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Complaint Rating:  26 % with 53 votes
26% 53
FINALLY the goverment is seeing what we have been saying!
North Dakota attorney Generals office has closed FHTM down!
Check out the web site!
Complaint comments Comments (43) Complaint country United States Complaint category Bad Business Partners


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A  15th of Dec, 2009 by    -1 Votes
You should see more of this come up in other states. I know North Dakota's MLM laws are more strict but I went to a "meeting" for FHTM and all they talked about the as $300.00 intiation fee and how you make money off of your friends. Literally an hour talking had about 10 mins to putting your phone plan on their company referal. To make a MLM legitimate you have to have product and service that is being sold. Sure you can get phone and travel but a majority of their compentation plan revolves around you making money off other peoples $300.00 "start up fee".
D  22nd of Dec, 2009 by    +1 Votes
The commission don't come from the $299 to get started in business. The commissions come from the companies like Dish Network, Peter Lamas, etc. redirecting their advertising dollars to pay us to use their products.
N  4th of Jan, 2010 by    0 Votes

If you really think that is the truth, then you should ask FHTM to remove the $300-700 fee to become a contractor to sell products and to not charge a monthly website fee. Then see if it works out for the business. After all, your primary focus is gathering true end-consumers, correct?

People need to review Points 3 & 7 on the cease and desist order. Google (FHTM cease and desist) to find the court order.

Point 3 The A.G. is taking notice reps are their own customer without any real end-consumers.

Point 7 The A.G. notice the focus is on recruiting instead of selling any real tangible product. That is the reason the Consumer Protection Agency is reviewing if FHTM is breaking N.D. pyramid law.
N  17th of Jan, 2010 by    +1 Votes
I don't see the problem... you simply switch services (you would be using anyway)... to contracts w/FHTM and 1) you get paid something back (so you are basically getting a discount)... and 2) when you get other to do it you make a little off them also...in time all those little bits add up. This company is helping the companies create a loyal customer base...it is a healthy relationship...
N  18th of Feb, 2010 by    +2 Votes
What is really funny, is that ANYONE can become a seller for those "big names" that FHTM is letting you buy the right to sell. I can go to DISH network or whatever and if I refer people to their business and they buy..I can get a comission as well, WITHOUT having to buy into FHTM. People are just to stupid to do a bit of research. Sad times.

I honestly feel bad for the people who were duped into this "gold mine."
D  28th of Feb, 2010 by    +1 Votes
This case was resolved in FHTM's favor. The stay against doing business in ND was lifted in January. http://www.ag.nd.gov/cpat/avcorder.pdf

BTW - I don't feel duped - I feel empowered. I did my research before getting involved with FHTM. Within only a couple of months I have been making significant money and helping a lot of people. Just because some people have been burned by bad MLM's or don't ever take the time to learn how to do relationship marketing correctly doesn't mean it isn't a valid form of business. If $299 and $25 per month are too high of business costs for some people - oh well. I made that back in my first week. The $299 for them to do all of the paperwork to enroll me to be a valid rep for all these different companies is well worth it!
N  16th of Mar, 2010 by    0 Votes
FHTM shut down again. This time in Montana!

First it was North Dakota and now Montana. Here are the links to the cease and desist on FHTM.


If the above link does not work you can find it under Legal Acitons, here:


What is it with FHTM?
N  16th of Mar, 2010 by    0 Votes
FHTM also made the news for being shut down as an alleged pyramid scheme.

