Bajaj Finserv review: Overdue extra amount

I am Gurpreet singh
My Mob no. [protected]
I have issue of Extra charges as a overdue amount
deduct from my account
My installments are deduct on Date 1 on every month so i maintain my balance 40000 in my bank account
But from bjajfinserv side my installment deduct on 3Feb 2026
But i already maintain my balance 40000 in my account but even overdue amount 700 deduct extra.

Also penalty charge deduct on that overdue amount

Why?

My contact [protected]

My email id is
[protected]@gmail.com

Please reply on this email id