Charmel Dela Cruz — credit rip off front for joy clemente
Charmel is a credit rip off front for her ugly twin sister Joy Clemente. A thief who was indicted by the AZSEC
Joy Clemente Roger Woods — Preys on people
Roger (Fat old ugly ####) & Joy Woods is a con artist. He preys on people by creating false hope about creating large amounts of capital to fund and "fix credit" and by taking money from you and off of your credit cards.
Using an old fashioned bank Scam, They have successfully stolen numerous dollars from people, with no current capability to repay by claiming that they can fix other peoples credit and then raise more money into their names eventually investing the money in a variety of vague and risky investments.