overcharging for product, overcharging for interest and fees;total interest and fees for the last years worth of payments ( 1, 923.00) was almost 60% (1, 141), only 782.00 was applied to principle. [total interest & fees should be less than635.00] product purchased cost 2, 295 from company hc processing billed it at 3, 365 plus a 59.00 fee!
