Why would the dealer pay 3000 for you if it's your credit that sucks? They would be losing money to put your deadbeat ### in a car that's just gonna get repoed anyways. They legally can't charge you directly so they wrap it into the cost of the deal. If you had good credit you wouldn't need to even worry about it and you sure as hell wouldnt need to buy an as is vehicle for cash at an auction. Just wait til the transmission goes and you don't have a warranty. Sounds like beggars trying to be choosers.
