I sent a payment well over the minimum amount, well before the due date. Then i received a call from bill me later telling me that they never received the funds. I thought maybe a mix up with the postal service, so i did an electronic transfer for almost the estimated balance. I then proceeded to check my account online. I noticed to debts to my account from bill me later. One for the electronic transfer, and one from the check that i wrote. The bill me later operator also told me that i would not get charged a late fee. The debts to my account were both on the same day and i also got the late payment penalty. Now because the check that i wrote them went through i had to do some fancy footwork to recover so i would not get hit with overdraft fees from my bank. This cost me a lot of time and frustration. My question is, did they have the check the entire time?
