighborhood Assistance Corporation of America, which is led by Bruce Marks, has an ‘F’ rating with the Better Business Bureau, and a huge line of people who say that they were misled and ignored by the group who claims an “80% success rate, ” and “same day solution”.

A few months ago, I even read more than 600 complaints written by homeowners who did NOT hire anyone to help them with a loan modification, and they gave Barack Obama an ‘F’ with their own private version of the BBB.

So… so far, since this crisis began, I’ve seen just about everyone blamed for something egregious. I’ve seen the borrowers blamed, the brokers blamed, the lenders, the lawyers, the government, the president, the butcher, baker and candlestick maker. And I’m quite sure that there will be some who will want to blame me for advocating that people need help and should hire an attorney to help them obtain a loan modification. Maybe everyone is just mad. Maybe we all have the right to be mad.

But I’m not going to be mad at Steve Feldman, just because a handful of people have been unhappy with his firm’s performance for one reason or another. Considering that his firm has helped many hundreds of homeowners, if he was operating a “scam, ” there would certainly be hundreds of people complaining, which is not the case.

Are all lawyers perfect? Of course not. Are all ethical? No, I would think not. But most are ethical, and most do try to successfully resolve their client’s cases. In the case of loan modifications, lawyers all charge a flat fee, so were it up to them, getting a loan modification would take 72 hours and end in a principal reduction and reduced interest rate. Why? Because when working under a flat fee arrangement, that’s how you’d make the most money, that’s why.

Since SB94 has been signed into California law on October 12, 2009, Feldman Law Center is still helping homeowners avoid foreclosure and postpone trustee sale dates but operating much differently these days. Feldman no longer accepts advance fees for loan modifications and has adopted new policies and procedures for helping troubled homeowners.

My name is Martin Andelman and no one asked me to write this letter, nor was I compensated in any way for writing it. I just know people need help and Feldman is one attorney I would trust to help me. You can reach me by emailing: mandelman@mac.com or if you need help you can reach Feldman Law Center at www.feldmanlawcenter.com or just call them at [protected].

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ALLAN2008
Irvine, US
Nov 06, 2009 7:54 pm EST

HEY, BEING IN THE MODIFICATION BUSINESS AND ALSO WORKING FOR (not Feldman or Parsa)A ETHICAL LAW FIRM, I CAN HONESTLY SAY I HAVE SEEN OVER 1, 00 PEOPLE TRULY HELPED (cut monthly payments in 1/2 etc..) BUT THOSE PEOPLE (satified/Happy) DO NOT COME TO THESE SITES.

THE PEOPLE WHO UTILIZE THIS SITE CAN BE 1 of 3 ---1) THE 1 in 1, 000 WHO DIDN'T GET WHAT THEY WANTED (seen folks who could't afford even @ 3.0%) ---2) PEOPLE WHO REALLY HAVEN'T EVEN DONE A LM WITH THIS PARTICULAR ATTORENY BUT ARE SIMPLY WHINNERS (negatives) WHO SIMPLY LIKE TO JUMP ON THE NEGATIVE BANDWAGON OF ANY TOPIC ----AND # 3) THE MOST POPULAR ONE/WRITER IS---------THE EX / FIRED EMPLOYEE WHO COULDN'T DO HIS/HER JOB AND WANTS REVENGE (Why is it they NEVER Sign their Name?) FOR THEIR OWN MISSGIVINGS.
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Feldman Law Center - Loan Modification Scam

Despite having seen complaints on this site, I fell for the radio commercials that Steven Feldman was running in the Los Angeles Market. I spoke with Chris Johnson, and I even asked him to address the complaints. He did so to some satisfaction. Well today Mr. Feldman fired me! I have been asking for some time for proof that an authorization to represent wa...

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Feldman Law Center Rip Off

The Feldman Law Center is a complete rip off they will tell you what you want to hear in the begining. The sells rep we spoke to by the name of Jill ( be careful ) will tell you to send in the money and then they will assign you a attorney to work on your case. The first one that was assigned to us just up and quit we was told she doesn't work there any more we was assigned a new attorney she wanted all the paper work we sent in the first time, we asked why when we did that already it's been six months now and nothing has happened we spoke to a attorney in our area of Dallas, Tx and he said it's should take nomore than 30 to 60 days and your done. becareful of this law firm and hope it helps you in making your decision don't get ripped off like me and my wife did we are hard working god fearing citizens and don't deserve to get ripped off like this.

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still kickin
Tustin, US
Apr 02, 2009 5:08 pm EDT

Easy there Argyle,
You've got the wrong firm. Feldman hasn't had any attorneys leave, period. Also, you need to replace your Dallas attorney who said 30 to 60 days to completion on a mod. He (or she) is high. Some lenders are taking 5 to 7 months to sign off on a final mod. You probably have one of them.

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joe
Fresno, US
Mar 30, 2009 9:36 am EDT

Argyle, Tx,

You are not alone. File a complaint with the State Bar of California right away.

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Feldman Law Center Loan Modification

Feldman Law Center can't complete a loan modification for ANYONE in a timely fashion and in many cases not at all. They took in 500 clients who paid their retainer fees upfront before they hired the first real negotiator. That was in September 2008. Then they hired several unskilled people to help process the files and in turn trained them to be negotiators. The new unseasoned negotiators are paid less that a true negotiators or paralegals. They don't have the skills to negotiate with the lenders legal departments. The negotiators will loose your entire file several times over many months and ask you to repeatedly fax all your documents back to them. Now they are so back logged that they may not touch your file for several months, yet they are still taking in a record number of new clients. People believe the ads that they hear on KFI, Dr Laura, and other radio stations. Many clients have lost their homes to auction and Feldman didn't even know their client had an auction date. Due to the excessive amount of clients and being understaffed, they will stall and tell the angry clients it will now take 6-7 months to complete a loan modification. Even though they have put statements in the retainer agreement concerning the prevailing party will be awarded attorney fee's, they will tell the client they don't know anything about that. When the exhausted client is facing moving in the street with their children, Feldman will not return the retainer fee. Good luck fighting for that back. Feldman will take in new client's money knowing the lender will never approve the loan modification and keep the retainer fee for 6-7 months without a refund. They wait until the client is so angry and threatening before they are willing to do the right thing and return the retainer fee. They know they can't fulfill the service but they keep the fee as many months as possible. Many of the lenders will tell the negotiator within a week if the loan modification is going to be accepted. Many clients end up with a monthly payment higher that what they started with. Feldman tells them that is a loan modification and they must accept it. Since the negotiators have no knowledge of the industry or back bone, they are not fighting for the client to get the best settlement. This information is from an insider's prospective as an employee, not a client. Protect your families and your homes.

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lebando
, US
Oct 22, 2011 2:03 pm EDT

SHAME on you Mr. Feldman AND your employees who continue to lie, oh, did I say LIE - and cheat all of your clients out of thier money. No human with any morals what so ever could sit and and do what you people do. SHAME SHAME SHAME...

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JTMIII
North Hollywood, US
Oct 01, 2009 6:36 pm EDT

This comment is just plain inacurate. Did you know that the Feldman Law Center helps tons of people a month to get a loan modification? Have you spoken with them? They have done a great job. Please do not post such nonsense in the future. Here's a real person with a real report:

"We have been in our home for 3 years and I think we were given the wrong mortgage. We got behind but your team made sure our lender listened and we are now in a mortgage that we can afford. Our entire family appreciates you and the staff at Feldman Law Center."

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droopydaisy
Orange, US
Aug 13, 2009 7:36 pm EDT

I'm pretty scared that my husband and I may be getting scammed by this law center. Got a posted sale date on my front door yesterday and now no one from Feldman will call me back. I just need to know am I losing my house? I need to make arangements. The sale date is 9-2-09. Who do I complain too if Feldman doesn't respond?

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Sonny1
Whittier, US
Jul 14, 2009 3:54 pm EDT

If the Feldman Law Center are scam artist then who is a good firm to retain?

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miranda
Santa Ana, US
May 25, 2009 11:31 pm EDT
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On the BBB site under Loan Modifications, you can find info for other companies that are highly rated to do the same thing.
One example is the Friendly Fair Firm in FL.
Also a non-profit organization that may help is ACORN Housing Help - Housing Equity Loss Prevention. Although you'd have to wait a long time because they're very very busy.

Do your research before taking a life-changing step, and you could minimize the regrets later.
(plus then you won't have to try to kill each other with words online like this... this is proof that you can not control other people's actions & thoughts, no matter how much you badmouth them)

Jim F.
Jim F.
Susanville, US
May 25, 2009 9:38 pm EDT

George,

You could have done better on your own than with this guy. If you really are recommending your friends, and you're not a Feldman employee, you should STOP! My house was in the foreclosure process and slated for auction and Feldman was no where to be found. I negotiated a very good deal on my own - Feldman's office never did a thing. http://www.feldmanlawinfo.com

Jim F.
Jim F.
Susanville, US
May 25, 2009 9:26 pm EDT

Miranda in Santa Ana happens to be in the same city as Feldman Law center. She is probably an employee - or she was a few months ago. she may be an ex-employee by now.

Jim F.
Jim F.
Susanville, US
May 25, 2009 9:24 pm EDT

I had the same experience. I was fortunate to negotiate my own modification - Feldman didn't do a thing. http://www.feldmanlawinfo.com

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trave29
La Jolla , US
May 03, 2009 7:11 pm EDT

He definitely ripped me off, most of his staff is completely incompetent. How do we take action against his firm?

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Shocked That This is Allowed
Long Beach, US
May 02, 2009 3:40 pm EDT

George:

Why don't you identify yourself? Im sure lots of us that have been screwed by Steven Feldmans so called Law Center would love to chat with you. If in fact you got a modification, I'd bet it was either the same or less than you would have gotten through HUD or Project Hope. Bt I'm also pretty sure that you are or were on staff with Feldman. I am currently tracking down through an investigator, former employees of Feldman Law Center. who can provide much more. Oh, and for the record, Steven Feldman operates under a number of names, so look out. He typically is there during any financial crisis offering to help (by stealing your money). And if you think your instincts are good at reading whether people are good or evil - DON'T. I thought I could see through evil, but this guy is the devil incarnate. He may even believe he is helping people. He's not. If anyone has been helped, it's sheer luck in numbers.

Assuming you are a loyal employee of the Feldman Law Center, be sure to tell Steven to wear make up to the officethe next couple of weeks, cause the Press Releases are going out, and they name names.

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Feldman Law Center Loan Modification rip off

Feldman Law Center is more than a scam. The activity they are doing is criminal and the government needs to stop them.

Feldman Law Center is stealing from hard working homeowners and the government needs to step in and stop these crooks. The lie to consumers, take their money and do not provide the service. They claim to have satisfied customers, but this does not absolve them of those they have ripped off, like me. These people are nothing more than professional WHITE-COLLAR CROOKS! These people do not even think about the hardship they are causing families. They are just criminals; they have no conscious.

