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VKT Financialtom thiru aka thirukumar thirunavakarasu

1
S Review updated:

This guy is the biggest fraud you could meet. He tells you he could renew your mortgage for you and then before you know it he does title fraud on your property and evacuates you. He has lawyers as investors who support him and have connections in the new market courts. He even bribes your lawyers so that he doesn't get caught.in the "tamil" and other communities he's well known as a business man but a lot of people have been effected by him. 2 officers at the 43 police division won't even take your complaints serious and support him. The financial commission has confirmed he has no licence to run a business. He lends money with his wife's name sutharvali thirukumar. Norman silver a lawyer for him has been suspended from the bar, kesavan another lawyer's licence has been revoked. If this guy comes near you stay away from him or you'll loose everything and would be battling in courts for years. The properties that he steals he then rents out cause he can't re-sell them. His team arranges a group of judges from the new market courts to make decisions in there favour. This guy used to be the president of the durham tamil association which he got kicked out from. He has a history off fraud but the legal system just lets him do what he feels. His partner anthony simms has connections in the police since he volunteers with youths. These people put a front for the community and fraud people in the background. Please stay away from this guy and his partners!!! I hope soon he will be counting bars for a very long time.

tom thiru aka thirukumar thirunavakarasu

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Responses

  • Fr
    Frank Fernandes Jun 19, 2015

    I am in absolute agreement with the above complaint. Fraudsters like Tom Thiru aka Thirukumar Thirunavakarasu of VKT Financial can certainly get away because they manipulate the law and have 'connections' with authorities. Unfortunately our 'laws' are not crystal clear on what you can do with your business and what you cannot do. This fact is being taken advantage of by such people without any morals, integrity and good conscience. I myself have had dealing with Tom Thiru aka Thirukumar Thirunavakarasu of VKT Financial and I was made quite aware that he has powerful and shady 'connections' to deal with people who file a complaint against him or his company. I will shortly post my unfortunate experiences with Tom Thiru aka Thirukumar Thirunavakarasu of VKT Financial but suffice to say for now in respect of all those who have suffered at the hands of this fraudster I have gone against my better judgement and decided to add my views to the Complaints Board. In the interim I must add that I was recently swindled for $28, 500 by Tom Thiru's cousin Rohini Sivalingham and her brother Mahalingham Thangeswaran. I have already filed in Small Claims against these two Defendants for which matter I am presently proceeding to High Court after not being successful in two Small Claims pre-settlement conferences, although both Defendants were advised by the Mediator that they should make a settlement and avoid further costs of a higher court. I will follow up to inform the Complaints Board with the results of this matter in the pursuit of 'saving people' from the likes of such fraudsters.

    8 Votes
  • Ni
    Niru kanthan Feb 08, 2017

    @Frank Fernandes Frank Fernadades is a Scam Artist, and has defrauded CIBC, Canadian Tire, RBC and many other small private lenders. Yamunakumari Nithiyananthan and Nimalan Gunarajan were failed to pay their mortgage payment to the private lenders. If they have paid their mortgage payments, they will be rich people today, considering property pricehas gone up by over 50% since last 3 years. Because they were trying to defraud the private lenders, God punish them for their sin and mis deed. Tom Thiru is a good man and God is always on his side.

    4 Votes
  • Ja
    Jacob19 Feb 09, 2017

    @Niru kanthan Niru Kanthan, I don't know you but how do you know that I didn't pay the Mortgage and blame me without knowing anything about this Mortgage fraud which I am fighting to get JUSTICE . Do you know that I don't have any mortgage with your boss... Tom Thiru. He doesn't have any mortgage lending licence from Financial Service Commision. Do you know that if we don't have any licence from Government of Canada, we can't even run a Shoe Mending Store.(In Tamil Sapparththu repair shop) We can't cheat or fraud Our Government. It's a fraud and also its a Crime. Please Niru Kanthan, don't encourage this person to cheat/fraud our community. If you want arrange for a Press/Media. Meeting and invite the Toronto Police/RCMP/OPP and all the VIP/Politicians who ever Your Boss is hanging on...we all willl bring all our Legal Documents/Evidence to show/prove about his Honesty. YES GOD IS ON HIS SIDE...!!! O.k. Can I tell you ... Please don't help him to fraud his own community Come to Durham Police, we can come and give all the evidence to them to Investigate/and take action immediately please. Your Boss and Wife declared Bankruptcy/Proposal, My lawyer gave the documents as proof to me. Please stop Blaming the innocents who lost everything and crying for Justice.

    0 Votes
  • Ro
    Rohinir Jul 24, 2015

    I am totally disagreed with all the alligation and their untruthful comments.

    -5 Votes
  • Ja
    Jacob19 Dec 09, 2016

    @Rohinir Rohini...how a Professional can sign legal documents by his nick name ? Do you know he is signing the deed/title by his nick name "Tom Thiru " and his lawyers are supporting him to cheat the Police and the Govt. Of Canada. Oh... You also one of his partner in his fraudulent activities. You are living with him and enjoying the benefits. Yes, Tom Thiru also known as Thirukumar Thirunavukarasu is a big Fraud. He cheated so many public/innocents, stolen their properties and money and declared proposal/Bankruptcy . He even sign so many legal documents for others like lenders. He can easily create Fake documents/ID's . He never filed any proper informations about him in CRA. See, he is cheating Canada Revenue Agency. Very Soon... He is going to answer for all these frauds.

    2 Votes
  • Ro
    Rohinir Jul 24, 2015

    My name is Rohini Sivalingam, and I am not a relative of Tom Thiru. I have known Tom Thiru for over 12 years. Tom Thiru is a Financial Planner, very good person and a excellent community leader. Both Nithiyanathan Yamunakumari and Frank Fernandes have frauded many lenders, banks and their own relatives. These people have failed to pay their creditors and credit cards debts, now they blame others for their failure. All of the allegations and bad comments about Tom Thiru are not true. These people have made themselves a very bad Karma and all mighty god will punish them. I would hereby kindly urge them to remove their allegations and comments immediately.

    -3 Votes
  • Ja
    Jacob19 Jan 04, 2017

    @Rohinir Rohini/Tom Thiru, . Do you have any proof of documents to prove ? Please arrange for a Press Conference with the Toronto Police, OPP, RCMP, and all the VIP''s/Politicians who ever you are hanging on, then we all can come and give/show all the evidence, then let them decide about your character and they will tell you who you are ? Oh...you are a big man ? Who told you ? You are big fraud... You signed the legal documents by your nick name. Can you remember you transferred so many innocents properties by your nick name " Tom Thiru " and made money with the help of your team lawyers Terry Walman/Norman Silver/Sanjaykumar Dosh/James Morton / Melvyn Solomon / Kesavan Thanga Mudali / Kumar Sriskanda / Suvendu Goswami and Sidaltaf Patel . (Even more lawyers on list )You fraudulent transferrs on title by the Nick name is on Deed/Title. Any body can easily verify from Toronto Land Registry. Yes, . Every one is wondering how you and lawyer team is cheating the Courts, Police and even the Government of Canada and making money and damaging the Canadian Economy by Real Estate/Mortgage Scam. Tom, how. You manage to run a Talk show on BMD Radio show and passing comments on the " Tom on the Run Talk Show " after you and your wife Sutharvilli Thirukumar declared Bankruptcy/Proposal through the Trustees Kunjar Sharma Associates. Don't fool the innocents/Public by your jeopardy.. Very Soon... Get. Ready to Answer it. You are King of King preparing/creating fake I.D's, documents and cheating the Courts/Police/Sheriff/Land Registry /Bank and all Government Authorities including Canada Revenue Agency and Immigration Authorities. Tom, remember how you gave fake documents to the courts on behalf your friend Georgia Quash and cheated the Honble Justices and Ministry of Health to prove her a 4th stage Cancer Patient and getting medicine from USA. Ohip coverages are there for Cancer treatment. Breast Cancer Society is helping through their Charity Organizations. Oh, You and Georgia Quash and the lawyers from First Canadian Title are so smart to create the bills for $14, 900 US dollars monthly treatment expenses and tricked the Justice Sachs nicely. Well Done...!!! Very Soon everything is going to come out. So, You created all documents and gave it to the lawyers to Trick the Hon'ble Justice and the Court. Stupid, she wrote...that means any of the Cancer Patient can steal innocents property with your help for the US medical Treatment expenses...!!! Even the First Canadian Title Insurance Lawyers are so smart, and helping the fraudesters to escape from Justice. How can the Canadians Trust First Canadian Title Insurance to get Insurance for their properties ? Tom Thiru, stop your fraudulent activities and think to escape from your KARMA please. You can't take $100 Million Assets with you, when you are going to say Good Bye to All...!!! Realize and stop stealing others properties, hard earned money and put them on Road...!!! Karma will continue with your loving wife and your children. Please don't post on others name like Rohini, Mano, Bahee, Kannan ... Yes, Tom ...Life is Wonderful Live and Enjoy with the God's Blessings ...not stealing /cheating/frauding from your own Tamil Community. Yes...this month is Tamil Heritage Month...You will act like a Tamil World famous Man...!!! Never...and Ever Tom Thiru, You are Tamil Thuroki, ...!!!You and your partner Panneer Shelvan Kannuthurai cheated so many Tamil Innocents . Very Soon everything is to come out through the media.

    0 Votes
  • Ro
    Rohinir Jul 24, 2015

    Tom Thiru is a good Man and if you are complain about him, that means you are admitting that you didn't follow the protocol and your own responsibility. It is very easy to blame others for your own failure. Like Tom Thiru, work hard and come up in life.

    -3 Votes
  • Ja
    Jacob19 Dec 08, 2016

    @Rohinir Do you know he doesn't have licence for Morgage lending from Govt/Financial Services Commission, and signing the Title on behalf of his Corporation 1769656 Ontario Inc, VKT Financial by his nick name Tom Thiru. His legal name is Thirukumar Thirunavukarasu. Please stay away from him, he is a big fraud. Now his wife declared Bankruptcy and Tom Thiru declared Consumer Proposal/Bankruptcy recently through the Trustees Kunjar Sarma . His Manager, declared that his Assets is $100 Million. He is a big Scammer. He will give 2nd/3rd mortgages for high interest, and without knowledge he will steal your property using fake ID's/Documents/address and easily got default judgements without your knowledge and with the help of sheriff easily he will evict your from your valuable home., and over a night he will transfer the property to his friend for market value to get mortgage from Home Trust, and escape from Justice. He is having Judges and Lawyers in his pockets. No Justice in Canada...?????

    -1 Votes
  • Ro
    Rohinir Jul 25, 2015

    MY name is Terriminy, I have been a client of Tom Thiru for the past 15 years. I am a very long time investor of Tom Thiru. I hereby give him 10 out of 10 on his performance and his honesty. My question to you all that if you believe these people alligation, which indicates that Tom Thiru has a such an influance over Newmarket Court and 43 division police, that means Tom Thiru Must be King of England. Please do not believe these people stories. They are nothing but bunch of losesers.

    -5 Votes
  • Ja
    Jacob19 Dec 08, 2016

    @Rohinir Tom Thiru...Why you are cheating the public... You only creating so many accounts and posting comments...What a Shame...!!! These judgements are nothing Tom Thiru/Thirukumar Thirunavukarasu... You think you are so smart...!!! God's Judgement...is nearing for you to answer...!!! Everyone's tears... Sure you willl answer it very soon...!!! God is So Great...!!! These are no Stories... Tom Thiru...!!! With legal documents proof ...They wrote everything by their blood and tears...!!!

    0 Votes
  • Tr
    truth211 Jul 29, 2015

    This guy is a fraud. He ruined my family's life as well as many others. We must get this individual behind bars!

    4 Votes
  • 09
    09876 Jul 30, 2015

    Hi SBK10, If you think he so bad, why can't you come out and contact the Police. Why are you hinding behind your mother Yamunakumari Nithianathan. I know you, I have met you and your mother at Tom's Office, when you received Tom's help, your bank power of sale your house. Be a MAN, come out and face the music.

    -2 Votes
  • 09
    09876 Jul 30, 2015

    Hi 09876,
    I agree what your statement. I have known TOM THIRU for a long time, He was a Scotiabank Manager and a very high educational standing. He has been as a financial expert in many TV's and Radio talk shows. Always, the bad people wants to bring done the good people, For example Mahatma Gandhi was killed by a bad guy, who doesn't like his ideology. Tom Thiru is no different. As I know, 90 % of the people love him and call him 24/7 to receive his financial advice. Lately, I have seen many politicians contact him for financial strategy for their flatform for their party. These Bad guys who talks bad about TOM THIRU, will pay the price when the time comes. All these people have very limited knowledge, including people like Raveena, Franances, Nimalan Gunarajan and Nithiyanathan.

    -4 Votes
  • Ja
    Jacob19 Dec 08, 2016

    @09876 Oh...you don't know he doesn't have Any mortgage lending licences and cheating the innocents, even he was fired from Scotia Bank because of his fraudulent Activities...!!! He signed all the transfers /legal documents even the deed(Ttile) by his nick name... Tom Thiru...!!! He is throwing Public mney to the Media people and doing the TV/Radio Show/Talk to show the public that he is a VIP. What a shame...takaing photos with the M.P's...and other V.I.P, Politicians and showing the innocent public to believe him a Gentleman. Recently he and his Wife declared Proposal/Bankruptcy after cheated so many innocents. He is big fraud used dead peoples ID's information to steal innocents property. He is having lawyers to transfer the property easily without their knowledge over a night when the original owners living in the property using fake documents to get default judgements to evict them from the property. Tom Thiru... Please stop cheating your own community to steal their hard earned money and properties. God's Judgement day is nearing to you and your family. Be prepared to Answer it. You know what happened to 22 Gaitwin Place, property, you signed the deed to transfer the property to Georgia Quash...on Oct 23rd 2013, using your nick name Tom Thiru for legal documents to sign Nov. 23rd 2013 she diagnosed for 4th stage of Cancer... Everything is in Court file... !!! You and yournlawyer team is drinking innocents blood and tears...!!! Again and Again you are cheating your own community ...and acting like a VIP... To escape from Justice...!!! Very Soon everything is coming though the Media to the Public with the proof of all legal documents...to prevent the innocents...!!! You can easily get judgements in court hiding the truth and using the lawyers to cheat the innocents...!!! But one day ... You will realiaze...Justice is Justice...!!!

    -2 Votes
  • Ja
    Jacob19 Aug 03, 2017

    @09876 Hi 09876(Tom Thiru/Thirukumar Thirunavukarasu/Sutharvilli Thirukumar) Do you know that now he is using THE BOND GROUP... to cheat the innocent public to make money/steal their valuable properties/assets. Please don't support him to cheat the Government of Canada. Canada is a nice country. Please inform the Police/OPP/RCMP to investigate his fraudulent activities/mortgage scams/forgery/Identity theft/stealing innocents properties/assets/money. I think/suspect, that you also a partner of his activities . Good Luck 09876...very soon you will realize...!!!

    -1 Votes
  • Ja
    Jacob19 Sep 17, 2019

    @09876 Without a qualification, with the fake certificates and he cheated the Scotia Bank Authority and others worked in the Bank. during the examinations time when my lawyer asked, on Feb, 7th 2018, he told he got the BA, graduated from the Norway High school, not from the University. When she asked for the certificates to produce for the discovery he and his Lawyer mentioned he lost everything. Even my lawyer asked to get a copy from the educational institute, he refused to submit. Without a proper qualification, without a licence from Financial services commission only he cheated/defrauded so many innocents and took their valuable properties/assets/money by title fraud /mortgage scam. Again he used his fake educational certificates in the name of Tom Thirukkumar Thirunavukarasu and got the Real Estate Agent Licence, and still he is defrauding the innocent public in so many nick names and signing the legal documents/ titles, also with the nick names to make money by fraud. Please Stay Away from him, otherwise, you will loose everything.

