National Processing Center / It's happening to me too and I have never defaulted
On Dec.23, 2015 I received a call from this outfit. It must have been the 10th time they called. When I asked who they are and why are they calling me, the woman on the line told me to shut up, and repeated it at lest 6 more times. It was clear that she was trying to intimidate me and got very upset when I laughed at her. Finally she told me she's calling on behalf of an 'arbitration's" firm out of Miami. I know this is a lie. We definitely don't owe money to anyone, and never did. It's obvious that they're trying to reach someone else but they're not listening when I tell them this. Our phone number is listed on the Government's Do Not Call List. I just reported them. You should do so as well. Don't be intimidated. If they were legit, they'd inform you in writing and not try to collect money via phone calls.