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Shafritz and Braten PA


False Information on Credit Report

Complaint Rating:  100 % with 7 votes
100% 7
Contact information:
Shafritz and Braten PA
Tallahassee, Florida
United States
This company posts inaccurate information on consumer credit reports thereby damaging the consumer's credit.
Complaint comments Comments (2) Complaint country United States Complaint category Collections Agencies
More Shafritz and Braten PA Complaints & Reviews
Shafritz and Braten PA - Debt Collection - illegal methods used [5]


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N  20th of Sep, 2012 by    0 Votes
I made a payment arrangement with Shafritz & Braten, PA back in March 2012 of $100 per month on a $3, 696 debt and have been paying on time. Now its September and I've got to hire an attorney because they sent me a letter saying I now owe $14, 300 and never advised me as to what this was for, plus its the wrong amount. I'm going to file fraud and neglect.
N  27th of Sep, 2012 by    0 Votes
No you don't need to hire a lawyer as yet. You need to educate your good self on your consumer rights under federal laws first, under federal laws FDCPA and FCRA. Hit google on these:-
1-what to do when you are contacted by a collections agency.
2-your rights under federal laws FDCPA and FCRA
3-Validation of debt (VOD), cease and desist (C&D), CMRRR
4-Your state's Statute of Limitations (SOL) on debt.
5-post your questions at debtorboards dot com if things get thick or stopthecollector dot com

You need to create a paper trail. Avoid talking on the phone unless you record the conversations. You may or may not tell them you are doing so for documentation and legal purposes.

Now then write them a CMRRR and request for VOD. They should explain to you how they came up with the $14 grand. Then you will be able to formulate your response - that you have been paying since ... and here's your record. And you have a balance of $... to go. Again post your questions at debtorboards dot com. Remember if it's not in writing it didn't happen. Good luck!

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