Steven Feldman is a lawyer, and he is giving honest lawyers a bad name. Every other word out of his mouth is a lie. You cannot trust anything he or his staff says. If you chose to do business with this guy and Feldman Law Center, make sure you get everything in writing, and pray. And when you do get taken, do not just walk away with your tail between you legs; Fight Back! Remember, consumers have the power; they just have to use it!

Soon or later, Feldman Law Center will get caught. I hope I have a front row seat!

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Glflvr10
Chino Hills, US
Mar 08, 2011 12:32 am EST
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Wow, Martin you wrote way to much and how do you know so much about them and the law. My guess is you work or your a good friend of Steve. Regardless of the many reasons, Feldman Law Center has an "F" rating on the BBB. They talked me into giving them three of my properties for modification. Two investment properties and my primary residence. The young man who I met with advised me not to make payments on them, so it will show definite hardship. I took his advice on my investment properties but not my primary residence. Thank God, because they could not do anything on my investment property and now I know that the HAMP program only applies to primary residence. My primary Aurora Loans would not do modification at all. I did not know they were using the HAMP program. Long story short, lost one of my investment property to foreclosure, lost the $7, 000 to Feldman. A dear friend lent me some $10k to catch up and save my retirement property. Futhermore,
1) Huge turn over, no one was familiar with my current info.
2) Pleaded with them in tears after two month of waiting, that if they could not do the modification please tell me because my 4-plex is may retirement. I am self employed.
3) They changed their phone number several times.

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Big Wheel
Mission Viejo, US
Dec 25, 2009 2:46 pm EST

My Experiences With Feldman Law Center
I first walked into Feldman Law Center more than six months ago. The doors to the law firm were open wide and the office, although quite nice, wasn’t anything remarkable… just what you’d expect from a small law firm. I wanted to meet with Steve Feldman, of Feldman Law Center, because several others told me that they were one of the larger firms helping homeowners at risk of losing their homes with loan modifications.

I’d heard that Feldman advertised a lot on radio and television, and that always makes people talk… law firms, I suppose, aren’t supposed to advertise, for some reason, although they’ve been doing it for many years now and are allowed to do it within certain parameters. Anyway, I wanted to go see this well-known loan modification firm to see if they were doing good things for people, or whether, as my government was telling everyone… they were “scammers”.

Now, before I got started on my journey into the world of loan modification firms, I had to decide what the definition of “scammer” really was, and I decided that it was someone who took your money and delivered nothing in return. Simple, right? I thought so.

So, I called Mr. Feldman. And he answered the phone. He was at dinner when I called; it was, apparently, his cousin’s 50th birthday and they were celebrating. Pretty normal, so far. We agreed to meet the following week and we did. He was in my neck of the woods visiting a client, so we decided to meet at a TGI Fridays for a drink and some potato skins. (Come on… their potato skins are the bomb.)

Steve’s a lawyer, and a nice guy. We talked for a couple of hours and frankly, there was nothing that indicated that he was doing anything but fighting with lenders and servicers on behalf of homeowners, which is no easy task, I might add.

It’s become a very unpopular job, by the way, which I’ve always found to be absolutely weird, to be entirely candid. I mean, doesn’t it sound weird to everyone else too? Why in the world would a lawyer who offers to help people save their homes from foreclosure be thought of as “unpopular”? Lawyers that take people’s homes away… I understand why they’d be unpopular, but the other way around? It’s really strange…

So, I arranged to visit Feldman Law Center a few days later. I got there in the late afternoon and Steve walked me around the office introducing me to the various members of his staff. The firm has several attorneys and each attorney has maybe 4-5 people assisting. It’s not a very big office; they use the space well. They’re also very organized and very technology driven. Each department is set up to work seamlessly with the others, and the whole operation works on a computer system that they had someone build from the ground up to meet their specifications. I have to tell you… it’s very cool.

When a potential client calls into Feldman Law Center the person they talk to is entering information into the system from the very beginning, and the system is designed to tell the lawyers at Feldman whether the homeowner is a likely candidate for a loan modification. If they are, fine, their case gets assigned to an attorney and the process starts. And if they’re not, then they talk to them about other alternatives to foreclosure, such as short sales and the like. It’s really very efficient and everyone that works on that client’s file has access to the system so they all know what’s happening at all times.

They know exactly when a client’s file went to the lender, when the lender responded and what was said. They can easily get the lender or servicer copies of whatever they lost… which happens all the time… and if the lender or servicer is following the rules of the government program, they say that they generally get the loan modified.

But the best part of my tour that day was when I was standing off to the side listening to one of the Feldman negotiators who was obviously talking with a bank employee. She was saying:

“No. No. My borrower cannot afford that! You have to make the monthly payment fit within their budget or what’s the point? Yes you can! No. No….”

She was relentless. And it went on for at least 10 minutes. There was no way this Feldman employee was going to let this bank give her client a modification that wouldn’t work. But she was having trouble getting the bank to see it her way. She placed the call on hold and went over to speak with Steve. I don’t know what she said to him because I was too far away to hear clearly. Steve heard though, and went to his desk and closed the door, while she transferred the call to him.

Steve was on the phone with that bank for 45 minutes. I know because I was waiting to talk with him and it seemed like it was taking forever. When he came out he was happy… he slammed the file down in front of me. “Got them to reduce the monthly payment by over $ 1300 a month. They initially wouldn’t come off of the 5 1/2 % number, but they finally did. I got them 3% fixed for 5 years. We just hit a home run, but you watch… the client won’t like it… they’ll complain that they wanted a principal reduction. This business is insane, ” he said.

Steve opined about how the clients want the world from their lenders but that the lenders don’t even want to give them what the President’s plan allows… let alone anything more. It must be very frustrating to do what he does day in and day out. I don’t think I could do it.

While I was there that afternoon, I saw nothing but dedicated people doing a thankless job while getting attacked by everyone… the banks… servicers… the government… the media… no one likes someone who’s helping a homeowner get their loan modified and like I said… it’s weird.

Feldman completes hundreds of loan modifications each month, and they’re not the least bit afraid of taking on the difficult cases, which I find to be admirable. I’ve seen them save homes that were already sold! Seriously… they’ve gotten cases overturned after the person’s home was sold… and they got it back for the homeowner.

I’ve even seen Feldman Law Center get principal reductions of more than a hundred thousand dollars! No, not everyday, or even every week, but at least half a dozen times… and that’s just when they’ve shown the case to me. I’m sure it’s happened more than that. And they almost always get modifications that are frankly amazing in my opinion. I haven’t needed to apply for a loan modification as yet, thank God, but some of the deals I’ve seen Feldman get would certainly help someone stay in their home. I mean, we’re talking many hundreds of dollars a month being shaved off of someone’s payment here… not twenty bucks.

Here’s the thing about Feldman Law Center that I think gets lost for some people… they are a big firm, in that they help a lot of people. Their records show that they’ve modified many hundreds of loans. And they’ve helped people with short sales, cash for keys, deeds in lieu, and whatever else they can arrange to help a homeowner avoid foreclosure. It’s a bad situation that people find themselves in today, but Feldman Law Center certainly does everything they can to make it the best it can be… and I don’t think you can ask for much more than that.

But when you deal with that many homeowners, especially during times like we’re experiencing in this country today, there will some you cannot please. There will be a few that won’t be satisfied with the amount of their loan modification… and there will be a few that will complain about their lawyer… even though in truth they really should be complaining about their banker or loan servicer. And I’m sure there will be times when the firm will fall short of expectations for other reasons.

I understand. I’d be pissed at the situation too. I can’t imagine what someone goes through when losing their home as a result of an economic meltdown that was caused by bankers in the first place. It makes me sick to my stomach every time I hear about another homeowner losing a home, and later that day I get to read about Citibank giving out billions in bonuses to the very same people who either caused this crisis, or watched it unfold without saying a word.

Growing up in this country, I would have said that what’s happening today would be impossible. Our government would never bail out the banks with trillions and then let the homeowners swing in the breeze. We’re the voters, remember? How can we be letting our government do what they’re doing? I don’t care whether you’re on the left or on the right… what’s happening to homeowners today is flat out wrong. Period. And to those that don’t think so… well, there’s no reason for us to talk, because we’re not going to be friends. Such people aren’t bright enough or caring enough to be my friend, how’s that for being clear about where I stand on this issue?

So, it’s understandable that people are upset at the situation. And it’s understandable a small percentage are going to complain. After all, Wells Fargo doesn’t have a complaint department for people unhappy with their loan modifications. But you can certainly go online and complain about your lawyer.

I’ve talked to many homeowners who were unhappy about the firm they hired to help them obtain a loan modification, and many, justifiably so. But, I also look at the data from the Treasury Department showing that lenders and servicers have only modified a tiny percentage of mortgages under the HAMP program. I also have looked at the number of lawsuits that have been filed against lenders and servicers, and the blunt truth is… the behavior of the lenders and servicers seems much more offensive than all but the worst of the private sector firms. Unquestionably, a lot worse than anything I’ve even heard anyone say about Feldman Law.

I looked at my watch that first day as I listened to various others talk with lenders and servicers… and it was 7:10pm… and everyone was still going strong, and seemed happy about what they were doing for a living. “Amazing, ” was all I could think at the time.

Then about a month ago, someone who Chairs a committee at the California State Bar invited me to come to the Bar’s annual meeting to attend a symposium on loan modifications in San Diego. I went and sat right up front ready to learn something about how the Bar saw the situation.

I was shocked. Not just at their obvious lack of empathy, but also at their appalling lack of knowledge of what was going on in real life today for millions of Americans. Honestly, it was sickening. If I had a fork at my table I would have stabbed it into my thigh just to stop the pain.

The speaker was an academic… a law school professor. He had never done a loan modification; never known anyone who got a loan modification… what he knew about the subject you could put in a thimble.

A week later the California State Bar published a list of attorneys they said were being investigated for some undefined type of “misconduct”. Some of the names on the list were lawyers who had already been shut down by the FTC and Attorney General’s office. But there, towards the bottom of the list was the name: Steve Feldman. And I have to tell you, I was taken aback.

First of all, I was surprised that Steve’s name would appear on such a list, but I was also shocked that the State Bar would publish such a list in the first place. It’s unbelievable to me that an organization that reports to the Supreme Court of the State of California… an organization supposedly dedicated to the laws in this country, which last time I checked included protections against being put on a list without knowing why or being found guilty of something… that kind of organization would do something like this… well, it’s just unconscionable.

I went to visit Steve the next day. I knew he’d be upset… who wouldn’t be. Steve’s been practicing law for like 25 years without appearing on any lists, so this was bound to be unsettling.

When I arrived, and he came into the office where I was waiting, he sat down, put his head into his hands and said to me: “Why am I on that list, Martin?”

I felt terrible for him. I’d feel terrible for anyone in that type of situation, who didn’t even know why he or she was on the list. How would any of us like to wake up one morning to find that someone had placed our name on a list saying that we were being investigated for some sort of wrongdoing? It would stress out anyone. And it’s unquestionably wrong.

