YES IT IS A SCAM I PURCHASED THEIR PLAN AND I WAS A LITTLE SHAKY THERE AFTER. I PROCEEDED TO TRYING TO FIND THE OWNERS IN THE PHON BOOK AND THEN I HAD TO START USING THE INTERNET WHITE PAGES BECAUSE I COULD NOT FIND ANY...WELL I STILL COULS NOT FIND ANY ON THE COMPUTER EITHER...WELL I FOUND ONE AND HE AND I HAD A LONG EXTENSIVE CONVERSATION FIRST OF ALL THAT HIS PROPERTY WAS UP FOR SALE BUT NEVER UNDER FORECLOSURE. IT 'S NOT MOVE IN AND MAKE A PAYMENT BUT I AM MORE THAN WELCOME TO PURCHASE HIS PROPERTY IF I LIKE...OF COURSE THEY REFUSE TO GIVE ME A REFUND I SIT IN UTTER DISGUST WAITING FOR MY HUSBAND TO GET MY HOME AND EXPLAIN TO HIM THE DEVASTATING NEWS...IT IS A SCAM BELIEVE ME...RUN