    0 Votes
  • 09
    09876 Jul 30, 2015

    Absolutely disagreed with these bad people, who wants to bring done a World class Tamil Leader. Tom Thiru is a Financial Guru, People can NOT bring him done. All mighty Gud protect him for all the good things that he does. Tom keep up the good work, forget about these nonsense people who doesn't have a back bone.

    -5 Votes
  • Ja
    Jacob19 Dec 08, 2016

    @09876 Who told you, you are a World Class Tamil Man. You are a Tamil Thooroki... You are damaging/cheating/stealing your OWN TAMIL COMMUNITY's property, money, assets and putting them on the road. Remember, what you and Shelvan Kannuthurai did to Baskaran Sivapirakasam... Stolen his hard earned money more than $700, 000/ the only solid evidencenis the video to prove that you all are big cheaters/fraudsters and how you all cheated Judges to get favourable Judgements to dismissed the case and put him and his family on road. You all lied to the Hon.ble court used fake documents to prove that you both and your lawyer team is Perfect. .For Kannan Karnkesu's brother case Domus Financial... You got a draft for $55, 000/ and cashed in your son's name and gave documents at time he is only 12 years and mentioned in court that he is a Investor...They won the case, immediately your wife did the bankruptcy... For Nimalan Gunarajan, your best friend ... Your cheated him after he paid you $65, 000/- you didn't retur that cheque back, after you received the money thro' a lawyer went to court...Poor man... He spent more than $150, 00/ on lawyers won the case but... You wife did the Bankruptcy...!!! What shame...!!!Why can't you tell all these on your TV/Radio Show's Tom.Thiru...(Nice comments on Tom on the Run BMD Talk Show...yes... After you declared bankruptcy and commenting the public...Shame of You...!!! How can you mention that you are a World famous Tamil Man...!!! For Jude Anyonypillai's case... You and Bakeerathan Balasubramaniam stole his property using 2nd mortgage ...oh My God... Sold for Market value...took all the money...put his family on Road...!!! He spent more than $140, 000 legal fees on lawyers...but you and you lawyer team...Cheating the Hon ble Court/Judges and getting favourable Judgements...!!! Remember... Your Team Lawyers Kumar Sriskana, Norman Silver, Kesavan Thangamudali...already.their licence revoked.by the Law Society...!!! More.to come on the list Tom Thiru...!!! ! How damn cheater/fraudester you are ? Then...you post, used some body else name and mentioned that You are a World famous Tamil man like Ghandi...!!! Oh... What a shame... !!! He never steal others property/money/assets Tom Thiru...!!! For my case...you used a dead person Vigneswaran Ponnambalam, to steal my property... Your lawyer Terry Walman, gave his personal cheque to Home Trust to get my mortgage without my knowledge or consent registered on title, used fake documents ...ID's ...addresss(mail Box UPS) and transferred went to Newmarket court got easily judgement ...with the help sheriff evict me from my property... Still I am fighting...but the Judges are (????????) spent almost $220, 000/ on legal fees ...you know how you are cheating/lied to the court...no mortgage with 17969656 for the property...in my name... You created fake.documents ...set up the court...O Lord...!!! You are a big fraud...Used Leslie Philpotts to sreal my property...gave him. Money...ticket send him to Jaimaica...Used UPS box...Brimley for his.residence...got default judgement easily in Newmarket...altered the sheriff order...how smart you did all these criminal activites... O.k. Tom Thiru... Bring all the Media People...Your Lawyers, Polticians... Toronto Police, OPO. RCMP, Your friends well wishers ...special...Durham Tamil Association, Durham Tamiil Cultural Academic Association ...members.(...because you are the President for this) We all who affected by you will come and show/prove with all legal documents... ...who you are...to the public to decide ...whether you are a Famous Tamil Leader or a Cheater...Media/Public/Police can decide...Tom Thiru...!!! ...!!! You are frauding/cheating your own community for money...!!! Please arrange the Press/Police Conference to prove who you are to the Public Very Soon...!!!

    -2 Votes
  • Be
    Bellamie Jul 30, 2015

    Just a suggestions there 09876 or Rohinir or whatever name you plan on going by next but maybe you should makes sure you have signed into your other fake accounts before claiming to be someone else and agreeing with your own comments.

    How is it that in one comment your name is Rohini and then the next one you post, FROM THE SAME ACCOUNT says your name is Terriminy? Oh THAT'S RIGHT - because you are LYING

    2 Votes
  • Ja
    Jacob19 Dec 09, 2016

    @Bellamie Yes...he is creating accounts and cheating/showing that he is a VIP ... This Terriminy he used on property in 2014 signed all legal documents gave 3rd mortgage on the property, registered in LAND REGISTRY and try to sell the property... But I arranged the Lawyers Cassel Brock, immediately his lawyer Doshi Sanjaykumar, cleared from Title . Tom Thiru signed all legal documents and registered the mortgage used his mailbox 15, Westney Ajax address and fake documents /ID's and create so many illegal documents and transferred the property. See, how he is stealing innocents property over a night while they are sleeping in their Dream/valuable house. WHERE IS JUSTICE AND LAW & ORDER ? If any street man steal a chip bag in a Grocery Store, immediately... The Police arrest him produce him in court, and came in Media ... But this Guy, and his famous lawyers are stealing milllions of $ from innocents/public and even from banks /Govt. Why they are allowing him ...to go ? What is behind this ? Where is Justice ?

    0 Votes
  • St
    stoptom Aug 17, 2015

    Tom Thiru Financial Guru... hahahahaha, Rohini aka Terriminiy aka Tom's mistress whoever you are tell Tom Thiru he's going behind bars soon. How smart are you and your great "god" tom... to use the exact same account to comment, Mr. Thiru lets see how long you continue hurting innocent people for, your end is coming near. All the people you listed are the people who is fighting against this fraudster koodos to them... Soon everyone else will be saying "chow" to him...

    3 Votes
  • Ma
    Manao Aug 28, 2015

    My name is Mano, and I have known Tom for a long time. I disagree with all your bad Commons of Tom Thiru. As many of us know, Tom is a good man with an excellent character. As per my personal investigation you three are mentally ill people, namely, Yamunakumari Nithiyanathan, Nimalan Gunarajan, and Frank Fanades. You have no proper work, maybe taking welfare and complains about others. As I know you all have very limited knowledge, maybe high school is the maximum. Find a job or if you need work call me at 416-990 1887. Please don't hide behind the computer and write your nonsense messages, if you want to say something bad about a person that I know very well, call me. If you want come out and let's meet you at the police station, i will ask Tom to come as well. As I know, you're a cheater and owing money to many people, including you owe money to Tom.

    -1 Votes
  • Ja
    Jacob19 Feb 12, 2017

    @Manao Mano I talked to you, and said that We all are prepared to come and meet you and Tom Thiru in any Police Station with the Media People. But you are hiding behind Tom Thiru and not answering the phone. Oh, I know you will support him because Tom Thiru invest on you. So, you are helping him for his fraudulent activities. Don't blame innocents for your own benefits. How do you know we all are mental illness people? Do you have any medical report to prove ? We can ask the Police to investigate and get the reports from you and show us. Stop your unwanted blaming messages about the innocents who were lost everything and crying for Justice. Please. Go to a nearest Police division tell the truth to them about Tom Thiru and help them for their investions, atleast you can get any reward for the valuable information which you know about him and help /save the community from the fradulent activities of TOM THIRU/THIRUKUMAR THIRUNAVUKARASU. Its a Public Awareness.

    -3 Votes
  • Ja
    Jacob19 Nov 22, 2019

    @Manao Ha...Ha...Mr.Mano, Now are you ok...? What happened to you...? All the people who prayed and you got the punishment from God. What your friend Fraudster/Scammer/Criminal TomThiru aka Thirukumar Thirunavukarasu aka Tom Thirukkumar Thirunavukarasu did to you ...????? Ha...Ha...Ha... you were with him and cheated so many innocents. Now, he cheated you...!!! come out and tell the truth to the Police /RCMP/OPP or the Medias to publish to bring a Public Awareness. Who is next ...he is going to defraud ...?

    0 Votes
  • Sa
    sacy Oct 15, 2015

    I disagree with the complaint and her supporters. This is Sacytharan, I just read this complain. This what I have to say; I know most of these people named here, and just last week I heard another lady Raveena Rajasingham speaking support of the Complaint. I think, most of these people do not have much to do with their time. My suggestion would be do not complain, speak to the people directly or as the previous disagreed person said go to the police. If you don't, we all know you are the person who is the cheater. You must be lucky, you are dealing with Tom, if it is someonelse; they will not be taking this lightly. Be a good person or try to learn to be one.

    1 Votes
  • He
    hennyking77 Jan 18, 2016

    IF Tom Thiru was such a great person, we wouldn't need so many fake accounts and Rohini trying very hard to back him up. If you guys were true professionals, you wouldn't be exposing the clients situation in the first place. It just proves that your trying very hard to make him seem like a great person (or a "God" for you slaves that will lick him). Rohini and Mano, you guys are Tom's dogs. And Mano, so you claim that those clients are on welfare, and lack knowledge. Very professional of you... makes me wonder if you passed elementary school? As a professional, you shouldn't really try to get revenge on clients, and expose confidential information. I don't know who Tom is, and I have never done business with him. But as a bystander, I am almost positive that he is not the best person because Rohini and the others (could be all Rohini) have almost proved it. PS. These people cant really go to the police with no evidence, and you guys know they have nothing, so stop suggesting it cause you know you can get away with it. :)

    4 Votes
  • Ja
    Jacob19 Feb 12, 2017

    @hennyking77 Yes...On 7th Feb.2017, . Tom Thiru/Thirukumar.Thirunavukarasu, sent the Durham/Pickering Police to arrest me...the complaint is that I told him in Court on Dec.22nd 2016, that I will break his Legs in Our TAMIL LANGUAGE, ...so he is scared and put and entry to arrest me. See...one of .his professional Qualification is giving false complaint to the Police. The first complaint he wrote to Toronto Police is in 2009 and filed the copy in Court. (I have copy of that ...OMG, he lied to the Police and to the Court and mislead the Hon. Judges. (2) 2010, he gave a complaint and send the. Under Cover Officers to my house to arrest me, they came on Sept.26th tried to park front of my house but they saw me and my sister were outside the house, they went parked their vehicle opposite to my house (12, Gaitwin Place 's driveway) . At that time my sisters' family and mh youngest son was with me. Nobody got down from the house. We both have some suspicious came in and watched through the windows. 15/20 mts later one person got down from the vehicle straight from there came to my driveway . When entered middle of the driveway, immediately I called the 43 Division Police, at meantime opened the door and went out with my sister, he ran away from the driveway and walked fast to the top of the road near to the school Churchill heights and talked to somebody on the phone. When I called Police, the officer asked me to stay in house not to stay outside its not safety for us and Police officers are comng. So we both came in because we know something is going to happen badly for us. But we continued watching on that vehicle a few minutes later the person who came to my driveway, jumped over the fence of 12 Gaitwin Place, and came near his car watched my house opened his car talked to somebody inside and got in. 1 hr later the owner of the house came, he shocked parked his vehicle on the road went near to that car, immediately went to his car took his family and returned back to his house. I thought something wrong and opened the door and called his name and ran towards to him to ask about the vehicle also to tell about that somebody entered my driveway ... He stopped but asked the family to go in. When I reached near to the car, I noticed no body was inside, he came near to me and I asked whose car also started to tell that...Immediately 2 officers in undercover got down from the Vehicle pulled their Revolvers and pointed out both side came near to me and asked, Madam, why are you making a big scene... And told that they are came from Toronto Police, we are undercover officers, at that time my son, niece my brother-in-law all came behind me so my niece asked for the ID's to show and told we are suspecting that you all are Tom Thiru's friends/team... Then one officer only flipped very fast and showed his ID but the other one refused. The senior officer(?) asked me, who is living the basement...(I don't why he asked about the basement only) so I told me and my family is living in the property and asked Why ? And asked is Tom Thiru sent you ? Then he didn't reply but asked shall I see the place... I told him why not officer, why you didn't came straight to my driveway and you only making scene to the neighbourhood and treating us like a criminal. He came with me and my family, came in I show all the legal documents my councils information...all evidence, he checked and agreed its a Title fraud, later he appologized and asked me to inform my council to proceed my case immediately and wish for us to get the property back and went. See, how Mr.Tom Thiru tried with his team to trick and arrest me to get into my house. Later only I heard one of his team member that he tried to put something /illegal thngs and put me to be arrested and to take over the property to hand over Leslie Philpots. See...Is he a Professional ? What shame of him ? For other people's house/money/assets he will do what ever he wants. Please stay away from him. These are everything in record. I never blamed the Police or Government Authority, Tom Thiru is making fake documents and giving false information to the Police and other Authorities including Courts/Land Registry to steal innocents house and make money. You know now the days Civil Litigation legal fees are so high. So we middle class people can't afford to pay the Councils...and other thing he is misleading our councils also giving fake/false informations. I will give you more 15/20 court case file Nos to you about /against Tom Thiru aka Thirukumar Thirunavukarasu /wife-Sutharvilli Thirukumar and his unlicenced Corporations - VKT Financial Concept Inc and 1769656 Ontario Inc(Even so many other No. Inc he is having without licence) I will give a list of people who affected by him and crying for Justice. (3) 3rd incident in 2010 Dec.1st of my car accident...to stop me not to go to Court on Jan4th 2011, to proceed the Trial I did the Act-in-Person in New Market Court. The property is in Scarborough, but he and his team went to Newmarket Courts. Why ? All these days non of the Judges look into this matter... And dismissed his case. One of my. Council told There is a Rule... Only Criminal case can filed in anywhere., and for civil matter it has to be filed convenient of all parties and there is a Rule to proceed. But Tom Thiru had so many cases in New Market Court House. . WHY ? He planned to stop me because he signed and gave an Affidavit to Court tha it mentioned " My full name is Sutharvilli Thirukumar known as Tom Thiru " it was signed by Tom Thiru on the name of his wife, and also his lawyer Normon Silver certifiied the signature.(Normon Silver Licence was revoked by the Law Society) because Tom Thiru lied to Court. Its still in Court file. I have all evidence. (he tried to did the break enter to steal my documents in 2011 but he couldn't get it) Its a forgery, mislead/lied to court. (4) April 14th 2011 he planned/set up the Sheriff alteted the Sheriff order did the break and enter my house he tricked with my Lawyer Normon Epestein to get into my house to take over/steal/and harass me to leave the property and go. At that time my husband was in the house while sleeping in the basement his Partner /friend Aton Simms brought the Sheriff from down town/Newmarket(?) they did the break and enter went to basement asked my husband to leave the place when refused they called the police 2 officers came harrassed/ assaulted my husband (still he is having pain and bump on his back) handcupped him brought him out of the house. The officers believed its a original Sherriff Documents. But Tom Thiru alterred and put me and my family on the Road from 14th April 20th. 2011. The Police officers brought my husband out of the house put him in the Pollice Cruise, 1 hr later gave the keys infront my son who rushed from work to worried about his father, because he is a heart patient, but the Police officers never allowed him to go into the basement but heard his father's crying when both officers harassed/assault him and he called the police another officers also came to the scene. Before that they brought my husband out of the house. See...Tom Thiru's set up... Actually Sheriff officers has to take the House key till the investigation over... But front of my son Sheriff Officer gave the key to Aton Simms. And relased my husband from their cruise and forced my son and husband to leave the police . My son noticed my husband struggled to talk and breath he took him to Centenery hospital by his friends Vehicle. (Every day I went and parked my car near to my house and cried and prayed...God to punish him and his team because Tom Thiru and his Team including Lawyers did this to so many innocents ) the next day court date in Appeal I forced my lawyer to give a Affidavit of the incident he did The Hon Justice Epestein from Appeal Court got mad and told Tom Thiru and his lawyer to give the Key immediately to the family and Tom Thiru's lawyer mentioned that I didn't pay the mortgage to him, but my lawyer never defend for me (The reason he never defend ...he got the fees from me and supported. Tom Thiru for...which he gave more and stopped) But the Hon.Justice doesn't want to put us on road and wrote me to pay 24, 420$ which they asked to and mention in her order. Its for.cost or the mortgage arrears. She doubted about Tom Thiru's fraud. I don't have any mortgage with this Famous Fraud... I have all the proof...Everything is a legal documents. Still he is keeping my money in his Trust Account. Tom Thiru has to come forward to the Media/Police to prove that he is a Professional. His fraud money is speaking every where. But one day... Truth is going to come outn ...to prove about Tom Thiru /Thirukumar Thirunavukarasu and his Wife's fradulent Activities very soon. (5) Incident he and his friend Georgia who is holding the property title for Tom Thiru went to. 43 division Police in 2012 June/July complained that me and my husband came to 22 Gaitwin Place, while my husband driving the Van(My husband doesn't have licence, he never learn to drive) in the night even in the mid night and threaten to leave the property more than.20 times. Witnesses Tom Thiru and his Friend Sivaraja and Georgia's friends and relatives. And filed for a Peace Bond in June/July. In November 2012, one of the Durham Police Officer came to my son's place where we both living now, served the Summons to both of uson 25th and to appear for the 1st court in Warden/Eglinton. We both went Presecutor gave the Disclosure got and.Retained a.Criminal Lawyer . You don't believe we went for 11 court days. Every Court date Tom Thiru and Georgia together came to Court in Tom Thiru's Vehicle . After 7th/8th Judge ordered for mediation. We both told no we want proceed. 1st day when we signed the retainer the lawyer of us was so confident and he advised us and agreed to proceed for a lawsuit against both. After 7th/8th court date, our lawyer adivised us to sign the Peace Bond or go for a Settlement...We both. Shocked... We are so upset...You don't beleive Tom Thiru 's advise/request(?) only my lawyer turned and asked us to do...we refused... But the Crown...couldn't proceed...(??????) Everything is a set up of Tom Thiru. My husband saw in the court Tom Thiru is begging my lawyer to sign the Peace Bond, and my husband scold our lawyer infront of Tom Thiru on the 9th Court date. After that he never came to court to proceed my case but sent a Articling student for the last 3 Court dates. Comparing with is Criminal...Court...matter TOM THIRU CAN EASILY GET FAVOURABLE ORDERS/JUDGEMENTS & POST HERE OR GIVE /SHOW IT TO ANYONE THAT I AM A PROFESSIONAL AND HAVING $100 Million Assets but Me and My wife can easily do Bankruptcy. No body can't ask/stop us. You don't believe he is having 10/11 professional Qualification. See after his name he will never forget to mention it. Tom Thiru... Please stop posting in other peoples name Rohini/Mahalingam/Terriminy/Mano/Kannan/Sacey/Niru K/Niru Kanthan... You frauded/cheated so many people and mentioning that You are a Professional...!!! What shame of you and Your Wife Sutharvilli Thirukumar. Give my property back immediately and clear other peoples matter also. We all are crying for Justice. This is a Public Alert...Still You and Your friend Panneershelvan Kannuthurai cheating so many people with the help of your Lawyer team.

