Pay Day Loan — fraud
Filled out application online, signed electronic application and was approved for a 400 payday loan. Was asked to call a number to verify information. Called and woman stated she needs to ask my bank two questions; one to make sure my account was active for more than 30 days and two to make sure I had direct deposit. Both were answered yes then she asked my bank how much money is in my bank account and I stopped the conversation there. She did not have permissions to ask more then the two questions she inquired about. She then denied the loan stating if I have nothing in my account then the loan is void. If someone had money in their account any would they be applying for a payday loan? That is a immoral a sleazy way to gather peoples personal, banking, and job information and they never intended to give a loan. That is fraud to obtain peoples personal information. Again, I was subject to receive the loan after submitting the application and have a copy of the electronic agreement signed.
If were not applicable to receive the loan that is not an issue, it is the fact they used false pretenses to obtain personal information on people (their work, bank, home, etc.) with no intention to pay out. I totally qualified for the loan. Now I am reporting them to the US fraud Division, BBB, and all online complaint forums.
Their methods are illegal and immoral. Their banking establishment is through META BANK! Do NOT trust this company Ace Cash Express.