I found this site as I am looking for potential financing for customers. I am reasearching American finco to do financing for me in the corporation that I work for. I am trying to hold a neutral point of view. Were any of you given a contract denoting charges? I am also curious as to the Corporation that I am checking out has nothing to do with the work that is performed other than if I understand correctly, the merchant is required to get an approval from the customer before it is paid. I would be happy to hear about things that the company might do to their dealers.