Comenity Bank / JessicaLondon / Brylane Home review: harassment of my credit report and lack of information,such as signed agreement from consumer

As of 06/24/2022 Comenity Bank/Jessica London/Brylane Home reported two account on my Experian credit report for payment for $400. And $334.00 with no agreement sent to me the consumer, I have asked for one each, and no reply, when it was put on my credit report, me the consumer should a copy of this agreement to pay. Why is Comenity Bank/Jessica London/Brylane Home refused to send the consumer a copy of the agreement.