    -1 Votes
  • Tr
    truth211 Mar 24, 2016

    Hi Tom,
    your friend Sriskanda just lost his lawyer license:
    Summary:
    SRISKANDA – Professional Misconduct – Findings – Mortgage Fraud – The Law Society alleged that the Lawyer engaged in professional misconduct arising out of his role as solicitor in real estate transactions between the years 2004 to 2009 – The Lawyer denied the allegations and maintained that he had no substantive involvement in most of the transactions, and minimal involvement in others – The panel rejected the Lawyer’s characterization of his misconduct as no more than sporadic lapses in the supervision of his wife’s work, and his failure to heed the warning signs of fraud as attributable to his ignorance of the degree of fraud that could occur in a real estate practice – The panel found that the Lawyer knowingly participating in, or assisted, 12 fraudulent mortgage transactions – The Lawyer disregarded the red flags of fraud that he knew were present in the transactions, thereby facilitating fraud on his lender clients – He repeatedly failed to be honest and candid when advising his clients and failed to serve his lender clients to the standard of a competent lawyer – He acted while in a conflict of interest without adequate disclosure or consent and failed to share material information with his clients – He misapplied trust funds in relation to two transactions, in that he failed to demonstrate that he had acted on informed client instructions – Furthermore, various client files were altered after the fact with his knowledge and participation to add notes suggesting that his wife had advised his lender clients about unusual features of the transactions when no such communications had occurred – This was done in an attempt to mislead the Law Society in the course of its investigation.
    https://www.canlii.org/en/on/onlst/doc/2015/2015onlsth188/2015onlsth188.html?searchUrlHash=AAAAAQAJc3Jpc2thbmRhAAAAAAE&resultIndex=1

    Your other friends Mr. Shelvan Kannuthurai and Mr. Sanjaykumar Doshi will also get into trouble once this get's dug into further. You three worked with Sriskanda to help with your wrongdoings and one by one the truth is being revealed.

    3 Votes
  • Ba
    Bagee May 18, 2016

    I am currently dealing with Mr.Tom Thiru, and .some people speaks negative comment about him before . I went to speak to him about my financial situation. I was bottom of the financial status in 2013, when I have been kick out of my Condo by Home Trust, and I had three execution on my name. Plus Revenue Canada has a liens on my house, no one would give me any kind of mortgage. No one could stand up and protect me from my financial situation, but Mr. Thiru was our Angel, he helped us back in our house, if you miss a payment, please speak to him, he will help you and give you some more time. He's doing a good service by giving you a world- class financial advice. Today, I have made over $100, 000.00 return on my investment because I have listened to Tom's advice. Please pay your mortgage on time and if you miss a payment contact Mr.Thiru immediately, so that he can give you some time to pay, but Bank will not give you any time. I thank for Tom Thiru's service and his knowledge. I am richer today because of Mr. Tom Thiru. Therefore, I DO NOT agree with complainant. He or She must have missed the mortgage payments and very much ignorance people. Further, wants everything for free and live in the house free of charge. We Canadian work hard and pay our mortgage payments. Mr.Tom Thiru keep up the good work and God is on your side. You will be alright.

    -3 Votes
  • Fr
    Frank Fernandes Jul 17, 2016

    In support of 'Saving People' complaint Posted: Apr 10, 2013 (see top of this page). Both Defendants Rohini Sivalingham (Tom Thiru's cousin) and her brother Mahalingham Thangeswaran brought in Tom Thiru aka Thirukumar Thirunavakarasu as their representative at the pre-trial conferences (see comment posted June 19 2015). When Thirukumar Thirunavakarasu tried to insinuate that he was a law representative in order to justify his presence at these hearings, he was confronted by the Plaintiff's lawyer who then asked the Judge to remove Thirunavakarasu from the conference hearing. This was certainly not the first time this man tried to impersonate a paralegal and represent people at hearings (see 'Saving People' complaint Posted: Apr 10, 2013: "This guy is the biggest fraud you could meet"). The Judge had to request Thirunavakarasu several times to leave but he still persisted in attempting to destroy the Plaintiff's character. with false information. The Judge requested that he stop making these accusations and finally the Judge demanded that he leave the room immediately!

    2 Votes
  • Fr
    Frank Fernandes Jul 17, 2016

    Re: Small Claims Court Trial June 20 2016 held by Deputy Judge Shapiro: Although the Defendants Rohini Sivalingham (Tom Thiru aka Thirukumar Thirunavakarasu's cousin) and her brother Mahalingham Thangeswaran committed perjury at the hearing by making numerous false statements. It was also noted that the Defendants' Paralegal fully supported the false statements from Rohini and Mahalingham. At one point during Rohini's cross-examination, the Plaintiff's lawyer asked her if she had a dog. When Rohini answered that she did, the lawyer then said to her: "Even your dog would not believe you!" Both Defendants were ultimately held liable for $24, 000 and ordered to pay in 30 days as per Judge's endorsement.

    1 Votes
  • Ka
    kanan Aug 03, 2016

    This is Kanan, and I am a customer of Tom Thiru. He is a good man and very helpful to everyone. As I know, Mr.Frank Fernandes, Yamunakumari, Nimalan, and Raveena. All have received so many help from Tom Thiru in the past, now they can't receive any benefit from him, they are speaking and making false information of him. First of all, Rohini and Mahalingham are Tom's clients, Not their Cousin, where Tom has been their Financial Planner,
    Tom represented as a Financial Planner, Not anything else. Do not lie about Tom Thiru. I am sure you all have received all kind of sickness already by rule of Karma. You will be suffering more in coming days for your negative writings in the internet and bad mouthing. For the public, please do not believe any of the messages from Mr.Frank Fernandes, Yamunakumari, Nimalan, and Raveena, rather meet with Tom Thiru and inquire him. He will give you the clear picture.

    1 Votes
  • Ma
    Magalingam Aug 05, 2016

    This is Rohini. Tom Thiru is a very good professional adviser in Financial matters and he is a very good leader of the community. Now, Mr. Frank Fernandes is a liar and a fraud. Mr.Fernandes is able to make up a story to the Court about me and told a false story with supporting details. The true story is Mr.Fernandes borrowed the money of $25, 000.00 from his CanadianTire Master Card and then filed bankruptcy last year. Mr.Fernandes has always been a bad guy, further he has stolen many things from the flea market in Toronto. God has punished Mr.Fernandes with many diseases and illnesses, he is paying it now...

    0 Votes
  • Ja
    Jacob19 Oct 20, 2016

    Tom Thiru is a big Fraud. He used faked documents/ID' and mail box address as residential address and transferred the innocents properties over a night when they are sleeping in their Dream House. Be ware of him... He is having Agents in all community to cheat the innocents . He will give 2nd/3rd Mortgages for lesser amount, and will get signature and leave some space, then He will automatically increase the interest rates without your knowledge or consent and put you on road. He is having lawyers who were famous in fradulent activities to get default Judgement. He is so smart in preparing fake documents and filling in court, and easily getting judgement and with the help of Sheriff and Police he will do the break and enter when you all were out of you house and change the locks and eviict you from your valuable home and immediately transfer the property to his friend /family member or strangers even in the dead peoples name. After such a period he will transfer the property for market value for his friends and make money from Bank specially from Home Trust. Tom Thiru is having people in court office, Land Registry, City, Sheriff office to help him to fraud these innocent people. He is having lawyers to fraud the innocents and help him transfer the property illegally and make money and share. His lawyers some of their licence were Revoked by Law Society of Upper Canada. (Norman Silver/Kumar Sriskanda/Kesavan Thanga Mudali are some of them ) One of his Manager declared, that his assets is $ 100 Million. But his corporation/companies (1)V.K.T Financial Concept Inc(2) V..K.T Wealth Management. (3) 1769656 Ontario Inc (4) and also so many No. Corporations. He doesn't have any Licence for Mortgage Lending with Fysco. His wife declared Bankruptcy after cheating so many people. Even Tom Thiru/Thirukumar Thirunavukarasu(He is using/going as so many names and cheating the Public/Government) is also trying to file Bankruptcy to escape from Law and Justice. He is having more than 15 court cases against him. So many affected people couldn't get Justice ...because of the Lawyers and they couldn't afford to pay them. PLEASE DON'T TRUST HIM . DON'T GO NEAR TO HIM TO GET MORTGAGE OR LOANS...!!! BEWARE OF TOM THIRU. HIS LEGAL NAME IS THIRUKUMAR THIRUNAVUKARASU. BUT HE IS SIGNING LEGAL DOCUMENTS AS TOM THIRU AND TRANSFERRING INNOCENTS PROPERTIES OVER A NIGHT . HIS LAWYERS ARE TERRY WALMAN/Norman Silver/James Morton/Normon Solomon/Doshi Sanjay Kumar/ Patel /Kumar Sriskanda/Blaney Macmurty/Gardiner Roberts /Suvendu Goswami/Hannah Aina Mayukun and Kesavan Thanga Mudali (Even more lawyers he is having to fraud the innocents. Every thing is in legal documents to prove. Please don't trust him, he will take Photos with V.I.P's and Politicians/Specially with the M.P.'s.and show you to believe that he is a V.I.P. Financial Planner/Adviser... DON'T TRUST HIM OR HIS WIFE SUTHARVILLI THIRUKUMAR.

    0 Votes
  • St
    StopTomThiru Nov 17, 2016

    http://www.canlii.org/en/on/onlst/doc/2016/2016onlsth33/2016onlsth33.html

    0 Votes
  • Ni
    Niru kanthan Feb 08, 2017

    Please read the Court Oder then you will know about this lady, Yamunakumari Nithiyanathan, who was defrauding the banks and private lenders, but finaly, she couldn't cheate any more. Here are some of the Court Order against Yamunakumari Nithiyanathan. We have more Court orders and she has not yet paid any of the cost orders that has been ordered by the Court. She has never paid any of her creditors, including her own sister. When the sister's Son went to her house to collect their loan payment, Yamunakumari Nithiyanathan called the Police on her own sister.

    1 Votes
  • Ja
    Jacob19 Feb 09, 2017

    @Niru kanthan Niru Kanthan/Tom Thiru, please stop this nonsence immediately. Don't damage my family. My family is a respectful family. My fathers brother is lawyer Walter Veerasingam, who was acted as Judge in USA and his wife is Malinee Mendis Veerasingam. We came from Respectful family. We never cheat or fraud any people. My father is a strong supporter of Liberal. We are Christians, we grew up with God's faith and still all my family members are living with honest. Yes, I know what happened on that day you advised/forced my nephew to call the police, at that time you were on phone and gave instructions to him, . And my sister couldn't stop him, because you mislead him and at that age he couldn't realize he obeyed your order/instructions came to my driveway and you were on the phone and gave instructions to call the police, he did (behind this your money played a big role Tom Thiru) the police came, my sister also came with him because after 7 years he was born we know the pain and we all our whole family prayed ...and prayed My other sisters, specially my parents did the fasting and prayer atlast God answered he born in 1990, everyone loves him specially he loves me more than other Aunty's but for your selfishness and fradulent activities, own benefits, your targetted him and used/mislead him and my family relationship with that sister was destroyed/stopped because of this incident in 2008, Tom Thiru/Niru Kanthan, everything in 42/43 Police division record... You/Me can't lie to the Police. Please stop these unwanted activities and go and surrender in Police give my property back to me please. You know I don't have any mortgage with you. Only your lawyers are supporting you to fraud the innocents and sharing the money with you mentioning its a Power of Sale. There is no court order for Power of Sale. (1) Power of Sale was mentioned in Title by Srisivaskanda Siththamparapillai, who is living in Srilanka. He is the brother of the lawyer Kumar Sriskanda, who acted for me and Kumar Sriskanda, only signed all legal documents in Tamil and also he certified the signatures on the sametime. (What a Mortgage Scam, you partner/friend did) 2nd Power of Sale mentioned in Title by Vigneswaran Ponnambalam, who is desceased person you used fake Docu.ents/ID's, 15 Westney Ajax mail box address as his residence and you signed all leagal documents on his name.(What a Mortgage Fraud you did) 3rd Power of Sale mentioned in Title by your Unlicenced Mortgage Corporation 1769656 Ontario Inc, you and your wife (and so many others involved) owned frauded so many people and took mortgages from Home Trust and mentioning private lenders on Title, but the funds who took is ...(You fill it please ) you /me can't cheat or lie in Canada...everything is in Record Niru Kanthan. These orders are...????? Its still Courts. Justice is Justice. Please stop destroy my family Unity. I can ask my sister put an entry in Police., and clear this matter imeediately. Don't cheat your own community and give my property back. We are respectable Christian Family.