D  20th of Mar, 2010 by    +2 Votes
FHTM is a business that is your business when you join. The ND and Montana problems are cuased by people who do not understand a good thing when its in front of you. The bad thing is that other MLM programs are making this one look bad. I am a representative and get paid as discribed when I signed up and recieve bonus pay and the company pays me to train new people that get involved with business. Like any business your not going to make money sitting on your butt you need to work it like a job. Giving $300.00 plus start up points is lot cheaper than starting from scratch becuase everything is already done for you.
N  25th of Mar, 2010 by    -1 Votes
It's about time they start shutting down this pyramid scam...yahoo!!! Hope they get to Canada as fast as they can. What a joke this company turned out to be. Glad we got our money back before they shut down their doors for good, took a lot of blood sweat and tears but I didn't quit until everyone I signed (scammed) up got their money back for their invisible license.
D  28th of Mar, 2010 by    0 Votes
FHTM is absolutely NO scam. I have owned another business for the past 13 years, so I understand people and business models well. There is nothing that was misrepresented to me. The manufacturers partnering with FHTM are not 2nd rate, they are first class companies with first class products. Just like sales people that have failed in my other business, when one is not willing to work hard to get ahead, most simply makes excuses as to why it didn't work out. And given the MLM industry, the easiest excuse is to say FHTM is a scam. There are people who want to make a lot of money in every walk of life, but honestly, very few people are willing to commit the time and energy to earn it. This is a real company with real potential. I personally know many wealthy people involved with FHTM, and they were wealthy before they got into this business. They didn't have to, but they saw an opportunity and went for it. It is not scam, but unfortunately, attracts some people that arent willing to work hard enough to achieve their dreams. I am one that does not need this extra income. My other business has blessed me with a good quality of life for my family. But again, I see where this can take me into another level to assist me with a philanthropic dream I have to help less fortunate people.
A  28th of Mar, 2010 by    -1 Votes
Boy are you people in the dark...ya you will see in a few months how many people are jumping for joy about your "BUSINESS" What a Joke!!! Have fun, knock yourselves out please...lol.
A  28th of Mar, 2010 by    -1 Votes
It's all Generic every body has the exact same website with their own link...it's really funny how a Company can get away with such a SCAM...creepy!!!
A  4th of Apr, 2010 by    0 Votes
Please explain how the recruitment of more 'sellers' is not a pyramid scheme? If I join, then get 23 people to join, then they each get 23 more, it only takes six degrees of Kevin Bacon to use up almost the entire citizenry of the United States. And then we're all using the same services, so there's no competition in these particular fields anymore. Good plan.
N  5th of Apr, 2010 by    +1 Votes
I have a "cloned" website for products that I use and sell and help others to use and sell - Amazon Herbs, Nikken, Dynamite, Nature's Sunshine - they all do exactly the same thing so as to control the message about their products and business. Each of these has a monthly cost associated with it. It is called a "business expense". And yes, in Network Marketing you build a NETWORK of like minded individuals - all working together.

How is working for a large corporation not a "pyramid"? Many thousands of people working for very little money all making large amounts of profit for a few at the top? That is much more of a shame than a team of people all working together to provide leverage.

If you don't have any problem with the kiosk at the mall receiving a monthly commission for renewing the contract on my cell phone - why should you have a problem with me doing it for myself and bypassing the middle man? And helping others to do the same thing?

FHTM is brilliantly set up so that each person can advance to the level that they WORK to do. It is not get rich quick (although some have) - you have to work at it. MY business has begun to build and I have long since gotten my initial investment back. I am empowered and helping to empower those around me. Naysayers just don't understand relationship marketing.
A  5th of Apr, 2010 by    -1 Votes
Recruit, Recruit, Recruit that's their motto...that's called a pyramid in Canada
N  6th of Apr, 2010 by    +1 Votes
How many network companies do you know that open their books to Dun & Bradstreet and set up legal advisory panels made up of past Attorneys General from different states and a US Attorney General? FHTM has done what ever it has taken to become the fastest growing NM company in the US and to satisfy the demands of every state, province and country in which they do business. If you do your work, and help others you will succeed at FHTM.

Fortune now provides loyal customers to many different Fortune 500 companies. Over 50, 000 new customers last month alone. That is providing value for what we are paid. If Costco can pay out 3% in a customer loyalty program to people who pay $130 annually for the privilege, why should it be wrong to make a customer loyalty program that is gathered all in one place?
N  7th of Apr, 2010 by    0 Votes
FHTM is a multi-level marketing company that purports to allow you to work directly with well known companies and make lots of money by taking a percentage back from purchases made through your FHTM representative site. In reality, if a representative stops signing people up under them, they will make very little money, as little as .5% on products sold through the site (unless you have eight levels of representatives sign up under you, and you also get a small cut of those under you who sell services or products). The get rich quick portion of the presentation relies on signing up people under you for $299 a person, and getting them to sign others up, as well as pay for training at $250 a person. Note that you also must pay a $199 renewal fee each year, and if you pay for the trainer course, an additional $100 trainer renewal fee. This is a text book example of a pyramid scheme, with a token product line on the side to try and make the business legitimate.

I will analyze some of the products that a FHTM representative can get a percentage back on (.5%), which is supposedly the primary focus of the business (if it is not, it is possibly illegal, so they have to pretend that this is the focus). From research and hearing actual representatives say it, the way to make money is to sign people up under you. One representative I heard from only made $17 in a month through the products, but made much more by convincing others to sign up too.

