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American Specialty Health
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1.6 7 Complaints
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American Specialty Health Complaints 7

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5:39 pm EDT

American Specialty Health Refusal to Send My Referral Letter

My present issue is regarding my current eligibility letter. My doctor renewed me for eligibility on June 8, 2022. I know that information was received by ASH because when calling about a denial of a third claim due to "ineligibility," the customer service representative mentioned that, “Yes,” she did have the current eligibility letter, as well as, the new eligibility information given to them by my physician on June 8th. The above mentioned phone call to ASH took place on June 24, 2022 and I spoke to Heather. I currently have not received the new Referral Letter; the former letter expired on June 28, 2022. I called again regarding my Referral Letter on July 18, 2022 (I spoke to Emily, call reference # [protected]).The last call I made regarding my Referral Letter was on August 5, 2022; I spoke to Lorie, call reference # [protected]. I am always told the letter will be requested to be sent out; but still I have no letter. It should also be noted that on June 24, 2022, when I asked to speak to a supervisor, I was told no such person was available, and a supervisor would call me back; I am still waiting for that phone call two months later. I even asked, on my last phone call (on 8/05/22), if the letter could be emailed to me, and I was told, “No.” So, the letter can’t be emailed, no one will mail it to me, and no supervisor is available; can someone tell me what I am supposed to do? I would like to receive my Referral Letter so that I can continue my acupuncture treatment. I have already missed out on two months of service.

Desired outcome: I would like my Referral Letter sent by Federal Express. Since they claim the letter has been sent via US Mail, as per Shelly on 8/29/22.

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4:26 pm EDT

American Specialty Health Unanswered appeal

Filed a claim end of January, beginning of February for a chiropractor on the ASH list.

Contacted ASH multiple times via phone, left messages, and their website about the status of my case. After six months nobody has contacted me yet or I received any updates via email or mail.

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3:46 pm EDT
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American Specialty Health Acupuncture and eastern therapies

I have been fighting to get covered for acupuncture for months now. My insurance (a Medicare Part C plan) states I am eligible for up to 30 visits for acupuncture/massage. Of course, I expected this to be a Carte Blanche coverage. But NO! My insurance carrier uses ASH to administer these coverages. I have, yet again, been advised by my practitioner that YET AGAIN, ASH is denying claims. This is outrageous! I am entitled to this care, regardless of diagnosis or whatever they base this care on. Eastern medicine is a holistic, full body care. I have repeatedly complained to both my insurance carrier and ASH about this issue and, while my insurance company agrees with me, that claims shouldn't be denied, I am getting nowhere.

I have a severe back condition (along with a large number of other conditions). Before having acupuncture, I was seeing a pain management specialist, having multiple procedures (which required sedation) per year. I am allergic to pain meds so there aren't a lot of options for me. Acupuncture is the best possible alternative and yet I am having the coverage denied over and over again. How this company can claim they are there to provide "great" alternative care is beyond me. I will be sending a written complaint to my insurance carrier and will begin a campaign with my local legislatures concerning the many problems with alternative care. I am absolutely disgusted with ASH!

Desired outcome: I would love to have ASH apologize and change the way they handle the administration of alternative care

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12:11 am EDT
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American Specialty Health Physical therapy coverage

Hello customer service who never responded to me after your initial email.

Thanks for messsaging me. I don't believe your reviewers made the correct decision by restricting my care. It doesn't only hurt me, it hurts Cigna overall because I continue to use services that would have been prevented if my PT services weren't restricted by you. Due to this, I don't think your company actually does their job in the most efficient manner. I suggest your company to put more value on a patients voice because paper exams have limitations. From my understanding, ASH does not reach out to patients or require any patient feedback not sourced from a provider to make their decision. Please change this. AHS has all the power but how can a decision be made that doesn't ask for the patients voice?

Please help me understand why AHS doesn't speak with patients directly? Please refrain from saying it is a policy or that the assessments given at the provider is where the patients voice is heard (a voice is not an assessment). I am a data person, please show me studies that conclude the patients voice doesn't matter in decision making of care. That's the type of discussion I'd like to have.

