Countrywide home loans is a horrible company... my mom and i live in the house i grew up in... my mother is a single parent... we missed a couple of payments and countrywide told us pay us 2000 dollars for 6 months and they would modify the loan... totally garbage they took the money didn't apply any of it to the principal... and now their saying pay us 15,000 or we will take the house or pay us 4500 dollars a month for 8 months countrywide deserves to be sued...