Lincoln Scammer's comment above mentions Bob Hurt in association with Charles Lincoln. Bob Hurt disavows any and all business association with Charles Edward Lincoln III. Bob Hurt promotes precisely the OPPOSITE approach to Lincoln's for dealing with foreclosure or troublesome mortgages. Charles Lincoln is a "Foreclosure Pretender Defender" disbarred former attorney who offers to help troubled borrowers by convincing them to quitclaim their home to him so he can fight the foreclosure in court without needing bar membership. Ultimately he typically only succeeds in dragging out the inevitable foreclosure, and then the mortgagor has a hard time getting Lincoln to give up any benefit such as rents to the mortgagor.
By Contrast, Bob Hurt promotes the MORTGAGE ATTACK methodology (see mortgage attack dot com) which requires the borrower to find out how those involved with the mortgage transaction injured the borrower, and then attack them for the injuries. if done artfully, the borrower nearly always prevails by way of a settlement, setoff from the debt, or compensatory/punitive damages and legal fees paid.
Although Bob Hurt sees the lending industry participants as crooks lending money to borrowers who cannot afford to repay, or who jack interest rates and play monkeyshines with the borrower over debt modification efforts, Bob Hurt also recognizes the reality that many borrowers who KNEW they did not qualify borrowed money anyway, and thereby set their own mortgage foreclosure trap for themselves, then hire foreclosure pretender defenders to drag out the foreclosure in an effort to get an undeserved free house. Bob Hurt considers such borrowers as scammers, but considers the lender team as even worse scammers for making predatory mortgages.
Nevertheless, as the Mortgage Attack dot com web site shows, borrowers who can prove the lender made a wrongful mortgage can win financial benefits in court and in a negotiated settlement. And Bob Hurt's research shows that the lender team has cheated or injured upward of 95% of single family home mortgage borrowers. Therefore Bob Hurt encourages ALL home mortgage borrowers to get a competent professional to perform a comprehensive examination of all documents related to the mortgage transaction in a hunt for evidence of injuries to the borrower.
If Charles Lincoln is a foreclosure defense scammer, he is no worse than thousands of licensed attorneys across America who scam borrowers out of monthly fees in a futile hope of saving the house from foreclosure. There is no reliable defense for a borrower who breached a valid mortgage. Therefore the borrower's only hope lies in ATTACKING the validity of the mortgage transaction, beginning with finding out how the lender, servicer, title company, mortgage broker, appraiser, realtor, or some other party, injured the borrower. MORTGAGE ATTACK is the ONLY reliable methodology for cheated borrowers.
