Little Loan Shoppe / Scam and stealing
I took out a $300 loan from the Little Loan Shoppe with a interest fee of $90. Pretty high but I needed a pay advance. I told them when I get my pay check but then added that the check does not clear for 3-5 business days. They said they take that into account. I should have asked more questions but I thought they were reputable. So they started to take the money out on the day the check arrived not on the date we agreed upon so that they could charge me $80 late fee ($20 for not having the money and &60 for being late. Not to mention the bank charge me $35)
I have been fighting with them to waive over $200 because it seems that every time I set a date they withdraw before hand so they can get a late fee. My $300 loan is now $620!!! And I can't get them to settle so every 2 weeks they keep hitting my account.
Well, I closed my account and current am fighting them to waive the fees since they were not authorized to take the money out on those days, what do I do?