Feldman isn’t hard to find or get a hold of… hell, their front door to their office is always wide open, just like it was the very first day I came for a tour. I’ve been there more than a dozen times since then and it’s always the same place. I’ve walked in unannounced on several occasions. Nothing exciting… just a law office with a bunch of people doing their jobs… helping homeowners save the most important possession in their lives… their homes.

In my way of thinking, if the State Bar wanted to investigate something about Feldman Law Center why couldn’t they have simply called or dropped by? You know… like normal people would.

Then I saw something that I thought helped explain things about the California State Bar. It was in the news:

Governor Schwarzenegger Refuses to Sign SB 641 to Allow the State Bar to Collect Dues From its Membership

It seems that the State Bar is a real mess. So much so, that the Governor wouldn’t sign the bill that would allow them to collect dues from its membership until things get fixed and back on track. Unbelievable.

Among other things, Governor Schwarzenegger said:

◦Salaries for staffers have risen significantly over the past five years.
◦Lack of internal controls led to embezzlement of $676k by former employee.
◦State Bar’s role in evaluation of judicial nominees suggest Bar’s political agenda continues.
◦Disciplinary costs up by $12 million, 2004 to 2008, while disciplinary inquiries have declined.
◦By failing to follow law, JNE Commission damaged its and State Bar’s reputation for impartiality.
◦Bar has become overly political, unresponsive to its membership, and inefficient.
And not only that, but the Chief Justice of the California State Supreme Court recently said that he no longer trusts the judicial nominations made by a committee of the State Bar… that they’ve failed to adhere to various statutes, and that they’ve become overtly political… at least that’s how I read it. You can decide for yourself because the actual letter from the Governor follows:

Here’s the letter from the Governor to the State Assembly:

To the Members of the California State Senate:

I am returning Senate Bill 641 without my signature.

This bill would, among other provisions, authorize the State Bar to collect annual bar dues from its members for 2010.

In 1997, Governor Pete Wilson vetoed the annual State Bar dues bill, citing numerous concerns that the State Bar had become overly political, unresponsive to its membership, and inefficient.

Unfortunately, twelve years later, inefficiencies remain unaddressed and questions about the State Bar’s role in the evaluation of judicial nominees suggest that the State Bar’s political agenda continues.

In July, the State Auditor released a report critical of the State Bar. Among the problems noted by the report: salaries for staff have risen significantly over the past five years; the costs of its disciplinary system have escalated by $12 million from 2004 to 2008 while the number of disciplinary inquiries opened has declined; and a lack of internal controls allowed the embezzlement of nearly $676, 000 by a former employee. As the organization charged with regulating the professional conduct of its members, the conduct of the State Bar itself must be above reproach. Regrettably, it is not.

In addition, recent actions by the State Bar’s Judicial Nominees Evaluation Commission (JNE) also call into question the State Bar’s impartiality in considering judicial appointments. All JNE Commission proceedings are required by law to be confidential and qualification ratings are not to be released to the public prior to the Governor considering an appointment. Unfortunately, recent events have required the State Bar to launch an official inquiry into the confidentiality of such proceedings.

Moreover, the Chief Justice of the Supreme Court has recently questioned the reliability of the Commission’s recommendations by noting its failure to follow statutory guidelines when considering judicial nominees. By failing to follow the law, the JNE Commission has damaged its reputation for impartiality and, in turn, the State Bar’s.

There is no question the State Bar has an essential role in the state’s justice system and must continue to oversee the licensing, education, and discipline of California’s lawyers. However, I am returning this bill without my signature because the State Bar cannot continue with business as usual. It must take the time to reexamine the problems noted by the State Auditor and continue its investigation into the JNE Commission. I urge the State Bar to resolve these issues as soon as possible so the Legislature can reintroduce this measure early next year.

Sincerely,

Arnold Schwarzenegger

So, now I’m not at all sure that the State Bar should even be allowed to publish such a list. They’re obviously an organization whose judgment can’t always be trusted or relied upon… the Governor won’t even allow them to collect dues from their own members. So, why would I believe them when they list someone without saying why? Without any proof of anything… what country do we live in?

I think every American should be offended by this list of lawyers, many of whom I assume, don’t even know why their names are listed… I know that Steve Feldman certainly didn’t know why his name was there.

And I also know that a lot of people believe their lawyer should have done more to save their home… but there will be over 4 million foreclosures in this country this year alone. Are they all just victims of bad lawyers? No… homeowners should think about where they direct their anger… it’s the banks that are causing this national pain and we’re all suffering as a result. And the faster we wake up and realize what’s happening… and scream our heads off in the voting booth… the faster we’ll start to see a real recovery.

Yes, it’s not a popular thing for attorneys to do these days… try to help people save their homes from foreclosure… it’s certainly working against the odds. But when I think about these lawyers who are trying to help, I think about the following… and I hope Steve does too:

The only lawyers in this country that are honored and revered by history are the lawyers who stood up for others when it was unpopular to do so. In fact our country was founded by lawyers who stood up when it was unpopular to do so.

So, I for one have seen what Feldman Law has accomplished and continues to try to accomplish every day, and I for one am glad there are lawyers like Steve Feldman who push ahead for the rights of ordinary homeowners in this country. Because if not lawyers like Steve… then who?

In fact, I know at least one law firm that has stopped helping people obtain loan modifications because they’ve been… in a word… extorted by clients on several occasions. And I’ve seen some of the letters with my own eyes. In one case, a client who had received a loan modification after the law firm worked on the client’s file for six months, wrote in to say that they could have done it themselves and now wanted their money back… or they would complain to the State Bar.

I’ve tried to learn as much as possible about our foreclosure crisis over the last year and then some. And I haven’t seen anything in the way of answers that’s anywhere near perfect. Even the giant non-profit Neighborhood Assistance Corporation of America, which is led by Bruce Marks, has an ‘F’ rating with the Better Business Bureau, and a huge line of people who say that they were misled and ignored by the group who claims an “80% success rate, ” and “same day solution”.

A few months ago, I even read more than 600 complaints written by homeowners who did NOT hire anyone to help them with a loan modification, and they gave Barack Obama an ‘F’ with their own private version of the BBB.

So… so far, since this crisis began, I’ve seen just about everyone blamed for something egregious. I’ve seen the borrowers blamed, the brokers blamed, the lenders, the lawyers, the government, the president, the butcher, baker and candlestick maker. And I’m quite sure that there will be some who will want to blame me for advocating that people need help and should hire an attorney to help them obtain a loan modification. Maybe everyone is just mad. Maybe we all have the right to be mad.

But I’m not going to be mad at Steve Feldman, just because a handful of people have been unhappy with his firm’s performance for one reason or another. Considering that his firm has helped many hundreds of homeowners, if he was operating a “scam, ” there would certainly be hundreds of people complaining, which is not the case.

Are all lawyers perfect? Of course not. Are all ethical? No, I would think not. But most are ethical, and most do try to successfully resolve their client’s cases. In the case of loan modifications, lawyers all charge a flat fee, so were it up to them, getting a loan modification would take 72 hours and end in a principal reduction and reduced interest rate. Why? Because when working under a flat fee arrangement, that’s how you’d make the most money, that’s why.

Since SB94 has been signed into California law on October 12, 2009, Feldman Law Center is still helping homeowners avoid foreclosure and postpone trustee sale dates but operating much differently these days. Feldman no longer accepts advance fees for loan modifications and has adopted new policies and procedures for helping troubled homeowners.

My name is Martin Andelman and no one asked me to write this letter, nor was I compensated in any way for writing it. I just know people need help and Feldman is one attorney I would trust to help me. You can reach me by emailing: mandelman@mac.com or if you need help you can reach Feldman Law Center at www.feldmanlawcenter.com or just call them at [protected].

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JTMIII
North Hollywood, US
Oct 01, 2009 6:35 pm EDT

This comment is completely untrue. I have been to their offices and spoken with the people they've helped. It's wrong to make false, misleading accusations such as these.

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Kerri
Pasadena, US
Jun 06, 2009 3:54 am EDT

i left a thread somewhere else on here to help direct people to a law firm that actually does what they say they do and are very professional about it. i dont know if i can post their number on here but the name of the firm is the Al Verdi Law Group and ask for Bob he really helped me and called me every week with an update never pushy with his approach and i got a wonderful deal. i completely recommend this as a diamond in the ruff so to speak for looking at legitemite companies that wont run off with your money with no service rendered

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paula
Sarasota, US
May 12, 2009 3:38 pm EDT

Yeah, I'm jealous that he has my $ 4000 and I don't.

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still kickin
Tustin, US
Mar 19, 2009 2:21 pm EDT

Parsa and Feldman are completely different. I went with Feldman, had a smooth ride and stand to save a bunch of cash over the next 3 years. They didn't charge as much as Parsa either. Ask for Alicia, she was great!

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Tracy
san clemente, US
Mar 17, 2009 10:14 am EDT

Feldman is located in Mission Viejo. They are not afilliated with Parsa and quite contrary to what you might read on these uncontested internet site Feldman is very reputable and gets good results. Ouite simply the haters out there are jelous of Feldman's succsess.

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TBS
West Hollywood, US
Mar 16, 2009 2:00 pm EDT

Is Feldman Law Group now operating as Parsa Law Group? They want me to pay them $4000 up front for a loan modification/bankruptcy. I am nervous because they indicated that everything could be handled over the phone. When I asked where they are located, I was told their offices are in Costa Mesa, CA. Anyone with any experience out there, please reply.

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TBS
West Hollywood, US
Mar 16, 2009 1:56 pm EDT

I was considering Parsa Law Group to assist me with a bankruptcy/loan modification until I saw the many complaints online. Is Feldman Law Group the same as Parsa. Have they changed the name to throw off unsuspecting new consumers? Someone please reply. They want me to pay them $4000 up front. -TB-

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Jacob
Miami, US
Mar 11, 2009 11:18 am EDT

Friendly Financial services has helped numerous clients facing the prospect of foreclosure. Please call [protected] for a free consultation to see if we can help you. Please visit our website as well http://www.friendlyfinancialservices.com

and our BBB rating

http://www.seflorida.bbb.org/BusinessReport.aspx?CompanyID=92009751

ComplaintsBoard
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4:07 pm EST
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Feldman Law Center Steven C. Feldman - Are You Out There? We Have Questions For You

Steven Craig Feldman/James Mazi Parsa, please answer the following questions:

How many attorneys work at Feldman Law Center/Parsa Law Group and handle the loan modifications?

Why is it that I never got even a 15-minute consultation about my situation with an attorney before or after I paid Feldman Law Center/Parsa Law Group $3, 500?

Why are there so many inconsistencies in the communication at Feldman Law Center/Parsa Law Group?

Why do customers have to pay the entire fee upfront, before they get any services at Feldman Law Center/Parsa Law Group? [Didn't you know that that is against the LAW?]

