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Complaint Rating:  62 % with 359 votes
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British Columbia
Myself and a very good friend of mine were talked into signing up for FHTM Canada on the good word of a close friend of mine who was suppose to be our "Sponsor", the only thing is that I found out that she wasn't a very good friend at all, she only had $$$$$ signs in her eyes. Needless to say we unwittingly signed up and had our friends and family sign up only to be left in the dust, scratching our heads saying "what just happened here"? Why isn't anything happening to our team, when we were promised time after time by our "Sponsor" that she would indeed work with us to build our team and told the elderly ladies that she would "build their team for them" NOT TO WORRY. When we started questioning our "Sponsor" she left town never to be seen again, isn't that interesting? Anyway we all ended up dropping out of this great business after never receiving any type of guidance only empty promises and lies. By the way if you are a FHTM Rep in Canada, there isn't a head office in Canada even though they lead you to believe this. And please make sure you read the 35 page policy manual especially the fine print (Scary). We are in the process of trying to recoup some of our losses with FHTM as we feel we mislead our friends and family as they trusted us and we let them down.
Complaint comments Comments (266) Complaint country Canada Complaint category Business & Finances


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N  23rd of Aug, 2009 by    0 Votes
What losses did you incure? My step-brother is trying to sign me up. I have not yet seen the 35 page policy. I have only watched the lifewithapayplan.com video. I am in California and he is in North Carolina.
N  30th of Aug, 2009 by    0 Votes

I can't speak for the Canadian experience, here in Southern California, I have experienced a tremendous amount of support from both my uplines and also others who do not benefit monetarily from my success but genuinely want to help. I have also seen a manager who manages her business by building its structure in a supportable and sustainable way (placing new joins in other members' downlines so they succeed and reap the bonus check rather than her). As you read the blogs you'll note plenty of points pro and con collectively. I would encourage you to remember facts like 9 of 10 small businesses fail within the first 5 years (FHTM has been in business 8...) and that there are many reasons for the high failure rate. I'd recommend studying and knowing them.

Be sure to do your due diligence, learn about your upline, discuss business building plans and make your own decision. I don't think Circuit City was planning on going out of business but it happened anyway. The good news is the products and services are not tied to any one industry, they change based on market trends, and hard work pays off - WITHOUT needing to go through a promotion selection and grooming process and waiting for room at the top like traditional corporate America, or the military hierarchy either. I'd be happy to discuss my experiences so far with you (yes, I've received my first check) and my plans to make my business the 1 of 10 that succeeds. I can tell you, it's going to take work and won't grow itself (nothing but weeds do here on earth anyway...). chris dot merrill 97 at g-mail if you'd like.

All the best!
A  1st of Sep, 2009 by     Best Advice +5 Votes
Anyone who listens to the FHTM spiel and signs up is a fool. What is it about people in this day and age that think it is normal to make money by sitting on your butt and getting other people to pay $250 that you gladly syphon off your share along with all the other leaches sitting high on the pyramid. And this is a pyramid scheme, nothing more.
N  2nd of Sep, 2009 by    -4 Votes
Well, there is alot to learn about FHTM...not really sure how it all works, so we are going to give it a shot. Still not sure about the points I pay every month, but gona go with it for now. My Husband was introduced to the business, and felt it could work, but it isnt easy getting people to listen or go to meetings, any suggestions?

Thanks M Rod in NC ldybg327622@AOL.COM
N  6th of Sep, 2009 by    -1 Votes
im thinkin about signing up with fhtm but im not sure if its a scam or not. it sounds kind of fishy but alot of people have told me good things about it.can anyone help me out. is it a scam or not.do you make money or lose money
A  18th of Sep, 2009 by    -2 Votes
To learn about the type of business fhtm is, visit website: mlm-thetruth.com or just google mlm the truth.

If the primary focus is to recruit other members then it falls into the definition of a Pyramid Scheme. The website is a great educational tool to learn more about the scheme, but it takes a willingness to take that step to learn more about the The Truth.

