I THOUIGHT I HAD PAID THESE IDIOTS OFF, BECAUSE I NEVER RECIEVED FROM THEM FOR QUITE AWHILE JUST YESTERDAY I RECIEVED A CALL, THE GUY MENTIONED HIS NAME ONLY. ON MY VOICEMAIL, HE DIDNT ONCE SAY A DANG WORD ABOUT BEING LATE NOTHING. I JUST DONT WANT TO HAVE THEM GARNISH MY WAGES BECAUSE THEY NEVER EVER SAID WRITE NOTHING WHATSOEVER SO I DONT KNOW WHAT TO DO AND HEARING ALL THESE COMPLAINTS. I NEED ADVISE WHAT TO DO. DOES ANYBODY OUT THERE HAVE ADVISE ? SURE I GOT BAD CREDIT . BUT I SURE AS HECK HATE BILL COLLECTORS, ESPECIALLY WHEN THEY DONT HAVE ANY COMMON COURTESY ON SENDING BILLS TO YOU, , AND ANY COMMON COURTESY WHAT THEY WANT IN THE FIRST PLACE . I WELCOME ANY HELP THANKS I CANT EVEN FIND OUT WHAT THIER ADDRESS IS WHATSEVER I GUESS HE MENTIONED THE CO. BUT STILL?