Why do you request paymentb by cashiers check?

Why do you send FedEx to pick-up the cashiers’ checks?

Why do you and your staff communicate primarily with your customers by telephone, and only when pressed via email?

Why do you not use distinctive stationary (Real letterhead)? Your communication, even when sent US mail, is on plain paper (typed written with no distinctive markings).

Why does your staff not identify their credentials, when communicating with customers?

Who is Greg Feldman and Jason Feldman? And for you Parsa - Michael Ponzillo, David Lindsey and Alex Dastmalchi? What are their credentials?

Thanks from a consumer who wrote to us - great questions?

What are the chances do you think - that we’ll get a response?

Read full review of Feldman Law Center and 7 comments
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golden12
san marcos, US
Jul 26, 2010 12:54 pm EDT
Verified customer This comment was posted by a verified customer. Learn more

I hired feldman law center to work out a loan modification for me with bank of america. To this day feldman law center has done nothing. My bank already worked out a modification for me. Feldman law center collected 3450.00 up front from me which I have now learned is illegal. Feldman kept telling me that the bank was taking 30 days then that became 60 days then 90 then 120 then 150. Feldman continued to demand retainer fees of 200.0 each month and claimed bank hadnt looked at file yet, which was a lie because the bank called me last week with a home modification. Feldman is a scam and the bank stated that feldman never contacted them at all regarding my home modificatin. Feldman also changes phone numbers and emails almost weekly and wont contact customers to notify them. They only contact calls or email I recived from feldman law center is when they wanted more money. They are a scam and need to be dealt with. I have proof that the bank was working on my file cause I have a home modification and I have bank of america stating feldman law center neverr contacted them at all.Iam demanding full payment of all fees paid

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Rolan
Buena Park, US
Nov 03, 2009 1:53 am EST

When I hired Feldman to do my load modification over a year ago, I wish I had waited, because I'm pretty much doing it now on my own. They were not able to help at all, and I experienced what "smart cookie" mentioned about their business practices.

********* DO NOT HIRE FELDMAN LAW CENTER ********

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Concern Senior
Sacramento, US
Sep 16, 2009 2:20 pm EDT

I too was scammed by Feldman Law center. I encourage anyone who is planning on seeking Feldman law center services please contact the BBB FIRST! The BBB has a long list of complaints against The Feldman law center. Actually they have a F rating. Please do your homework first or else you wont have anyone to blame but yourself.

On April 21, 2009 I hired Feldman law center after calling AARP and they gave me the number to a referral service Shame on AARP, for not completing an investigation on the attorney referral services who referred me to Feldman law center an possible other seniors like myself. I paid Feldman $2900.00. Verbally Feldman explained that he would have my loan modification completed within 90 days or I receive a refund of $1, 450.00, in most cases. I waited approximately 45 days and contacted Feldman and inquired about the status. A was transferred to a male clerk who promised to have an update within the week. All of a sudden I began receiving emails requesting duplicate documentation. This went on for several months after I sent the duplicate documentation until present. It became clear to me that nothing was being done. I sent a certified letter to Feldman law center requesting a refund

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miranda
Santa Ana, US
Apr 02, 2009 11:18 pm EDT
Verified customer This comment was posted by a verified customer. Learn more

James Colton:

I agree with most of the negative comments. BUT let's be fair, that IT IS NOT ILLEGAL for a company to ask for Up Front payment for anything, whether services or products. Caveat Emptor! It is not against the law. You should not want to do so, but if you comply, it is your own risk...

Let's be clear about the law, so that you don't sound like a disgruntled person who would say Untrue things just to complain, you know...
You will get more people relying on you and believing you if you remaing neutral, honest, and objective.

(no, I am not an employee or client -- yet -- I question their practice also, because I was looking to modify..)

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smart cookie
San Clemente, US
Apr 02, 2009 10:14 pm EDT

I worked at feldman and i can answer most of your questions.

1 attorney "works" at feldman law center and that would be Steven Feldman (who is actually a SPORTS ATTORNEY!)

There are so many inconsistancies with communication because they are constantly illegally hiring and firing employees and no one can keep up with your case

They contact primarilly by phone because steven is never there! he doesnt even do anything for any case! They would much rather give you a phone call to shut you up and say "we are waiting for a negotiator to be assigned, or we are waiting for your original loan documents blaablaa blaaaaaaaa!

The staff does not say their credentials because they dont have any! Most of them are college students or people who dont have a very good working back ground and are being paid a very low amount

Greg Feldman is the owner of the company. He is Steven Feldmans nephew! He is a major POT head and he has a rather interesteing criminal back ground.
Jason Feldman is Gregs son. He works with the files when they are brand new. It used to take him forever to create a file for new clients to the point where we would be talking with these clients and have no idea who they are!

That whole deal with the CA Bar, , well lets just say that Steven most likely wont pass his very soon... They just had a meeting with employees letting them know so they could help him!

The feldman law center is a joke. They illegally hire all of thier employees as "independent contractors" with a 1 year contract. They pay them on a 1099 yet they expect them to dress the way they want them to dress, be there when they say so and not take any time off. which would technically make them w-2 employees! They are pending a very large class action law suit with about 5 old employees.

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Mike
Boulder, US
Mar 31, 2009 10:00 pm EDT

How many loans have you actually modified? Can this be documented?
Why does management tell the staff in staff meetings to pretend to be clients when speaking to the lenders?
Why aren't clients given refunds when they cancel your services?
How come I can't find all your attorneys with the CA Bar Association?

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Steven Feldman
Mission Viejo, US
Feb 28, 2009 11:30 am EST

IMPORTANT NOTICE:

To all the unscrupulous Loan Mod Companies we have helped shut down!

Feldman Law Center is one of the original law offices providing loss mitigation services that get results. We have saved hundreds of clients from BK and homes from foreclosure. We are currently seeing modified interest rates below 5.00% fixed for the remaining term of the loan and we can prove it. In addition, we are seeing more and more principal balance redutions ( even with Wachovia) AND WE CAN PROVE THAT AS WELL. ANYONE WHO WOULD LIKE TO stop by our Law Office in Mission Viejo, California UNANNOUNCED for a tour of our back end operation. We specialize in stopping foreclosure without a costly law suit or BK and modifying mortgages after home owners have recieved a NOD or have a trustee sale date . We have reported several loan mod companies that are operating illegally and Parsa Law Group is NOT affiliated with Feldman Law Center and to the best of our knoledge they are legitimate as well. Our BBB rating, refferences and results speak for themselves. We have several clients that are happy to share their succsess stories!

Ask to see our loan modification results,

Steven C. Feldman
[protected] ext. 550

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11:16 am EST
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Feldman Law Center Doing Very Bad Busines

FeldmanLawCenter is a HOAX! Their using a half ### attorneys bar, which was already suspended to cash in as much as they can, cause he doesn't give a f. DONT GET FOOLED BY THEM. LETS LOOK AT BOTH THEIR BACKGROUND! THIS INFORMATION COULD BE FOUND http://www.occourts.org/online-services/case-access/

GO UNDER CIVIL AND CRIMINAL CHECK BOTH OF THEM!

LOOK AT GREG FELDMANS CIVIL BACKGROUND!

CASE SUMMARY
Case No. Case Title Case Type Filing Date Category
30-2008-[protected]-CL-CL-HLH CAPITAL ONE BANK VS. GREG S FELDMAN COLLECTIONS 02/01/2008 CIVIL - LIMITED

Participants
Results 1 - 3 of [protected]
ROA # Docket Entry Filing Date Filing Party
16 CASE DISPOSED WITH DISPOSITION OF DEFAULT JUDGMENT BY CLERK. 09/29/2008
16 COURT ENTERS JUDGMENT FOR CAPITAL ONE BANK IN THE AMOUNT OF 934.48 PRINCIPAL, 227.00 COSTS AND 0.00 ATTORNEY FEES AGAINST FELDMAN, GREG S 09/29/2008
15 JUDGMENT FILED BY CAPITAL ONE BANK ON 08/18/2008 08/18/2008 CAPITAL ONE BANK ON 08/18/2008
14 DECLARATION IN SUPPORT FILED BY CAPITAL ONE BANK ON 08/18/2008 08/18/2008 CAPITAL ONE BANK ON 08/18/2008
13 DECLARATION - OTHER (RE:INTEREST) FILED BY CAPITAL ONE BANK ON 08/18/2008 08/18/2008 CAPITAL ONE BANK ON 08/18/2008
12 DECLARATION - OTHER (CCP 1033) FILED BY CAPITAL ONE BANK ON 08/18/2008 08/18/2008 CAPITAL ONE BANK ON 08/18/2008
11 REQUEST FOR DISMISSAL OF DOES FILED BY CAPITAL ONE BANK ON 08/18/2008 08/18/2008 CAPITAL ONE BANK ON 08/18/2008
10 REQUEST FOR ENTRY OF DEFAULT FILED BY CAPITAL ONE BANK ON 08/18/2008 08/18/2008 CAPITAL ONE BANK ON 08/18/2008
9 DRAP-CLERK'S JUDGMENT 08/18/2008
8 REQUEST FOR ENTRY OF DEFAULT FILED BY CAPITAL ONE BANK ON 05/12/2008 05/12/2008 CAPITAL ONE BANK ON 05/12/2008

CASE SUMMARY
Case No. Case Title Case Type Filing Date Category
795120 FELDMAN VS CITY OF LAGUNA PI/PD OTHER 06/04/1998 CIVIL

Participants
Results 1 - 4 of [protected]
ROA # Docket Entry Filing Date Filing Party
14 ACKNOWLEDGE OF SATIS JUDGMENT 06/17/1999 CITY OF LAGUNA
13 NOTICE/DECLARATION OF ENTRY OF JUDGMENT/ARBITRATOR 05/11/1999 GREG FELDMAN
12 JUDGMENT ON ARBITRATION AWARD 04/29/1999
11 AWARD OF ARBITRATION 03/29/1999
9 NOTICE OF APPOINTMENT OF ARB. 11/19/1998
8 STIPULATION FOR MANDATORY ARBITRATION & FEES 11/09/1998
7 JOINT CASE MANAGEMENT STATEMENT 10/14/1998 GREG FELDMAN
5 NOTICE OF EVALUATION CONFERENC 07/30/1998 GREG FELDMAN
6 NOTICE OF EVALUATION CONFERENC 07/30/1998 GREG FELDMAN
4 GENERAL DENIAL (TO COMPLAINT) 06/22/1998 CITY OF LAGUNA

CASE SUMMARY
Case No. Case Title Case Type Filing Date Category
04CC09724 MOTORS INSURANCE CORPORATION VS FELDMAN SUBROGATION 09/23/2004 CIVIL