Also remember the businesses partnered with FHTM are nothing more than affiliates. Affiliates are free and offer free websites to sell for them, but through FHTM it will cost you a pretty penny to sign up and for monthly fees on websites.
N  21st of Sep, 2009 by    -1 Votes
I signed up with Fhtm a year ago and became a real leader, the problem was that my sponsors stole from me and the company ended up allowing this and would not help me get my money that I had earned. In two months I signed up over 180 people in my Reginal Business and made nothing! My sponsors got my check for over $35, 000!
I have turned them over to the BBB, DSC and the Texas State Attorney General.
I will fight this until the bitter end so look out FHTM!
N  21st of Sep, 2009 by    -3 Votes
I have turned them over to the Texas Attorney General, DSC and the BBB.
I am hot for my money and want to be paid $35, 000!
N  24th of Sep, 2009 by    -1 Votes
N  27th of Sep, 2009 by    -1 Votes
Let me say this about pyramid schemes...first of all schemes are illegal. FHTM is a legitimate business. Second, let me ask you...how long and hard would you have to work to replace Bill Gates or Michael Dell as CEO of Microsoft or Dell? The answer is never. They will always be at the top and the workers at or near the bottom. That is the classic pyramid and every corporation (even the government) has this structure. Pyramids were designed to keep you at the bottom. MLMs offer the opportunity for everyone to move up as high as they wish to go. Is it a get-rich-quick? No! You have to work and work hard. This is not a "sit on your butt and make money" job. If you do not succeed do not blame the structure nor the company. I have seen FHTM work. Has it worked for us? Not yet, we are too new, but I see the difference between what my sponsor does and what we have done and he has earned every penny of the $15, 000 a month he is making. We can too! We just need to get on the ball and learn from him.
N  29th of Sep, 2009 by    -1 Votes
A  6th of Oct, 2009 by    -1 Votes
A few months ago (when I joined), I was told by a friend (and the FHTM presentation) that I could "get paid for what I already use", how it was cheaper, and it obviously interested me. They also explained how one can make huge mounts of money bringing others in. That part sounded shady, but I was told "think Costco!", so I joined. Here's what I found - even though my Regional and Executive never could explain any of this, I (then as a Manager) found it all out by myself, and obviously am no longer involved with FHTM, nor will ever be. Here's the premise:

You can make *lots* of money - if you are *very* aggressive and work it *really* hard. For points, you buy products from FHTM (and you pay more in almost all cases, not less!). This makes your up-line money, and gives you a percentage back (usually something like: you pay $5 to $15 more [than the competition, or going directly to said company], and get back $1.50 to $2.50). The way to make the real money is to sign lots of people up, and have them sign lots of people up. Signing up costs $399 (Canada), and also $25 per month for their web page (I know - it should be FREE), You (and anyone you sign-up) needs to have at least 3 points to get paid [now 5, I'm told], and to make money from those who sign up under them. If you loose your points (less than 3 ...or 5) within 60 days, your bonus money is retracted from your account. If they keep their points over 90 days, I understand you keep it. And of course, they want you to quickly sign people up - while your endorphins are peaked, and their endorphins are peaked. They entice you with "Do you think you can find three people who also want to get paid for what they're using? Do you know anyone who washes their hair?" and other enticing rhetorical questions.

In Canada, FHTM sells Long Distance, VOIP (with a $92 start-up fee, but otherwise, it's $11 per month cheaper!), and Roadside Assistance (and yes, Vitamins and skin care). The hair products ($22) can be found here or here for $9. The vitamins are here and here for 50% the FHTM cost. The long distance is 20% more than Telus or Primus, but you get 20% back (you pay yourself your earnings, and you are TAXED on your "kickbacks"). Roadside is LOTS more than AMA, and you have to pay in US dollars (yikes, I know!).

In the USA ($299), its trickier: they sell VOIP (same as above), Internet ($5 to $25 per month more expensive, and less speed), Dish Network (far more expensive going through FHTM, but you get back that $2.50), mobile phones (about the same cost as what you're paying), and others: Home Security, Magazines, Identity theft protection, and more. In all cases, you do not get paid for products and services you are already using - you have to switch your point of purchase to FHTM's products and services, and they are more expensive. Again, if you are an existing customer, you cannot receive points, residual, or any kickback at all. And you cannot disconnect, then reconnect - EVER. If your name or address is in the system, you cannot be part of the system. Also, for technical support, you phone FHTM (not the product's supplier or company), and they are not as knowledgeable.

A pyramid? Not legally, but it indeed appears to be. Although over 80% of all signers quit, and 66% of all Executives quit, as well, one could ask the question: "Where does all the sign-up money go for those who quit?", and that answer is: It goes back to the Presidential Pool [the top dogs]. If there was no percentage paid on residuals [FHTM pays a "whopping" .5%]), then it would indeed be a pyramid. Legally, then, it is not a pyramid. But the sustaining money does indeed come from those under a person. The very definition of a "pyramid" structure.
N  13th of Oct, 2009 by    -1 Votes
Wow thanks for that indepth information MCSquared - your explanation makes a lot more since the the BS I heard at the FHTM meeting. Is it just me or do all the FHTM reps seem like sleezy used car salesman that are trying to brain wash you into joining.

