Apply2Save reviews and complaints
Mortgage Assistance Fee Ripoff
Apply2Save's bankruptcy filing went in on 6/9. Case # 09-20607-TLM. sign up for and view all 994 pages (100's of pages of individual consumer names) at: http://pacer.psc.uscourts.gov/documents/pacermanual.pdf
Run a query search - type in case # 2:09-bk-20607
Creditor case hearing is on 7/23 at 9am at US Courthouse in Couer d'Alene Idaho.
Of Note: Derek lists that he owes his own security svc apprx $6k and his own shell company Sleeping Giant Media Works, which he is all the officers, incorporated in Nevada for $100 in 2006, $520k!
Reading the Bankruptcy filing shows:
1/ Derek sold 1/3 of A2S to Fair group in April for Apprx $900k
2/ Paid himself $1m in the last year and claims he still is owed $1m in salary from A2S and $520k from Sleeping Giant.
3/ A lot of his "contracts" to do business were through Sleeping Giant
4/ Exec's made $10, 950 a month
5/ He is claiming $4.7m in receivables on the books (all credit card charges that should be voided I assume)
6/ Filing lists every employee and what they are owed.
7/ Derek has 4 different child support payments to 4 different states (if that tells you anything)
8/ He is using the Hayden home address in his filing - Assume he actually still owns it but isn't living there.
9/ Every credit card charge/client is listed - 1800 people who got swindled
10/ Once again - He paid himself over a MILLION dollars in salary in the last 11 months by ripping off people's credit cards!
Company Business Name: Apply2Save
Country of complaint: United States
The complaint has been investigated and resolved to the customer’s satisfaction.
Loan modification
We applied at apply21save and we were ripped off. I canceled our deal and we still have not gotten our money back and now you can not get a hold of them the phones are not working and the e-mail account is not good now either. This company is nothing but a fruad. I am sending papers to the Idaho Attorney Generals Office and hopefully they can get people...
Read full complaint and 11 commentsFRAUD
If you have been ripped off by apply2save you are not alone! Please email this fraud investigator with your story. He is trying to put a class action lawsuit together against apply2save!
Matt Roetter
Investigator
Email: [protected]@aol.com
He needs more people to come forward!
Company Business Name: Apply 2 save
Country of complaint: United States
Address: Idaho
The complaint has been investigated and resolved to the customer’s satisfaction.
Well, add our names the ripped off list. We hired Apply2Save the beginning of October 2008. Since then, we were told in November 2008 that we would have terms by December 2008. On December 12th we spoke with Apply2Save and they stated that everything with the bank is back logged and we now could expect to see terms by the end of February 2009. On that same date we opened a letter from our bank stated that our loan modification file was closed due to lack of cooperation. We called apply2save back immediately and they danced around the questioning and quickly turned the conversation around to the bank needing updated information. We received a call from apply2save the following week stating our file was reopened. Well February has come and gone. We contacted apply2save continuously asking for updates and finally they stated that we would have terms by April 3, 2009. We were always told by apply2save that we shouldn't contact our bank that is what we hired them for. We got sick of the double talk and call our bank. Well, our file with the bank has been closed again since January 24, 2009 for lack of communication again. Needless to say, apply2save got an ear full but that is not enough. I want them shut down, my money back and a class action suit against them. Also, they always state don't worry; everything will be fine. I actually received an e-mail from them stating, "No Problem. Everything will be fine. I'll make certain of it."
paid $500 to them to do a modification on my mortgage.they took 6 months to do this.the other day i got a phone call from them telling me to call them back.they gave me a 800 number.i call them back and the 800 number was no good.
Just to let everyone know. I filed a complaint with the BBB. Never got me anywhere. But, the sent me a notice the other day.Apply2save closed their doors May 21, 2009
Good luck to all of us trying to get our money back. They told the BBB they would give me 1/2 the money back. Never have seen it. Probably never will now that they closed down.I thought those ### were trying to help. Now I'm worse off by listening to them.. Sorry we all got suckered by them.