The whole point of this analysis is to show that the sale of products and services through FHTM is not a way to make large amounts of money, and in fact is offered to try and mask the true source of most earnings, which are derived from the sign up fees of new people joining. Thus the primary purpose of the company is to sign up new representatives, making it an illegal pyramid scheme.

This is a product only available to Representatives and costs $19.99 a month. So clearly buying this won’t make you money as a representative, and in fact will cost you $19.99 a month.

Peter Lamas has a direct affiliate program paying 20% http://www.lamasbeauty.com/affiliate/, that is free to sign up for. So going through FHTM pays you .5%, and signing up for a free affiliate account pays 20%.

Choice Plans RX
This is a FHTM company that they pay Ocenture to set up and run for them. When you go to the website, it has copyright FHTM, but when you look who owns the domain name, all contact emails are to ocenture.com email addresses. If you use this product, remember you are actually buying from FHTM, and be sure to check prices you are paying against a site such as drugstore.com. ChoicePlanRX Price List is available at http://www.choiceplansrx.com/downloads/pricesheet.pdf. A spot check of the price list shows the drug Pegasys for 180MCG/0.5 for $1, 482.23. It appears to be available from drugstore.com as a 1ml vial for $651.98. If the 0.5 in the ChoicePlanRX price refers to half a ML, then you pay $2, 964.46 for 1ml, while at drugstore.com you can get it for $651.98. I suggest you look at the prices yourself.

Health Card
This product is yet another product that FHTM paid Ocenture to run, and Ocenture uses VantageAmerica Solutions, Inc. to run the card discounts. It looks like FHTM paid Ocenture to rebrand their pre packaged product called MedAffordable. If you want a Medical Card, I suggest you go straight to www.vantageamericasolutions.com so you can work with just one middle man instead of three (FHTM, Ocenture, and VantageAmericaSolutions)

Travel FHTM
This is another service where FHTM paid Ocenture to rebrand and rename their existing product called TrotHop http://ocenture.com/docs/OC_Prod_Travel.pdf, and to set up an affiliate site through Travelocity, to book tickets through an airline. If you buy from TravelFHTM, you are going through three middlemen to reach the airline (FHTM, Ocenture, & Travelocity). Basically this service uses Travelocity, rebranded to look like TravelFHTM, adding on a fee to each ticket. Tickets tend to be $5 – $10 dollars more on TravelFHTM than buying straight from Travelocity, you can test this by checking the price for an identical flight through Travelocity and TravelFHTM. Also, in order to offer this product, the representative must pay $49.99

Roadside AutoClub
This is simply a service set up by Ocenture to provide roadside assistance. You can go to http://ocenture.com/PrePackPrograms to look at all the services Ocenture can set up for your organization. It looks like this is what FHTM did.

Ingrid Home Security
The link to this service did not work, so I was unable to assess what this service was. If the link is not working, it’s safe to say you can’t use this service.

Protect America
This appears to be a GE security product that FHTM markets, by going through an authorized dealer, greatalarms.com. So you have 2 middle men, (FHTM and greatalarms.com) As of 2.26.10, the FHTM’s site had free* sign up options, but the asterisk beside the FREE does not have an explanation. It should include this: * “Standard monitoring agreement required with approved credit. “, FHTM is misleading if they don’t show the disclaimer. It is not free.

This is a product only available to Fortune Representatives, and so is not a way for FHTM reps to make money.

EZnet Tools
This is a Quick Website Creation Company that welcomes Multi Level Marketing Companies as affiliates. Information about joining EZnet Tools as an affiliate is available at http://www.eznettools.net/reseller/multiunitcorp.html. If you want to set up a simple website, I suggest you use a reputable company like wordpress.com, who can have you online on your own domain name for $15 a year

Dish Network
Anyone can become an affiliate of Dish Network, and be paid $120 per installation, you can become an affiliate here
http://www.vmcsatellite.com/red_design/program_overview.cfm. Compare that to .5% through FHTM, and the best choice is clear.

You can sign up for free to be an affiliate of Magazines.com, and earn a 35% commission on subscriptions sold. http://www.magazines.com/affiliate/index . Compare that to .5% through FHTM.

