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CB Loans Loan Max
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1:38 pm EDT

Loan Max Service / loan / repossessed car

I have an owe amount in loan max. I reported my car was damage and for that reasons I can't continue to do a payment. We tried to set up payments plans in the past, and they are not agreed with that they want the full amount of $2000. Monday, March, 15 2021 I received text I can pay $1820 to set up my account with a stimulus payment. Message say LoanMax: Let us help! Take advantage of RELIEF Act deal now! Call [protected]. Pay only $1820 to get your title back!
They don't say how long can I have to deal this amount. But the Relief Act is for this 3rd stimulus started this week. I was agreed to pay that amount and more because is less, and I am going to resolve this situation. But for my surprise when I was shopping thing for my baby they reposed a car Tuesday, March 17, 2021 without notification. I was high risk pregnant, with a premature baby in my hands and with all of my baby in the car. Now they said I can't receive my items until after 3 days. I was in Chicago from Green Bay without a car and in the street. Just they took advantage with all of this situation they offer me to settle the account for $1820 and no past 24 hours they reposed a car. I never received a new letter with an amount or anything. They treat me like the animal and this is not fair. They lied to me this is a big joke.

Country of complaint: United States

Website: loanmax.net

Desired outcome: pay $1820 plus repossession fee

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Update by Sheila Gobea
Mar 17, 2021 1:44 pm EDT

I talked with Ivone and Karen and they dont want to deal with me. Green Bay office took advantage of my situation and also lied to me to receive a good deal with a stimulus payment.
I talked with corporate office and for my surprise supposed the manager of Green Bay office is a corportate manager.

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sgobea
Green Bay, US
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Mar 24, 2021 4:01 pm EDT

I can pick up my car but the company Loan max contracted broken my front car glass. I need to resolve that because the cost to change that glass is too expensive. Also they don't care for a customer. They are really rude persons.

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11:45 am EDT

Loan Max small loan

I took a loan out October 14 2018, It is now April 5 2019.I took 1, 000 dollars out I've payed over 2, 000 back to them and they are saying I still owe 800 dollars.I am very unsatisfied with the company.horrible business better yet. I pay 300 dollars a month and I'm just upset that a company can do this to low income people and then threaten to take me to court if I don't pay. How does that work? I'm really unhappy with the situation and it needs to be fixed. But I know I'll hear it's my fault.but I didn't know I would have to pay 5, 000 dollars for a 1, 000 dollar loan.

Country of complaint: United States

Website: Loanmax.com

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Loan Max wrongly done on a loan

I took out a loan with loan max for $1782.86 I went to pay my monthly payment $445.27 which I cant afford but been making it on time never late and I asked what the balance is and was told $2214.86 and therfore I asked how much have I paid in and was told $5610.10 that almost three times as much as I recivced I feel this is unjust, unheard of and not fair

Company Business Name: Loan Max

Country of complaint: United States

Address: 3704 sw 29th apt 421, Topeka, Kansas

Phone: 785-640-5608

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Bryantlaz
Washington, US
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Jul 24, 2009 12:10 am EDT

This place already been robbed in the past and the company still wont get any security for the place. Only two very nice women work there with no assistance. This area is very prone to criminal acitivity and am concerend for these ladies safety.

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1:11 pm EST
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Loan Max repo

Took out loan in august to help roommate, who was short on cash. He agreed to make payments and he did make first payment. He died unexpectedly. I made second payment. Ran out of unemployment. Behind two payments. Started taking classes for my job (tax prep), intense classes, cell phone off during classes, they would call 8-10 times a day. When I got home they were closed. I finally called customer service and made payment arrangements. They came for the truck the day before the first payment on the arrangements plan was due. They have been rude, arrogant, dishonest, and liars. I can not get the same answer out of any two parties. I am going to redeem my truck. Please stay away from this company. They are horrible and unethical.

Company Business Name: Loan Max

Country of complaint: United States

Address: Wytheville, Virginia

Phone: 276-227-0330

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Elaine Matthews
Philadelphia, US
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Jul 07, 2017 2:41 pm EDT
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I went to get property out of car and they had stole property and was rude and for a month been trying to get property back...Thieves at The Cuyahoga Falls Repo lot...They Go In Car And Lie That Car Is Locked After They Been in Car And Stole...Thieves...

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Tanya Rogers
Cleveland, US
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Aug 21, 2015 7:11 pm EDT

Please don't deal with **** Max, their fee is high and the staff are cold and rude. They are ready to get your car if you are a day late, I'll never ever go here again.