Now still trying to save my house.
I wish everone else the best of luck.
I paid Apply 2 Save took my money in January 2009 and told me they were going to work with my mortgage company and do a mortgage modification. Don't pay your mortgage they said, it will be added on to the back end of the mortgage. Every week they called and stated that they were working on it. It was in "NEGOTIATIONS" they said. Then one week they didn't call. Then a letter came from an attorney. My home was being forclosed on. I called the mortgage company, they said they didn't receive any info from the so called mortgage modification company. So I called Apply 2 Save they said don't worry they were in Negotiations it will all work out. Yesterday, June 9, 2009 I came home to find a summons and complaint attached to my front door. Because of these people and my own stupidity, I may now lose my home. BEWARE OF ANY COMPANY THAT CHARGES YOU MONEY TO MODIFY YOUR MORTGAGE. YOUR MORTGAGE COMPANY WILL WORK WITH YOU.
Appy2Save should call themselves APPLY2BE SCAMED, this is a name they should call themselves, before I sent them the $495.00 they were always calling me but when I sent them the money for them to work for me they kept asking me for the same documents all the time.
Dannielle Wolf you should be ashamed of yourself to work for a fraudulent company like this, you know this is a fraud but you swore on heaven and earth that this is a legitimate company.
this company will never give you one person to work with all because they are here to take advantage of hard working people like me. I hope you all rot in HELLLLLL because I work hard for my money, I can surely use the money.
Apply2save is a fraud they had me faxing papers after papers, I also
paid $500.00 and I'm laid off was hardly getting hours when I was working. I struggled hard to earn that $500.00 to pay them thinking I was going to get help from them . They talk so nicely to you, like they are a real company, this man that worked there named Bryan Cummings ( I bet it is a false name) [protected] Ext#2110 gave me his extension # and all, I'm so disappointed and hurt about this company because we are in a reccession and everyone is struggling, hanging on by the end, barely making it, I would have never even thought that a company would even try to rip off as many people as they did they should pay each and every one of us back.
I'm very sorry you were ripped off by A2S. I'm working with the Federal Trade Commision and doing everything I can to bring them down and get the victims compensation. You can read my post today on scam.com, but if you would, please help our case by contacting the FTC at 1.877.FTC.HELP and filing an individual complaint. I am a former employee and am bringing more current and past employees forward. We need help with as many homeowners contacting the FTC as soon as possible to move this case faster. You can also email me your contact info at cordillaanne@gmail.com. I'm putting together as much information as I can to take to court.
Thank you...
Do not handle any type of business with Apply 2 Save. I am in the same boat. They took $1, 100 from my account claiming that they could modified my loan. I started the process with Apply 2 Save back in October 2008. Since then I have spoken to 4 other people, all of them not knowing what was going on with my loan. They lied and said they have contacted my bank. They are a mess! I am on hold for at least an hour. I have e-mailed them with no one contacting me back. I am basically starting from scratch. I have asked for a refund and they refuse to give it back. Apply 2 Save has not done any work on my behalf. Its sad that companies like this exist. SCAMING HOMEOWNERS OUT OF MONEY IN THIS ROUGH ECONOMY. Apply 2 Save is a RIP off..STAY AWAY FROM THIS COMPANY AT ALL COST!
Me and my husband was out of $1200 and all they do is give excuses after excuses. We want our money back also.
I guess that I can add my name to the Stupid list with the rest of those out there. I have been ripped off by Apply 2 Save and now we all can start a class action lawsuit. I spoke with 2 different people who say they are employed by Apply 2 Save. The latest talk was on 3-15-09. Aperson by the name of Pat Wise and another person on by the name of Garrett Guinn. Nothing but excuses as to why the Loan Modification was not done.
This company is a fraud!
