I too had a similar situation yesterday. Around 4:30 pm, I was contacted at work from a James (or maybe Jason) with a very thick middle-eastern accent with a lot of noise in the background. He asked me the same questions as he asked Saxton and told me that I should receive the summons to be in court TOMORROW by 7:00 pm tonight at my address. When I pressed him further to explain what he was talking about (after all, I had no clue), he explained that I had taken out a payday loan on January 11, 2008 from Fast Cash and did not pay the loan back. He then accused me of not answering e-mails at (my correct e-mail address) and that rather than bothering with me, they were just going to file in court and I would present my case there. He was able to tell me the day of the deposit, MY ENTIRE BANK ACCOUNT NUMBER, my SSN in full, and in fact, even my driver's license. He pressed further by knowing the names of other family members. The only thing that I thought strange is that he called me by my maiden name and had an old apartment address. The line got fuzzy so I said I would call him back if he gave me the number. He said fine - his number was [protected].
Since he knew all that information, I called the bank to confirm that no such deposit had ever taken place and once confirmed, I went to the police station and filled out a report. The officer called the number I listed above and asked to speak to the person that I had talked to before. No such person was available, so the guy on the other end (again, of middle-eastern descent), put him on hold. Then came back and asked what he was calling for. The officer introduced himself and said that a resident was concerned about the nature of this call and asked if they would talk to me on speakerphone. They HUNG UP! The officer then called back and introduced himself again and stated the case. They asked him for his badge number and when he gave it to them, they started LAUGHING at him. That's when the officer hung up and filed the official report.
If you haven't done so already, try to change as MUCH of the information as you possibly can. I ended up having to change my bank account number, driver's license number, and everything else!
Then this afternoon, the same guy called me at work AGAIN and this time I told him if he wanted to talk to me, he would need to contact the police department, gave them the number and the case number and hung up.
I must say, this has me extremely rattled, but if they want to take me to court - I say HAVE AT IT! I have ALL of my bank statements and a police report. I will countersue for emotional damages and the time that I had to take off of work to deal with all of this crap! I'm not sure how they got the information, but I'm absolutely certain that this guy won't be calling and if he does - I'm armed and ready for him!
COMPLAINT! You need to do what I did - FILE A POLICE REPORT! You know that they have your information and while you may put the fraud alert up on your accounts, what if they do try to take some sort of action against you (fake or not?!) Be prepared!
When I had the police officer call the number I was given [protected]), they basically hung up on him and when he called back, they asked for his badge number and when he gave it to them, they started laughing!
He may use all of those powers to make you pay - let them "sue" you and take you to court - countersue for emotional distress and make them pay you for any time you lost even messing with this stuff!
File a police report immediately. Just in case they have more information than you know about. I had a similar situation and you need to take all actions you can to make sure that this doesn't come back on you in another form later. That guy called me and actually had names of my sister and sister in law as well as my full bank account number, ssn, and DL #... talk about scary!
All I know is that if someone DOES come for me, I have my bank statements ready to prove it's a fake and also a police report and a police officer on my side to confirm my story.