First of all I was tricked into even going to the meeting, which is probably my fault to begin with. I am a health professional with a doctorate degree looking for more clinical work and to network with other health professionals in the area. That's how one of my patients got me to go to the meeting. I guess his sponsor was an MD or something. So he asked me if I wanted to meet and network with other doctors and health professionals in the area. So when I probed for further, he said everything will be discussed at the meeting. Then I got a phone call from this supposed Dr on where the meeting was, etc. Got there to find out the meeting was nothing more than this Pyramid crap. Being polite, i stayed to listen to the presentation but it just didnt make since how each person in that room would be able to make the "thousands" of dollars a month they were promising. THe whole thing sounded sleezy and just not for me. Not that I'm knocking down anyone who REALLY has made money off of it. Then when i wanted to leave they badgered me so much for my information and to sign up, it was uncomfortable. They would say "your making money for bills that you would have to pay anyway!" But thats not how you make money through FHTM - you have to go out of your way to find other people willing to pay 299 - which in this economy is not easy. I tried declining politely but they just wouldnt take no for an answer - so i finally said I had no interest, didnt want to give any of my information away and walked out.

I'm already making over six figures doing an honest job - that yes i did go to school for over a decade for, but at least no one can argue that my career and anything less than legit. And i find it utterly ridiculous at some of the people of this forum that look down on people working an honest 9-5 job. Anyways, i just wanted to research this who FHTM thing, just because I found the reps to be so outrageous. I literally feel scammed for the one hour i spent at the meeting! haha
N  21st of Oct, 2009 by    0 Votes
I joined this company a little over a month ago. I have been trying to cancel since a week after I got in and sent email after email and couldn't get anyone to respond I also tried by phone to get ahold of person that sold it to me to no avail. I got an email 3 weeks later saying that I would have to call corporate office to cancel. I called corporate office and told them that I have been trying to cancel since a week after I got in and could'nt get any response. He said I can cancel it for you but you can't get your money back you only have 10 days to cancel. I told him that I didn't not see any time limit about canceling on the paperwork that I signed and he said again that I only had 10 days to cancel and get my money back. He told me he could cancel it for me but I couldn't get my money back. I told him to cancel it and I had a lawyer and he cut me off and said that if I had a lawyer he couldn't talk to me anymore and HUNG UP THE PHONE ON ME!!! I got ahold of my lawyer and he has sent them a letter but in the meantime I wrote 3 cancelation emails to the company and the one verbal on the phone and it was way before the dues were due this month and guess what they took money out of my bank account this month too after all the cancelation emails and phone calls. this is a scam they took my money and told me nothing about the company. When I tried to add my bills through the website I couldn't do it and I called corporate office before all the cancelation emails and asked why I couldn' t add my bills on and I was informed by corporate office if you already had the bill you would have to cancel the bill for 6 months before you could add it to your website to make money. I was told by their REPRESENTATIVE that I could add my bills if I already had them I was asking about my phone as it is vontage and I asked him if they had vontage and he said oh yea we have that and that was another lie
A  16th of Nov, 2009 by    0 Votes
I just bought the program about a week ago. Today is the 9th day I've been in the program and I realized the program is not for me. I can not dedicate the kind of time it takes to become a true network marketer. I have a 21 month old and I am single. I'm also a full time college student. Finding the time for meettings, having to get babysitters and cramming time to harass family members and other people through emails and things is just not my cup of tea. Anyone who is trying to join FHTM should be considering what the company has done and try to duplicate the program because more money could be made that way, but personally I just don't believe in MLM as a legite way of doing business. However, being an affiliate marketer could be another way to make good money while in your pj's. I will let you all know how my refund process turns out.
A  19th of Nov, 2009 by    0 Votes
After posting on here earlier, I have had so much new info brought to light that I need to share with you.
I have turned FHTM over to the BBB in Kentucky. FHTM replied that they had investigated my case and that they were done. I replied back asking how that could posssibly be done when not one of the people who was listed as a witness was ever contacted. They are NOT members of the BBB so nothing can be done to them vis the BBB. They are also NOT members with the DSA as they have posted on there web site! I contacted them and they said they had applied. I beg everyone on here to contact them and lodge a compliant to keep them from being able to join!
FHTM has declined my request to meet with Paul Obrbison when he was in my area and that all of the witnesses could show him the proof. This just shows how focused they are on screwing people. If this were my company I would want to know the truth and see what is truly happening in the field!