    -1 Votes
  • Ni
    Niru K Feb 09, 2017

    I have reviewed all the write up, and I have found out this website was created in 2009 by this complaint family members. It's very clear that the complaint has well planned & well executed to damage Mr.Tom Thiru's character and his personality via this site. As I see by reading of it, this family is very much mentally sick and bitter that they are very much vendetta against an innocent people. All the people here-named are very professional, including the Court, RCMP, Police and so on. I was speaking to some people, they confirmed that this complaint family is the biggest fraud and dishonest, including their own relatives told me that they owe them money and other things. I have put out some of the Court Orders, hopefully; the complaint board will allow it. If their family member is the Owners, then they may not. let's see.

    1 Votes
  • Ja
    Jacob19 Feb 14, 2017

    @Niru K I am sending the original/proper documents/evidence to the appropriate authority to see, how the Judges trust your fake documents and gave judgements. You and your lawyer team lied to Court and Land Registry. Very Soon, you are going to realize. One of the Judges already shocked...when he saw the original documents...!!! O.k. Everything is for GOOD... GOD IS GREAT. After 21 years only Indian Public got the Justice...!!! . See...Justice is Justice Tom Thiru, you can't buy the Law & Justice with your fradulent money. Stop. Cheating your own community. Innocent people.

    -3 Votes
  • Si
    siva Subramaniam Mar 14, 2017

    Tom Thiru is a great guy. He helps many people and I have received many help from him. He is the most loyal person that I have ever known. God bless you, Tom.

    0 Votes
  • Ja
    Jacob19 Apr 23, 2018

    @siva Subramaniam Mr.Siva Subramaniam/Tom Thiru, so what about the CTV news of 4th April, 2018 and the Brampton Police Investigation regarding Mr.Patrick and wife Gananamalar's property Title fraud./Mortgage Scam and criminal activities of 29, Eden Park Street, Brampton. it took 1 year to prove him a great guy or about his loyality to the Tamil Community /Public. Who is going to bless him now ? Mr.Siva Subramaniam... where is his most loyality gone now ?

    -1 Votes
  • Ds
    Dsiva Mar 17, 2017

    I have been reading this just now, and I believe; this is a real personal attack on Tom Thiru. I had contacted many people, they all have confirmed that he has helped many people. I have known Tom for a long time from Chamber of commerce, he is a good person and I will refer to anyone in need of financial advice. God bless Tom Thiru.

    Please STOP bullying people via internet. I also found out you have created this site by yourself to target people.
    Go to work, you fools.

    0 Votes
  • Ja
    Jacob19 Jun 16, 2017

    @Dsiva Mr.Dsiva/Tom Thiru... Why the Chamber of Commerce throw him away from their Association ? Why Tom Thiru fried from Scotia Bank ? Hi... Why You are supporting a Big/Famous Fraud ? He is big thief... who cheating the innocents /Government Authorities. Do You know how much income statement he is showing the Revenu Canada ? His wife declared Bankruptcy after she frauded so many people. Even he filed proposal documents in Courts...!!! Oh...Mr.D.Siva are you the partner with Tom Thiru/Thirukumar Thirunavukarasu. wife Sutharvilli Thirukumar and his partner Shelvan Kannuthurai for all mortgage scams. Ok...Mr.DSiva. arrange for Press Conference with Media/Toronto Police/RCMP/OPP and all the VIPs specially with the Politicians who ever he is hanging on and taking photos to show and cheat them easily. Who are you to ask me to go to work ? We are not fools Sir...!!! You only a big fool, doesn't know about this VIP and his criminal/fraudulent activities. We have everything in a legal document proof. Tom Thiru can easily create fake documents/ID's to cheat the Government Authorities. He is using so many illegal names to sign legal documents to transfer a night. Oh... You mentioned he is a Loyal person...Ha...Ha...Ha...!!! He is Tamil Thuroki... for money... he is cheating his own community... What a shame...!!! Oh good... Lick his legs and stay with him...!!!

    0 Votes
  • Ja
    Jacob19 Oct 31, 2017

    Please don't trust this man Tom Thiru/Thirukumar Thirunavukarasu and his wife Sutharvilli Thirukumar . I heard that he is still giving/arranging mortgages through the illegal lenders/financial institutions. Please don't trust him... For my property which me and my husband bought in 1997 for $ 189, 900 and lived for 17 years paid all the mortgages. He tricked me, We don't have any mortgages or even any relationship with him. He used a stranger/strawman Vigneswaran Ponnambalam to register on title in my property and used fake documents/ID's/UPS mail box as address and did the Title Fraud/Mortgage scam and altered the sheriff order and put my family on the road. His fraudulent transfer lawyer Terry Walman gave his personal CIBC cheque to Home Trust and without my consent or knowledge over a night with the help of the Home Trust Lawyers transferred the property used fake documents affidavits/ID's and mentioned on title its a Power of Sale . Even he transferred the property without our knowledge by 2$ donation. I /We don't have any relationship to give him a 2$ to Terry Walman. He used fake documents and registered on Title. Then he and Tom Thiru used one Vigneswaran Ponnablam...Stranger/Strawman ...and Terry Walman gave 2$ to him to transfer the property to Leslie Philpotts. My Matrimonial property 22 Gaitwin Place, which we lived from 1997 and we are the 2nd owners, paid 17 years mortgages did the renovations ...!!! ...Terry Walman/Norman Silver and Tom Thiru aka Thirukumar Thirunavukarasu, did mortgage scam over a night. They registered a mortgage on my property 22 Gaitwin Place, Scarborough mentioned 1769656 Ont. Inc on the . Title as mortgagor, which was owned by Tom Thiru/Thirukumar Thirunavukarasu and his wife Sutharvilli Thirukumar. on Nov.23rd 2009. Title holder/owner is Leslie Philpotts. Now, he gave affidavits to the court even he came to court and witness before the Judge Tuloch and Judge Gilmore. Leaslie Philpotts who illegally hold my property 22 Gaitiwin Place mentioned in his affidavit, he never gave down payment to Tom Thiru/Thirukumar Thirunavukarasu or even to his lawyer but he paid the legal fees and land transfer fees to his Lawyer Sandra Bebris for closing. Tom Thiru/Thirukumar Thirunavukarasu, used his unlicenced Inc...1769656 Ont. Inc to register a mortgage to steal my property 22 Gaitwin Place. His lawyer Norman Silver only did the closing for the property used his Fraudulent Agency "Norman Silver Agency " and over a night they flipped my property. Leslie mentioned that (in letter) Tom Thiru told/wrote him not to pay any mortgages till he give the keys of the property. Everything properly filed in court. Without all these happened without our knowledge 2/3 months later he sent Leslie to Jamaica on vacation...Tom Thiru and his lawyer Terry Walman/Norman Silver went to New market court filed a statement claim, gave fake documents /affidavit of service ...mentioned a UPS mail box store in Brimley/Eglington and said that is Leslie's house checked the Driver's licence and handed over the statement of claim and got the default Judgement in New Market Court. 22 Gaitwin Place is in Scarborough., why they go to New Market without going to Ontario Superior Court ? The reason they have Judges to give favourable Judgement easily in New Market Court. The lawyer Terry Walman had lot of influence in Courts. Leslie gave his Passport as an evidence to court because without his knowledge when he was out of country they planned and did this Title Fraud/Mortgage Scam. Where is Justice in Canada ? Why the Judges and the lawyers are supporting this scammer/schemmer and putting innocents on the road. Even Terry Walman doesn't have Mortgage Lending Licence for his Corporation ELLE and cheated the innocents by getting favourable judgements, using fake documents/ID's /addresses and filing false infomations in court to get the default judgement to evict the innocents from their valuable/hard earned properties. Even the Registrars are signing the default judgements without any proceedings. Oh my God... Why this people are cheating/stealing the innocents properties ? You don't believe after 9 years on September 26th 2017 for the examination, Tom Thiru created so many documents and produced through his new lawyer Lawrence Ben Eliezer, when I saw the documents on the table I really shocked... no wonder he created all those documents. Tom Thiru is an expert/king of king creating fake documents/ID's . I oppose and asked for the original to produce... His lawyer immediately postpone the examination to Nov.14 2017. The lawyer who Tom Thiru arrange for the closing is Kesavan Thangamudali . His licence was revocked in 2011 because he acted for buyer/lender/seller for more than 15 properties. So they have to take the originals from the Law Society... Lawrence his lawyer sent an email to my lawyer Audrey Warner, that they don't know the where about of Lawyer Kesavan's File...(??) so we can't prove it or no justice for us ? The next day Tom Thiru's Agent Christine Boland put the property on MLS and trying sell and escape from Justice. Already...Almost 7 pages of mortgages registered on the property. I put a CPL...The Hon'ble Justice Sachchas removed the CPL, the current title holder James Quash wife(Tom Thiru's Girl friend) got 4th stage of cancer and she is bring medicine from USA for $14, 750(US) every month so she want to refinance the property to get money for her treatment. At that my lawyer is TODD ROBINSON from leading law firm CASSELS BROCK never mentioned or argued how can she bring medicine from USA without a Dr.'s prescription... they gave the receipts from Scarborough medical pharmacy (Neilson and Maccowan) When I asked my lawyer... how the Ministry of health is giving /covering the treatment for cancer ...without their permission/authorization ...???? Yes... why the Judge Sachchs... removed the CPL...4th stage cancer is...?????? Dec.6th 2016 she remove the CPL 0n Dec.12th 2016 Tom Thiru registered 2 mortgages on the property 22 Gaitwin...Both are suspicious mortgages. WHERE IS JUSTICE IN CANADA. ? We lot of people are crying for Justice ? Same people/same lawyer team/same brokers mortgage and real estate doing this Title Fraud /Mortgage Scam and stopping our lawyers to not file proper evidence in Court. Canadian Economy is going down by these prople. Tom Thiru's wife declared Bankruptcy through Kunjar Sarma Trustees after she made Billions of Dollars from the Innocents .Tom Thiru declared consumer proposal and declared false information in Revenue Canada. He mentioned in his affidavit filed in court that his father-in-law and his brother-in-law brought 3/4 Millions of money brought to Canada. My question... are they brought everything in a suitcase ? They have to declared both Country, Sri Lanka & Canadian Government /Immigration Authorities. I am asking him to call the Police/OPP/RCMP and the Media also the Politicians who ever he hanging on . This man is supporting the parties by the money and taking advantage with the Politicians... taking photos and showing the innocents to believe that he is VIP in our Tamil Community. Please don't trust him...or his wife Sutharvilli Thirukumar and his partner Shelvan Kannuthurai...!!! I have all the illegal documents to show/prove both of them's criminal activities. Tom Thiru gave an affidavit that My full name is Sutharvilli Thirukumar and known as Tom Thiru. Hon. Justice Mullins/Mccowen and Boswell gave favourable Judgement after saw these documents and without a mortgage lending licence from Fysco. So the Judges are supporting the Public to run a business without licence like Tom Thiru and the lawyer Terry Walman. What is the secret behind this ? See... again he is trying to bring a another victim for his own benefits/stealing money and damaging Canadian Economy. James Quash is working in a Garage and step son is also ordinary odd job worker. He is not a professional. So how Tom Thiru used both of them on title... to steal my property 22 Gaitwin Place, Scarborough before the court orders in 2013. See he only created all documents/ID's / medical informations and filed in court and got an order easily to remove the CPL and immediately registered 2nd / 3rd mortgages.on the property 22 Gaitwin Place. I am really wondering how Tom Thiru manage to discharge the 3rd mortgage of Chad Wilson on my property 22 Gaitwin Place. So why he didn't appear in Court or file any defence in court ? He was defaulted and my previous lawyer got a default Judgement against him. . He is a stranger. If the OPP or RCMP search for these people who were on title will bring a lot of surprises to the Canadian Govt. and to the Innocent Public who are crying for Justice. Nov. 14th 2017 is the examination for Tom Thiru before that he is trying to sell and escape from Justice. From all these Judge's one side favourable Judgement and support of lawyers ...I think .. in future all fraudesters/scammers will freely without fear start to steal/cheat the innocents to make money . There is no law and Justice in Canada ? Land Registry had all the informations to give to the Police/OPP/RCMP. Why they are not giving to them to protect the Public and safe guard the Canadian Economy. Almost $600, 000 mortgage registered on my property. Who took all the money ? Land registry and the closing lawyers has to answer it...!!! I have more than 1000 legal documents to prove and already filed in court. But before the trial he is trying to sell/transfer the property to another person. I am really suspecting how he easily commiting so many crimes without any fear to the law and orders. Who is behind this fraud/scams ?

    -1 Votes
  • Ar
    Arun Kumar1212 Jan 02, 2018

    **ATTENTION***
    Looks like Tom Thiru's buddy can't do business no more:
    Next it will probably be Tom.

    https://www.fsco.gov.on.ca/en/about/enforcement/cdo/Pages/cdo-2017-11-27.aspx

    IT IS ORDERED that Pannirshelvan Kannuthurai is required to:

    Immediately cease soliciting persons or entities to borrow or lend money on the security of real property in Ontario, or holding himself out as doing so, including the soliciting of investors in any syndicated mortgage investments or soliciting investors to lend money to be secured against property owned or previously owned by Mr. Kannuthurai or a company related to Mr. Kannuthurai including the property at 189-195 Milner Avenue, Toronto and 4570 Sheppard Avenue East, Toronto; and
    Immediately cease otherwise dealing in mortgages as defined in section 2(1) of the Act.
    TAKE NOTICE THAT pursuant to subsections 48(4) and 49(1) and (2) of the Act, every person who fails to comply with an order made under this Act is guilty of an offence and every individual convicted of an offence under the Act is liable to a fine of not more than $100, 000.00 or imprisonment for a term of not more than a year or both a fine and imprisonment. Every corporation convicted of an offence under the Act is liable to a fine of not more than $200, 000.00.

    1 Votes
  • Ra
    Rage_over_social Apr 14, 2018

    This lady, Yamunakumari Nithiyanthan and her husband Nithyanathan Milton Hunt have defrauded RBC, TD, Scotiabank, Private Lenders Lawyer Kumar Sriskantha and Tom Thiru’s Lenders and her own sister. Don’t give her any loan or money, you will never get it back. These people have taken money from many people as a loan and donation to the church, but they never given the money to the church.

