Replied
PROBABLE FRAUD
DO NOT ENGAGE - Recommend immediate termination of any discussionsDUE DILIGENCE MEMORANDUM
DATE: January 19, 2026
TO: File / Investment Committee
FROM: Cabo Resort Development Partners, LLC
RE: Phoenix Capital Solutions - Fraud Assessment
RISK ASSESSMENT: HIGH RISK - PROBABLE FRAUD
DO NOT ENGAGE - Recommend immediate termination of any discussions
EXECUTIVE SUMMARY
Phoenix Capital Solutions, operating through the website phxcapsolutions.com and LinkedIn, exhibits multiple characteristics consistent with advance-fee fraud schemes commonly associated with SBLC/BG (Standby Letter of Credit / Bank Guarantee) investment scams. The entity solicits investors for purported large-scale project financing while displaying numerous red flags that strongly suggest fraudulent intent.
ENTITY INFORMATION
Legal Entity Name PHX Capital Solutions Corp
Principal Address 2101 Vista Parkway, Suite 124, West Palm Beach, FL 33411
Corporate Status DISSOLVED (May 5, 2025)
Website phxcapsolutions.com
Key Principal Joshua Stanley (President of Finance, EMD, MP)
SEC/FINRA Registration NONE FOUND
RED FLAGS IDENTIFIED
1. Dissolved Corporate Entity Still Soliciting Business
Per Florida Division of Corporations (Sunbiz) records, PHX Capital Solutions Corp was officially dissolved on May 5, 2025. Despite this dissolution, the company continues to maintain an active website (phxcapsolutions.com) and LinkedIn presence actively soliciting investors. Operating a dissolved corporation while soliciting investments constitutes potential securities fraud and deceptive business practices.
2. Classic SBLC/BG Fraud Structure
The LinkedIn post references SBLC (Standby Letter of Credit) and BG (Bank Guarantee) instruments. The SBLC/BG space is notoriously plagued by advance-fee fraud schemes. Industry experts identify these warning signs that Phoenix Capital Solutions exhibits:
• Claims of relationships with Tier-1 banks (HSBC, Citi, UBS, Barclays) without verifiable proof
• Made-up program acronyms (C.A.R.R., D.I.S.C., F.U.E.L.) designed to sound sophisticated
• Promise of MT760 instruments and SWIFT verification
• Claims that banks endorse Deed of Agreement (DOA) documents (banks do not do this)
3. Too-Good-To-Be-True Financing Terms
The entity advertises financing terms that are commercially impossible from any legitimate lender:
• 100% financing with no collateral required
• No credit score requirements, no personal guarantee
• Fixed 4.5% interest rates locked for 30 years
• No prepayment penalties, no balloon payments
• $250M minimum project floor (but will combine smaller projects)
• Financing available even without secured sites or identified properties
4. Questionable Principal Background
Joshua Stanley, listed as President of Finance, EMD, MP, has a professional background in water treatment systems and handyman services per LinkedIn records. Prior employers include Crystal Clear Water & Well Systems, Master Trust Prestige, and First Florida Services. This background is inconsistent with the claimed expertise in billion-dollar institutional finance and bank instrument monetization.
5. False Legitimacy Through IOLTA Claims
The website claims that client funds are held in "IOLTA trust accounts governed by state bar regulations." IOLTA (Interest on Lawyer Trust Accounts) accounts are attorney escrow accounts, not investment vehicles. This language is designed to create false legitimacy and implies involvement of attorneys who may not exist or have authorized such representations.
6. No Regulatory Registration
A search of SEC EDGAR, FINRA BrokerCheck, and the Investment Adviser Public Disclosure (IAPD) database reveals no registration for Phoenix Capital Solutions or PHX Capital Solutions as an investment adviser, broker-dealer, or exempt reporting adviser. The entity claims to facilitate securities transactions without proper registration.
7. Upfront Fee Structure
The website FAQ states: "A one time $250k retainer is paid from initial proceeds after closing." While framed as post-closing, the website also references "initial capital contribution" for "instrument issuance costs, compliance processing, SWIFT fees, and administrative expenses." This is the classic advance-fee fraud structure.