Participants
Results 1 - 10 of [protected]>
Name Type Assoc Start Date End Date
HOLLINS & SCHECHTER CROSS DEFENDANT ATTY 9 03/01/2005 07/13/2005
GARY W WIGAND CROSS COMPLAINANT ATTY 7 02/15/2005 07/13/2005
HOLLINS & SCHECHTER CROSS DEFENDANT ATTY 9 03/01/2005 07/13/2005
HOLLINS & SCHECHTER CROSS DEFENDANT ATTY 9 03/01/2005 07/13/2005
KOLAX SHIPPERS INC CROSS COMPLAINANT 02/15/2005 07/13/2005
GREG FELDMAN CROSS DEFENDANT 02/15/2005 07/13/2005
HOLLINS & SCHECHTER DEFENDANT ATTORNEY 3 02/02/2005 06/28/2005
GARY W WIGAND DEFENDANT ATTORNEY 4 02/15/2005 06/28/2005
GARY D ABLESER PLAINTIFF ATTORNEY 1 09/23/2004 06/28/2005
HOLLINS & SCHECHTER DEFENDANT ATTORNEY 3 02/02/2005 06/28/2005

Hearings
Results 1 - 3 of [protected]
ROA # Docket Entry Filing Date Filing Party
25 MINUTE ORDER-NO APPEARANCE;CASE DISMISSED 10/03/2005
24 REQUEST FOR DISMISSAL - PARTIAL W/PREJUDICE 07/13/2005 KOLAX SHIPPERS INC
23 REQUEST FOR DISMISSAL - PARTIAL W/PREJUDICE 06/28/2005 MOTORS INSURANCE CORPORATION
20 MINUTE ORDER - HEARING COMPLETED 03/04/2005
19 ANSWER TO X/C, 1ST APPEARANCE FEE PAID PREVIOUSLY 03/01/2005 GREG FELDMAN
22 CASE MANAGEMENT STATEMENT 02/25/2005 GREG FELDMAN
18 CIVIL CASE COVER SHEET 02/23/2005 MOTORS INSURANCE CORPORATION
21 CASE MANAGEMENT STATEMENT 02/22/2005 KOLAX SHIPPERS INC
15 ANSWER/GENERAL DENIAL TO AMENDED COMPLAINT 02/15/2005 KOLAX SHIPPERS INC
17 STIPULATION AND ORDER 02/15/2005 KOLAX SHIPPERS INC

CASE SUMMARY
Case No. Case Title Case Type Filing Date Category
04CC09724 MOTORS INSURANCE CORPORATION VS FELDMAN SUBROGATION 09/23/2004 CIVIL

Participants
Results 1 - 10 of [protected]>
Name Type Assoc Start Date End Date
HOLLINS & SCHECHTER CROSS DEFENDANT ATTY 9 03/01/2005 07/13/2005
GARY W WIGAND CROSS COMPLAINANT ATTY 7 02/15/2005 07/13/2005
HOLLINS & SCHECHTER CROSS DEFENDANT ATTY 9 03/01/2005 07/13/2005
HOLLINS & SCHECHTER CROSS DEFENDANT ATTY 9 03/01/2005 07/13/2005
KOLAX SHIPPERS INC CROSS COMPLAINANT 02/15/2005 07/13/2005
GREG FELDMAN CROSS DEFENDANT 02/15/2005 07/13/2005
HOLLINS & SCHECHTER DEFENDANT ATTORNEY 3 02/02/2005 06/28/2005
GARY W WIGAND DEFENDANT ATTORNEY 4 02/15/2005 06/28/2005
GARY D ABLESER PLAINTIFF ATTORNEY 1 09/23/2004 06/28/2005
HOLLINS & SCHECHTER DEFENDANT ATTORNEY 3 02/02/2005 06/28/2005

Hearings
Results 1 - 3 of [protected]
ROA # Docket Entry Filing Date Filing Party
25 MINUTE ORDER-NO APPEARANCE;CASE DISMISSED 10/03/2005
24 REQUEST FOR DISMISSAL - PARTIAL W/PREJUDICE 07/13/2005 KOLAX SHIPPERS INC
23 REQUEST FOR DISMISSAL - PARTIAL W/PREJUDICE 06/28/2005 MOTORS INSURANCE CORPORATION
20 MINUTE ORDER - HEARING COMPLETED 03/04/2005
19 ANSWER TO X/C, 1ST APPEARANCE FEE PAID PREVIOUSLY 03/01/2005 GREG FELDMAN
22 CASE MANAGEMENT STATEMENT 02/25/2005 GREG FELDMAN
18 CIVIL CASE COVER SHEET 02/23/2005 MOTORS INSURANCE CORPORATION
21 CASE MANAGEMENT STATEMENT 02/22/2005 KOLAX SHIPPERS INC
15 ANSWER/GENERAL DENIAL TO AMENDED COMPLAINT 02/15/2005 KOLAX SHIPPERS INC
17 STIPULATION AND ORDER 02/15/2005 KOLAX SHIPPERS INC

CASE SUMMARY
Case No. Case Title Case Type Filing Date Category
03CC13889 FELDMAN VS MCCLOSKEY PI/PD/WD - AUTO 11/19/2003 CIVIL - UNLIMITED

Participants
Results 1 - 4 of [protected]
ROA # Docket Entry Filing Date Filing Party
35 REQUEST FOR DISMISSAL WITH PREJUDICE - ENTIRE ACTION (REQUEST FOR DISMISSAL - FULL - W/PREJUDICE) WAS FILED BY GREG FELDMAN ON 02/28/2005 02/28/2005 GREG FELDMAN ON 02/28/2005
34 STIPULATION AND ORDER (STIPULATION AND ORDER) WAS FILED BY MONIQUE MCCLOSKEY ON 02/03/2005 02/03/2005 MONIQUE MCCLOSKEY ON 02/03/2005
33 NOTICE OF RULING (NOTICE OF RULING) WAS FILED BY MONIQUE MCCLOSKEY ON 02/02/2005 02/02/2005 MONIQUE MCCLOSKEY ON 02/02/2005
32 OTHER ACTIONS (UNDOCUMENTED ACTION-APPEARANCE FEE) WAS FILED BY MONIQUE MCCLOSKEY ON 02/02/2005 02/02/2005 MONIQUE MCCLOSKEY ON 02/02/2005
31 ORDER - OTHER (ORDER - OTHER) WAS FILED BY MONIQUE MCCLOSKEY ON 01/28/2005 01/28/2005 MONIQUE MCCLOSKEY ON 01/28/2005
30 DECLARATION - OTHER (DECLARATION) WAS FILED BY GREG FELDMAN ON 01/28/2005 01/28/2005 GREG FELDMAN ON 01/28/2005
29 MINUTES GENERATED (ORDER - MINUTE ORDER) ON 01/28/2005 01/28/2005
28 DECLARATION - OTHER (DECLARATION) WAS FILED BY MONIQUE MCCLOSKEY ON 01/27/2005 01/27/2005 MONIQUE MCCLOSKEY ON 01/27/2005
27 EX PARTE APPLICATION - OTHER (EX PARTE MOTION/APPLICATION) WAS FILED BY MONIQUE MCCLOSKEY ON 01/26/2005 01/26/2005 MONIQUE MCCLOSKEY ON 01/26/2005
26 DECLARATION - OTHER (DECLARATION) WAS FILED BY MONIQUE MCCLOSKEY ON 01/26/2005 01/26/2005 MONIQUE MCCLOSKEY ON 01/26/2005

THIS WAS JUST THE CIVIL, NOW LETS MOVE ON TO CRIMINALLLLLLLLL!THIS WAS JUST THE CIVIL, NOW LETS MOVE ON TO CRIMINALLLLLLLLL!THIS WAS JUST THE CIVIL, NOW LETS MOVE ON TO CRIMINALLLLLLLLL!THIS WAS JUST THE CIVIL, NOW LETS MOVE ON TO CRIMINALLLLLLLLL!THIS WAS JUST THE CIVIL, NOW LETS MOVE ON TO CRIMINALLLLLLLLL!THIS WAS JUST THE CIVIL, NOW LETS MOVE ON TO CRIMINALLLLLLLLL!THIS WAS JUST THE CIVIL, NOW LETS MOVE ON TO CRIMINALLLLLLLLL!THIS WAS JUST THE CIVIL, NOW LETS MOVE ON TO CRIMINALLLLLLLLL!THIS WAS JUST THE CIVIL, NOW LETS MOVE ON TO CRIMINALLLLLLLLL!

Case Number Last Name First Name Middle Name Enterprise Name
230940 Feldman Greg Steven
232877 Feldman Greg Steven
00HM03981 Feldman Greg Steven
SH263138 Feldman Greg Steven
SH261332 Feldman Greg Steven
SH264771 Feldman Greg Steven
SH275108 Feldman Greg Steven
SH311524 Feldman Greg Steven
SH278318 Feldman Greg Steven
04SF0070 Feldman Greg Steven
SH526848 Feldman Greg Steven
39700CV Feldman Greg Steven
SH556943 Feldman Gregg Steven

Case Detail
Case Number: 00HM03981 Printable Version

Defendant: Feldman, Greg Steven
Demographics...
Eyes: Green Hair: Brown Height (ft/in): 6'1' Weight (lbs): 200

Names...

6 names found, displaying all names.1 Last Name First Name Middle Name Type
Feldman Greg Steven Court True Name
Feldman Gregg Steven Court True Name
Feldman Greg S Court True Name
Feldman Greg Steven Real Name
Feldman Gregg Steven Alias
Felama Greg Steven Alias

Case Status: Closed
Details...
Case Stage: Filed with court Release Status: - DMV Hold: N
Charging Document: Complaint Mandatory Appearance: Y Amendment #: 0

Case InfoHearing InfoRelease InfoSentencingCounts
2 counts found, displaying all counts.1 Seq S/A Violation Date Section Statute OL Violation Plea Plea Date Disposition Dispo Date
1 0 05/16/[protected](a)(1) PC M Carrying A Loaded Firearm In Vehicle GUILTY 10/26/2000 Pled Guilty 10/26/2000
2 0 05/16/2000 647(b) PC M Engage and agree to engage in prostitution GUILTY 10/26/2000 Pled Guilty 10/26/2000

Co Defendants
No co-defendants found for this case

Participants
No participants found for this case

Case Detail
Case Number: 04SF0070 Printable Version

Defendant: Feldman, Greg Steven
Demographics...
Eyes: Green Hair: Brown Height (ft/in): 6'1' Weight (lbs): 105

Names...

