I was solicited by an agent via phone to sign up for this insurance. It sounded great and I was a "perfect candidate." In the past 4 months that I had paid my premium along with the start-up fee I have not had to go to the doctor. Recently I developed a cyst in my left pinky that was pushing on a nerve and causing numbness and lack of use. I had to go the hospital because no doctor would see me nor did they carry my insurance (or had heard of it). Once at the emergency room the doctor told me I had to go see a specialist for surgery. I went to the consultation visit with the surgeon to find out the insurance will not cover in-patient or out-patient surgery at all! I have called PA's Department of Insurance and Sure Health is not even licensed in PA. I have had to cancel my surgery and walk around with a splint on my pinky for two weeks. I plan to cancel and hopefully get my money back but I have to get another insurance that will cover my now pre-existing condition of a cyst in my pinky. I would like to have a law-suit against them because of the not licensed to sell in my state, but I am not sure how it will work being that I was in a "group" coverage.
