I was a victim of predatory lending. A man by the name of Jonathan Marshall from Scotsdale, Arizona, contacted me to refinance three homes. He roped me into a no win situation with six loans. I desperately needed money to set up a business because I was very ill with fibromayalgia, my husband divorced me because he needed a healthy playmate. He took all the cash and left me three properties. I could not work so I was living from credit cards, they got maxed and I needed cash to pay them. This man was determined to make a hefty commission and get six loans from me. He promised to help me out because of my situation and he put me into six loans, lied on the applications. He did not even give me a decent copy of the documents, especially the part where he lied to rope me into the loans. He send a notary on wheels who told me that a copy of the documents were on their way and that I had to sign quickly because he was taking care of a very sick wife and he had to be home at a certain time to give her her meds. I signed and found out until later, how much this guy lied. I was afraid that they might think that I was a part of this so I did not turn him in. I was not thinking straight and grateful that I could pay off my credit cards. They did it once again. I signed a deed in lieu of foreclosure. They supposedly were helping me out. NOT! They created a sense of urgency that I needed to sign this warranty deed immediately. They overnighted me the documents and even were "nice enough" to enclose a prepaid overnight fed ex envelope. I was in such a financial hardship that I had to move in with a relative because of my health and could not even afford gas for my car let alone an attorney to look over the documents. They did a lot of double talk. The first part was like the standard warranty deed but I come to find out after a friend looked it over that they can come after me for the loan. They now have the house and I still am responsible to repay the loan. Is anybody out there that can look over this document for me ? I am ready to jump in on a class action lawsuit but I have no clue how to start one. I have no money. Countrywide is still harrassing me about payments. Now a bad guy is going to bail out another bad guy. How can this be possible? Amparo.
