yes a company can charge you full price if you steal something remember the saying dont do the crime if you cant do the time how much money do you think a company loses when you steal and who does it affect the employees and the customers you say your sorry but you was not thinking of your actions when you stole and of course you say you are here from another country what do you think would happen there if you did this and i bet it not paying a fine
ok first do you not know the numbers on your checking acct second most stores DO NOT take credit cards debit cards as payments because the banks charge them debit cards are not credit cards but are processed the same way even if you input your code next companies has change the way customer service works the store employee has no access again for the hard headed THE EMPLOYEE HAS NO ACCESS TO THE CUSTOMERS ACCOUNTS only the call center has that information in this time of id theft you would want that also all credit card has late fees even if it 1 dollar read your rules of you card it spelled out for you oh i forgot you dont even know your routing number and hope your bank acct is not with morgan chase because that who handles thier credit cards and i bet you have been back shopping at the store no one ever stays away in my experience the old i never shop here again doesnot scare even me because if the price is good you will suck up and go in
if your light, gas, phone are late you get a late on your credit history also dont forget stores donot own the cards banks do morgan chase owns the cards used at kohls i notice that you made no mentiion that you cotact kohls companies including banks will remove late fees once on a customer who has not ever been late on payments i know this because it happen to me with a phone fee i ask for a supervisor and he was all happy to do it so i have to ask was this the first or was there another occasion or you were so pissed off you didnt bother with it payed the fee and cancelled the acct
note the bank hold your account for this purchase even though a company tells them that the customer was charged in error or cancelled the order the bank will not release the funds until the recieve the auth code from the company which is normally sent 24 to 72 hours after the charge depending on the bank if the the auth code is not receive in 3 to 20 buisness days the bank returns the funds removed if ever using the internet for shopping note if the first charge does not go through stop call the internet site phone number not the store because the net site is handled by a different division than the storeyou can get this number from the bootom of the page or contacting thedeparment store credit card services second contact your bank and see if the charge went through if so notfy them that you were not given a conformation of the purchase and to please put a hold on this purchase it will stop the processing and you may get you funds return a little quicker finally if you use a router for your computer make sure it is encrypted because your informantion is sent in the air and can be caught by others which can intercept you information or delay it i always jack in my system to shop and use one of the best fire wallsso just take a step back and think before hitting enter again
i have been in retail going on 22 years i hear stories like this often i never seen securty sit down and arrest anyone in random unless they have proof the lawsuit would be through the roof one thing i notice when you exchange the product you didnot say you had the slip of purchase and you had left your driver licence which leads me to believe you had no proof of purchase second if your husband was pulled in it because they had some sort of evidence if you are not gulity understand that you can be cleared mistakes can happen but in your description they had some on you also throughout the country there are groups who steal for a living some are gypies as seen in fla and yes in ga and yes they steal shoes do you know what is one of the most stolen items is costume jewlery which is less money than shoes when you say this sounds crazy it just another day and last to have a job in securty you need to have a licence and certfied by law enforcement i know this because my brother and me had to go throught this just to be bouncers for a club
dont count your eggs till your chicken has laid it in other words your banck acct is not a credit acct unless you have credit protection note new rules on back acct has be active for the last couple of years one is if you sumit a check depening on the bank it will be proceesed in to their system within 24hrs even from the register that is why you acct number is scanned in deposit do go in quicker but some banks limtied availabilty in the case of bank america if you dep 200 they will allow 100 in to you availabity they still need to confirm totals even in this tech world old school rule still apply and if a bank has refused to returnned an overdraft fee is because this has happen often and i mean often companies will reward good acct standings that is good customer service if you are as they say overdraft insane they will try to help but in the long run you need to keep track and take responsiblity for your actions a bank acct is not a right it is a privilige try other banks you will find the same
note it was a visa gift card you complaint is with visa gift card service most stores carry these cards and have no access to the cards they passed your info to visa but in most cases if you are the original purchaser you need to go to visa with a copy of the recept and see what can be done if the card was given to you ask the giver to contact visa or give you a copy of the slip these type of cards are new and still being worked on if you wish to give a gift card as a gift get a dept store gift card or just give cash in 5 years new rules and safety issued will be put in to play till them becareful what time of card you buy and read carefully your rights which no one does and ends up suing the wrong firm
note throughout the country cities have heating and energy programs that help pay for some of the bills where you live i believe it is called liheap you can find it at http://www.michigan.gov/heatingassistance or sign up for avg billing this will cost you a bit more sometimes but your rate will same month to month if you donot change your usage
