The complaint has been investigated and
resolved to the customer's satisfaction
Alliance For Affordable ServicesScamming both customers and job seekers


Due to some admittedly questionable decisions on my part coupled with the economic downturn that has occurred I have been out of full-time work since November 15th, 2008. In that time, and part of the reason why I am out of full-time work, I have been working part-time. However; as almost anyone realizes these days that is not enough to provide any sort of living.

In the almost full three months since I have been out of full-time work I have sent out multiple, on average six, resumes a day. This of course is assuming that there are any job leads either online or in my local newspaper. The number of these has been dwindling.

Of course, on top of a shortage of jobs in my area also means that there is greater competition for what is available. Therefore, I have not been receiving many call backs because I either do not have the educational background, I have an Associate's Degree, or the practical experience; because I never really used my degree.

That being said I was very excited when I received an email the other day from the Divisional Sales Leader in York for LMH Solutions. Initially I thought nothing of the fact that this person, who found my resume online, didn't just call me. Nor did I give it any thought that there was no phone number or office address to contact her. I was just so happy that I was being "recruited."

However, because I have received scam job offers before I, through the use of Google, found a website for LMH Solutions. I found the site to be very difficult to navigate and exceptionally vague. I couldn't tell whether it was a staffing agency that I had not heard of or an insurance contractor or what. My next step was to go to (Better Business Bureau) and attempt to find out more about this company. The BBB did have a listing for an LMH Solutions out of Orem, Utah. They do not have an accreditation with the BBB and have a ranking of C. The C ranking is only because the BBB has no good or bad information on them. Also, when I googled the companies name no scam reports came up.

Based on that I figured that I would take a chance and forward them my resume. I assumed that it was a sales job which really isn't what I am looking for but times are hard and getting harder and since one of the things that they pointed out in their initial email is that you are calling on prospects who want to hear from you I figured that it would at least be a job devoid of cold-calling which I hate.

Here are the emails that have gone back and forth. I am copy and pasting them so everything that you read is exactly as I read, replied, and was replied to. I have, I believe, removed all email addresses and names to make sure that I am not violating this websites policies.

----- Original Message -----
Sent: Tuesday, February 10, 2009 8:23:42 PM GMT -05:00 Columbia
Subject: Career Outside Sales Opportunity (Greater York, PA Area),

We are seeking qualified candidates to fill 'Outside Sales Representative' and 'Leadership' roles in the Dover area. After reviewing your resume online, I feel you have some of the necessary qualifications to be a candidate for a position with us.

As the next step, I would like to conduct an interview at our Divisional Sales Office in York to review specific details about the positions, including compensation, company leads, training, products, as well as to discuss your background and how you feel you can become an asset to our team.

Please respond back by e-mailing me at, (include your name and phone number), to set up a time to meet either this week or next. I look forward to hearing from you.


Divisional Sales Leader
York, PA 17405

* Immediate weekly income
* Call on prospects who have requested to see you
* Professional Training
* Prestigious Products and Services
* Personal Sales and Leadership Development
* Advancement Opportunities (Management)
* Company Sponsered Stock Ownership Program
* Bonus Programs and Trips
* Annual average income is between $50, 000 - $85, 000

Serious responses only please; we are exclusively interested in ethical, professional, trainable, motivated individuals. We have a proven method of success available; we are seeking qualified candidates to fill these positions.

If you wish to no longer receive job opportunities from this business Click Here to be removed.
My reply:

On Feb 11, 2009, at 4:58 AM, wrote:

Dear Ms.,

Thank you very much for contacting me with regard to the 'Outside Sales Representative' and 'Leadership' roles that may be available in the Dover area. In the event that you need it for any reason I have attached my resume.

Based on the job description that you included in your email I would be very interested in meeting with you to discuss the position(s) in more detail.

I can be reached at (Area) Phone Number. If for some reason I am unable to answer please be so kind as to leave a message with a contact number and I will return your call as soon as possible.

I look very forward to hearing from you.


Here is the email I received this morning as follow-up on this:

Thank you for your response to the Career Opportunity with Mrs. . She has asked me to get you started in the interview process on Tuesday, February 17th at 9:45 AM. We hope this scheduled time will work for you?