    0 Votes
  • Ja
    Jacob19 Apr 16, 2018

    @Rage_over_social Thanks Mr.Tom Thiru, again you started to hide your self and posting about me and my husband and my brother-in-law Milton Hunt, [censor] you mentioned about my sister her husband is Milton Hunt. You are a fraud/scammer/ even a criminal created fake documents and got the Judgement from the Hon'ble Judges. Without any qualifications and without any Fysco Mortgage lending licence you cheated the innocents. Chamber of Commerce President Mrs.Dilani Gunarajah, must answer for this photo which you posted here. You seated beside her on that day and took this photo and used it. Do you know if other people, who were in this Photo can ask her about this, she will know about your Professional misconduct. We 3 came from a respectable family Mr.Fraud Tom Thiru. Stupid, you are blaming my brother-in-law and supporting my sister. Every one know about your back ground now. Can you prove a single person that they gave a donation through me to my Church. [censor], uneducated cheater. That lady Gnanamalar is a poor lady, she is a disable person. Stupid, you created a Driver's licence and fraud her and her husband and put them on the road. You have some ladies to support to run a Association Tamil Cultural and Academic Association of Durham to cheat the innocents and hide behind those ladies and showing the Tamil Community that you are a VIP in our community. Stupid, everyone know about your fraudulent /criminal activities and waiting for your arrest by the Police. Even the Politicians, who ever hanging on you all also waiting to see you and your wife's arrest by the Police. Yes, who is going to tie the bell on your neck ? We'll wait and see...!!! Truth is Truth...!!! Justice is Justice...!!! I want to ask my Rev. to talk to Mrs.Dilani Gunarajah, President Canada Tamil Chamber of Commerce, regarding this Photo, which she invited us to participate in her Carol Service, and allowed you to post and damage others in between your mortgage scam /title fraud and criminal activities. I am going to make an appointment with her and show all your fraudulent /criminal activities and ask her why she is supporting/allowing you to do these mortgage scam to the innocents specially to the Tamil Community. Ha...Ha... now you using another fake ID to prove your self as a Pakka Gentleman. All these days came on so many peoples name such as Kanna/Mano/Kanthan/Rohinir/Mahalingam/Balasubramaniam... now you changed as Rage_over_social...You are a Pakka Killardy...!!! Good Luck...You have so many ladies in your Association to support you. Enjoy...!!!

    0 Votes
  • Ja
    Jacob19 Apr 15, 2018

    Recently I came to know about the Title Fraud/Mortgage Scam and also about the criminal activities of Tom Thiru aka Thirukumar Thirunavukarsu, who is the owner of VKT Financial concept Inc and 1769656 Ont.Inc through the CTV News Media. This man is famous fraud/Mortgage Scammer. 2009 Nov.23 rd he did the same title fraud /mortgage scam to me and my family for the property 22, Gaitwin Place, Scarborough, which we lived more than 17 years. I heard from Mr.Patrick Baskaran Joseph, he used one Mr.Ivan Blizzard asa lender for his property 29, Eden Park, Brampton and without his wife's consent or knowledge Tom Thiru and his friends/team Mr.Ramesh Nicholas and Mr.Rubin Ariaratnam, and created fake ID's/fake SIN Card /fake Driver's Licence and even citizenship card and also somebody else signed the illegal documents and gave/showed $100, 000 as 2nd Mortgage and registered a mortgage on the property. Doshi Sanjay aka Sanjaykumar M.Doshi and another lawyer did this fraudulent transfer/mortgage scam and helped Tom.Thiru team to fraud this innocent couple and tricked Mr.Patrick and got the 3/4 th of money back by a Bank draft and now put them on the road with the 7 years daughter and they are crying for Justice. Actually Mr.Patrick mentioned that Mr.Ramesh forced him to take a draft and got it from him and now they put them on road and also his lawyers never filed any proper documents or even they never filed any proper defence and helped Tom Thiru team to get a default judgement easily with the help of these lawyers and also Tom Thiru, team filed fake documents and lied to court and got the judgement easily. I/We all are surprising why the 1st Mortgagee Nova Scotia Bank or the First Canadian Title Insurance never helped these people to secure their property from these fraudsters. So, How can we trust the Leading Banks of Canada in the future for our Mortgages/Money transactions ? Even Why we should take Title Insurance for our valuable property if they are not prepared to secure us from the title fraud ? Really all are wondering why they are keeping silent and not helped these innocents and put them on the road and support the Fraudsters/Mortgage scammer even the criminals . Every one knows that Tom.Thiru had so many influence / so many people in all Banks to help/support him for his Mortgage Scam/Title Fraud. Tom Thiru is a king of king making fake ID's/fake documents and even using mail boxes as residential address and also he is having a lawyer team to flip the properties over a night. Yes, these lawyers and Tom.Thiru used Strangers/deceased people/his friends or even his relatives as title holders on title and registered as the new tile owners without any consent or knowledge of the original owners, and did the illegal transfer of the property with the help of Land Registry staffs and put the innocents on road. He is having people in the City to register the property tax/bills and also he is having people/staff in sheriff office to evict these innocents easily to take the property in his possession. Mr.Patrick mentioned that Mr.Tom Thiru came with some strangers, so many time to his property in the night after 9 pm/10 pm and threaten his wife and 7 years daughter to leave otherwise he is going to kill Mr.Patrick and put them on road. Even Mrs.Patrick, told she called the Police so many times, and also she already informed this to the Police of Brampton. On March 6th Tom Thiru, and his lawyers team evicted this family with the help of the city sheriff. Tom Thiru, only holding their property/key and trying to sell the property for $360, 000. Mr. Patrick mentioned now the market value of the property is $550, 000. I noticed that Tom Thiru mentioned some where, that he is putting this property as a Bank Foreclosure property and he will give 1% commission for any body bring a buyer. Oh, My God, so there is no Justice for this family/innocents in Canada ? My question is whose property, who is going to sell ? Tom Thiru/and his Lawyer team is trying to transfer the property illegally and get the money to share with them. There is no MLS listing on the property, and they want to cheat another innocent to get money by fraud/illegal transfer of the property . Where is Justice for these innocents ? Even for the Bank foreclosure of the property, Mr.Patrick told that he is having only 1 month arrears to pay the 1st mortgage to Scotia Bank, because of sudden eviction he went to motel/hotel to pay and stay for some days to find a rental place to live. and also he paid the 1st/last payment to the Apartment rental, because of that he couldn't pay the mortgage on time to the Bank. We all are wondering how Tom Thiru got the Bank Foreclosure order to sell these innocents property so quick and put them on road. So the Nova Scotia Bank is also supporting Tom Thiru and his Lawyer Terry .M.Walman team to fraud the innocent Tamil Community to cry for Justice. See, my kind request for the public/police/even the media /or the Government Authorities please don't support this Fraudster/Mortgage Scammer/Criminal Tom Thiru aka Thirukumar Thirunavukarasu and his wife Sutharvill Thirukumar aka Sutha Thirukumar and also another partner Mr.Panneershelvan Kannuthurai and all the lawyers team and people who are helping /giving their names on title, please come forward & help the innocents to get JUSTICE in Canada. Don't all Tom Thiru to steal / damage the Canadian Economy. Come forward help the Police/OPP/RCMP to arrest him and also please help the affected innocents to get Justice. On feb7th 2018, he came for the examination of my case CV-10-396131, after 9 years he cheated all my previous lawyers and lied to court and gave statement . He is having qualification after his name Tom Thiru, BA/AMP/AICB/PFP/STI/BCO/MCPM/MMBA/LLOP but when my lawyer ask for the proof, he mentioned he lost every thing. OMG, all these day without any qualifications without any Financial Service Commission Licence (fysco) He cheated so many people and fraud more than $100 Million assets with the help of the lawyer team. His manager declared his assets worth is more than $100 Million. After all these mortgage scam, his wife did the Bankruptcy through Kunjar Sharma Trusties. See, he and his team is cheating the innocents/Canada Revenue Agency/Government of Canada/Immigration Authorities and Minstry of Justice & Minstry of Defence. He is a Big Fruad /Mortgage Scammer and a Criminal. I am really wondering why the Police/OPP/RCMP never take any action and allowing him to fraud more people and allowing them to cry for JUSTICE in CANADA. Please stay away from TOM THIRU and his Lawyers team and his wife sutharvilli Thirukumar and also his another partner Panneershelvan Kannuthurai. I have more than 20 court files and more than 2000 documents to prove his fradulent/criminal activities.

    2 Votes
  • Ja
    Jacob19 Apr 16, 2018

    I am still wondering, how this man Tom Thiru aka Thirukumar Thirunavukarasu, still cheating /frauding the innocent public specially his own Tamil community to make easy money to live happily in Canada. Recently, I heard and watched the CTV media news that he frauded a Tamil innocent family and put them on the road in March 2018. Mr.Patrick Baskaran Joseph and his wife Joyce Gnanamalar and her 7 years daughter were on the road because of this man's fraudulent/criminal activities. He used one Mr.Ivan Blizzard as the lender and cheated them for $100, 000 as 2nd mortgage and evict them from their valuable property on March 6th 2018, with the help of the sheriff. Mr.Patrick mentioned Tom.Thiru and his team cheated him with the fake ID's/Fake Driver's Licence/Fake SIN Card and fake citizenship card which they created on the name of his wife and some body else signed the illegal documents and the lawyers Doshi Sanjay aka Sanjaykumar M Doshi and another lawyer only registered the 2nd mortgage on the property and cheated these innocents and put them on the road. Mr.Patrick mentioned that Mr.Tom Thiru and his friends/team Mr.Ramesh Nicholas and Mr.Rubin Ariaratnam only helped him to do this title fraud/mortgage scam and evict them from their property with the help of their lawyers who never filed any proper defence /evidence in court and helped Tom Thiru to evict them from their valuable property. He told Mr.Tom Thiru and his friend Mr.Nicholas Ramesh forced /asked him to get a bank draft for the 3/4 th of the mortgage money and cheated him and his wife and put them on the road. Tom Thiru, used fake ID's/Fake documents and without his wife's consent /knowledge only Tom Thiru did this mortgage scam. My question is Why he/lawyers didn't inform the Scotia Bank about this 2nd mortgage. I/We all are asking the Bank and the First Canadian Title Insurance why they didn't help these innocents and secure their property from all these mortgage scammers. Are they helping Tom Thiru and his lawyers team to fraud/scam the innocents ? Yes, I know so many people affected by him and all the same lawyers who were helped him to fraud/scam and support him for all his criminal activities to share the money in between them. I am really wondering Why the Police/OPP/ or the RCMP never arrest him and help the innocents to get Justice. Mr.Patrick mentioned that with the help of his lawyers Tom Thiru & his lawyer team easily got the default judgement from the Hon'ble Judge, and evict them from their property which they lived for more than 20 years. He also mentioned Tom Thiru came to his property 29 Eden Park, Brampton with the strangers in the night 9pm/10pm and threatened his wife and 7 years daughter that he will kill Mr.Patrick and put them on the road soon. His wife mentioned that she already informed/told this to Brampton Police. Recently I noticed that Tom Thiru put and Ad... that he is going to sell the property for $360, 000 and its a foreclosure property. I am really surprised without their knowledge how quick Tom Thiru got this foreclosure order from the Judge/court . Even Tom Thiru also mentioned if any body bring a buyer, he will give 1% of commission. Mr.Patrick mentioned the property current market value is $550, 000. See, again Tom Thiru and his lawyer team is trying to sell/transfer the property to another innocent and they want to take the easy money and share between them. Oh My God where is JUSTICE in Canada...? These people have people/officials in City/Land Registry/Court Office and other Govt.Authority to support them to fraud/scam and make money. Tom Thiru challenged and told to a man, who is still fighting for Justice that he is having more than 100 properties under his corporations. I am wondering without any Fysco Mortgage lending licence how can he keep all these properties and cheating the innocents. Mr.Patrick mentioned that he is only have 1 month mortgage arrears, that is also he told he is middle class family man, because of sudden unexpected eviction on March 6th 2018, he and his wife with the 7 years daughter went to a motel/hotel to live for some days till he find a Apartment for rental and also they have to give the 1st and last payment. Then, after a week he went to the Bank to pay the arrears mortgage payment, the Bank Official refused to take his mortgage payment and told about the foreclosure of his property. He is wondering why the Bank officials also supporting this Man Tom Thiru and his partner lawyer Terry M.Walman for their Title fraud/Mortgage Scam. I know so many people were affected by Tom Thiru and his lawyers team and crying for Justice. I was surprised, 2009, he did this same fraud to my property 22, Gaitwin Place and put me and my family on the road, which we lived more than 17 years. My court file No. CV-10-396131, he dragged my case with my side previous lawyers help for 9 years at last on Feb7th 2018, he came for the examination with his lawyer Mr.Ben Elizer Lawrence and lied to the court. Tom Thiru is using so many professional qualifications all these days. Tom Thiru, BA/AMP/AICB/PFP/STI/BCO/MCPM/MMBA/LLOP . Oh My God, when my lawyer questioned him about his qualifications, for the BA... degree in economics he mentioned and told he got the University degree in his High School in Norway and also explained that not like Canada, in Norway... every one can get University degrees in High school. My lawyer shocked and asked for the proof of certificate, he told he lost all his certificates. Without any qualifications, he cheated the public, Govt. of Canada, /other Professional and other Govt.Authorities. He is a king of king creating fake documents/ID's/Certificates/even SIN Card/Driver's Licence/Citizenship Card and also other legal documents . I don't know why the Police/OPP or RCMP didn't arrest him or not take any serious action against him and all the people who support him for all the Title fraud/Mortgage Scam and all his criminal activities. Without any professional qualifications and without any Financial Service Commission Licence, how can he keep all the innocents properties/assets/money and put them on road. For my case its in the Transcript. He is having more than 20/30 cases and I have more than 2000 legal documents as evidence to prove his criminal/mortgage scam and title fraud activities. We all are wondering why the Hon'ble Judges are giving favourable Judgement in his side and putting the innocents to cry for Justice in Canada.

    1 Votes
  • Ca
    Carolyn0912 Apr 20, 2018

    Are you One Of them………..
    Some of the Tamils are known for comparing themselves to others and feel good about other’s pain. They are happy of having gossip even others are in deep painful stage. You will find this kind of people in every communities, sometimes; you wonder if the Tamils has the highest. After all, they know it is all based on a lie by some Bullies in the Tamil community. Now, they want to show themselves to the world, how bad they are. One of the Tamil Media has got some of the information mixed up with fraud mortgage loan. Rather, they borrow mortgage money, need to inform the public to make the mortgage payment, NOT to default on it, and blame the lenders.

    What is interesting is that these people who are engaged in negative social media, their life got shorten and they become mentally ill people in a long run based on negativity throughout their life. Why do we care about what others have failed, such as people didn’t pay their mortgage payment or their personal debt. When there is no way, we can or should control their life's outcome? Again, are we willing to pay their mortgage payment or their debt obligation. No, but we like to support them with their default with our time. Why are we spending time on useless emotions that only make us feel worse about ourselves, our situation and possibly even our own problems are worst. As I see this Lady Yamunakumari Nithiyanathan has damaged many people life and still trying everyday to add more Karma into her life. People who believe in Gospel will never do such a thing, but we see the opposite from these people. I hope this message may change “Those Tamil People Thinking Process” towards a positive direction. I am a White person and who knows Mr.Thiru and all his Investors very well. They all follow the law and their own lending terms & conditions when the invest/lend their own money similar to a bank. They are very sad by resent messages that have affected Mr.Thiru’s family. Lender’s Lawyer and Mr. Thiru, Financial Planner is always acting for his Investors & Lenders and make sure the underwriting & due-diligence is very sound so that bad people and fraudster can’t run away with the mortgage money. This has happened about 3 times in the past, somehow; the Lenders have recovered most of the money. Now, this people Patrick and his wife trying to run away without paying the mortgage. Mr. Thiru is handing a very decision manking job for his investors, where he is the fore-front of the action for the Investors, such as, collection letters, Court proceeding if the borrowers didn’t make the mortgage payment, Eviction proceeding and property sale proceeding to recover the investment money. All these STEP’s are taken to protect and recover the Investors money (Mortgage Money). It's easy to play the victim, looking at what others have done to us, rather; ask yourself some question, Why do you took this mortgage? How many payments did you pay? Why is it ONLY happening to you? While the Lenders has many other mortgages and borrowers don’t have this kind of payment problem. That will answer all your question. Firstly, you’re in default of mortgage payment and you have failed from your financial obligation to the Creditors. Even if a bank, they will proceed with legal action to recover their funds. It's easy to look at others and point finger. I envy Mr. Thiru and his position where he has to run with a time line to recover his Investors money. Mr. Thiru and his Lenders are the victim, because they gave the mortgage money to some bad Tamil borrowers. So, what's the antidote to the constant pangs of envy and jealousy? How can we move this external focus inward and turn frustration and disappointment into a motivating good people like Mr.Thiru. Only take the facts and try to avoid all negative opinions, like what we have here in this website page. I would ask the Social Media, are you promoting the bad people and their bad behaviours.