6 names found, displaying all names.1 Last Name First Name Middle Name Type
Feldman Greg Steven Court True Name
Feldman Gregg Steven Court True Name
Feldman Greg S Court True Name
Feldman Greg Steven Real Name
Feldman Gregg Steven Alias
Felama Greg Steven Alias

Case Status: Closed
Details...
Case Stage: - Release Status: - DMV Hold: N
Charging Document: Information Mandatory Appearance: Y Amendment #: 0

Case InfoHearing InfoRelease InfoSentencingCounts
2 counts found, displaying all counts.1 Seq S/A Violation Date Section Statute OL Violation Plea Plea Date Disposition Dispo Date
1 0 09/30/[protected](a) HS F Possession of a controlled substance NOT GUILTY 08/03/2004 Dismissed 10/15/2004
3 0 09/30/2003 4060 BP M Possess Controlled Substance Without Prescription Dismissed 05/08/2008

Co Defendants
No co-defendants found for this case

Participants
10 professionals found, displaying all professionals.1 Role Badge Agency Name
Retained Attorney RETAT Heneghan, Martin Joseph
District Attorney OCDA Almgren, Hans
District Attorney OCDA Jacobs, Tammy
District Attorney OCDA Marangi, Stefanie
District Attorney OCDA Maxfield, John
District Attorney OCDA Selin, Anne
District Attorney OCDA Sullens, Jack
District Attorney OCDA Spurgeon, Tammy
District Attorney OCDA Brian, Brett
District Attorney OCDA Gold, Cheryl

THIS IS JUST 2 OF THEM! YOU GUYS GO AN PULL THE REST! THIS IS THE GUY THAT'S RUNNING A LAW FIRM COLLECTING FEE'S FROM PEOPLE [protected]@!

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Not Taken In
Aliso Viejo, US
Dec 25, 2009 11:13 pm EST

NO ONE WOULD ASK YOU TO TYPE THIS UP because no one would have the time in the world to read it.

IF ANYONE ACTUALLY READ THIS WHOLE THING, PLEASE SUMMARIZE IT IN 5 LINES AND REPOST IT.
This is not the platform to write a love letter.
this is not a platform for people who are bored enough to write a history book

if anyone has the time to read this whole thing and not fall asleep, I suggest getting a job. Because this will take as much time as a part time job.

lol, dude!

B
B
Big Wheel
Mission Viejo, US
Dec 25, 2009 2:47 pm EST

My Experiences With Feldman Law Center
I first walked into Feldman Law Center more than six months ago. The doors to the law firm were open wide and the office, although quite nice, wasn’t anything remarkable… just what you’d expect from a small law firm. I wanted to meet with Steve Feldman, of Feldman Law Center, because several others told me that they were one of the larger firms helping homeowners at risk of losing their homes with loan modifications.

I’d heard that Feldman advertised a lot on radio and television, and that always makes people talk… law firms, I suppose, aren’t supposed to advertise, for some reason, although they’ve been doing it for many years now and are allowed to do it within certain parameters. Anyway, I wanted to go see this well-known loan modification firm to see if they were doing good things for people, or whether, as my government was telling everyone… they were “scammers”.

Now, before I got started on my journey into the world of loan modification firms, I had to decide what the definition of “scammer” really was, and I decided that it was someone who took your money and delivered nothing in return. Simple, right? I thought so.

So, I called Mr. Feldman. And he answered the phone. He was at dinner when I called; it was, apparently, his cousin’s 50th birthday and they were celebrating. Pretty normal, so far. We agreed to meet the following week and we did. He was in my neck of the woods visiting a client, so we decided to meet at a TGI Fridays for a drink and some potato skins. (Come on… their potato skins are the bomb.)

Steve’s a lawyer, and a nice guy. We talked for a couple of hours and frankly, there was nothing that indicated that he was doing anything but fighting with lenders and servicers on behalf of homeowners, which is no easy task, I might add.

It’s become a very unpopular job, by the way, which I’ve always found to be absolutely weird, to be entirely candid. I mean, doesn’t it sound weird to everyone else too? Why in the world would a lawyer who offers to help people save their homes from foreclosure be thought of as “unpopular”? Lawyers that take people’s homes away… I understand why they’d be unpopular, but the other way around? It’s really strange…

So, I arranged to visit Feldman Law Center a few days later. I got there in the late afternoon and Steve walked me around the office introducing me to the various members of his staff. The firm has several attorneys and each attorney has maybe 4-5 people assisting. It’s not a very big office; they use the space well. They’re also very organized and very technology driven. Each department is set up to work seamlessly with the others, and the whole operation works on a computer system that they had someone build from the ground up to meet their specifications. I have to tell you… it’s very cool.

When a potential client calls into Feldman Law Center the person they talk to is entering information into the system from the very beginning, and the system is designed to tell the lawyers at Feldman whether the homeowner is a likely candidate for a loan modification. If they are, fine, their case gets assigned to an attorney and the process starts. And if they’re not, then they talk to them about other alternatives to foreclosure, such as short sales and the like. It’s really very efficient and everyone that works on that client’s file has access to the system so they all know what’s happening at all times.

They know exactly when a client’s file went to the lender, when the lender responded and what was said. They can easily get the lender or servicer copies of whatever they lost… which happens all the time… and if the lender or servicer is following the rules of the government program, they say that they generally get the loan modified.

But the best part of my tour that day was when I was standing off to the side listening to one of the Feldman negotiators who was obviously talking with a bank employee. She was saying:

“No. No. My borrower cannot afford that! You have to make the monthly payment fit within their budget or what’s the point? Yes you can! No. No….”

She was relentless. And it went on for at least 10 minutes. There was no way this Feldman employee was going to let this bank give her client a modification that wouldn’t work. But she was having trouble getting the bank to see it her way. She placed the call on hold and went over to speak with Steve. I don’t know what she said to him because I was too far away to hear clearly. Steve heard though, and went to his desk and closed the door, while she transferred the call to him.

Steve was on the phone with that bank for 45 minutes. I know because I was waiting to talk with him and it seemed like it was taking forever. When he came out he was happy… he slammed the file down in front of me. “Got them to reduce the monthly payment by over $ 1300 a month. They initially wouldn’t come off of the 5 1/2 % number, but they finally did. I got them 3% fixed for 5 years. We just hit a home run, but you watch… the client won’t like it… they’ll complain that they wanted a principal reduction. This business is insane, ” he said.

Steve opined about how the clients want the world from their lenders but that the lenders don’t even want to give them what the President’s plan allows… let alone anything more. It must be very frustrating to do what he does day in and day out. I don’t think I could do it.

While I was there that afternoon, I saw nothing but dedicated people doing a thankless job while getting attacked by everyone… the banks… servicers… the government… the media… no one likes someone who’s helping a homeowner get their loan modified and like I said… it’s weird.

Feldman completes hundreds of loan modifications each month, and they’re not the least bit afraid of taking on the difficult cases, which I find to be admirable. I’ve seen them save homes that were already sold! Seriously… they’ve gotten cases overturned after the person’s home was sold… and they got it back for the homeowner.

I’ve even seen Feldman Law Center get principal reductions of more than a hundred thousand dollars! No, not everyday, or even every week, but at least half a dozen times… and that’s just when they’ve shown the case to me. I’m sure it’s happened more than that. And they almost always get modifications that are frankly amazing in my opinion. I haven’t needed to apply for a loan modification as yet, thank God, but some of the deals I’ve seen Feldman get would certainly help someone stay in their home. I mean, we’re talking many hundreds of dollars a month being shaved off of someone’s payment here… not twenty bucks.

Here’s the thing about Feldman Law Center that I think gets lost for some people… they are a big firm, in that they help a lot of people. Their records show that they’ve modified many hundreds of loans. And they’ve helped people with short sales, cash for keys, deeds in lieu, and whatever else they can arrange to help a homeowner avoid foreclosure. It’s a bad situation that people find themselves in today, but Feldman Law Center certainly does everything they can to make it the best it can be… and I don’t think you can ask for much more than that.

But when you deal with that many homeowners, especially during times like we’re experiencing in this country today, there will some you cannot please. There will be a few that won’t be satisfied with the amount of their loan modification… and there will be a few that will complain about their lawyer… even though in truth they really should be complaining about their banker or loan servicer. And I’m sure there will be times when the firm will fall short of expectations for other reasons.

I understand. I’d be pissed at the situation too. I can’t imagine what someone goes through when losing their home as a result of an economic meltdown that was caused by bankers in the first place. It makes me sick to my stomach every time I hear about another homeowner losing a home, and later that day I get to read about Citibank giving out billions in bonuses to the very same people who either caused this crisis, or watched it unfold without saying a word.

Growing up in this country, I would have said that what’s happening today would be impossible. Our government would never bail out the banks with trillions and then let the homeowners swing in the breeze. We’re the voters, remember? How can we be letting our government do what they’re doing? I don’t care whether you’re on the left or on the right… what’s happening to homeowners today is flat out wrong. Period. And to those that don’t think so… well, there’s no reason for us to talk, because we’re not going to be friends. Such people aren’t bright enough or caring enough to be my friend, how’s that for being clear about where I stand on this issue?

So, it’s understandable that people are upset at the situation. And it’s understandable a small percentage are going to complain. After all, Wells Fargo doesn’t have a complaint department for people unhappy with their loan modifications. But you can certainly go online and complain about your lawyer.

I’ve talked to many homeowners who were unhappy about the firm they hired to help them obtain a loan modification, and many, justifiably so. But, I also look at the data from the Treasury Department showing that lenders and servicers have only modified a tiny percentage of mortgages under the HAMP program. I also have looked at the number of lawsuits that have been filed against lenders and servicers, and the blunt truth is… the behavior of the lenders and servicers seems much more offensive than all but the worst of the private sector firms. Unquestionably, a lot worse than anything I’ve even heard anyone say about Feldman Law.

I looked at my watch that first day as I listened to various others talk with lenders and servicers… and it was 7:10pm… and everyone was still going strong, and seemed happy about what they were doing for a living. “Amazing, ” was all I could think at the time.

Then about a month ago, someone who Chairs a committee at the California State Bar invited me to come to the Bar’s annual meeting to attend a symposium on loan modifications in San Diego. I went and sat right up front ready to learn something about how the Bar saw the situation.

I was shocked. Not just at their obvious lack of empathy, but also at their appalling lack of knowledge of what was going on in real life today for millions of Americans. Honestly, it was sickening. If I had a fork at my table I would have stabbed it into my thigh just to stop the pain.

The speaker was an academic… a law school professor. He had never done a loan modification; never known anyone who got a loan modification… what he knew about the subject you could put in a thimble.

A week later the California State Bar published a list of attorneys they said were being investigated for some undefined type of “misconduct”. Some of the names on the list were lawyers who had already been shut down by the FTC and Attorney General’s office. But there, towards the bottom of the list was the name: Steve Feldman. And I have to tell you, I was taken aback.

First of all, I was surprised that Steve’s name would appear on such a list, but I was also shocked that the State Bar would publish such a list in the first place. It’s unbelievable to me that an organization that reports to the Supreme Court of the State of California… an organization supposedly dedicated to the laws in this country, which last time I checked included protections against being put on a list without knowing why or being found guilty of something… that kind of organization would do something like this… well, it’s just unconscionable.

I went to visit Steve the next day. I knew he’d be upset… who wouldn’t be. Steve’s been practicing law for like 25 years without appearing on any lists, so this was bound to be unsettling.

When I arrived, and he came into the office where I was waiting, he sat down, put his head into his hands and said to me: “Why am I on that list, Martin?”

