ok i am back. its been over 4 months since becoming licensed and I AM LOVING IT! I have become appointed by other companies as well, we work with over 25 major companies. i have gotten a team going in these past few months and its great to know that i have made some money even while i was at home spending time with my kids. i love WFG. i think i have found what i love doing. and where else can you work and get along with everyone in the same office? never did i know i would fall in love with every individual in the office - they're like family to me now. you will never know how far something can take you if you DONT EVEN TRY! and i sure am glad i gave this a shot and i am sticking to it~!
p.s.- right now there is a $300 reimbursement after you pass your test. so its like you get to take the class for free, took the test for free, and did the sign up & agent code for FREE. so nobody should be complaining about the money invested. afterall, it is money invested into YOURSELF.
1. the registration fee also covers everything such as your agent code and setting up payroll. i was a small business owner and let me tell you that i am more than happy to let someone else run my payroll for all my employees because it takes time to do it. when you have a team going, wfg does the payroll for you and you have nothing to worry about.
2. when you pay for your online class or go to an on campus site, you are paying for YOUR OWN EDUCATION - that money does not go to the company, therefore you are investing in YOURSELF. just like paying your own way through college and getting a degree - YOU INVEST IN YOURSELF AND YOUR EDUCATION.
3. TEST FEE - goes to your state license. its like getting your real estate license - ITS NOT FREE.
and let me note that if you become licensed within 60 days and meet other requirements such as making 3 sales and 3 recruits within 30 days, YOU ARE REIMBURSED $300 - thats like coming into the business for free and having your license and everything paid for by the company.
4. I dont know what office you went to but my office sure does have product training ALL THE TIME. different reps from different companies come and educate us on their company and their products.
5. commission is 25-65% - hard work pays off. do you think your 9-5 job is going to give you a raise just for nothing? just like any other job, you must work - money does not fall from the sky.
6. Pyramid scheme = when the person up top eats money off the people down underneath them. in WFG, if you work hard, you can SURPASS whoever brought you into the business and anyone who came before him/her. You can also make way more money than them as well. HARD WORK PAYS OFF. quit being lazy ###.
7. you dont have to pay any kind of tuition to learn financial products. i dont know what kind of information you are getting thats not true.
8. we dont just do life insurance and mutual funds. We educate people the basics of finance and preparing for the future. Annuities, college funds, debt management, buy-sell agreements, and even health insurance. We sell health insurance for Kaiser Permanente.
and you are completely wrong about eating another agent's chunk of commission. if you only make 25% commission, that means you need to work harder and move to the next level. but no matter what, the agent makes their full commission and what their mentor gets paid is whats called an over-ride which is like a bonus check paid directly from the company.
WFG is a great company and wonderful opportunity, but its not for everyone. It's not for lazy people and closed minded people who think they know everything. I guess that's why it didn't work out for you?
people pay for eduction to get a good job - so you're saying thats a bad idea as well?
they do the background check because if you have had any felonies, money laundering, bankruptcies and such - who the hell would want to listen to you about finance? also, if you try to get appointed by other companies that wfg sells for such as Prudential, Pacific Life, etc., - they too will ask you about your background and if you've had felonies, money laundering, bankruptcies, etc, you will not be able to sell their products.
and when you pay for your online class, that does not go to WFG you idiot. maybe if you made the initiative to enroll in class, you too would see that you're not paying WFG. i took my class at Kaplin Financial Institute and paid them. my friend paid to do online classes with EXAMFX.COM - they have nothing to do with WFG.
THE BIGGEST FORM OF IGNORANCE IS WHEN SOMEONE REJECTS OR SPEAKS NEGATIVELY ABOUT SOMETHING THEY KNOW LITTLE OR NOTHING ABOUT.
