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I have been paying on a debt with NCA Financial and it is just about paid off. Now I can't locate the company. All their phone lines go to the same voice mail stating all representatives are busy. Also, their website is gone. It used to be NCAfinancialinc.com. Where is my money now and who do I contact to find them? If someone knows anyting about this company, please comment on this complaint.
The complaint has been investigated and resolved to the customer’s satisfaction.
This company seems to be disolved and insolvent. They seem to have filed for Bankruptcy protection and have gone into Receivership. They seem to be trying to hide from their creditors by destroying their company records according to the lawsuit that has been filed against them.
If they don't have a judgment against you, should stop paying immediately because the record that validates your debt is probably been destroyed. You can dispute the trade line with the credit bureaus and since the company is not around to dispute your claim, you can get your credit report improved.
If the did get a judgment against you, you will probably need to get an attorney to review this matter, but I would not pay until you confirm you is cashing your checks. The company is trying to hold on to cash payments without sending it to the receiver. Your check might be cashed but it will not be applied to your account since they destroyed all of their records.
Try [protected].