I felt terrible for him. I’d feel terrible for anyone in that type of situation, who didn’t even know why he or she was on the list. How would any of us like to wake up one morning to find that someone had placed our name on a list saying that we were being investigated for some sort of wrongdoing? It would stress out anyone. And it’s unquestionably wrong.

Feldman isn’t hard to find or get a hold of… hell, their front door to their office is always wide open, just like it was the very first day I came for a tour. I’ve been there more than a dozen times since then and it’s always the same place. I’ve walked in unannounced on several occasions. Nothing exciting… just a law office with a bunch of people doing their jobs… helping homeowners save the most important possession in their lives… their homes.

In my way of thinking, if the State Bar wanted to investigate something about Feldman Law Center why couldn’t they have simply called or dropped by? You know… like normal people would.

Then I saw something that I thought helped explain things about the California State Bar. It was in the news:

Governor Schwarzenegger Refuses to Sign SB 641 to Allow the State Bar to Collect Dues From its Membership

It seems that the State Bar is a real mess. So much so, that the Governor wouldn’t sign the bill that would allow them to collect dues from its membership until things get fixed and back on track. Unbelievable.

Among other things, Governor Schwarzenegger said:

◦Salaries for staffers have risen significantly over the past five years.
◦Lack of internal controls led to embezzlement of $676k by former employee.
◦State Bar’s role in evaluation of judicial nominees suggest Bar’s political agenda continues.
◦Disciplinary costs up by $12 million, 2004 to 2008, while disciplinary inquiries have declined.
◦By failing to follow law, JNE Commission damaged its and State Bar’s reputation for impartiality.
◦Bar has become overly political, unresponsive to its membership, and inefficient.
And not only that, but the Chief Justice of the California State Supreme Court recently said that he no longer trusts the judicial nominations made by a committee of the State Bar… that they’ve failed to adhere to various statutes, and that they’ve become overtly political… at least that’s how I read it. You can decide for yourself because the actual letter from the Governor follows:

Here’s the letter from the Governor to the State Assembly:

To the Members of the California State Senate:

I am returning Senate Bill 641 without my signature.

This bill would, among other provisions, authorize the State Bar to collect annual bar dues from its members for 2010.

In 1997, Governor Pete Wilson vetoed the annual State Bar dues bill, citing numerous concerns that the State Bar had become overly political, unresponsive to its membership, and inefficient.

Unfortunately, twelve years later, inefficiencies remain unaddressed and questions about the State Bar’s role in the evaluation of judicial nominees suggest that the State Bar’s political agenda continues.

In July, the State Auditor released a report critical of the State Bar. Among the problems noted by the report: salaries for staff have risen significantly over the past five years; the costs of its disciplinary system have escalated by $12 million from 2004 to 2008 while the number of disciplinary inquiries opened has declined; and a lack of internal controls allowed the embezzlement of nearly $676, 000 by a former employee. As the organization charged with regulating the professional conduct of its members, the conduct of the State Bar itself must be above reproach. Regrettably, it is not.

In addition, recent actions by the State Bar’s Judicial Nominees Evaluation Commission (JNE) also call into question the State Bar’s impartiality in considering judicial appointments. All JNE Commission proceedings are required by law to be confidential and qualification ratings are not to be released to the public prior to the Governor considering an appointment. Unfortunately, recent events have required the State Bar to launch an official inquiry into the confidentiality of such proceedings.

Moreover, the Chief Justice of the Supreme Court has recently questioned the reliability of the Commission’s recommendations by noting its failure to follow statutory guidelines when considering judicial nominees. By failing to follow the law, the JNE Commission has damaged its reputation for impartiality and, in turn, the State Bar’s.

There is no question the State Bar has an essential role in the state’s justice system and must continue to oversee the licensing, education, and discipline of California’s lawyers. However, I am returning this bill without my signature because the State Bar cannot continue with business as usual. It must take the time to reexamine the problems noted by the State Auditor and continue its investigation into the JNE Commission. I urge the State Bar to resolve these issues as soon as possible so the Legislature can reintroduce this measure early next year.

Sincerely,

Arnold Schwarzenegger

So, now I’m not at all sure that the State Bar should even be allowed to publish such a list. They’re obviously an organization whose judgment can’t always be trusted or relied upon… the Governor won’t even allow them to collect dues from their own members. So, why would I believe them when they list someone without saying why? Without any proof of anything… what country do we live in?

I think every American should be offended by this list of lawyers, many of whom I assume, don’t even know why their names are listed… I know that Steve Feldman certainly didn’t know why his name was there.

And I also know that a lot of people believe their lawyer should have done more to save their home… but there will be over 4 million foreclosures in this country this year alone. Are they all just victims of bad lawyers? No… homeowners should think about where they direct their anger… it’s the banks that are causing this national pain and we’re all suffering as a result. And the faster we wake up and realize what’s happening… and scream our heads off in the voting booth… the faster we’ll start to see a real recovery.

Yes, it’s not a popular thing for attorneys to do these days… try to help people save their homes from foreclosure… it’s certainly working against the odds. But when I think about these lawyers who are trying to help, I think about the following… and I hope Steve does too:

The only lawyers in this country that are honored and revered by history are the lawyers who stood up for others when it was unpopular to do so. In fact our country was founded by lawyers who stood up when it was unpopular to do so.

So, I for one have seen what Feldman Law has accomplished and continues to try to accomplish every day, and I for one am glad there are lawyers like Steve Feldman who push ahead for the rights of ordinary homeowners in this country. Because if not lawyers like Steve… then who?

In fact, I know at least one law firm that has stopped helping people obtain loan modifications because they’ve been… in a word… extorted by clients on several occasions. And I’ve seen some of the letters with my own eyes. In one case, a client who had received a loan modification after the law firm worked on the client’s file for six months, wrote in to say that they could have done it themselves and now wanted their money back… or they would complain to the State Bar.

I’ve tried to learn as much as possible about our foreclosure crisis over the last year and then some. And I haven’t seen anything in the way of answers that’s anywhere near perfect. Even the giant non-profit Neighborhood Assistance Corporation of America, which is led by Bruce Marks, has an ‘F’ rating with the Better Business Bureau, and a huge line of people who say that they were misled and ignored by the group who claims an “80% success rate, ” and “same day solution”.

A few months ago, I even read more than 600 complaints written by homeowners who did NOT hire anyone to help them with a loan modification, and they gave Barack Obama an ‘F’ with their own private version of the BBB.

So… so far, since this crisis began, I’ve seen just about everyone blamed for something egregious. I’ve seen the borrowers blamed, the brokers blamed, the lenders, the lawyers, the government, the president, the butcher, baker and candlestick maker. And I’m quite sure that there will be some who will want to blame me for advocating that people need help and should hire an attorney to help them obtain a loan modification. Maybe everyone is just mad. Maybe we all have the right to be mad.

But I’m not going to be mad at Steve Feldman, just because a handful of people have been unhappy with his firm’s performance for one reason or another. Considering that his firm has helped many hundreds of homeowners, if he was operating a “scam, ” there would certainly be hundreds of people complaining, which is not the case.

Are all lawyers perfect? Of course not. Are all ethical? No, I would think not. But most are ethical, and most do try to successfully resolve their client’s cases. In the case of loan modifications, lawyers all charge a flat fee, so were it up to them, getting a loan modification would take 72 hours and end in a principal reduction and reduced interest rate. Why? Because when working under a flat fee arrangement, that’s how you’d make the most money, that’s why.

Since SB94 has been signed into California law on October 12, 2009, Feldman Law Center is still helping homeowners avoid foreclosure and postpone trustee sale dates but operating much differently these days. Feldman no longer accepts advance fees for loan modifications and has adopted new policies and procedures for helping troubled homeowners.

My name is Martin Andelman and no one asked me to write this letter, nor was I compensated in any way for writing it. I just know people need help and Feldman is one attorney I would trust to help me. You can reach me by emailing: mandelman@mac.com or if you need help you can reach Feldman Law Center at www.feldmanlawcenter.com or just call them at [protected].

M
M
miranda
Santa Ana, US
Apr 02, 2009 11:09 pm EDT
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James Colton: You're pulling Feldman's case on unrelated matters ... these do not really help people. This is a LITIGATOR. All litigators would have long records in the courts if you pull them, but they have nothing to do with complaints against him on the Loan Modifications stuff.
YES, he has been suspended -- three times in 12 years -- but again, for unrelated matters to our concerns. One suspension was because he was behind in his Bar Memebership Dues. Just as an example.

What is important to people reading this is whether Feldman can help people in trouble to modify loans or not.
I'd like to know what his success rate is -- all law firms have complaints against them, no matter the types of practice. All businesses have complaining clients... BUT let's find out how many people actually become clients and how many got actual Positive Results.
I think people in trouble would want to know what their 'gamble' rate is...

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Michelle
, US
Feb 24, 2009 12:04 pm EST

They took in advance of $3, 500 in Novemeber 08, but didn't give me any progress report until now, for 3 months! Rude representatives, liers, you don't know who you are talking to because they have so many "girls" are reviewing my case (tha's what they said) but no one has any clue. I have to call to find them but they always connect me in to other girls. They have radio commercials all day long on AM 640 (at least I know) but don't be fool by those commercials. I'm one of those victims. Lost my moneythat I need so badly now also I'm in danger to loose my house now because of their bad service.

ComplaintsBoard
J
4:25 pm EST
Resolved
The complaint has been investigated and resolved to the customer’s satisfaction.

Feldman Law Center Feldman Law Center Scam

DEPARTMENT OF REAL ESTATE
2201 Broadway
Sacramento, CA [protected]
[protected]/ FAX:[protected]

Attorney General's Office California Department of Justice
Attn: Public Inquiry Unit
P.O. Box 944255
Sacramento, CA [protected]
Voice: [protected]
(Toll Free in CA) [protected]
Fax: [protected]
Dial 711
English TTY/TDD: [protected]
Spanish TTY/TDD: [protected]

BETTER BUISNESS BUREAU
Better Business Bureau
315 North La Cadena Drive
Colton, CA 92324
Phone: [protected]

The State Bar of California
Office of The Chief Trial Counsel/Intake
1149 South Hill
Los Angeles, CA [protected]
[protected]
(in California)
[protected]

Read full review of Feldman Law Center and 3 comments
Update by joe
Mar 19, 2009 10:08 pm EDT

Steven Craig Feldman will pay for his crimes, one way or another.

Update by joe
Mar 17, 2009 8:01 pm EDT

DID STEVEN CRAIG FELDMAN DID THIS TO YOU?

If you paid Steven Craig Feldman to perform a mortgage loan modification and he did not do the job, charged you up front and you have suffered damages, file a complaint with the State Bar Of California.

