I have also been ripped off by 1st stop and after complaining I did not even get an appology! When my payment was taken they took four seperate amounts on the same day amounting to over double which I was supposed to pay back to clear my loan. If I had not checked my bank then they could have got away with this and £217 of my money I did eventually get my money back but it cost me 4 unathorised overdraft fees at a cost of £32. If you are looking to borrow money then please take this advise DO NOT USE THIS COMPANY there are many companies who will lend money and treat you very well even once they have got your custom. Stay away from these Ignorant rip off merchants MR BEARD?