Desired outcome: Listen to the patient, not your paycheck

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3:35 pm EDT

American Specialty Health healthcare

American Specialty Health also is known as "ASH", is a huge scam to patients and providers. Before they took over chiropractic and acupuncture benefits for part of Blue Cross, Cigna, Aetna, Healthnet, Kaiser Permanente...you name it.

Healthcare providers used to get an average of $80 per office visit and treatment for acupuncture. After ASH took over, it became $41 minus the patient's copay. Which means if the copay is $10, providers will get paid $31 in total for the office visit and treatment and they require providers to submit medical records every 5th visit. More than 50% pay cut and more paperwork to do!
Actually, patients are still paying the same price for their insurance before, whether they pay a couple hundred dollars per month or otherwise.

Now, some very simple question arises; "Where did the pay cut money go?" "Did ASH took $40 out of the provider's paycheck while all they do is administrative work for the main insurance company?"

Numerous of Chiropractors and Acupuncturists had to close their office due to this change. Providers had to stop taking insurances that are affiliating with ASH or, they won't even have enough money to pay the office staff.
But now that ASH is dominating across mayor insurances, providers don't have a choice but accept the pay cut and working extensive hours just trying to meet ends, because almost all the major insurances are affiliating with ASH now. This is directly affecting the ability to provide quality service to patients.
ASH is abusing the rights of patients and providers, they are taking away the chance of using the best alternative for replacing narcotics from patients.

The existence of ASH is only for saving money for the affiliated insurance companies and is solely toxic and abusive for patients and providers.

Dear patients and providers, we need to stand up and speak up to stop this unethical matter.

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Irina Kozina
US
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Aug 02, 2019 4:12 pm EDT

After 10 + years in practice, I may be forced to close my office

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R
4:24 pm EST

American Specialty Health Won't allow me to use my benefits

THIS COMPANY STINKS. Under benefits that I pay for I am allowed 60 physical therapy visits per calendar year. I used about 40 visits and then ASH cut me off. They said I didn't need PT anymore even though my orthopedic surgeon and my physical therapist insisted I did, they all wrote PT prescriptions, called ASH, etc. All ASH cares about is making a buck AT MY HEALTH EXPENSE. I am now experiencing new kinetic movement issues such as sprained ligaments under my feet from improper body movement because I WAS DENIED THE RIGHT TO EXERCISE MY HEALTH COVERAGE. I request that I am allowed to exercise all of my health benefits, and not get denied by some insurance agent who has never met me!

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4:27 pm EDT
Resolved
The complaint has been investigated and resolved to the customer’s satisfaction.

American Specialty Health Rip off

I have been covered under Anthem Blue Cross via COBRA since 1/1/09. Anthem is supposed to cover 20 combined acupuncture and/or chiro visits per year as per my plan agreement.

Anthem Blue Cross subcontracts with ASH (American Specialty Health) to administer eligibility, authorizations and pricing for both acupuncture and chiro care services. Although I have paid all premiums on time and contacted Anthem numerous times about my lack of eligibility, ASH keeps insisting that my husband and I are not in their database (meaning not eligible for benefits). Supposedly ASH has now finally "manually added me and my husband" to their databasse (it took 2.5 months to do this!) so that my acupuncturist can now submit authorizations and claims for me.

Two weeks ago, I received a letter from ASH telling me that they are authorizing 1 additional acupuncture visit past the 5 that are automatically granted. I have had 6 acupuncture treatments done and I still need more treatments for real medical conditions! And the plan says that 20 visits are supposed to be covered per calendar year!

Supposedly Anthem is working on a reconsideration of my authorization problem with ASHN. It has been 2 weeks since the auth was filed. How long is it supposed to take beyond that? I can't get a straight answer from Anthem on this and ASH is impossible to talk to. Believe me, I've tried talking to their customer service people a number of times!

ASH is committing insurance fraud in my opinion and I'm not the only victim of this. I've been told by my acupuncturist that ASH NEVER authorizes the full number of patient visits so that YOU can NEVER access your full chiro/acupuncture benefit (supposed to be 20 visits per calendar year). ASH drags their feet on authorizations, keeps screwing up your eligibility information (so that they can say you are ineligible for coverage), and they wait as long as possible to pay their claims. Does this sound like an ethical company to you? Or is it actually Anthem who is the problem since THEY PAY ASH to administer chiro and acupuncture benefits? Either way, stay away from ASH if at all possible. They are HORRIBLE to deal with for the patient and for providers!