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Loan Max my bill

I did not get my bill before I got paid and I do not get paid until tuesday and they call me today and told me that they manager was coming to town monday and I am out of town unil tuesday and my babyset called and told me that they called and told her that. She told her that she could not say that my vehicle would be safe

Country of complaint: United States

Address: Kansas

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hadogen
Alexandria, US
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Feb 22, 2011 8:34 am EST

be very careful...i learned the hard way in dealing with these car title companies...i lost my car to them just recently..now what there doing is they have the repo guys (towing company) calling u if youre late oooh but they wont say that there a towing/repo company they'll lie to you and say that their cops/police and they'll sweet talk u, basically lie as soon as they open their mouths and they won't stop. DO NOT BELIEVE A WORD THEY SAY! I was late 28 days and they had repo company calling me but they told me they were the police and heck they'll even give u a fake badge number and basically threathen you by saying if you don't turn in the car ASAP you will be arrested and be be thrown in jail which is NOT true...you know talk about using fear/scare tactics i mean is this how low these companies will go? i mean yes they can and probably will take you to court to contest that you owe them money to get you to pay but they absolutely DO NOT have the authority to arrest you...but yea they'll try to sympathize with you by saying.."oh i know i understand this is tough on you, i know people are struggling the economy/jobs/bills and it sucks etc..im your best friend...i wanna help you...trust me i know people, i know the regional manager at the car title company im going to help you get your car back but i just need you to turn it in as a sign of good faith so i can process it and go to them and let them know hey this person is a good guy/girl who didnt give me any crap and turned the car in...so basically trust me cuz im gonna get your car back for you gauranteed"--TOTAL LIE
oh and the guy will try to sympathize with you by saying oh do you have a family do you have kids? i have a family and kids myself i know how hard it is but dont give up trust me im gonna help you cuz i understand that if u dont have a car you cant go to work and if u dont work you cant put food on the table for your family, pay rent, bills etc etc...talk about the devil but DONT BE FOOLED!
look im not saying i dont owe them any money...i do...i have no one to blame but myself..i took out the loan. BUT the MEANS/LIES in which they do business is illegal you cant just lie like that and say your a cop and i can and will arrest you and then say im definitley gonna help you when ur not. they will just straight up lie to your face and threaten you. funny this guy told me "hey trust me your gonna have your car back ..just turn in ur car and have ur past due payment ready and when i call u dont stick your head in the sand im ur friend...he said he'd call me the next day after he'd made arrangements where i can get my car back as long as i had my payment that i was late on...i even asked him oh should i just leave all my stuff in the car and he said yea ur gonna get it back so you dont even have to take anything out (LIAR!) well i turned in my car a tow truck picked it up and the next day he never called me. I've literally called him 100 times. he doesnt pick up or return any of my messages. and this guy told me not to stick my head in the sand when he called me? talk about being a hypocrite this guy takes hyporcisy to a whole new level! BEWARE dont trust these people they'll trick you and lie to you by saying their cops and promise that there gonna help you by working it all out and mention ur family & kids just to get you to trust them...LIES LIES LIES
so if your ever in this situation DO NOT TRUST THEM. DO NOT BELIEVE THEM. i mean who knows what lies they'll come up with next...as soon as they open their mouth everthing that comes out is a lie..
better to try to work something out with the car title loan company than these so called "cops". cuz it turns out the "cop" was really the towing company and they'll say and do anything to get paid and they dont get paid until they get your car. BEWARE dont let this happen to u. Try to work something out with the car title company even tho it may be difficult. oh yea and i forget one more thing the fake "cop/police" will tell u not to contact the title company or talk to them. he'll say only contact me and now i know why...he doesnt want you to work out anything with the loan company cuz he wants to tow ur car so he can get paid. these people have no feelings or concerns dont be fooled the only thing they want it your car so they can get paid for towing it. dont let them fool u.
deal directly with the loan company their the only ones that can get these fakers off ur back.

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2:19 am EST
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Loan Max ripp-off/ took my car before the payment deadline

I took aloan out through Loan Max where i had to put my car title up as calatteral. After i took the loan out ive lost my job and am having a hard time finding a new one, so of course i encured late fees and a past due payment. These Sorry S.O.B's took my damn car before the due date of the damn loan! They are a bunch of snakes and i regret the day i ever took that damn loan! With these evil people ill never pay this damn thing off.