If so, please plan to arrive 10 minutes early if possible, to allow time for you to complete a preliminary information form prior to the interview. Please bring a copy of your resume and dress in professional business attire.

Our address is 100 Leader Heights Road, Suite C | York, PA | 17403.

Please note that this is an invitation to interview for a full-time outside sales position. We cannot consider applicants who have been convicted of a felony.

Feel free to review our association's website, Alliance for Affordable Services®, to learn more about the services we offer our clients.

Please confirm your appointment via email reply.



President / CEO
This is where the red flags start going up.

The first thing that struck me about this email was that it came from the same email address as the initial email, from, and mentioned meeting with her this upcoming Tuesday but was "drafted" by a different individual. Along with that why would the President / CEO be setting up appointments for entry level positions? Why wouldn't the Divisional Sales Leader? And even if there is a legitimate reason for the President / CEO doing a task that does not seem like something he / she would be using their time on than why didn't he / she use their own email?

The next thing that occurred to me was the address where the interviews where taking place. This specifically pertains to me in my area but...That address seemed very similar, although I can't say for certain identical, to an address that I went to when I was in my late teens / early twenties where it was an attempt to recruit door-to-door vacuum salespeople. The particular address that they gave is an area that is right off of an interstate and has some homes that were converted into offices where things like this creep up. One final note on the address issue is that if you look at the first email that I received the zip code is different than on the last email that I received. Since I could not find any address listing or phone number online or in my phone book for this organization I can't imagine that the two zip codes is because they are so large that in the city of York, which is a relatively small city, they need multiple offices.

Then I got to the part that made me really start questioning, and researching, the company. The fact that I was originally contacted for a position for LMH Solutions, which had that vague website, and now I am giving the Alliance for Affordable Services link to review which is equally vague.

Finally I still have not spoken to anyone nor do I have a phone number to speak to anyone. I have two different names, one email address, and a street address.

All of these things started making me feel very uneasy so I decided to do some research. That is when I uncovered a few [redacted]s on this site. When I read and reviewed them the only difference that I found was that the other posters received their original emails from Cornerstone America and mine were from LMH Solutions.

But before jumping the gun I did further research using (Better Business Bureau) to make sure that this wasn't some other people that were scorned in some way. Here's what I found:

There are fourteen listings on the BBB site for Alliance for Affordable Services. The description of these listings ranges from Non-profit Org, Lawyer Services, Health Insurance, Charity, General Business Services, Advertising Agencies and Counselors, and Senior Citizen's Service Organization. Now I will gladly concede that, given the fact that most of the listings were in different states that they could be unrelated, but I also noticed a lot of similarities in what I read and also the information that I got from the other posters. Their ratings, BBB rates on an A - F scale with a possible NR, range from an A, which is respectable, to an F. I would say, without officially calculating it, in all honesty that the average rating for these listings was a B. This however does not mean that they are accredited by or endorsed by the BBB. It mostly means that the BBB does not have significant information.

The most telling thing I found was this however. There is one listing, the first one, on the BBB that has a rating of a C-. More importantly they have 31 complaints filed against them in the last 36 months. I compared the address of this BBB listing to the one that is on the contact page of the vague website that they sent me a link to and guess what...That's right; they're exactly the same.

Needless to say; I will not be attending the interview that was emailed to me. And hopefully anyone taking the time to read this will do likewise and stay clear of this apparent scam. I'm glad I read the reports I did which made me take a closer look.


  • Co
    Common Cents Jun 13, 2012

    I've been a member of the Alliance for over 3 years and I LOVE IT. And before you idiots even go there NO, I DO NOT WORK FOR THE COMPANY! Here's are A FEW of the ways I (and my family) have benefited:
    - 6 Trips through the Consumer Club Rewards, which saved me thousands.
    - We used Teledoc when I was away from home down in Florida when my son had an allergic reaction to a bee sting
    - I've used the legal service on 2 occasions in which lawyers sent out letters to some deadbeat customers. PAID NOTHING for it.
    - Since unlimited roadside assistance is included, I got rid of AAA which maxes out at 4 calls per year. Everone in my family has used it.
    - Between the Hotel Access Card, Hotel Savings Program and the Consumer Club Rewards I've saved a ton when I travel.
    I'm just tired of reading all this crap about how bad the Alliance is when it has been fantastic for me and my family.
    Happy Alliance Member

