diorng78, you didnt pay for 3 months which you didnt realise it and you expect a bank to allow you carry driving the vehicle which they gave you a loan for? For your info, if the postman couldnt reach you with registered mails, a note will be left on your door. If again for some reasons you didnt see that note, who's at fault? The bank? A voicemail was left and surely you will be notified on it, if you dont check it out, who's at fault? The bank again? No doubt this is a complaints board but dont complain without realising the fault lies with you to start with. Come and complain only if any bank repossess your vehicle if you defaulted just 1 month payment.