    Let’s move to the truth of the matter with property 29 Edenpark Drive, Brampton.
    As you know, an Investor, and a Lender, when lends out the money, normally; full appraisal is taken and property owner has to meet with appraisers and Lender’s inspectors prior to the Lender send the money to his Lawyer’s to do their legal work to complete the transaction. The borrower and his spouse have their own lawyers act to advise them. Once all matter has been satisfied by the lawyers ONLY the mortgage funds will be advanced. Then some cases, the borrowers default on their mortgage payments, Lenders and Mr.Thiru are in the front to proceed with the legal action against the borrowers. Following up with lawyers, attending the Courts, dealing with police or sheriff, they follow the law & order, evict the owners and sell the property & recover the investment. These dishonest borrowers can't run away with the Lenders money, like what Yamunakuari, Nimalan Gunarajah did in the past to many banks and did the same to the investors. It is very simple if you borrow money make the mortgage payment, if not, the Lenders have to follow the law and take legal proceeding to recover the investment money. Patrick Paskaran Joseph and his wife Gnanamalar Shanmugam were trying to run away with the mortgage money; the lender proceed with legal action and foreclosure their property to protected and recover the investment money.

    Let’s go step by step:
    Who came to borrow the money from Mr.Thiru’s Investor? Patrick Paskaran Joseph, NOT OTHER WAY AROUND. The Lender gave $100, 000.00 as a second mortgage, the borrower’s received the 2nd mortgage advance money through the borrowers lawyers, with one-year open term at 12% was advance on October 02/2015; Patrick Paskaran Joseph gave his personal cheques for the mortgage payment, most of them returned as NSF (No sufficient funds in the account), the borrowers only paid 4months payment. After several collection calls and meetings with Mr.Patrick. After 6months of Non-payment of mortgage, Lender’s lawyer proceeded with a legal action. These people haven’t followed the Canadian mortgage contract law and pay their mortgage loan as per the loan agreement and charge; Lender has followed the Canadian legal system & the law and obtained a Judgment on March 07/2017. The borrowers and their lawyer defended this action, both Patrick Paskaran Joseph and Gnanamalar Shanmugam lied & testified at the Court. The borrowers appealed to the Superior Court and lost the case on March 05/2018. The Lender and Mr. Thiru have been very patient over 2years. The Owner has not paid property taxes, condo fees and kept the property full of garbage. It took 4 people to clean up for the whole day. Now, they have possession of the property jointly with Scotiabank and the subject property will be sold to recover lender’s money. Already, many people have seen it and putting an offer. The borrowers appeal to the Superior Court and lost the case on March 05/2018. As per lender’s lawyers investigation, on April 18th/2018 these both borrowers have filed Bankruptcy on or above 2017 to intentionally fraud the lenders of the subject property. It is very clear these borrower had a plan to defraud the lender, but Mr. Thiru, lender and lenders lawyer STOP this criminal act. It took us over 2 year of Non-payment. See the attached documents, you must encourage everyone to Not to miss a mortgage payment.

    0 Votes
  • Jo
    [email protected] Apr 23, 2018

    @Carolyn0912 hallo hallo first of all i am not your borrower. fake id with fraud paper work you steel our house. prove me when i did bankruptcy. when my husband did bankruptcy. if you prove you all going criminal court. first proof me then i answer to your question. you gave the money Mr Nechlos Ramesh and his income not my husband income. you and your team mis use my husband thats it. 2015 my husband donot have job. he is a unemployed. how come you give the money to him. you purpose to give the money Nechlos Ramesh . you and your team look like give the money to my husband but not, you and your team a put it back your pocket and steel our house. thats it. you and your team hide my part on the paper work with fake id with fraud paper work to my husband. he is very innocent that why you and your team did this play, mis use his situation did this transaction with fake id with fraud paper work. i have all prove.

    0 Votes
  • Ca
    carolhonda Apr 21, 2018

    Are you One of them………..

    Some Tamils feel the need to compare themselves with one another and they feel good looking at other people’s pain. They thrive off of gossiping when others are suffering. You will find these kinds of people in almost every community, however; at times you wonder if Tamils have the most. After all, they know it is all based upon lies made by some bullies in the Tamil community. Now, they play the victim’s card to manipulate others into thinking that they are the victims in this situation, yet they are the frauds. Thedipaar (Tamil Media) has broadcasted false information that has to do with title insurances and fraud mortgages. Rather than proceeding with an investigation to find out what really happened and to inform the public. The mislead the Tamil community into thinking that this second mortgage was a fraud mortgage. Nevertheless, this was a legitimate second mortgage loan that they borrowed as a mortgage loan, and the borrowers failed to pay. This media needs to make the Tamil community aware that a mortgage loan needs monthly payments and NOT to default on it, nor blame the lenders for the borrowers failure to do so. It seems like this particular Media is promoting the Tamil community not to pay mortgages.

    What is interesting is that these people who engaged in this negative and misleading social media messages, have gotten their life shortened and they have become mentally ill, due to this. Why do we care about what others have failed, such, as people didn’t pay their mortgage payment or their personal debt. When there is no way, we can or should control their life's outcome? Again, are we willing to pay off their mortgage payments or their debt’s. NO, but we like to support them with their comments and empty hands (Nobody coming up with money to make payments for them). A prime example of this is, Lady Yamunakumari Nithiyanathan, who has damaged many people’s lives and reputation. This includes a big lost for many financial institutions that are till this day, have not received any payments from her. People who believe in the Gospel will never do such a thing, but we see the opposite from these people, including these Priests, in the picture. I hope this message may change These Tamil People’s Thought Process towards a positive direction. STOP cyber bullying and try to be a good human being. My name is Carolyn and a White person, who knows Mr.Thiru and all his Investors very well. They all follow the law with their own lending terms & conditions when they invest/lend their own money, similar to a bank or trust company would do. Many people are very saddened by the recent “Fake social media messages” that have affected Mr.Thiru’s family, Lender’s Lawyer, Lender; Ivan Blazevic and Mr. Thiru, Financial Planner. They always act on behalf of the Investors & Lenders and make sure the underwriting & due-diligence is very sound so that bad people and fraudster can’t run away with the mortgage money. This has happened about 3 times in the past, somehow; the Lenders have recovered most of the money. Now, there are people like Patrick and his wife who tried to run away without paying the mortgage. As per my investigation, Patrick & his wife have taken this Second mortgage of $100, 000.00 and given to one of their Tamil friends, as a loan for a higher interest return, when their friend stop making the payment, the family problem started between the couple. They stop making payment to Scotiabank mortgage, second mortgage, property taxes, condo fees, and both filed bankruptcy. They planned beforehand then made a different story to Tamil community via social media.
    But the truth has been prevailed through the Superior Court and the Appeal Court. Mr. Thiru makes articulate and precise decisions for his investors, where he is the forefront of the team for the Investors, such as, collection letters, Court proceeding when/if the borrowers didn’t make the mortgage payment, Eviction proceedings and property sale proceedings to recover the investor’s money. All these STEP’s are taken to protect and recover the Investors money (Mortgage Money). It's easy to play the victim, looking at what others have done to us, rather; ask yourself some question, Why do you take this mortgage? How many payments are you behind? Why is it ONLY happening to you? While the Lenders has many other mortgages and borrowers, why don’t they have this kind of payment problem. That will answer your entire question. Firstly, you’re in default of mortgage payment and you have failed from your financial obligation to the Creditors. Even if a bank, they will proceed with a legal action to recover their funds. It's easy to look at others and point fingers. I envy Mr. Thiru and his position where he has to run with a time line to recover his Investors money. Mr. Thiru and his Lenders are the real victims, because they gave the mortgage money to some bad Tamil borrowers. So, what's the antidote to this kind of envy and jealousy? How can we move this external focus inward and turn frustration and disappointment into a motivating good people like Mr.Thiru. Only take the facts and try to avoid all negative opinions, like what we have here in this website page. I would ask people using Social Media, are you promoting the bad people and their bad behaviours or promote the good peoples and their success.

    Let’s move to the truth of the matter with property 29 Edenpark Drive, Brampton.
    As you know, an Investor, and a Lender, when lending out money, normally full appraisals are taken and property owners have to meet with appraisers, as well as Lender’s inspectors prior to the Lender’s loan approval. Then, send the money to their Lawyer’s to do their legal work to complete the final transaction. The borrower and his spouse have their own lawyers to act and advise them. Once all matter has been satisfied by the lawyers ONLY then will the mortgage funds be advanced. In some cases, the borrowers default on their mortgage payments, Lenders and Mr.Thiru are in the front to proceed with the legal action against the borrowers. This includes following up with lawyers, attending the Courts, dealing with police or sheriff, they follow the law & order, evict the owners and sell the property & recover the investment. These dishonest borrowers can't run away with the Lenders money, like what Yamunakuari Nithiyanathan & sister’s daughter Suthanthy Aravinthan have done in the past to many banks and did the same to the private investors. It is very simple if you borrow money make the mortgage payment, if not, the Lenders have to follow the law and take legal action to recover the investment money. Patrick Paskaran Joseph and his wife Gnanamalar Shanmugam were trying to run away with the mortgage money; the lender proceeded with legal action and further with the foreclosure of their property to protect and recover the investor’s money. Now, all of these people can NOT borrower any money from any banks and Trust companies.

    Let’s go step by step:
    Who came to borrow the money from Mr.Thiru’s Investor? Patrick Paskaran Joseph, NOT THE OTHER WAY AROUND. The Lender gave $100, 000.00 as a second mortgage, the borrower’s received the 2nd mortgage advance money through the borrowers lawyers, with one-year open term at 12% was advance on October 02/2015; Patrick Paskaran Joseph did received the certified cheque payable to him via Lawyers and in return Mr. Patrick Paskaran Joseph gave his personal cheques for the mortgage payment, most of them returned as NSF (No sufficient funds in the account), Patrick Paskaran Joseph has communicated with Mr.Thiru and Lender via text messages, phone calls and made some of the NSF payments in total only paid 4months payment in the period of 2 years and 5 months, plus mist property taxes and condo fees. After several collection calls and meetings with Mr.Patrick. On or about after 6 months of Non-payment of mortgage, Lender’s lawyer proceeded with legal action. These people haven’t followed the Canadian mortgage contract law and failed to pay their mortgage loan, as per the loan agreement and charge; Lender has followed the Canadian legal system and obtained a Judgment on March 07/2017. The borrowers and their lawyer defended this action; both Patrick Paskaran Joseph and Gnanamalar Shanmugam lied & testified at the Court. The borrowers appealed to the Superior Court and lost the case on March 05/2018. The Lender and Mr. Thiru have been very patient over 2 years now. The Owner has not paid property taxes, condo fees and kept the property full of garbage. It took 4 people to clean up for the whole day. Now, Investors have possession of the property jointly with Scotiabank and the subject property will be sold to recover lender’s money. Already, many people have seen it and are putting in offers. As per lender’s lawyers investigation, on April 18th/2018 these both borrowers have filed Bankruptcy on or above 2017 to intentionally fraud the lenders from the subject property. It is very clear these borrowers had a plan to defraud the lender, but Mr. Thiru, lender and lenders lawyer STOP this criminal. It took us over 2 years and all the Court costs, property taxes, condo fees, Scotiabank mortgage payment, Lock smith payment, property management cost, clean up cost, property renovation and second mortgage payment are paid by the lenders. See the attached documents, you must encourage everyone to Not miss a mortgage payment and if they can’t make it, the borrowers/owners have the option to sell the property and settle all the mortgage debts. In the mortgage lending industry, we only see 3% to 4% end up in power of sale or foreclosure situation. There is a very positive outcome from all this; many people contacted me and Mr.Thiru for private mortgage investments, where they can make 12% return on their investment, they all understood our unique underwritings and due-diligence systems, which has protected our investors. After all, God still protects and rewards the good people.

    0 Votes
  • Jo
    [email protected] Apr 23, 2018

    @carolhonda Please donot blame others for your title fraud and mortgage scam. Police investigation still one going. you and Ivan lendar will answer it very soon

    0 Votes
  • Jo
    [email protected] Apr 23, 2018

    @carolhonda who did this appraisal. you and Nechlos Ramesh mis use our family lawyers make it this one. why you hide lender name Promod Bhatta. because many mortgage paper work you add first Promod Bhatta then you change Ivan Blazevic. everything steeling with fake id with fraud paper work your team steel our house.

    0 Votes
  • Jo
    [email protected] Apr 23, 2018

    @carolhonda did you know this appraisal family law lawyers did but you and Nechlos Ramesh did some fraud and took it your purpose.

    0 Votes
  • Ca
    carolynhnda Apr 21, 2018

    Endorsement from Ontario Court of Appeal:

    0 Votes
  • Ja
    Jacob19 Apr 22, 2018

    @carolynhnda OMG...What a set up this Man Mr.Tom Thiru and his lawyer team is cheating the innocent Tamil Community /Public and getting favourable Judgements with fake ID's /fake documents and also with the false informations. I/We all are surprised and crying for JUSTICE in CANADA. Even we all have all the legal documents to prove, but both side lawyers together cheating the innocents and putting them on the road to make money and supporting this Fruad Mr.Tom Thiru and his wife Sutharvilli Thirukumar and also to another partner Mr.Shelvan Kannuthurai. They don't have fysco licence to lend mortgages and they are using so many names to do the title fraud/mortgage scam. These people filed false informations in court and easily getting favourable Judgements and sharing the money in between them. Yes, We all are wondering, Why the Hon'ble Judges are giving favourable judgements to his side to fraud the innocents and put them on road with the fake ID's/fake documents/fake Affidavit of Service and also with the false information of Affidavits. See, the order which he posted here... !!! Why he is hiding the informations on the order and the signature of the Judge. He is a King of King creating fake documents. Only, we innocents have to Pray God to give a Good Judgement to Mr.Tom Thiru/Thirukumar (Thirukkumar)Thirunavukarasu and his wife Sutharvilli Thirukumar aka Sutha Thirukumar and the another partner Mr.Panneershelvan Kannuthurai. Yes, the Judgement day is nearing ...Good Luck to you all...!!! Enjoy...!!!

    -1 Votes
  • Jo
    [email protected] Apr 23, 2018

    @carolynhnda this judgement was given with fake ids and fake documents and also falls information of yours .i have all the evidence to prove. I already gave police and CTV media and Tamil media thedipar.

