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American Credit Services / Payday loan payment scam

1 Cheyenne, WY, United States Review updated:

I was contacted by this company in regards to a payday loan, & they also called my work saying that a uniformed officer was to delivered documents there for me to come to court! I made a mistake into paying them money on this matter without asking who they were supposed to be collecting for! And when I failed to make the final payment, they called my cellphone 13 times in an hour, trying to get in touch with me! I also was told that they contacted my wife on her cellphone, & I never gave her cellphone number to anyone, EVER!! Now, this gotten me more pissed -off than ever before! I cancelled my credit card due to this situation, & if they call me again, I will report them to the law enforcement here, as well as the FTC, & the BBB!

Nov 27, 2013
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  • Be
      6th of Dec, 2013

    You will have better luck finding a consumer attorney in your area by going to (website for the National Association of Consumer Advocates). They've helped me with debt collectors in the past.

    0 Votes
  • Lo
      20th of Jan, 2014

    Funny thing is someone, a Mrs ?, called my work stating they were going to serve me papers and then offered to give me the phone # of the ones responsible for filing the papers. Well I called the # and have figured out that none of them have first names! And the office filing the papers refused to give me a call back #. When I got divorced I called the court house and was given the name and # of the serving office and that office gave me their full name and the ext # I could call her back on.
    And scary thing is the day all this took place I received a notice from target stating my information was in the mass amount stolen from them.
    I have never used a "check" or have ever given out my bank account information to any company. If I do anything I use my debt card which protected. I have requested written information from this company and have yet to receive any, nor have they called me back with the company # they so-called represent.
    Do your home work, get a call back #, and a full name before giving or agreeing to anything they say. I asked the lady if they record the calls for quality assurance and she back peddled thinking I was recording the call, which I worked to my advantage during their call. This company has made the bbb and new york times fraud list so becareful!!!

    0 Votes

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