Company Business Name: Loan Max

Country of complaint: United States

Address: 4802 S. Laburnum Av., Richmond, Virginia

Phone: 804-222-9544

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Selena Jones
Cleveland Heights, US
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Oct 16, 2019 11:53 am EDT

Oct 2019. Loan Max is thee worst. I hate this company so much, I know I shouldn’t have got myself involved with this loan [censored] but I did and I regret every bit of it

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JW Caster
Grove City, US
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Dec 19, 2016 1:53 pm EST

They take your belongings out of your car when it's towed, straight away even when you've set up a time to pay and get your car. They messed my car up and broke my headlight from the crappy towing job they do. And as soon as you are one day late on your first loan payment, they are blowing your phone up, 6 days a eeek, twice a day, as well as leaving voicemails and texting you. Right after the store calls you, the customer service number also calls you AND they blow up every single reference. They are harassing their customers like crazy! Even when you communicate with them and set payment up! I even lost a friend who I used as a reference because they were blowing her up so much! This place is crazy and so are the fees. It's insane! First place I've ever used to take a loan out and I only did it because I was desperate. I have to keep refinancing or getting another loan because it takes everything I have to pay it then I have no money for rent. Thank god for my mom helping me and spending every dime she has to get them to stop harassing me and to get my car back or I would have nothing and I'm a single mom. This company as well as any title company, is a rip off. That's why they are for desperate people. They take everything you've got. Don't use title loan companies, especially Loan Max! The bigger the loan you take out, the more fees. You end up paying almost $2, 500 for a 1, 000 loan.

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Filing a lawsuit
Cuyahoga Falls, US
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Jun 10, 2016 10:40 am EDT

My husband took out a title loan in December for the 6th time, in which everything he paid off before the due date so he was a loyal customer. But the 6th one he fell a little late payment was due the last day of January, I made it down to pay late fee, finance fee, interest rate and a little toward the principal to refinance. She took the payment from me (450.00) told me my husband needed to come down to sign papers, in which I told her he was out of town working he would be home in a couple days she said that would be fine. 3 days later after I got home from the bank from withdrawal our rent money walking inside the house and the report company was driving off with our car. My husband got home 45 mins after and asked where the car was. We called title loan company they didn't even know but when we went down the woman had to call someone else found the car and they was discussing with the her boss why did our car get repoed... their conclusion was because the date didn't automatically kick over it showed we were 30 days past due. Maybe because February only had 29 days. Also her her say we were in default 1.98 in which we weren't in had paid a little toward the principal 3 days before this happened. They still charged us 400. Redemption fee to get our car back. Then it took 2 days to get the carea because mysteriously the lot attendant took the whole day off. After we got the car guess what rent money I had just pulled out was gone. They charged us 100. Storage fee and had all paperwork done and signed and ready for us to leave. We didn't even realize till we got home they signeous my husband's name for him on all paperwork, including property acknowledgment. So all together so far we have paid out 1650.00 toward this loan and still owe more than he got loaned. We had to use the money for our next due date to cover our rent so I'm sure now they will be coming back to get our car again. I have been filing a complaint after complaint regarding missing property and now it is June and I finally got a response saying after investigation nobody seen the envelope containing money. She said they even watched the video footage of our property being removed from our vehicle and put into storage and saw no one taking an envelope. What video footage nothing was removed from our car except the envelope we didn't even have to pay property release. Our car was exactly the same from when they took it except the envelope. Dono ever get a title loan it's not worth it in the end unless your ready to pay more than what it's probably worth.

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griseldadd
Glendale, US
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Aug 09, 2013 12:33 am EDT

working for them sucks

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sholly
Alexandria, US
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Jun 17, 2013 11:18 am EDT