    0 Votes
  • Fr
    FRuiz Apr 06, 2010

    It is not a scam, but they really are not clear about how the association needs to be cancelled separateley after you cancell the insurance for not being so great.Besides if they are an association like AAA, they are a lot more expensive charging around 40.oo for a monthly fee compared to a 90.00 dollar anual fee for AAA...I did get locked out of my car once and used the alliance membership to get a tow truck. But other than that, I think its expensive not very affordable. The insurance service is not great either.

    0 Votes
  • Pi
    Pissed in Orlando Feb 16, 2010

    I can only comment as a customer, not as an agent. Alliance for Affordable Services is in bed with Health Markets. An agent by the name of Del Shorette came to our house and tried to sign us up. Having been turned down for traditional insurance, we decided to give it a try---even though Del seemed a little sketchy.

    Surprisingly, I was turned down by them also. I was actually kind of relieved b/c I didn't trust them to begin wth. Del said he would take care of refunding my money and canceling the Alliance policy. He didn't. Aftwerwards, Del Shorette disappeared. Alliance did not. In fact, they continued to ding my bank account for $53.75/month for six months.

    DO NOT entertain any ideas of talking with Del. He is a sleazy agent representing a slimy company in Alliance for Affordable Services. And beware of Alliance changing their name to escape their past. Once enough complaints build up, theywill just establish another morally-empty shell of a company to take your money.

    ---Pissed in Orlando

    0 Votes
  • Te
    TenorJeff Feb 13, 2010

    While it sounds like your prospective "interviewr" tried to save some time by cutting and pasting previously written emails, there was no scam being put forward.
    My wife and I have been members of the Alliance for Affordable Services for a couple of years and haven't had any problems with it. In fact, it saved me a lot of money on roadside assistance this past summer and I saved 50% of off of my dentist bill 4 months ago.
    I was also in the position of being "under-employed" this year and I contacted them a about becoming a outside sales person. I knew the "product" from having been an unbiased customer and thought I could help some people and earn an extra income at the same time. It has worked out well for me. It's not magic. You have to put in a sincere effort but I am happy about it so far. The suppport network is very good too (or at least my division). I don't know if you can work for the Alliance by itself. In my case I had to be a licensed insurance agent and became a broker and then used the Alliance as PART of the product offering.

    0 Votes
  • Ph
    phealth Dec 17, 2009

    I actually worked as an agent at one point for Alliance for Affordable Services. They are an "association" that you join in order to have access to the health insurance that is offered. From my previous clients, I have understood that the insurance can be weak and hard to file claim, but the association seems okay. They offer member discounts, similar to AAA or other member groups. They are not the insurance company, but agents try and sell the insurance for the commission and then say, well, first you have to join this association to get this great insurance. They're not a scam, they are real, but it is door to door insurance sales.

    0 Votes
  • Ca
    canclan Oct 25, 2009
    This comment was posted by
    a verified customer
    Verified customer

    Hey guys and gals my wife and I have been members of this association for years. Guess what, they have lived up to every claim.
    I use them to pursue lobbying of important issues in Washington; as they are huge and carry some weight. My wife gets great discounts on her prescription drugs and we have some AD&D coverage. There are available discounts and savings galore that we have at our disposal. I would not jump to conclusions here; maybe you should give them a break.

    1 Votes
  • Cp
    cpakjjos May 27, 2009

    Thanks for the heads-up - I too, thought it strange that a vague email would quickly pop up after posting my resume with no phone number or additional information. I'm glad I googled the company and found your article. I deleted the email without responding to them. Thank you again!

    -2 Votes
  • On
    Onionsayswhat Mar 24, 2009

    You sound like a real loser. Looking for jobs in help wanted ads and the such is the worst way to look for a job. You say you only apply for jobs if you can find some job ads. WHAT A LOSER - pick up the phone and call some companies. Find the hidden jobs. Being as you don't even have common sense to do that and only apply to jobs listed - you are a loser!

    1 Votes

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