Impact Credit and Smart Credit review: Affiliate company

In June 2022 I contacted impact credit they have a affiliate smartcredit and let it smart credit and smart credit charges as well I've been getting charged by both companies since June when I signed up with one they have charged me for me and my Boyfriend Joseph fresquezI have called and I have canceled my self and joseph 3 or 4 times now nobody had permission to charge my credit card for Joseph fresquez they had permission for the initial $5 fee since then I have been charged for been charged for me and him from impact credit and smart credit and I've called and canceled 3 weeks after I've got their service and I'm still getting charged from both companies I told both companies I want my money back and still I get charged