The Wireless Shop
One of the most talked about services at FHTM is the wireless shop. This is a website that FHTM uses Simplexity to run. You can buy cell phones and cell phone contracts through this service. Simplexity uses linkshare.com to purchase these services. By going through FHTM Wireless Shop you appear to be using three middlemen (FHTM, Simplexity, and Linkshare). Linkshare can be joined for free by going to simplexity’s site which can be joined for free by going to http://www.simplexity.com/Pages/affiliate_main.html# and clicking on “Join Our Wireless Program Today” Alternately, you can go straight to LinkShare.com http://www.linkshare.com/publishers/join/ and create a free affiliate account, and start earning the full commission instead of the .5% FHTM gives back to their representatives. With this free account, you can earn affiliate money from many companies, a list of which can be found here http://www.linkshare.com/clients/ . So FHTM does not really have a direct relationship with Verizon and AT&T, contrary to the impression given by the company.

The money that is implied to be available to be made to Representatives (as much as $80, 000 a month is shown) is derived almost entirely from spreadsheets showing what would happen if you signed up three people at $299 a person, and they each signed up three people, and so on, down to eight levels. The problem with this type of business model, besides possibly being illegal, is that in order for people to make the money they were told they could, they have to continue signing up people. Whenever people no longer sign up, then all of the people at the bottom of the pyramid will lose their money. So even if you can get into a pyramid scheme like this before it collapses, and make money off of signing people up under you, when it does fail, most of the money that you made would have been taken from those under you, and they would lose it. For ethical and moral reasons, I would not want to take other people’s money, knowing that sooner or later the money I make will be lost by someone down the line.

If you are still not convinced that this is not a legitimate business, the North Dakota attorney general issued a cease and desist order against FHTM in December (it has since been lifted).

Update: News Coverage of the Cease and Desist order in Montana available here (thanks to comment below for this info)

Update 2: You can read the Temporary Cease and Desist Order here. It is lengthy, but has a lot of very relevant information.
N  7th of Apr, 2010 by    +1 Votes
I finally gave up trying to work the coruption with FHTM and got an attorney to do it for me.I moved my team out of FHTM and over to a great company who is doing business legally. I wish I has seen them first so I would not have waisted this last year on having FHTM not pay me my pay of over $40, 000.
I am not the only one this has happened to either. Since my first post on here I have recieved many many emails saying Thank you for letting them know they were not the only ones. Montana wont be the last state to shut them down. I dont want to be a part of a sinking ship and I dont want my team hurt anymore either. Paul has allowed fraud and forgury to take place and chose to do nothing about it. It has caught up with him now. FHTM is going down fast and anyone who stays with them will do nothing but fight a loosing battle.
What happend to GO SOLO? People have lost lots of money because the company did away with them and did not inform everyone of the changes.

If you have copies of what was sent out regarding GO SOLO being changed over to MY TEL TAG and us loosing points if we did not do it, please send it to me so I can share it with my former team so they can get some help with this issue.

Now Peter Lamas is gone in the US. There are many other companies that are now being moved over into companies that are owned by FHTM now. So what is all that about? Something is not right here.

Be smart and move your teams over while you still can. My team and I moved over as a group to another company that does not have the hoops to jump through like FHTM does. The pay is so much better and we get paid off of bills that Everyone pays every month. No money is charged for people switching over to our services either. It is so much easier to sell a customer on as a business because we are not begging people to do anything that would cost them extra.
If you are interested contact me. dayandcompany@yahoo.com
N  7th of Apr, 2010 by    +1 Votes
Nice of you Yvonne to cut and paste from someone else's website (www.howardwagler.com). someone who is selling a competing product and so has a vested interest in making FHTM look bad. But in this lengthy coverage of how each of the different products or services could be had without going through FHTM, you miss the point. To do all of the paper work to establish these relationships would cost me way more than $299 of my time and would not put me in a relationship marketing model where we all receive a small percentage off of lots of peoples efforts, instead of just on our own.

For instance, I could set up my own independent Travelocity website, but not receive a commissions from anyone else's travel website - I would have to go out and actively sell travel services. Very different approach. And I have used my TrotHop website and paid EXACTLY the same amount as I would directly from Travelocity, and then earned a commission back.

North Dakota has lifted their stay. FHTM has recently updated how their tools and other products are priced, etc. to comply with the rules of the other states such as Montana and the stay there will be lifted shortly. This shows good faith on their part and that this is NOT an illegal pyramid program. Pyramids make money from the initial investment of people when they join. FHTM reps are paid from the customer acquisition bonuses that are paid by the companies who have agreements with FHTM to bring them loyal customers. This is a valid service.

Take the time to write your own views from personal knowledge - not just copy down someone else's information which is partly correct, greatly incorrect and highly slanted. For example, you don't pay for training - training is included with your rep fee - part of the reason that there is a fee.

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