He is a terrible poor excuse for a human being. Ill bet he is impotent and thats how he gets excited---by pulling judgements out of tin air then multiplying old card debts from ma few hundred to thousands of dollars with faked fees. We were not given notice of trial! It was an old charged off card. He took it to 15, 000 from a few thousand and Ive been paying it monthly for YEARS. Eve3n newspaper articles show him to be a miserable, old fatbag who still thinks he is hot.