There is not enough blog room to talk about all the problems at countrywide mortgage. They are a company full of excuses. I have dealt with them for months sent multiple copies of the hardship package to them, talked with them on numerous occasions only to get a letter saying they were closing my file since they never recieved my hardship package. This is there MO since the beginning. By the way Bank of America is no different. Have dealt with them on numerous short sales and they are pathetic. They will spend a ton of money having their collection dept call three times a day asking the same questions over and over again. Yet they will not spend a minute of time trying to find a way to keep you in your home. Just a scam caused by the banks and our corrupt politicians ! Banks put the democrats and republicans in office now they are getting paid back in full. Screw the public and then make them pay the bills