    0 Votes
  • Ca
    carolynhnda Apr 21, 2018

    Canada Uthayan's Investigated & Published Article in Tamil:

    கனடாவில் வ ீடுகள் வாங்குவதற்காக ம ாட்மகஜ் கடன் பெறுதலும்,
    வ ீடுகள் மொன்ற ஆதனங்களை பொறுப்ொக ளவத்து ெணம்
    பெறுவதும்... அவற்றினால் எ து சமூகத்தில் ஏற்ெட்டுள்ை
    ெிரச்சளனகளும்...
    மேற்கூறிய விடயம் என்பது கனடாவிற்கு புதியதல்ல. இங்கு வ ீடுகள் மபான்ற
    ஆதனங்களை வாங்கும் மபாது எம்ேிடம் உள்ை பணத்திற்கு மேலதிகோக மோட்மகஜ்
    கடன் பபறுதல், பின்னர் அந்த பணத்ளத தவளணமூலம் வட்டியுடன் மேர்த்து, பணம்
    பபற்ற வங்கிக்மகா அன்றி நிதி நிறுவனத்திற்மகா திருப்பிச் பேலுத்துவது என்பது
    எத்தளனமயா ஆண்டுகைாக இங்கு வாழும் பல்லின ேமூகங்கள் ேத்தியில்
    இடம்பபறும் ஒரு விடயோகும்.
    ஆனால் அண்ளேயில் எேது தேிழர் ேமூகத்தில் இடம்பபற்ற ேில மோட்மகஜ் கடன்
    பபற்று அதளன ேீைக்கட்ட முடியாேல தங்கள் ஆதனங்களை இழந்த ேம்பவங்கள்
    பதாடர்பாக உளையாடல்கள்மூலமும்முகநூல்கள்மூலமும் பகிைப்பட்ட பல
    விடயங்கள் ேற்றும் குற்றச்ோட்டுக்கள் ஆகியளவ எேது அலுவலக மேளே வளையும்
    வந்துவிட்ட காைணத்தால், இளவ ◌பதாடர்பாக விோரித்து எம்ோல்முடிந்த
    அைவிற்கு எேது ேக்களுக்;கு பதரியப்படுத்தலாம் என்று எண்ணி அந்தப் பணிகைில்
    இறங்கிமனாம்.
    பல இடங்கைில் பல பிைச்ேளனகள், விைக்தி, கவளல ஏோற்றம் இப்படியான
    பாதிப்புக்களைத் தரும் விளைவுகைினால் குழப்பங்கள். இவ்வாறான
    விடயங்கைினால் பாதிக்கப்பட்டவர்கள் ஒரு பறம் இருக்க, பவைியில் ேம்பந்தமே
    இல்லாதவர்கள்ஆங்மக எழுதிய விடயங்கள் பதிவுகள்ஆகிய பலைது மநைத்ளத
    திருடியிருந்தளத அவதானித்மதாம்
    இவ்வாறு நாம் விோரித்து எேது பணிளய மேற்பகாண்ட மபாது, பல கடன்பபற்ற
    விடயங்கள் எேக்கு கிளடத்தன. அவற்றில் ேிலர் பபற்ற கடளன திரும்பக் கட்ட
    முடியாேல் தங்கள் ஆதனங்களை இழந்த கவளல தரும் பேய்திகள்
    எேக்கு கிளடத்தன.
    அவ்வாறான ேில ேம்பவங்கைில் ஒன்ளற ேட்டும் தற்மபாதுஎேதுமுகநூல்
    வாேகர்கமைாடும் பத்திரிளக வாேகர்கமைாடும் பகிர்ந்து பகாள்ை விரும்புகின்மறாம்.
    இவ்வாறு தங்கள் வ ீட்ளட அடோனோக ளவத்து பபற்ற கடளன திரும்பவும்
    பேலுத்தாத காைணத்தால் தங்கள் வ ீட்ளட இழந்த தம்பதியினர், தற்மபாது பிைம்டன்
    நகரில் வாழ்ந்து வரும் பபற்றிக் பாஸ்கைன், ஞானேலர் ேண்முகம் ஆகிமயாமை.
    இவர்கள் தங்கள் வ ீட்ளட அளடோனோக ளவத்து அவேைத்திற்கு பணம் மதளவ
    என்று ஒரு நிதி நிறுவனத்திற்குச் பேன்று ஒரு இலட்ேம் டாலர்கள் பணத்ளதப் பபற்று
    பின்னர் தாங்கள் ேம்ேதித்த வண்ணம் ோதந்த கட்டணத்ளத வட்டிமயாடு நான்கு
    ோதங்களுக்கு ேட்டுமே கட்டி விட்டு பதாட;ர்ந்து கட்டமுடியாேல் பல தடளவகள்
    கடன் வழங்கிய நிதி நிறுவனத்திடமும் அதன் ேட்டத்தைணியிடமும் கால அவோகம்
    மகட்டு, அப்படியிருந்தும் இயலாேல் இறுதியில் நிதி வழங்கிய நிறுவனம் நீதி
    ேன்றத்தின்மூலம் ேட்ட நடடிவடிக்ளக எடுக்க ஆைம்பித்தமபாதுதான் பணம் பபற்ற
    அந்த தம்பதி திளகத்துப் மபாய்;நின்றது.
    தற்மபாது பிைம்டன் நகரில் வாழ்ந்து வரும் பபற்றிக் பாஸ்கைன், ஞானேலர் ேண்முகம்
    ஆகிமயாமை இந்த தம்பதியர் இருவரும் தங்கள் வ ீட்ளட அடோனேட் ளவத்து ஒரு
    இலட்ேம் டாலர்கள் பணம் பபறுவதற்கா பல இடங்களுக்கும் பேன்று பணம்
    கிளடக்காத பட்ேத்தில்ஸ்காபுமறாவில் பல பங்கைார்கள் பகாண்ட ஒரு நிதி
    நிறுவனோன THE BOND GROUP என்ற கம்பனிளய நாடினார்கள். அவர்கள் பணம்
    பகாடுப்பதற்கு ேம்ேதித்து அவர்கைின் தகுதிக்கும் ஆதனத்தின் பபறுேதிக்கும் ஏற்ப
    ஒரு இலட்ேம் டாலர்கள் வழங்க ேம்ேதித்தார்கள்.
    மேற்படி THE BOND GROUPநிதி நிறுவனத்தில் தான் தேிழ் மபசும் ஒரு நிதி
    ஆமலாேகைாக திரு பைாம் திருக்குோர் பணியாற்றுகின்றார்.
    பபற்றிக் பாஸ்கைன், ஞானேலர் ேண்முகம் ஆகிய இந்த தம்பதியரின்
    விண்ணப்பத்ளத பரிேீலித்து ஒக்மடாபர் ோதம் 02ம் திகதி, 2015ம் ஆண்டு ஒரு
    இலடேம் டாலர்கள் அவர்களுக்கு வழங்கப்பட்டது. இந்தப் பணம் பபற்றிக்
    பாஸ்கைனின் வங்கிக் கணக்குக்கு பேன்றது. இந்த கடனுக்கு வட்டியாக 12 வ ீதம் கட்ட
    மவண்டும் என்றும் ோதம் ஆயிைம் டாலர்கள் வ ீதம் கட்ட மவண்டும் என்றும்
    ஒப்பந்தம் ளகபயழுத்திடப்பட்டது.
    அப்மபாதிருந்து சுோர் நான்கு ோதங்களுக்கு ேட்டும் கட்டுப் பணத்ளத அ வர்கள்
    திரும்பச் பேலுத்தினார்கள்
    ஆனால் பதாடர்ந்து பல ோதங்கள் பணத்ளத பேலுத்தமுடியவில்ளல. இதனால் THE
    BOND GROUP நிதி நிறுவனத்தின் ேட்டத்தைணிகள் கடன்பபற்ற பபற்றிக்-ஞானேலர்
    தம்பதிக்கும் அவர்கைது ேட்டத்தைணிக்கும் பதாடர்ந்து கடிதங்களை எழுதினார்கள்.
    ஆனால் காலம் கடந்து பேன்றது. தவளணக்கட்டணங்கள் கட்டப்படவில்ளல. கடன்
    பகாடுத்த THE BOND GROUPநிறுவனம் ேட்ட நடவடிக்ளக எடுக்கும் வளகயில் நீதி
    ேன்றத்ளத நாடியது.
    இளத அறிந்த பபற்றிக் -ஞானேலர் தம்பதியின் ேட்டத்தைணி THE BOND GROUP நிதி
    நிறுவனத்தின் ேட்டத்தைணிக்கு கடிதம் ஒன்றின் மூலம் பணத்ளத விளைவில்
    கட்டிவிடுவதாகவும், அதற்கு பபாறுத்திருக்குோறும் அறிவித்தார்கள். ஆனால்
    ோதங்கள் பல கடந்து கட்டணம் பேலுத்தப்படவில்ளல.
    எனமவ அ வர்கள் பதாடுத்த வழக்கின் தீர்ப்பு 07-03-2017 அன்று நீதி ேன்றத்தில்
    வழங்கப்பட்டது THE BOND GROUP நிறுவனத்தின் ோர்பில் Mr. Ivan Blazevic ேேர்ப்பித்த
    வழக்கில் தீர்ப்பு வழங்கபட்டு அந்த ஆதனம் நிதி நிறுவனத்தின் ளகக்குச் பேன்றது.
    பின்னர் பபற்றிக்-ஞானேலர் தம்பதியினர் Court of Appeal for Ontario நீதிேன்றத்தில்
    அப்பீல் பேய்தனர். அந்த வழக்குகளையும் நன்கு விோரித்த நீதிபதிகள் 05-03-2018
    அன்று வழங்கிய தீர்ப்பில் பபற்றிக் -ஞானேலர் தம்பதியினரின் விண்ணப்பத்ளத
    நிைாகரித்து தீர்ப்பு வழங்கினர். அந்த வழக்கு விோைளணகைில் பபற்றிக் - ஞானேலர்
    தம்பதி பல தடளவகள் பபாய்யான விபைங்களை நீதிேன்றத்தில் கூறியளதயும் தேது
    தீர்ப்பில் குறிப்பிட்டார். (அதன் பிைதி இங்மக காணப்படுகின்றது).
    இங்கு நாம் அளனத்து விடயங்களையும் விபைோக தைமுடியாவிட்டாலும் எம்ேிடம்
    பல பத்திைங்கள் THE BOND GROUP நிறுவனத்தால் காட்டப்பட்டன.
    நீதிபதி தேது தீர்ப்பில் கடன் பகாடுத்த நிதி நிறுவனத்திற்கு தவளணக் கட்டணம்
    மூலம் கடன் ேீைச் பேலுத்தப்படாவிட்டால் கடன் ஒப்பந்தத்தின் படி அந்த ஆதனம்
    நிதி நிறுவனத்திற்கு போந்தோகும் என்று குறிப்பிட்டுள்ைார். இதளன யாரும் பறித்துக்
    பகாடுக்கமுடியாது என்பளத THE BOND GROUP நிறுவனத்தினரும் திரு பைாம்
    திருக்குோரும் எம்ேிடம் பதரிவித்தனர்.
    இது இவ்வாறிருக்க அண்ளேயில் CTV என்னும் கனடிய பதாளலக்காட்ேியில் திரு
    பபற்றிக் அவர்கைின் துளணவியார் திருேதி ஞானேலளை மபட்டி கண்டனர்.
    ஆனால் அந்த மபட்ளயப் பார்த்தவர்கள் ஒரு தேிழ் மபசும் தம்பதிளய யாமைா
    ஏோற்றிவிட்டார்கள் என்றுதான் எண்ணினார்கள். ஆனால் அந்தப் மபட்டியின்
    மநாக்கம் TITLE INSURANCE என்னும் காப்புறுதி பேய்தளல ஊக்குவிப்பது தான்
    என்பளத எம்ேில் பலர் புரிந்து பகாள்ைவில்ளல.
    அந்த மபட்டிளய ஏற்பாடு பேய்தவர்கமை .TITLE INSURANCE வர்த்தகத்தில்
    ஈடுபட்டுள்ை ஒரு அபேரிக்க நிறுவனம் தான் இந்த பபற்றிக்-ஞானேலர் தம்பதியின்
    வ ீட்டிற்கு TITLE INSURANCE இருந்துள்ைது. ஆனால் அளத அவர்கள் கூறவில்ளல.
    எனமவ இந்த ேம்பவத்தின்மூலம் TITLE INSURANCE துளறயில் உள்ை அந்த நிறுவனம்
    ஒரு பிைச்ோைத்ளத பேய்ய முளனந்துள்ைது. இது தான் உண்ளே. அதற்கு இந்த
    ேம்பவத்ளத பயன்படுத்தியுள்ைார்கள்.
    இவர்கைது வ ீடு நிதி நிறுவனத்திற்கு போந்தோகச் பேன்றது, தவணக் பணத்ளத
    இைண்டு வருடங்களுக்கு மேலாக பேலுத்தாளேமய ஆகும். அதுவும் நீதி ேன்றத்தின்
    தீர்ப்பின்மூலம். அவ்வாறு பபற்றிக்; -ஞானேலர் தம்பதிக்:கு ோதா ோதம் கடளன ேீை
    பேலுத்த இயலாேல் மபானதற்கு மவறு ஏதாவது காைணோக இருக்கலாம். அதற்கு
    தாங்கள் காைணகர்த்தாக்கள் அல்ல. இளதமய HE BOND GROUP உறுதியாகக்
    கூறுகின்றது.
    கனடா உதயன் பேய்திப் பிரிவ

    0 Votes
  • Ja
    Jacob19 Apr 23, 2018

    @carolynhnda What a Shame Mr.Logendralingam, the Editor of the Famous Tamil News Paper "UTHAYAN ". My question to you, how you manage to publish this article to read your Loving Tamil Community with the proper Tamil typing of this important news to bring a Public Alert. You are a senior Tamil Media Editor, why you did this mistake and punish us not read and support your friend/partner Mr.Tom Thiru aka Thirukumar (Thirukkumar) Thirunavukarasu to fraud the innocent Tamil Community/Public again and again. What is your Motivation with him ? What is the reason, you are supporting him and not give a proper news to the public. ? What is the secret behind this Mr.Logendralingam ? You mentioned here that your news section investigated this news and publish this to the public . O.k. so where is the other side reply / statement proof of news/documents here. Yes. Mr.Logendralingam, as a Senior (Mootha Uddakaviyalalar) you have to be in the middle and also be honest and publish the truth to reach the innocent Tamil Community /Public to be very careful and stay away from this Fruad/Mortgage Scammer/Criminal Mr.Tom Thiru aka Thirukumar (Thirukkumar) Thirunavukarasu and his wife Sutharvilli Thirukumar., aka Sutha Thirukumar. Yes, I know he is your friend, and failed to bring a public alert in 2011, when I contact you to bring a Public Alert immediately to save the innocents and secure their valuable properties and hard earned money. You treat me like a stupid and indecently you behaved with me. You never behaved like Media Representative. Ok, come to the point Mr. Logendralingam, See, "Theidipar " media only brought this news 1st to the public after the CTV, Media released on 4th of April. Yes, Thanks to Thedipar Media. All the credits go them. We, all lost everything and crying for Justice because of this Fraud /Mortgage Scammer/Criminal Mr.Tom Thiru, at least Theidipar brought a Public Alert, in between with more than, 10, 000 public viewers. See, he is submitting both side submissions. My questions to You Mr.Logendralingam, that Mr.Patrick mentioned that you contact him and inquired and told/support Mr.Tom Thiru, your way of your talk was suspicious and its leaded to go for a settlement with Mr.Tom Thiru, to get the property back . Yes, Mr.Logendralingam, this is more than enough for us to know about your motivation. Yes, Mr.Tom Thiru is your friend I agree with you, that's why you publish this news like this with the false informations to the public and supporting Mr.Tom Thiru to fraud again and again the innocent public by title fraud and Mortgage scam and put them on the road. Another, question so you don't want to support /worry about the other affected people who are crying for JUSTICE in CANADA and only you want to help Mr.Patrick to get the property back and wants to help Tom Thiru to continue his Mortgage Scam to other innocent Tamil community/Public by his fraudulent/criminal activities to make money illegally and share with you all. Ok, as a Senior Editor of Uthayan Tamil News paper, you don't know Media Rules & Regulations ? Why you don't want to follow Procedure ? So at your point of view the CTV News media publish this news about the Mortgage Scam/Title fraud of Mr.Patrick and Gananamalar 's property 29 Eden Park Street, Brampton is wrong. That's why you are going to help/support Mr.Tom Thiru, fraud/mortgage scammer/criminal to ESCAPE FROM JUSTICE, and you want to punish the innocents who are crying for JUSTICE. So. Mr.Logendralingam, what is your answer for the Brampton Police Investigation, which is still going on ? You want to stop that also and help Mr.Tom Thiru fraud again and again the innocents. Please Answer us Mr.Logendralingam. Senior Editor of the Tamil News Paper " UTHAYAN " Canada. Mr.Patrick, also mentioned, that he suspected you because, you were with Mr.Tom Thiru and called him and acted like that you want to help Mr.Patrick, to get the property back, the reason is within 5 minutes, Mr.Tom Thiru, called Mr.Patrick, and asked/advised/told him to arrange a mortgage to get the property back, 29 Eden Park Street, Brampton and he is prepared to give the property back to him. If he need/wants Mr.Tom Thiru said that he will help him to get a mortgage through the " THE BOND GROUP " . OMG, Money is speaking every where. Mr. Logendralingam, why you are supporting Mr.Tom Thiru, fraud/mortgage scammer/criminal and publishing this news in tamil without any body could read and supporting him to fraud more people in future. You mentioned in your news which is posted her that CTV media news publish for the advertisement of " TITLE INSURANCE" I/We all are blaming that you a Senior Editor of a Tamil News Paper "UTHAYAN" giving /mentioned the post here for the advertisement of the " THE BOND GROUP " which is running by the fruad/scammer/criminal Mr.Tom Thiru aka Thirukumar Thirunavukarasu. ( Even now he is using his name Thirukkumar) to cheat / fraud the innocent Tamil Community /Public. Mr.Logendralingam, please stop this nonsence, I heard from Mr.Patrick, that you told to take a way this posting on friday, but after your conversation only this was posted with so many mistakes and no body couldn't read is VERY SUSPICIOUS. Yes, police must investigate this and they must take action against the people who involved /support Mr.Tom Thiru to fraud the innocent Tamil Community/Public. He is doing this mortgage scam/title fraud after he fired from the Scotia Bank to cheat the innocents and make money illegally. Mr.Logendralingam, please stop this nonsence help the innocents. Otherwise, we all together must inform the Canadian News Papers Media Association and also to Asian News Papers Media Association to take action against you to stop publishing/posting the fake/false informations to the Tamil Community/Public to believe and helping the frauds to fraud/scams the innocents and put them on road to cry for Justice in Canada.