I agree with you totally. My car was repossed about three wks ago. They hire these youg---a... people who like everyone else needs a job.. and they don't know book knowledge. YOu ask questions, they can only tell you is on the application and your responsibility of paying them back. It hasn't been thirty day's yet... and I told t hem I will try to get my car back. The towing company picked my car up on a Thursday @ 10:30 or and half hour latelr. They didn't use the slim jim to open the door. I don't know why I didn't hear anything. My neighbor recorder eveything. They drug my car and the ski marks from the tires stayed on the ground for about two wks. I admit that I did make a mistake by now paying them back when I should (my laziness) I spoke with the manager and she stated t hat she was going to waive $400 for the towing... but she didn't say I had to pay the money the same day. She asked me was I going to get my car I said yes. I kept going back and forth and for some reason, I think the manage tell the workers they aren't their when they are. Thru all I'm going thru, I think we had a miscommuniation problem. After going thru all I did ...I told them to keep the car.. because they was stressing the hell out of me. My car was towed to Fredericksburg-Stafford. I called to get my things out of the car... and I was told t hat someone was going to watch me as I get my things out. I didn't go on the Tues that I called, I went the following Mon.. I prayed Lord help me., . They pulls the car arond and go outside to get my things...everything is gone... The children coats, that was in the back seat, grill that was the trunk, tapes, cd's, brand new folding chair.. and a bag of clothers for and emergency and my BLACK BILE that was in a case, along with my important papers that was in the glove compartment. My tags was off the car.. and after going back inside, I told them their was nothing in the car..They're looking stupid...they said the towing guys' took it the day they repossed it...for what.. Loan Max supposedly been working with me to get the vehicle back. She goes you have to turn your tags in.. what tags.. The tags are in the winow... In which they weren't . I go to DMV to cancelled everything.. DMV doesn't have any information in the system on my car. Thank god i know my tag number. I called the Loan Max in Woodbridge to ask them where are my things... she told me she will call me back before the day is over. Someone called me within the next twenty minutes to say this is the number to call to find your belongings, buy the repo company has a private number we can't give out and you have to make and appointment with them. I called spoke with the lady and she said it sounds like I had an attitude after saying to her I'm calling to try to locate my items that was in my car.. I stated I didn't. Within ten minutes of the conversation I say the same thing to her that she said to me... I know her voice was changes.. She hung up on me. I called Lmax and told them what happen. I called the manager the next day to ask did they find my things, she told me they DISPOSED my items. What the Hell for.. No those towing people either kept or sold my items. The police told me to call them back.. and I never did, because I wanted to file a report. I'm not done yet. It's totally ridiculous that we go through---- with our people. Everybody fighting to get the next$$$$.

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hadogen
Alexandria, US
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Feb 22, 2011 8:36 am EST

be very careful...i learned the hard way in dealing with these car title companies...i lost my car to them just recently..now what there doing is they have the repo guys (towing company) calling u if youre late oooh but they wont say that there a towing/repo company they'll lie to you and say that their cops/police and they'll sweet talk u, basically lie as soon as they open their mouths and they won't stop. DO NOT BELIEVE A WORD THEY SAY! I was late 28 days and they had repo company calling me but they told me they were the police and heck they'll even give u a fake badge number and basically threathen you by saying if you don't turn in the car ASAP you will be arrested and be be thrown in jail which is NOT true...you know talk about using fear/scare tactics i mean is this how low these companies will go? i mean yes they can and probably will take you to court to contest that you owe them money to get you to pay but they absolutely DO NOT have the authority to arrest you...but yea they'll try to sympathize with you by saying.."oh i know i understand this is tough on you, i know people are struggling the economy/jobs/bills and it sucks etc..im your best friend...i wanna help you...trust me i know people, i know the regional manager at the car title company im going to help you get your car back but i just need you to turn it in as a sign of good faith so i can process it and go to them and let them know hey this person is a good guy/girl who didnt give me any crap and turned the car in...so basically trust me cuz im gonna get your car back for you gauranteed"--TOTAL LIE
oh and the guy will try to sympathize with you by saying oh do you have a family do you have kids? i have a family and kids myself i know how hard it is but dont give up trust me im gonna help you cuz i understand that if u dont have a car you cant go to work and if u dont work you cant put food on the table for your family, pay rent, bills etc etc...talk about the devil but DONT BE FOOLED!
look im not saying i dont owe them any money...i do...i have no one to blame but myself..i took out the loan. BUT the MEANS/LIES in which they do business is illegal you cant just lie like that and say your a cop and i can and will arrest you and then say im definitley gonna help you when ur not. they will just straight up lie to your face and threaten you. funny this guy told me "hey trust me your gonna have your car back ..just turn in ur car and have ur past due payment ready and when i call u dont stick your head in the sand im ur friend...he said he'd call me the next day after he'd made arrangements where i can get my car back as long as i had my payment that i was late on...i even asked him oh should i just leave all my stuff in the car and he said yea ur gonna get it back so you dont even have to take anything out (LIAR!) well i turned in my car a tow truck picked it up and the next day he never called me. I've literally called him 100 times. he doesnt pick up or return any of my messages. and this guy told me not to stick my head in the sand when he called me? talk about being a hypocrite this guy takes hyporcisy to a whole new level! BEWARE dont trust these people they'll trick you and lie to you by saying their cops and promise that there gonna help you by working it all out and mention ur family & kids just to get you to trust them...LIES LIES LIES
so if your ever in this situation DO NOT TRUST THEM. DO NOT BELIEVE THEM. i mean who knows what lies they'll come up with next...as soon as they open their mouth everthing that comes out is a lie..
better to try to work something out with the car title loan company than these so called "cops". cuz it turns out the "cop" was really the towing company and they'll say and do anything to get paid and they dont get paid until they get your car. BEWARE dont let this happen to u. Try to work something out with the car title company even tho it may be difficult. oh yea and i forget one more thing the fake "cop/police" will tell u not to contact the title company or talk to them. he'll say only contact me and now i know why...he doesnt want you to work out anything with the loan company cuz he wants to tow ur car so he can get paid. these people have no feelings or concerns dont be fooled the only thing they want it your car so they can get paid for towing it. dont let them fool u.
deal directly with the loan company their the only ones that can get these fakers off ur back.