They use misleading tactics to get you to agree to use their services. They claim to have 100% success rate with Countrywide and say they are contracted with them so there's no way to not get the modification done. They told me I could set up two payments ahead of time and once I do that they will start the process right away by contacting Countrywide. The rep I had been speaking with told me lie after lie. Once you set up the two payments things change and stuff doesn't get done and is passed from person to person. I submitted 25 pages worth of info in a fax and several days later was told it was never received. Then, to stall things even further, they ask you to keep providing more information that wasn't necessary. I knew deep down I was being scammed. They tell you not to talk to your lender, so that's a big red flag. I called Countrywide on 12/2 and 12/8 and was told they had absolutely NO RECORD of me being represented by Apply2Save. Of course, I was suspicious so I started keeping on them about what could I expect as the next step and asked questions. She even asked me to sign and return a form that wasn't in the file I received. (And they're supposed to have so much experience?) The rep got tired of me calling her on things and asking questions and it was the last straw for her. She called me and was belligerent saying how much time she's put into my case and how I don't appreciate it. If she spent all this time on it, how come Countrywide STILL did not have the Authorization form that was supposed to be faxed to them weeks earlier. She said she was cancelling my contract. I said that isn't possible since one payment of $500 went thru today. She said she would refund it and then hung up on me. I received an email a few minutes later saying she did cancel the contract and good luck to me. I emailed back to ask about the refund she said she'd do. She wrote back and said she submitted it to billing and had no control over whether we would actually recieve the refund or not.
I have read several other stories on the internet from people who have had the same experiences with Apply2Save. Unfortunately, I wish I would've read them before I got involved with them. They don't care about people who are losing their homes. They will take your money and run. Please do not use this company!
Company Business Name: Apply2Save
Country of complaint: United States
Address: Coeurd Alene, Idaho
Phone: 888 202 5662
Website: apply2save.com
At least NACA tells people there is a "chance" that they can help save their home...not like Apply2Save who tells people whatever they want to hear to get them to set up the payments...then takes off and runs with their money.
NACA's services are FREE, so if they are unable to help, there is no money lost...unlike companies who are scamming people.
I now have proof that Apply2Save is NOT recommended by HUD. Just so happens, I sent emails to both of my state senators letting them know how Countrywide doesn't seem to want to help us and I mentioned being scammed by Apply2Save. Senator McCain forwarded my email to HUD and the lady I just spoke with said Apply2Save is NOT recommended by or affiliated with HUD. She said any company who claims to be affiliated but is not is a fraud. Beware!
According to HUD's website, these below are HUD Approved Agencies in Idaho. Make note that "Apply2Save" is NOT listed!
I attended a NACA Workshop and the lady who gave the presentation said that ANY company charging for a Loan Modification is a SCAM. She asked for a show of hands as to who have been victims of this. I was amazed at how many people raised their hands. Very sad, indeed.
HUD Approved Housing Counseling Agencies
Information by State
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Agencies located in IDAHO
Agency Name Phone
Toll-Free
Fax Number
Email
Website Address Counseling
Services Languages Affiliation
IDAHO HOUSING AND FINANCE ASSOCIATION P: [protected]
T: [protected]
F: [protected]
E: susanp@ihfa.org
W: n/a 565 W Myrtle
P O Box 7899
Boise, Idaho 83702 - Home Equity Conversion Mortgage Counseling
- Mortgage Delinquency and Default Resolution Counseling
- Prepurchase Counseling
- Renters Assistance
- English Only IDAHO HOUSING AND FINANCE ASSOCIATION
IDAHO PARTNERS FOR HOME BUYER EDUCATION, INC. P: [protected]
T: [protected]
F: [protected]
E:
W: www.ihfa.org 565 W. Myrtle Street
P.O. Box 7585
Boise, Idaho [protected] - Homebuyer Education Programs
- Mortgage Delinquency and Default Resolution Counseling
- Renters Assistance
- English Only IDAHO HOUSING AND FINANCE ASSOCIATION
NEIGHBORHOOD HOUSING SERVICES INCORPORATED, P: [protected]
T:
F: [protected]
E: canderson@nhsid.org
W: www.nhsid.org 1401 Shoreline Dr.