Claimed loss: none
Desired outcome: put them out of business
Confidential Information Hidden: This section contains confidential information visible to verified Phoenix Capital Solutions representatives only. If you are affiliated with Phoenix Capital Solutions, please claim your business to access these details.
PCS is a Wyoming-domiciled corporation (PHX Capital Solutions Corp; Wyoming Filing ID
2025-001669367, ACTIVE) operating from Suite 800 of Tower 1555 at 1555 Palm Beach Lakes
Blvd, West Palm Beach, FL 33401. Our business model is project-specific joint-venture direct
lending. PCS does not offer, sell, or transact in securities; it does not pool investor capital into a
fund or vehicle; and it does not solicit deposits.
We have reviewed the post. Out of respect for the privacy of any counterparties involved and
the integrity of PCS’s diligence and dispute-resolution processes, we will not litigate the specific
allegation in a public forum. We do, however, want to be on record on three points that any
reader can independently verify:
1. Regulatory posture. PCS is current with its corporate filings in its state of domicile, holds
counsel of record, and has been screened for sanctions and federal-court records with no
adverse findings. Counterparty diligence requests, including primary-source filings and
counsel-held documents, are produced under appropriate non-disclosure protocols.
2. Identity distinction. A third party with a similar name appears in public broker-registration
databases. That registered individual is not a principal of PCS. A notarized affidavit of identity
distinction is held by counsel of record and is producible under appropriate verification
3. Direct channels remain open. Any party with a good-faith concern, dispute, or diligence
request is invited to contact PCS directly through the verified channels below. We respond to
every legitimate inquiry.
Phoenix Capital Solutions Corp
1555 Palm Beach Lakes Blvd, Suite 800, West Palm Beach, FL 33401
Email: info@phxcapsolutions.com
Phone: (754) 289-1530
Website: phxcapsolutions.com
Counsel of record: Vanessa Corzo-Angulo, Esq., Cava Law, LLC, Coral Gables, FL
— Phoenix Capital Solutions Corp, Compliance
1. Employee compensation. The allegations that employees went unpaid for twelve months or were dismissed to avoid paying compensation are false. Employee salaries are separate from project-related compensation. Employment agreements and payroll records provide the basis for verifying salary obligations and payments.
2. Introduced opportunities and project compensation. Under the applicable written project-compensation terms, successful funding is a condition of earning that compensation. The opportunities at issue have neither closed nor funded to date. The contractual funding condition has therefore not been met. Introducing an opportunity, regardless of its proposed value, does not by itself establish an earned commission.
3. Business conduct and documented communications. The alleged internal saying is not a PCS policy or instruction. PCS does not authorize bypassing parties to avoid compensation owed under an agreement. PCS requires contract-review calls to take place through Zoom. Participants receive advance notice of recording and are advised again before recording begins, and the recordings are archived. Together with written agreements and transaction records, this documentation allows specific claims about representations, compensation terms, and transaction status to be assessed against the underlying record.
Individual personnel and transaction information is handled confidentially. Anyone asserting a specific unpaid obligation is invited to identify the relevant period, agreement, or transaction directly to PCS or its counsel so the concern can be reviewed against the appropriate records and addressed.
Clients and counterparties are also welcome to submit specific corporate or compliance diligence questions through these channels.
Contact: [info@phxcapsolutions.com](mailto:info@phxcapsolutions.com), or PCS’s counsel of record, Vanessa Corzo-Angulo, Esq., Cava Law, LLC.
— Phoenix Capital Solutions
This complaint has been resolved automatically due to user's inactivity.
1 comments
Phoenix Capital Solutions cheated me and over 10 employees out of W2 salaries for 12 months straight. Fired us to avoid paying when it became an issue, and refused to pay origination commissions for sourcing them several $100m+ opportunities. Avoid [redacted] & [redacted] at all costs. Their internal saying is literally "get to the source, cut everyone else out". They thrive on private placement programs. There are a million better lender options available out there. These guys don't even have their legal compliance in order on their website.