I was approved for a Walmart Credit card last year with a credit line of $3, 000! I used the card only twice and kept the balance at ZERO and my card expired. Walmart has me apply for the card again and this time I get a letter from GE Money Bank with a check mark next to a box that says: If checked here, the request was judgmentally reviewed and denied for the following reason: PREVIOUS APPLICATION APPROVED. What the hell does that mean? I'm denied but I was approved. Figure that one out!
I am the ORIGINAL inventor of the coffee bag. I am an avid coffee drinker and one day I thought...what if I want a cup of coffee and there is no coffee maker available? Well there is real tea in tea bags, so why not ground coffee? I hired a company to research it for me, sending them a few hundred dollars a month, and even sent a PROTOTYPE to them, and months later (about a year), around Christmas time, my friend came to my house and said, "Guess what I just saw in Kmarts?" Coffee bags! Yes folks, not only were they still charging me, but stole my idea and sold it to major coffee companies! I still have the ORIGINAL paperwork that I mailed to myself and never opened it. So BEWARE of these fraudulent companies that ask you to pay any kind of fee. You are better off to research your idea and hire a patent attorney. And by the way...I have a new invention...but no funds to create it. So it sits in my mind...