Penn State World Campus review: Transfer Credit scam 7

I made the major decision to transfer to this school under the pretense that 70 credits of my previous coursework was transferring to the school (though I'd had more credits than that completed) and that I would have approximately 50 credits to complete the degree. After I already withdrew from my previous university and began coursework at Penn State I was told that 45 (!) credits only transferred into my program and I would actually have to complete 25 more credits than I originally was mislead to believe transferred. They transferred to the school, yes, but surprise surprise, it was not clear that they did not fit into my degree. I then continued on anyway, not wanting to deal with transferring back to a previous school, wasting more time and effort and tried to continue on at Penn State. Well after my second semester, I was told I'd have to provide syllabi from 3 former schools for courses to apply for exceptions to accept these into my degree. This was for approximately 8 MORE courses that were said to transfer in. I have yet to hear if they are accepted courses but I am finishing up my third semester and still am not sure what courses are transferable or not. I have the equivalent now of near 120 semester credits under my belt, yet am so far required at least 3 more full time semesters at Penn State to obtain a Bachelors degree. I cannot believe I haven't seen other similar compaints but I have NEVER come across a situation like this and have attended 3 other institutions. I am extremely unmotivated now and feel like I was completely ripped off! I have wasted about a year of my time, working and taking classes as a single mother, and the extra money I've spent as well is disheartening. Hopefully I can transfer back to a former school but this was a real detour and waste of time and money. Complete bait and switch scam. Do NOT go here unless you have something in writing, though I think I did, just without important DETAILS, regarding transfer classes. I am sick to my stomach every time I think about it.