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Pissed Off Oregon Provider
US
Send a message
Mar 27, 2020 1:32 pm EDT
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Hey, Chiropractic providers who are contract with these bozos: just TRY to terminate your contract. ASHN will make up new rules as they go to try to refuse to allow you to terminate. Just got off the phone with "Josh" in Provider Relations [protected] ex 3436) who refused to accept our termination which fully complied with the provider contract. This company has been sued numerous times for everything under the sun that a company is not supposed to do. If you are an employer or patient, steer clear of any insurance company that contract with ASHN (Cigna, Providence Preferred, some Blue Cross plans such as Florida Blues, etc., etc., etc.). If you are a doc, beware: ASHN will eat its young.

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tonyguo
US
Send a message
Oct 07, 2019 2:41 pm EDT
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Good news for everyone and more lawsuits against ASH are coming soon!

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alijigar
US
Send a message
Jun 21, 2019 4:00 pm EDT

I am a practicing chiropractor in GA and this year especially, ASH is killing my cigna patients reimbursements. Doctors and patients should united against Cigna and Ash to stop them from getting away with this! This is absolutely illegal and unethical practice by Cigna to hire Ash as the entity that slows and stops payments to providers. The people loose at the end!

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Lily Li
US
Send a message
Jun 14, 2019 6:38 pm EDT

American Specialty Health also is known as "ASH", is a huge scam to patients and providers. Before they took over chiropractic and acupuncture benefits for part of Blue Cross, Cigna, Aetna, Healthnet, Kaiser Permanente...you name it.

Healthcare providers used to get an average of $80 per office visit and treatment for acupuncture. After ASH took over, it became $41 minus the patient's copay. Which means if the copay is $10, providers will get paid $31 in total for the office visit and treatment and they require providers to submit medical records every 5th visit. More than 50% pay cut and more paperwork to do!
Actually, patients are still paying the same price for their insurance before, whether they pay a couple hundred dollars per month or otherwise.

Now, some very simple question arises; "Where did the pay cut money go?" "Did ASH took $40 out of the provider's paycheck while all they do is administrative work for the main insurance company?"

Numerous of Chiropractors and Acupuncturists had to close their office due to this change. Providers had to stop taking insurances that are affiliating with ASH or, they won't even have enough money to pay the office staff.
But now that ASH is dominating across major insurances, providers don't have a choice but accept the pay cut and working extensive hours just trying to meet ends, because almost all the major insurances are affiliating with ASH now. This is directly affecting the ability to provide quality service to patients.
ASH is abusing the rights of patients and providers, they are taking away the chance of using the best alternative for replacing narcotics from patients.

The existence of ASH is only for saving money for the affiliated insurance companies and is solely toxic and abusive for patients and providers.

Dear patients and providers, we need to stand up and speak up to stop this unethical matter.

L
L
Leslie Deems
US
Send a message
Apr 26, 2021 9:28 pm EDT
Replying to comment of Lily Li

Thank you for the very thorough letter. I have taken the time to explain to patients the predicament as well. Patients assume that when their insurance company says that they cover acupuncture, that they are paying the acupuncturist their rate, or close to their rate. Things couldn't be further from the truth. It is an absolute fraudulent system. I would like to post your letter here as part of a blog on my website. I am asking for your permission to do so.

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Erinks
US
Send a message
Dec 07, 2018 9:00 am EST

I am on the phone with FloridaBlue trying to figure this mess out. They say I get 26 visits per year, but ASH is allowed to limit my treatment? Not OK. I see I'm not their only victim. I welcome any comments about how you got resolution so you could receive your full benefits. Is it up to each provider to decide whether to contract with ASH, or is a FloridaBlue wide policy to contract with them? If it's the prior, I can try to find a provider that doesnt contract with them. If its the latter, I wont be able to get the treatment I need anywhere. WHY do they make it so difficult?! Oh yeah, Greed.

