Review:
I’m 70, and I’m sharing this so other people — especially seniors — don’t end up in the same situation. I brought $22,000 in down payment/trade equity on a 2025 Camry with an MSRP around $28,000. But Toyota Financial Services later showed I was somehow financed at $48,000.I had another Toyota dealership look at my paperwork, and they immediately said the numbers looked “stacked.” That was the moment I realized this wasn’t just a simple misunderstanding — the structure of the deal didn’t match what I was told in the finance office.No one — especially an older buyer — should walk in with that much cash and walk out with this kind of imbalance. I’m posting this to help protect others. Please slow down, read every figure, and don’t assume the contract matches the conversation.If this helps even one person avoid what I went through, it’s worth posting.