I still have not recieved any of the $40, 000 that is owed to me in pay and training pay.
I have contacted an attorney who said it will cost me so much to fight them that I would not really get anything out of it. I am going to continue to post everywhere I can to keep people from getting hurt like I did.
Now I have learned so much more about how this company opperates and want to share it with you. They encourage many people to sign up for Travelosity at $49.95 a month. Guess what folks Travelosity will give you and site on your website for free! So think about this, At even half of the people who sign up to FHTM get the travel site ( which we can just average ) at 100, 000 people is $4, 995, 000 a month to them! Pay out is less that 1% so they are making a killing! Then I see that they are going to have a video phone now to compete with ACN. It cost twice as much and is less that what ACN offers as far as size and support and the monthly fees is over $120.00 higher a year!
How can a company sell products for a higher price that what the public can get at the store and get away with it?
They are right when they say they dont make anything that they sell and are just the brokers, well anyone can do that even Bernie Madoff!
Please, please dont let your friends join FHTM! Email me with any questions as to who my sponsors and upline was that stole from me and I will share that with you. Also, if you know of others ways I can get this info out to the public let me know, please!
A  9th of Dec, 2009 by    0 Votes
I also had issues and contacted the Kentucky Attorney Generals office where I went to the business scam area and it clearly states that you have 30 days to write them for a refund and that they have to get it to you in 10 days. Please contact them and turn your info over to them so that they can look into this scam closer.
A  9th of Dec, 2009 by    0 Votes
I have found out more info that everyone who is even thinking about joining this company needs to know.
There big thing is you can market for companies through them that you would not be able to afford to otherwise and make money. Well lets see Travelosity cost you $49.95 a month with FHTM, Travelosity will give it to you for FREE!!! FREE! They are truly making a fortune off of this one!
Next is Allstate Roadside assistance, cost you $191 a year with FHTM, they sell it for $52 a year!
This go on and on. I do believe that there are good companies out there, but this is not one of them. Please report all to the attorney Generals office in Kentucky and in your area. The BBB cant do much since FHTM is not a member and will not be welcome as one I was told!
You may also contact the www.dsa.com group and report them.
N  9th of Dec, 2009 by    0 Votes
I can't seem to get any answers about FHTM it really sounds good! I went to a meeting Tuesday December 8th 2009. In Winston-Walem, NC in the Courtyard Marriot Hotel The people seemed honest but dense I couldn't get my questions answered. But I don't want scamed. and I don't want to miss out on the great fortune.
Please write in and explain more for or against the FHTM company.
D  17th of Dec, 2009 by    +1 Votes
Fortune Hi-Tech Marketing is a legitimate business opportunity. Please do not judge it on the basis of those who are unscrupulous. This is not what the owner Paul Orberson had in mind when he created this company however as in anything you have to allot for the select few who will not do right. I have studied it intensively (as I intend to train people on it) and have figured out the best ways to utilize the business. First and foremost, sell the products. Recruiting people is only going to incur 1 time bonus money while selling the products incurs residual income. If you start out as a manager and make your primary focus selling the product while introducing the business to others casually, you will find that you can really be successful on that alone. I took the products and sold them using creative methods (that incurred people in mass) and have been able to really amass a great deal of customers even before getting one person to sign up for the business. I introduce it to others casually, especially if I know they have a lot of sales contacts they could consider for the products. Two people I introduced the business to a long time ago (who said no) came back and said they wanted to be a part of it and have already surpassed me in title.

In pyramid schemes you cannot get higher than the person who got you in and yet I am a manager with two people in regional already well on their way to executive (I haven't gotten a third yet to reach regional). I'm in no particular hurry because a lot of my money is coming from selling the products. When the bonuses end the residuals continue. I prefer to train people on the best ways to grow their businesses and stress showing people the need and the usefulness of the product versus just getting people in. If people see that you are successful they will want to be a part of it anyway. I don't actively recruit. The key is to sell smart.

We have disassocated with some reps in my area because of their approach of getting any and everyone to sign up. It made me uncomfortable to sit in their presentations and see them focus on getting people rather than the products. If that was my initial impression I never would have signed up. My best help came from someone who is not even a part of my upline or downline.

It isn't the business that's illegitimate. It is certain individuals in the business utilizing methods that are not endorsed by Fortune. Fortune is legit and a great opportunity for those who intend to utilize it in the correct manner.

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