DON'T USE THIS CARD! There's a $65 annual fee or whatever but if you go paperless, $20 are deducted & to get the rest waived you have to fill out paperwork and mail them a voided check. I didn't get around to doing the 2nd part. Long story short, I finished paying the balance for what I had purchased so all that was left was the annual fee which was passed the promotional period. These people added a $51 APR fee to the $38 I owed. What?! Although I had no APR for 6 months, they still included APR for 6 months for just the $38 annual fee! Ridiculous! These ### are thieves!