P.O. Box 8223
Boise, Idaho 83707 - Home Equity Conversion Mortgage Counseling
- Home Improvement and Rehabilitation Counseling
- Homebuyer Education Programs
- Loss Mitigation
- Money Debt Management
- Mortgage Delinquency and Default Resolution Counseling
- Postpurchase Counseling
- Predatory Lending
- Prepurchase Counseling
- Services for Homeless
- English Only IDAHO HOUSING AND FINANCE ASSOCIATION
CALDWELL BOARD OF REALTORS P: [protected]
T: [protected]
F: [protected]
E: susanp@ihfa.org
W: n/a 2900 E. Cleveland Blvd.
PO Box 1516
Caldwell, Idaho [protected] - Homebuyer Education Programs
- Prepurchase Counseling
- English Only IDAHO HOUSING AND FINANCE ASSOCIATION
CONSUMER CREDIT COUNSELING SERVICES, A DIVISION OF MMI P: [protected]
T:
F:
E: trish.potts@moneymangement.org
W: n/a 1801 Lincoln Way, Suite 6
Coeur d'Alene, Idaho 83814 - Home Equity Conversion Mortgage Counseling
- Homebuyer Education Programs
- Marketing and Outreach Initiatives
- Money Debt Management
- Mortgage Delinquency and Default Resolution Counseling
- Postpurchase Counseling
- Prepurchase Counseling
- Renters Assistance
- English Only MONEY MANAGEMENT INTERNATIONAL INC.
EASTERN IDAHO COMMUNITY ACTION PARTNERSHIP P: [protected]
T:
F: [protected]
E:
W: n/a 357 Constitution Way
Idaho Falls, Idaho [protected] - Homebuyer Education Programs
- Mortgage Delinquency and Default Resolution Counseling
- Postpurchase Counseling
- Prepurchase Counseling
- Renters Assistance
- Services for Homeless
- English Only RURAL COMMUNITY ASSISTANCE CORPORATION
GREATER IDAHO FALLS ASSOCIATION OF REALTORS P: [protected]
T: [protected]
F: [protected]
E: susanp@ihfa.org
W: www.ihfa.org 1388 Cambridge
Idaho Falls, Idaho 83401 - Homebuyer Education Programs
- Prepurchase Counseling
- English Only IDAHO HOUSING AND FINANCE ASSOCIATION
COMMUNITY ACTION PARTNERSHIP P: [protected]
T: [protected]
F: [protected]
E: p.soule@acommunityactionpartnership.org
W: n/a 124 New Sixth Street
Lewiston, Idaho [protected] - Home Equity Conversion Mortgage Counseling
- Homebuyer Education Programs
- Loss Mitigation
- Mortgage Delinquency and Default Resolution Counseling
- Postpurchase Counseling
- Prepurchase Counseling
- Renters Assistance
- Services for Homeless
- English Only
NORTHWEST NAZARENE UNIVERSITY P: [protected]
T: [protected]
F: [protected]
E:
W: www.ihfa.org 623 Holly Street
Nampa, Idaho 83686 - Homebuyer Education Programs
- Prepurchase Counseling
- English Only IDAHO HOUSING AND FINANCE ASSOCIATION
POCATELLO NEIGHBORHOOD HOUSING SERVICES, INC P: [protected]
T:
F: [protected]
E: jstone@pnhs.org
W: n/a 206 N Arthur
PO Box 1146
Pocatello, Idaho [protected] - Fair Housing Assistance
- Home Improvement and Rehabilitation Counseling
- Homebuyer Education Programs
- Loss Mitigation
- Marketing and Outreach Initiatives
- Mobility and Relocation Counseling
- Money Debt Management
- Mortgage Delinquency and Default Resolution Counseling
- Postpurchase Counseling
- Predatory Lending
- Prepurchase Counseling
- Renters Assistance
- Services for Homeless
- Spanish
NEIGHBORHOOD REINVESTMENT CORPORATION
NORTH IDAHO COLLEGE P: [protected]
T: [protected]
F: [protected]
E: susanp@ihfa.org
W: www.ihfa.org 525 West Clearwater Loop
Post Falls, Idaho [protected] - Homebuyer Education Programs
- Prepurchase Counseling
- English Only IDAHO HOUSING AND FINANCE ASSOCIATION
COLLEGE OF SOUTHERN IDAHO COMMUNITY EDUCATION P: [protected]
T: [protected]
F: [protected]
E: susanp@ihfa.org
W: www.ihfa.org 315 Falls Ave
P.O. Box 1238
Twin Falls, Idaho [protected] - Homebuyer Education Programs
- Prepurchase Counseling
- English Only IDAHO HOUSING AND FINANCE ASSOCIATION
You can narrow your search within this state by using one or more of the following search criteria and clicking the "Search" button. To choose another state please click on the "Go Back" link at the top of this page.
