Bank Card USAA Scam!!!!!!

This review was posted by
a verified customer
Verified customer
Review updated:

Stay as far away as possible from this company!!! My family has a motel business and I received a post card in the mail from Bank Card USA, their fees seemed somewhat lower than the merchant we were using at the time to process our credit cards, so I called them. I got a man named Daniel on the phone from Bank Card USA and he was very eager to switch us over to his company, especially when he asked me how much we did in credit card sales the prior year and I told him $340, 000.000. He wanted to sign me up immediately, and I told him we would think about it. A few weeks went by and he kept calling and leaving me lots of messages about signing up. I thought this was somewhat strange, but unfortunately at the time dismissed my gut feeling that something was not right with this company. My old credit card machine broke down so I thought it was a good time to switch over. Well needless to say Daniel from Bank Card USA quickly sent the machine right out, someone from Bank Card USA called twice the next day to see if we received it, and they seemed very eager for us to start processing cards. We processed credit card transactions for over two week, and took in over $16, 500.00 in deposits and room stays. Shortly after these two weeks I went to pay for some business items with my business debit card linked to our business checking account where all of our credit card funds were to be deposited and I was told my account was in the negative. Bank Card USA has stolen $16, 500.00 from me, and never deposited any of my money into my account. I never had a problem getting anyone on the phone at Bank USA when they were scheming to take my money. Now that my money has been stolen or put on hold as they like to call it, it is nearly impossible to get anyone on the phone. The company is so crocked that they have a crocked lawyer named Mr. Harding who I was instructed to speak with. They will find every and any reason to hold your money and scam you. THIS COMPANY SHOULD BE PROSECUTED AND THE PEOPLE THAT WORK THERE THROWN IN PRISON!!!


  • Ci
    Cindy @Bellas Aug 10, 2019
    This comment was posted by
    a verified customer
    Verified customer

    This company is most definitely a SCAM. They have been taking money out from my bank account every month for at least the past 10 or so years. I don’t know how we have not caught this before now. $54.95 every month. I’m a hairdresser and rent a chair in the salon I work at and we have all switched over to using the Square. I cancelled this service but they have continued to charge me. I called the 800 number that my bank provided for me. The representative for them I talked to over the phone claims that it’s not their company which in fact it most certainly is. Luckily My bank is going to dispute all the charges and will prosecute if a reimbursement is not made. That just means a lot of paper work and shutting my account down and establishing a new one. What a headache. How do these people sleep at night? So buyer be ware of Bankcard USA Merchant Services.

    0 Votes
  • Ch
    Chrono Jun 28, 2012

    We have had many problems with the credit card device so we decided to return it so we payed about $100.00 fee for swapping it for another device. I had to pay to mail it back, and then on top of that they charged me $81.00 restocking fee to return the device. And there is nothing you can do about it since they control your bank account. Don't let this happen to you, stay away from Bankcard USA, get the Square instead. I wish I had.

    2 Votes
  • Nj
    NJ Parasail Dec 21, 2011

    Bankcard USA is the most fraudulent, unethical merchant services company I have ever dealt with. Do not trust them with your money. You will just get scammed. This is serious. If you let them handle your money, you won't see it again.

    2 Votes
  • Al
    Also-Scammed Jan 29, 2011
    This comment was posted by
    a verified customer
    Verified customer

    You are absolutely correct. They have scammed affiliates for even more more money. They're con operation takes in over 1million per week per an inside informant. But, as Barnum & Bailey used to say " There's a sucker born every second". These confidence people are very good at their craft. Furthermore, they know how to work the authorites well too. Very few get incarcerated. They know this so, ...

    2 Votes

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