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model21man21
Herndon, US
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Nov 28, 2010 2:56 am EST

Loan max: What we as consumers need to do are several things.
1. Help get legislation to force companies like loan max out of business. You will notice that they are not allowed in DC. Why, because they charge more than 28% interest.
2. When you need money, go to your bank or CU. if you know that you qualify, and should not be turned down, but are turned down do this. Go to the head of the company, and demand action.
3. The loan has been paid off. But only after I started asking about how much was going to principal.
4. No one forced us to go to that business yes. But we would have been discriminated against by the CU. And getting a payday loan is just as bad. There needs to be a cap put down on these interest companies.

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VTRich
Forest, US
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Dec 22, 2009 8:10 am EST

First of all, there are no late fees. Secondly, they cannot legally take your car without you defaulting on the loan (meaning being late on your due date). People just need to stop whining and take some responsibility for your own actions. No one forced you to go into that business.

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perfumenut
Irvine, US
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Nov 27, 2009 1:32 pm EST

I would have taken my car and hid it and then gone to court and then the news media, right on TV. Virginia needs to shut loan max down. Down and down permanently.

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perfumenut
Irvine, US
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Nov 27, 2009 1:31 pm EST

With Loan Max you have to be careful. We got cut off at the pass with
VEPCO (elect co); they don't care, as they are the only elect company you can go with. We had to join some club, when my husband got his loanmax loan. They didn't explain the club or purpose or anything. Their attitude was, take it or leave it. And the gal that spoke to him, was about as rude as they get, and again, take it or leave it, we don't care.
I am writing consumer affairs about this and going to the news media about loan max, and especially this so-called club that we had to join, and still don't know what this mess was.

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8:37 am EST

Loan Max unethical loan practices

Don't ever take out a title loan with loan max. They made a payment plan with me and towed my car anyway. They totally lie to you just to get you to make a payment and then repossess your car without any notice at all. Totally unfair and a bunch of money grubbers. Never, ever do business with them.

Company Business Name: Loan Max Title Loans

Country of complaint: United States

Address: Virginia Beach, Virginia

Phone: 757-499-9440

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Mari46
Cleveland Heights, US
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Oct 30, 2019 9:44 pm EDT
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It will almost be a year since taking out this loan and I have not yet paid it off each tine I ask for the balance it’s always something different. I feel I have paid more than the 700.00 my loan was for. This place is a complete rip off. I’ve been paying 250.00 a month. Sometimes I’m a bit late but always with in the month. Please what can I do to get my title back!

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SMARTER THAN A 5 GRADER
US
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Jul 14, 2011 6:17 am EDT

They have called me, telling me that they were a company who was willing to buy my debt with loan max, and tried to make an appointment to check the status of the car and take some pictures. What make me put under allert, was that the guy who called asked me for a 10 % of interest a month, and under my 3, 000 loan he ask me to pay them 30 dollars a month on interest; then I caught him under the lie; 10 % of 3, 000 is 300 not 30; when I confront him he tried to confuse me in vain ! I went to the address that he gave me to be sure it was a true business and also seach on the internet under the name that he gave me and it was all false. So the only thing that they want is your car. Take cxare with them, and NEVER EVER DO BUSINESS WITH THEM. I'll try to get rid of my debt with them a.s.a.p. At this point I just need some peace of mind, and won't have it with them on top of my head.

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model21man
Herndon, US
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Feb 23, 2010 4:05 pm EST

Business like this need to be PUT OUT OF BUSINESS. We got one of those loans, and the people call us 3 and 4 and maybe more times a day till it is paid.

The CEO of this company must be sitting high on the hog with all the money he is illegally making through a loop-hole in the law.

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rollie
Milwaukee, US
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Dec 29, 2008 3:46 pm EST

I feel for anybody that fell pray to loanmax. I also needed money in a hurry and went to them. Then I got hurt and was unable to pay of my loan on time. They wouldn’t work with me at all, I tried to buy some time but instead they took my car. Please be carefull