Agency Name:
Specific City:
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Counseling Service: Money Debt Management Home Improvement and Rehabilitation Counseling Renters Assistance Prepurchase Counseling Predatory Lending Fair Housing Assistance Home Equity Conversion Mortgage Counseling Services for Homeless Mortgage Delinquency and Default Resolution Counseling Loss Mitigation Mobility and Relocation Counseling Homebuyer Education Programs Marketing and Outreach Initiatives Postpurchase Counseling
Language: Spanish S Am Vietnamese Swahili Cambodian Hindi Cantonese Chinese Mandarin Spanish Russian English Polish Portuguese Others Korean Arabic Czech Ukrainian Indonesian Hmong Farsi Turkish ASL French Creole Spanish Euro
Affiliation:
Designation: Colonias
Migrant Workers
Faith
I highly recommend to anyone who is trying to get a Loan Modification or some sort of help to save their home to please NOT use the services of any company that will charge you a fee for their services. The Arizona Attorney General has issued a warning that these are scams. You can read his statement at www.azag.gov. If you need help saving your home, go to www.naca.com. They work to save your home FREE of charge. They have a Home Save Program and can help even if you are in the negative each month. Also, for those who would like information on how to negotiate with their lender themselves, go to www.loansafe.org. Both of these are also highly against giving companies any money who claim they can help to save your home. I wish I would have known about NACA and LoanSafe before I got involved with Apply2Save.
As you can see, Apply2Save employees and their friends enjoy harassing people who have been scammed and have legitimate complaints. They make up names and pretend to be different people posting. Please learn from those of us who have been scammed and STAY AWAY! They are BAD NEWS!
I find your post suspicious as well! I had called Countrywide on several occassions and have spoken with different people there. They all told me they have never heard of Apply2Save and didn't think they are contracted with any company like that. One lady I spoke with told me to "be careful" because there are lots of companies claiming to "save your home from foreclosure and all they do is take your money". I have also been in contact with my state's Attorney General's Office and they believe this to be a scam as well!
For the record, they are not "careful" about who they choose as clients. They tell you anything and everything to get you to agree to authorize the debit/credit payments. Once you have done that, things change and they are difficult to get ahold of, pass you off from person to person, etc. They told me to immediately sign and fax back the Letter of Authorization so they could get it to Countrywide ASAP and weeks later Countrywide still had not received it. Countrywide had no indication whatsoever that I had hired Apply2Save.
It sure is interesting that Countrywide employees claim to be so busy they are "backed up" but yet find the time to come online just to stick up for Apply2Save. Hmmmmmmmm.
My only intention here is to make people aware that Apply2Save is scamming people. I wish I would have read all the negative info about them beforehand.
