Hahahahaha ohh "James M" from Michigan, you make me laugh out loud. You actually think people believe you're an actual satisfied customer, and that is hilarious. Your operation has SCAM written all over it.
My favorite part:
"The more aggressive a consumer can be with the program the quicker funds will be available to settle with the creditors!"
HAHAHA! Oh please, my appendix is about to burst from the laughter!