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United Recovery Systems / harashing our neighbors

1 Bonneyalke, WA, United States Review updated:

Ronald Williams from United National Recovery systems has been calling our home starting at 8:30 am untill 8:30 pm every 1/2 hr or so.Very annoying.He couldn't get ahold of anyone so he took it upon himself to call ouor neighbors and ask if they knew us because he had a important message from Texas for us.He left his number and no name.This one is way out of hand.

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Comments

  • Ae
      21st of Apr, 2009
    +2 Votes

    It is legal in your state to call neighbors in order to get a hold of you. Call them back, make arrangements and pay what you owe. It is their money they are just asking for it. I'm sure that if I owed you money you'd be calling me, my family and neighbors trying to get it back...

  • Pa
      7th of May, 2009
    +2 Votes

    what amazes me is that there is no accountability for paying the bill back howere there is lots of crying whinning stealing and belly acheing about collectors asking for money that was given to you people in good faith...who cares about your cry baby attitude.. if you cant afford it don't buy it or borrow it

  • Io
      17th of Dec, 2009
    -1 Votes

    For one, those who have responded to this have no right to judge anyone for why they do what they are doing, why because some day you may the person writing this and asking for advice. I think that no one should bebale to call a neighbor and get them involved in your personal business. When contacted by a collector, take as much information as possible from the caller. Ask for the name of the company, address, the caller name, fax and phone number, amount owned, and the name of the creditor who passed your account to them. Also, tell them you expect to receive a notice in the mail concerning this debt. The last step is very important because you need to have proof of the debt in question in writing.
    If you established that the debt is yours and you don’t feel comfortable dealing with a collector via phone, tell them you want all future correspondence in writing. You need to send this request via a certified mail and request a return receipt. If you want to allow calls only between 5pm and 6pm, tell them about it in the letter. By law collection companies are required to respect your privacy and will have to cease all phone calls to your home, relatives, neighbors, and work. Once you have their claims in writing it’s easier to seek legal help, and keep records of your correspondence.
    Send all your responses to bill collectors via Certified Mail. This way you will have proof of receipt by the addressee. Remember that the amount they claim you owe is negotiable. You can negotiate the total amount due, number of payments, and the payment deadline. Once you worked out the payment plan, request it in writing.
    What a debt collector CANNOT do:

    Use deceptive practices. For example, threaten you with arrest or trick you into paying for collection calls.
    Use obscene language.
    Call you at work after you tell them that your boss does not approve these calls.
    Deny you the right to receive a written notice (within five days after your first phone conversation) that would tell you how much you owe and the name of the creditor that says you owe the money. If you do not receive the notice within five days, call the collection agency and ask for its address and fax number. Then, send a letter to the collector noting its failure to send you the required notice. As a minimum, make a note in your file.
    Refuse to give its name and the name of the collection company when asked.
    Put a debt on your credit report if you file a dispute. It must validate the debt by obtaining a verification of the debt or a copy of a judgment from the creditor before continuing their collection efforts. The results of the investigation must be mailed to you.

    For more information on Fair Debt Collection visit http://www.ftc.gov/bcp/conline/pubs/credit/fdc.shtm

  • Th
      12th of Jul, 2011
    -1 Votes

    your a straight ###.. your the loser who couldnt walk into best buy and buy the damn laptop to begin with.. your the one who had to beg dell to lend you money to get this computer, there not collecting your computer there collecting the loan dell gave you. own up to your loans and pay off your out dated computer. your just like the pople who are walking away from there mortgages because they found out they can get a bigger home for a lesser price thanks to the economy they screwed up and let there mortgage go into foreclosure. people like me who pay my bills ON TIME shouldnt have to live in a crap economy because of people like you who dont pay there bills, they should divide the country into 2 sub countries and let people with bad credit occupy one side with a huge wall dividing them from the people who are responsible. POINT BLANK

  • Th
      12th of Jul, 2011
    +1 Votes

    sorry for some reason this posted to the wrong post... keep crying your in good standings.. PAY YOUR DAMN BILL!

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