Update by joe
Mar 16, 2009 10:49 pm EDT

Tracy,

I do know that you are lying about Steven Craig Feldman and Feldman Law Center. Steven Craig Feldman is no different from any other white-collar crook, like Bernie Madoff, Keating, Jeffrey Skilling, Ken Lay, etc. He lies, cheats, and swindles those who are vounerable. This is a guy that neglected to pay his child support until the Bar suspended his license. Why would he care about clients, if he does not care about his own kids? I know for a fact that this guy is a fraud, and I am not the only one who knows his game. His cover has been blown wide open, because he allowed his greed to drive him to scam, swindle and exploite too many people. How do you know there is no Mr. Patel? Are you an employee, family member or did Steven Feldman hire you to do some other work for him?

Tracy, I suggest that you speak on only what you know about, and stop speculating.

Steven Craig Feldman is a classic white-collar crook, and he is hurting lots of innocent people to satifiy his greed. He makes it hard for honest competent attorneys. Go to the State Bar of California’s website and compares Steven Craig Feldman’s record to other attorneys, and see what a lousy person he is and how irresponsiblie he is. Tracy, is his Bar record filled with mistakes? Is he not a dead beat dad? Did he not fail to pay his child support, his bar dues and take the required educational course work to maintain in good standing with the Bar? If these are lies, then he should have a great lawsuite against the State Bar of California. Why has he not sued them?

Is this the fabulous attorney about whom you speak? Tracy, your standard are very, very, very low. I guess inept and crooked is good enough for you.

Update by joe
Feb 20, 2009 11:06 pm EST

Babu Patel, of Dana Point, California.

Reportedly, he lost his home as as direct result of being scammed by Feldman Law Center (Steven Craig Feldman and Greg Feldman (aka Gregg Feldman). Read about Mr. Patel's experience with Feldman Law Center at /URL removed/

IF YOU HAVE BEEN RIPPED OFF BY FELDMAN LAW CENTER, FILE COMPLAINTS WITH EVERY AGENCY YOU CAN. FIGHT BACK!

Update by joe
Feb 13, 2009 10:54 pm EST

Feldman Law Center is one of the biggest scams I have ever encountered!

I hope this scam STOPPED SOON!

Update by joe
Feb 13, 2009 8:50 pm EST

Jason Feldman works for Feldman Law Center. That is why he has had good experiences with "this firm." He is a part of the scam.

Resolved

The complaint has been investigated and resolved to the customer’s satisfaction.

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exposingthetruth
, IQ
Oct 27, 2009 8:45 am EDT

From:
NICK VACCARI [vaccari.2@osu.edu]

Well i just recieved this email:

Sounds like someone needs to murk this scam artist, thier is no such this as a dead no good pig with the belly up

Private Consultants.
One New Change London EC4M9QQ. England.

I am Steve Graig, a private consultant for very eminent personals in
the Asian and Middle East region.

These personals have appointed me to source on their behalf a credible
foreigner with whom they can jointly entrust a reasonable amount of
money, which will be channeled into a highly lucrative business venture.
They have $150million (one hundred and fifty million United States
dollars) transferred to Europe.

They request strict confidentiality due to their public nature, the
prefer to be anonymous hence I have been given the mandate to source for
some one of high business experience with very good reputation This is
the proposal in summary:

1. My client (s) are top politicians/government officials in the Asian
and Middle East region they want the funds to be invested through a
well-established businessman abroad who can front for them without
disclosing their true identity.

2. All that is required is your willingness to invest this money for
them in a highly lucrative business venture under strict profitable
monitoring.

3. A power of attorney will be given to you to manage these funds on
their behalf.

4. You will be awarded as compensation a certain percentage from the
proceeds of the investment, which is still negotiable.

If you are interested, and you have the capacity to handle such huge
amount of money kindly indicate by replying this mail so that we may
proceed by reaching a valid agreement that will be binding to all the
parties to this transaction. Replyto:

Email: info@onc-consultants.com
Tel: +[protected]

Please fill the info below if interested.

1.Name:
2.Address:
3.Marital Status:
4.Occupation:
5.Age:
6.Sex:
7.Nationality:
8.Country Of Residence:
9.Telephone Number:
10:Cell Number:
11.Fax Number:

Respectfully
Mr. Steve Graig

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Tracy
san clemente, US
Mar 15, 2009 12:33 pm EDT

It's unfortunate that competitors resort to childish antics to discredit a reputable law firm that has helped saved thousands of homes from foreclosure. The truth is, there is no BABU PATEL and Joe is probally some ex-sub prime loan officer who works for some loan mod shop that's simply jelous of Feldman's success. Feldman has been providing loan modifications for struggling home owners before loan mod's became popular. Now you have every broken down mortgage broker offering this service. Anyone with any concern should probally check out their BBB rating (A) and see for themselves. In addition, I have checked them out with the State Bar of California and the Attorney General's office and found there is NO investigation in process and there NEVER was. Mr. Feldman is a leader and pioneer in the loan modification industry and shady loan mod companies simply find this fourm an easy place to post negative complaints. In fact Mr. Feldman has gone up against several unscrupulous shops doing loan modification scams and gotten peoples money back for them. Call the Feldman Law center or go to their office in Orange County and see first hand the type of results they get and the people they hire.
There's only one word that can best describe Steven Feldman, "Fearless"!

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Jason
, US
Feb 10, 2009 4:05 pm EST

I have had nothing but good experiences with this firm. I am happy to refer them to everyone!

ComplaintsBoard
M
7:51 pm EST

Feldman Law Center Fraudulent Claims to Acquire Clients

This firm will tell clients that they can make loan modifications and also tell perspective clients that the loan modification can be done. One sale pitch is that the firm will tell you, in the case of America's Servicing Center / Well's Fargo Home Mortgage, that they have the CEO's e-mail address and have caused personal embarassment to Well's Fargo if they don't get the modification for the perspective client. When the firm cannot deliver the principle attorney, Stephan Feldman, as know as attorney Feldmanse will call the client and recant statements made by the paralegals and other staff. Mr. Feldman will state that the conversations were recorded and that he listened to the recordings.

A complaint has been filed with the California Bar Association and with the Better Business Bureau of Los Angeles. Upon being contacted by the Better Business Bureau Attorney Feldman contacted me and also e-mailed me leaving a harassing message.

Attorney Feldman and his firm are under investigation by other agencies.

Currently I am cooperating with authorities investigating this fradulent business practice.

Read full review of Feldman Law Center and 73 comments
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herbalifehispano
, US
Nov 13, 2019 12:46 pm EST

any body found out how to get our money Back? they took 3k from me and did nothing i end up doing it my self

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Zelie Limb
, US
Nov 15, 2015 6:09 pm EST

Excellent post ! I Appreciate the information - Does anyone know where my assistant can grab a fillable 2014 IRS 4506-T example to fill out ?

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Zelie Limb
, US
Nov 15, 2015 6:09 pm EST

Fantastic ideas - Incidentally, if your company has been searching for a 2014 IRS 4506-T, my husband edited a blank form here http://pdf.ac/76RLBX

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Phoebe Bean
Osceola, US
Jun 28, 2014 12:52 pm EDT

Feldman used to be a "sports agent"...but then was banned from that by the NFL Commissioner because he was doing unethical business, bribing players, etc. He conned his way into The Gersh Agency and was let go due to unethical behavior aforementioned and not paying his child-support. His very wealthy father has saved him time & time again. This guy is bad, bad news...but could charm the pants off of a snake. He is a liar to his core. He is smart...he preys on innocent, desperate and uneducated people. In his personal life...he is also a complete loser. All of these complaints are not without merit. I don't understand why the guy is not in jail. His Daddy probably bailed him out again. You know what they say about Karma?

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nan c
Calabasas, US
Aug 21, 2011 10:36 pm EDT

Whoever this very prolific fellow is he's connected to Feldman...I have scanned the Web countless times and there are NO good news stories out of the Feldman file. they don't exist. This is in such stark contrast to ALL the voluminous others that it is quite literally, unbelievable. Only the gullible, who fell prey to Feldman would buy this crock. The give away for me was the painstaking, sheer length and detail that Stephen (the other Steven) labors on with..Methinks he protests too much..shame on you Stephen B...

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Stephen B
Upland, US
Mar 30, 2011 10:52 pm EDT

In a previous post I said some things out of anger about Steve Feldman which was inappropriate. Since I can't take out the previous posts using the name calling of "clown" I would like this to stand as a retraction of that claim..

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Stephen B
Upland, US
Mar 27, 2011 10:54 pm EDT

I posted 3 days ago but I was wrong on my time line. It was'nt six months after my mod that I was told by the Feldman Law Center I had received a mod it was one month. I was also 9 days after I was to make my first trial payment I received the letter from the Feldman Law Center to make sure I make my scheduled payments. So maybe the Feldman Law Center did help me get a load modification, I guess it can be argued either way...but I do know that I was not notified in a timely manner unless I inquired nor were my calls returned in timely manner when I tried repeatedly to contact them. You can do a loan mod yourself...save your money...

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Stephen B
Upland, US
Mar 27, 2011 10:49 pm EDT

I posted 3 days ago but I was wrong on my time line. It wasn't six months after my mod that I was told by the Feldman Law Center I had received a mod it was one month. I was also 9 days after I was to make my first trial payment I received the letter from the Feldman Law Center to make sure I make my scheduled payments. So maybe the Feldman Law Center did help me get a load modification, I guess it can be argued either way...but I do know that I was not notified in a timely manner unless I inquired nor were my calls returned in timely manner when I tried repeatedly to contact them. You can do a loan mod yourself...save your money...

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Stephen B
Upland, US
Mar 24, 2011 6:49 pm EDT

Well at least now it's pay for performance...live and learn I guess

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Stephen B
Upland, US
Mar 24, 2011 6:16 pm EDT

I was suckered into trusting the Feldman Law Center to work with B of A to save my home. After about six months of almost 0% interaction with the Feldman Law Center ( unless I initiated it) I finally received a sale notice from B of A. I called, faxed, and emailed the Feldman Law Center and NO ONE CALLED ME BACK FOR TWO DAYS... That was only after I threatened to contact the State bar...Steve Feldman called me back himself and said" my file has been moved to the “hot room or red room" something stupid like that. I received emails..not phone calls..emails...every couple of days after that giving me a update on the sale of my home...which basically told me nothing was being done...a few days before they had the nerve to tell me they had a lawyer that could do a bankruptcy for us and stop the sale...of course that would be another 3000 to 4000...Let's put it this way, I was calling B of A myself .While all this was going on and I alone got my loan modified...I borrowed some money and satisfied the back mortgage, and continued to work with B of A. B of A told me directly they rarely heard from the Feldman Law Center and they had nothing to do with my home loan modification...it was because I continued to work with them. I stopped contacting the Feldman Law Center after saving my own home. The real laugher is months after I received my loan modification, and I'm talking about 6 months later, I received a letter from the scam offices of Steve Feldman and told me they had received a loan mod from B of A...I tore the letter up...I had the loan mod, done the trial and signed the permanent loan docs...then they contact me...WHAT A JOKE... YOU CAN DO IT BETTER YOURSELF... Leave it to this clown and you will lose your home...

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