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M&SPop
US
Send a message
Nov 02, 2018 5:15 pm EDT

I honestly cannot wrap my mind around the fact ASH is willing to pay Medical Doctors, Physical Therapist, Surgeons, and for Drugs so much and will not pay reasonable amounts to Chiropractors? Chiropractors are so much less expensive and is a much better wholesome approach to wellness!
They are OK forking out millions to the drug industry and allowing their patients unnecessary surgeries, but want to exclude the amazing benefits that Chiropractors have to offer at a fraction of the cost? I have read above that it is all about their "bottom line for profits". The only thing that does not add up is Chiropractic cost is so much less than Medical Doctors, Surgeons, and Rehab?

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Carol Lavine
US
Send a message
Jul 11, 2018 12:52 pm EDT

I'm just now dealing with ASH with similar issues about pre-authorizing limited visits only. I, too, have a medical condition that cannot be cured and massage therapy is a critical part of pain management. I will need massage therapy for the rest of my life. Having said that, I've run into a bigger issue -- on our EOBs, ASH shows a different amount billed by my provider than what was actually billed! I've been told, but haven't yet confirmed, that ASH has been sued over this illegal practice in the past. Why do the large insurers insist on using ASH? Are they using this as a way to avoid paying for "specialty" services, such as acupuncture and massage therapy, even though we have contracted with them to cover these services and pay our premiums accordingly? Stay tuned. It may be that a class action lawsuit is in order. If the insurers continue to enable ASH to break the law and continue with this highly unethical practice, they'll be on the hook as well.

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mikebonacci
US
Send a message
Jul 04, 2017 4:40 pm EDT

I love it I pay for all my insurance and ash tells me I can only go 6 times I thought this was Obama crap no its the government [censor] . my be trump should fire all u people to.cant wait until one of u need care.

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Acquista Dali
US
Send a message
Jun 07, 2016 11:50 am EDT

Total scam is ASH. Agree with other critiques here so wont be redundant. I appealed their denial of my benefit and Anthem Blue Cross of California accepted and approved payment for my Dr. ASH paid one of the 5 bills from that appealed claim. I called Blue Shield again and they concurred that claim should be paid, 3 calls later, still tracking them down. As of this moment the Blue Cross agent is on call with ASH agent after having faxed the claims that need to be paid. Guess what? Yep, ASH says they never got the FAX and they said, oh use another FAX number. How is this place allowed to operate? Why does Blue Cross and others continue to use this scam company, must be low capitation rate. Lets do a class action suit, they deserve to go down. Blue Cross has helped but need to dump ASH.

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Dr. Daniel Fry D.C.
US
Send a message
Apr 11, 2016 6:18 pm EDT

Wolf of Wall Street, The Big Short...those rip-offs have nothing on these guys. The misrepresntation and callus attitude of their management is second to none. Make no mistake, this company, and others like it, are in no way interested in providing optimum health care to it's members. It is completely about the bottom line...profits. ASHN was designed and developed as a way to make big insurers more profitable...and of course to take a slice of the health insurance premium pie while doing it. Health insurance premiums have been consistently rising over the past 20 years, yet the reimbursement to medical providers has been drastically declining over the same period. So basically, we have been paying much more to get much less in return from our health insurane. If the government doesn't do something to regulate the insurance industry our health care system is doomed.

Overview of American Specialty Health complaint handling

American Specialty Health reviews first appeared on Complaints Board on Mar 31, 2009. The latest review Refusal to Send My Referral Letter was posted on Aug 29, 2022. The latest complaint Rip off was resolved on Mar 31, 2009. American Specialty Health has an average consumer rating of 2 stars from 7 reviews. American Specialty Health has resolved 1 complaints.
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  1. American Specialty Health Contacts

  2. American Specialty Health phone numbers
    +1 (619) 578-2000
    +1 (619) 578-2000
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  3. American Specialty Health address
    10221 Wateridge Cir,, San Diego, California, 92121, United States
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    Jun 30, 2025
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American Specialty Health is ranked 324 among 460 companies in the Insurance Services category

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