Juniper / Unethical and exploitative
I had a Juniper card with zero balance for years. I started using it for business travel, didn't miss a single payment and they charged me 32%!!! I emailed for a lower rate and they said there was nothing they could do. My credit score is in the mid 700s. I guess I don't charge enough for their taste. I have since closed my account. These people are true vultures and demonstrate why this industry needs some regulation. Without any over site you get this kind of limitless greed and unethical business. Imagine someone who may get in a little over their heads and be locked in with these lower than slime humans. Tony Soprano has nothing on these guys!
Come on people. We can do better. Manage your finances and live within your means. Stuff is just stuff. Companies like Juniper make it look easy to have all the things you think you want, but they are essentially con artists.