I find it interesting that a Countrywide mitigator would be checking the internet to see whether Apply2Save has complaints against them or not! Hmm. It's interesting that the BBB has 23 complaints against Apply2Save and they all can't be me...so, this company has scammed 22 other people all in a short period of time. BTW, I know you are the rep I had there and you're coming on here to make yourself and your company look good. Others have reported this happening on other boards as well! All the more reason for people to STAY AWAY from Apply2Save.
The complaint has been investigated and resolved to the customer’s satisfaction.
Apply2save more like Apply2Loose. I IMMEDIATELY started having problems with them. They took my money w/in 48 hours and w/in 72 hours, sorry we couldn't help you. My first response was when do I get my money back. Well I don't know about that you'll have to talk to so and so. Well so and so never answered the phone. I left 20 messages and still nothing. I called the toll free number and demanded to speak to a manager finally. Oh yes ma'am I am all over it and will talk to the person involved in that department and call you back. Yeah right. Then days later I talked to a girl named Jessica who apologized and said I would have my check between 2-3 weeks. NOTHING. Then finally I sent her a nasty email and some guy from Quality Assurance called me back and said 6 weeks. They took my money on Feb 28 2009 and here it is June. I was suppose to get my check last week, waited one more week just because I am nice and now this. What do I need to do to get my money? Who do I call to fix this?
In January we were looking into loan Modifacations and called Apply2save. Well we decided against using there services and they still charged our account six different times. Even after they assured me there would be no charges and still after I responded to the first debit of 49.99 with a phone call and was promised no more debits would occur. Still having five more debits that probebly would have continued if we hadn't put a stop on it at the bank.
We were working with Apply2savw since October as well. We sent all the paper work in a timely manor and it ended up we had to resend the paper work over 8 times. We were bounced around from rep to rep and got no where. Finally we contacted our lender and got everything done with in 2 days. We contacted Apply2save and they informed us we would get a 500.00 refund that was March 3. On April 1st we called again they said it would be another 45 days. Nothing yet and we have tried contacting them but all the numbers we have are now disconnected. If anyone has any active numbers please let us know!
[protected]
I have gone into foreclosure waitin on this company.Im gonna lose my house and other things becuase of this comapny. I want my money back.I got copies of where they took the money out of our account.at least i can put down on a apartment somewhere with the money they owe me. Please. in this time of distress and bad economy. they used people to get lots of maney now they are sittin on a beach somewhere spendin our hard earned money. I will take this to court and blame it all on apply2save . cause it was.wothout the help they promised or the return of our money we have been scamed and losin everything becuase of it. LIFE IS HARD ENOUGH WITH OUT THESE KINDA PEOPLE TAKIN WHAT THEY CAN. I DONT KNOW WHAT IM GONNA EAT TONIGHT BECUASE OF YOU APPLY2SAVE! HOPE YOU SLEEP WELL [censored].!
apply2save said they could help save our home, we paid them 49 every week that was taken out of our account for a total of $249. they said they were in contact with the loan company and there was no problem, we started this in January of this year, it is no May we ony heard from them when they said they needed more papers sent to them, we sent over 80 pieces of paper by fax, we kept copies of everything we sent, we sent copies to the courts and to the lawyer, today we atried to get ahold of them and the phone had been disconnected, so i tried another number i found on the web site and it just said all circuts are busy try you call later, i finally got on to locate a business and got the adress for them which was 7830 Meadowlark Way, suite B Coeur d' Alene, ID [protected], i then call information to get the number to see if they changed it or what ever, there was no company listed by that name Apply2Save! there were two other business located on that street and the nmber for the one was also disconnected.
The people who are supposedly working for or running Apply2Save is running nothing but a scam, and we have no way to even try and get our money back because they can not be located at all and the phone has been disconnected! so not only did we loose our 249 dollars, but also possibly our home as well, I really don't understand how any one can take advantage of people who are risk of loosing their home and scam them out of hard to come by money!
