TOTAL CROOKS. They will lose your paperwork when you close your account and charge you for months, they will charge you a $20 monthly fee if you fail to take a security exam that I have never seen or heard of, they will charge you a security fee after you join, when the whole point of a credit card company is to be secure. Ever go in a bank and they ask you for money to buy a safe with?
Maybe if our government spent more time policing crooks and less time locking up high-schoolers with pot the entire banking system would not be infused with crooked organizations like this one.