On Jan 28 2009 we hired Apply2Save to help us with our loan modification we where talking with them all the way up to being served we called them and they told us to fax over the served papers that was the last we heard from them. after trying to call them on June-4-2009 phone disconected.no return fax went on the web sight and found nothing but bad news and closed doors now my home is in foreclosure. They need to pay for this there was no reason for this to happen!
Does any one have an address for this comphany or just an email,im trying to file a complaint against them
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My name is Francisco Torres, in December of 2008 my wife and I seeked the help and services of apply2save.com with the hope of acheiving a loan modification for our home. Unfortunately, money was submitted to your company, without ever recieving a solution of any sort. We now are aware that your company has gone bankrupt. We are asking, and would greatly appreciate, that you please refund our money, or at least a portion of what was provided for the services that were never fully recieved on our behalf.
You can get their address off their website www.apply2save.com
If you have been one of the hundreds who have been ripped off by them, please e mail your story to classactionig@aol.com, this man is a fraud investigator who is putting together a class action lawsuit. He needs more people to come forward.
no service - fraud
Apply 2 Save claimed to have been negociating on my behalf to Countrywide regarding my home modification. They stated that they would beat the 90 day term limit before forclosure proceedings began - that was October 28th, 2008. November 25th Countrywide Loss Mitigation reported to me that they NEVER received any authorization or information regarding modification on my behalf from Apply 2 Save AND foreclosure had begun. Today, November 26th after several emails and telephone calls to Apply 2 SAve - with no response, they tried to extract $995.00 from my debit account. Paypal was contacted and the transaction has been stopped as "FRAUD". WAMU has also issued a complaint of " Fraud".
Company Business Name: apply 2 save
Country of complaint: United States
Address: Coeurdalene, Idaho
Phone: 888-202-5662
Website: apply2save.com
ANYONE OUT THIER EMAIL ME ABOUT APPLY2SAVE AT RJAC215976@AOL.COM SOMETHING NEEDS TOBE DONE.
WHO EVER YOU ARE, EMAIL AT RJAC215976@AOL.COM APPLY 2 SAVE CAUSE ME TO LOSS A PIECE OF PROPERTY. THEY SHOULD BE SUITED ANYONE OUT EMAIL ME. LET'S TALK.
Apply 2 Save, yes you can apply but that’s all you get an application!
Nov. 2008 we were reminded our loan was going to adjust to an amount
We can’t afford due to me becoming disabled and unable to refinance due
to being upside down in this market.
We contacted HUDD, then Apply 2save they told us like many others send in
W2s-bank statements….as the list goes on and the months go on, each time
we contacted and demanded responses we would get a new worker telling us
everything looks great keep sending us the letters from your lender, anytime
we asked if they spook to the lender they said well you didn’t send in …so we
need you to get that to us. “Again!” we would tell them, “I sent that to you, when
we first applied and Feb. and March what is going on?” Then they tell us our
information is outdated! We are going to lose our home of twenty years.
The papers are done and Apply2save did nothing but play games with us!
I'm very sorry you were ripped off by A2S. I'm working with the Federal Trade Commision and doing everything I can to bring them down and get the victims compensation. You can read my post today on scam.com, but if you would, please help our case by contacting the FTC at 1.877.FTC.HELP and filing an individual complaint. I am a former employee and am bringing more current and past employees forward. We need help with as many homeowners contacting the FTC as soon as possible to move this case faster. You can also email me your contact info at cordillaanne@gmail.com. I'm putting together as much information as I can to take to court.
Thank you...
I am very aware that many clients have paid apply2save and have not received any service. They could not reach anyone there and no one ever returned their calls. So there they sit, all of their financail information available to any one who works for them to see. No background checks on employees, who knows who might be looking at your information and if you will ever speak with anyone there again. I know there are thousands of files with everyones personl financial information just sitting somewhere. Perfect place for identity theft. If I were you I would be demanding my money back. Why pay someone to help and still lose your home. apply2save has merged with Federal Loan Modification Law Center and again thousands of files are just laying around out there. SO BEWARE!