    1 Votes
  • Jo
    [email protected] Apr 23, 2018

    @carolynhnda i knew uthayan media Mr Logendralingam is your best friend. Logendralingam mis use his power and support fraud.

    1 Votes
  • Ja
    Jacob19 Oct 22, 2019

    @carolynhnda இது தான்...ஊடக தார்மிகமா...? ரொம் திருவுக்கு...வால் பிடிக்கவும்...கால் பிடிக்கவும்... ஏன் திரு.லோகேந்திரலிங்கம் உதயன் பத்திரிகைக்காரன்... பொய்ச் செய்தியை மக்களுக்கு உண்மைக்கு புறம்பாக வழங்கினார்...!! The Bond Group ஆதாரங்கள்...சட்டபடி பதிவிட்ட ஆதாரங்கள் மக்கள் பார்வைக்கு இல்லை மீடியா அசோசியேசனுக்கு ...வழங்குவாரா...? பொய் செய்தி வழங்கி ஏன் மக்களை ஏமாற்றுகிறார்...!! 50...100 தானா ஆசைப்பட்டு பொய்ச் செய்தியை வழங்கி தொம் திரு அப்பாவி மக்களை கொள்ளையடிக்க...மோசடி...சுத்துமாத்து செய்ய...திருட உதவுகிறார்..? The Bond Group இவர்களை... sue பண்ணி...சட்ட நடவடிக்கை எடுத்தால்... இவர்களால் தப்ப முடியுமா...? களவு...மோசடிக்கு உதவும் இவர் தானா... மக்களுக்கு பொய்ச் செய்தி வழங்கி தொம் திருவுக்கு... உதவுகிறார்...!! மக்களே... மிக...மிக அவதானம்... இவர்களை நம்பாதீர்கள்...!! அடுத்தவன்...பணம் சொத்துக்காக... என்னவும் செய்வார்கள்...!! மக்கள் விழிப்புணர்வாக... கொண்டு வாருங்கள்...!! நன்றி...!!

    0 Votes
  • Ca
    carolynhnda Apr 21, 2018

    Are you One of them………..
    Some Tamils feel the need to compare themselves with one another and they feel
    good looking at other people’s pain. They thrive off of gossiping when others are
    suffering. You will find these kinds of people in almost every community, however;
    at times you wonder if Tamils have the most. After all, they know it is all based upon
    lies made by some bullies in the Tamil community. Now, they play the victim’s card
    to manipulate others into thinking that they are the victims in this situation, yet they
    are the frauds. Thedipaar (Tamil Media) has broadcasted false information that has
    to do with title insurances and fraud mortgages. Rather than proceeding with an
    investigation to find out what really happened and to inform the public. The mislead
    the Tamil community into thinking that this second mortgage was a fraud mortgage.
    Nevertheless, this was a legitimate second mortgage loan that they borrowed as a
    mortgage loan, and the borrowers failed to pay. This media needs to make the
    Tamil community aware that a mortgage loan needs monthly payments and NOT to
    default on it, nor blame the lenders for the borrowers failure to do so. It seems like
    this particular Media is promoting the Tamil community not to pay mortgages.
    What is interesting is that these people who engaged in this negative and misleading
    social media messages, have gotten their life shortened and they have become
    mentally ill, due to this. Why do we care about what others have failed, such, as
    people didn’t pay their mortgage payment or their personal debt. When there is no
    way, we can or should control their life's outcome? Again, are we willing to pay off
    their mortgage payments or their debt’s. NO, but we like to support them with their
    comments and empty hands (Nobody coming up with money to make payments for
    them). A prime example of this is, Lady Yamunakumari Nithiyanathan and her sister's daughter Suthanthy Ararvinthan(Nimalan Gunarajah's sister), who has
    damaged many people’s lives and reputation. This includes a big lost for many
    financial institutions that are till this day, have not received any payments from her.
    People who believe in the Gospel will never do such a thing, but we see the opposite
    from these people, including these Priests, in the picture. I hope this message may
    change These Tamil People’s Thought Process towards a positive direction.
    STOP cyber bullying and try to be a good human being. My name is Carolyn and
    a White person, who knows Mr.Thiru and all his Investors very well. They all follow
    the law with their own lending terms & conditions when they invest/lend their own
    money, similar to a bank or trust company would do. Many people are very
    saddened by the recent “Fake social media messages” that have affected Mr.Thiru’s
    family, Lender’s Lawyer, Lender; Ivan Blazevic and Mr. Thiru, Financial Planner.
    They always act on behalf of the Investors & Lenders and make sure the
    underwriting & due-diligence is very sound so that bad people and fraudster can’t
    run away with the mortgage money. This has happened about 3 times in the past,
    somehow; the Lenders have recovered most of the money. Now, there are people
    like Patrick and his wife who tried to run away without paying the mortgage. As per
    my investigation, Patrick & his wife have taken this Second mortgage of $100, 000.00
    and given to one of their Tamil friends, as a loan for a higher interest return, when
    their friend stop making the payment, the family problem started between the
    couple. They stop making payment to Scotiabank mortgage, second mortgage,

    property taxes, condo fees, and both filed bankruptcy. They planned beforehand
    then made a different story to Tamil community via social media.
    But the truth has been prevailed through the Superior Court and the Appeal Court.
    Mr. Thiru makes articulate and precise decisions for his investors, where he is the
    forefront of the team for the Investors, such as, collection letters, Court proceeding
    when/if the borrowers didn’t make the mortgage payment, Eviction proceedings
    and property sale proceedings to recover the investor’s money. All these STEP’s are
    taken to protect and recover the Investors money (Mortgage Money). It's easy to
    play the victim, looking at what others have done to us, rather; ask yourself some
    question, Why do you take this mortgage? How many payments are you behind?
    Why is it ONLY happening to you? While the Lenders has many other mortgages and
    borrowers, why don’t they have this kind of payment problem. That will answer
    your entire question. Firstly, you’re in default of mortgage payment and you have
    failed from your financial obligation to the Creditors. Even if a bank, they will
    proceed with a legal action to recover their funds. It's easy to look at others and
    point fingers. I envy Mr. Thiru and his position where he has to run with a time line
    to recover his Investors money. Mr. Thiru and his Lenders are the real victims,
    because they gave the mortgage money to some bad Tamil borrowers. So, what's the
    antidote to this kind of envy and jealousy? How can we move this external focus
    inward and turn frustration and disappointment into a motivating good people like
    Mr.Thiru. Only take the facts and try to avoid all negative opinions, like what we
    have here in this website page. I would ask people using Social Media, are you
    promoting the bad people and their bad behaviours or promote the good peoples
    and their success.
    Let’s move to the truth of the matter with property 29 Edenpark Drive, Brampton.
    As you know, an Investor, and a Lender, when lending out money, normally full
    appraisals are taken and property owners have to meet with appraisers, as well as
    Lender’s inspectors prior to the Lender’s loan approval. Then, send the money to
    their Lawyer’s to do their legal work to complete the final transaction. The borrower
    and his spouse have their own lawyers to act and advise them. Once all matter has
    been satisfied by the lawyers ONLY then will the mortgage funds be advanced. In
    some cases, the borrowers default on their mortgage payments, Lenders and
    Mr.Thiru are in the front to proceed with the legal action against the borrowers.
    This includes following up with lawyers, attending the Courts, dealing with police or
    sheriff, they follow the law & order, evict the owners and sell the property & recover
    the investment. These dishonest borrowers can't run away with the Lenders money,
    like what Yamunakuari, Nimalan Gunarajah & Suthanthy Aravinthan have done in
    the past to many banks and did the same to the private investors. It is very simple if
    you borrow money make the mortgage payment, if not, the Lenders have to follow
    the law and take legal action to recover the investment money. Patrick Paskaran
    Joseph and his wife Gnanamalar Shanmugam were trying to run away with the
    mortgage money; the lender proceeded with legal action and further with the
    foreclosure of their property to protect and recover the investor’s money. Now, all
    of these people can NOT borrower any money from any banks and Trust companies.

    Let’s go step by step:
    Who came to borrow the money from Mr.Thiru’s Investor? Patrick Paskaran Joseph,
    NOT THE OTHER WAY AROUND. The Lender gave $100, 000.00 as a second
    mortgage, the borrower’s received the 2 nd mortgage advance money through the
    borrowers lawyers, with one-year open term at 12% was advance on October
    02/2015; Patrick Paskaran Joseph did received the certified cheque payable to him
    via Lawyers and in return Mr. Patrick Paskaran Joseph gave his personal cheques for
    the mortgage payment, most of them returned as NSF (No sufficient funds in the
    account), Patrick Paskaran Joseph has communicated with Mr.Thiru and Lender via
    text messages, phone calls and made some of the NSF payments in total only paid
    4months payment in the period of 2 years and 5 months, plus mist property taxes
    and condo fees. After several collection calls and meetings with Mr.Patrick. On or
    about after 6 months of Non-payment of mortgage, Lender’s lawyer proceeded with
    legal action. These people haven’t followed the Canadian mortgage contract law and
    failed to pay their mortgage loan, as per the loan agreement and charge; Lender has
    followed the Canadian legal system and obtained a Judgment on March 07/2017.
    The borrowers and their lawyer defended this action; both Patrick Paskaran Joseph
    and Gnanamalar Shanmugam lied & testified at the Court. The borrowers appealed
    to the Superior Court and lost the case on March 05/2018. The Lender and Mr. Thiru
    have been very patient over 2 years now. The Owner has not paid property taxes,
    condo fees and kept the property full of garbage. It took 4 people to clean up for the
    whole day. Now, Investors have possession of the property jointly with Scotiabank
    and the subject property will be sold to recover lender’s money. Already, many
    people have seen it and are putting in offers. As per lender’s lawyers investigation,
    on April 18 th /2018 these both borrowers have filed Bankruptcy on or above 2017 to
    intentionally fraud the lenders from the subject property. It is very clear these
    borrowers had a plan to defraud the lender, but Mr. Thiru, lender and lenders
    lawyer STOP this criminal. It took us over 2 years and all the Court costs, property
    taxes, condo fees, Scotiabank mortgage payment, Lock smith payment, property
    management cost, clean up cost, property renovation and second mortgage payment
    are paid by the lenders. See the attached documents, you must encourage everyone
    to Not miss a mortgage payment and if they can’t make it, the borrowers/owners
    have the option to sell the property and settle all the mortgage debts. In the
    mortgage lending industry, we only see 3% to 4% end up in power of sale or
    foreclosure situation. There is a very positive outcome from all this; many people
    contacted me and Mr.Thiru for private mortgage investments, where they can make
    12% return on their investment, they all understood our unique underwriting and
    due-diligence systems, which has protected our investors. After all, God still protects
    and rewards the good people.

    1 Votes
  • Jo
    [email protected] Apr 23, 2018

    @carolynhnda with fake id with fraud documents you took this judgement . police investigation is not end.

    -1 Votes
  • Ca
    carolynhonda Apr 22, 2018

    Rasiah Nithiyanathan (Yamunakumari Nithiyanatahn's husband) has stolen a bank draft from BMO in the amount of $5, 000.00 on July 13, 2011 and made a payment to the Lender. It has been returned, then BMO terminated an employee who helped him to get this bank draft, these people all ways trying to steal something .

    0 Votes
  • Ja
    Jacob19 Apr 22, 2018

    @carolynhonda I already filed all the evidence in court Mr.Fruad Tom Thiru aka Thirukumar (Thirukkumar) Thirunavukarasu, again your started to prove your self as Gentleman/Propessional to the Public. Oh another name " Carolynhonda " lovely name Mr.Fraud Tom Thiru, can you remember that the Chief Security Officer came from BMO head office and had the investigations/inquiry with us we gave every single documents to them and proved your fraudulent /criminal activity. Yes, still today bank never asked us, because we proved with all the legal evidence. Stupid, who is that Lender ? Oh My God, you are the fraud lender went to Oshawa court with some BMO, Mccowan Branch staffs and filed fake documents and got the registrar to sign a order to get some money from BMO. Poor, one of the staff was terminated from BMO because support you to file the fake documents in court. Any body can go inquire from the BMO, Mccowan /Ellesmere Branch. You, cheated the BMO in another way in Dec.2017 also, still the investigation is going on.. Stupid Mr.Fraud Tom Thiru, how can my husband steal a Bank Draft from BMO in the amount of $5, 000. He is not an BMO employee. Oh, nice story you created. What a shame of you ... you are trying to hide your criminal activities, why you are blaming the innocents. ? How you twisted the story, in my husbands name. Poor employee from BMO lost his job because of you. Money is speaking every where . Good Luck...!!! We, never pay you or Fraud Lender even a penny and still fighting for the Justice. This is too much, if I with all the proof/evidence released a documentary to save the public, your story is over. You know everything is filed in court. Don't worry, very soon everything is going to come out to the light and we all innocents who are crying for Justice is going to get an answer from the God soon. Even in December, again you cheated the BMO, wait very soon you will get the answer . You have people in all banks and they also cheating Canadian Banks and supporting you to fraud the banks and sharing with you. Yes, you already have 107 fraud cases/files against you with Nova Scotia Bank. The Bank Authorities, fired you from the Bank. After that only you started fraud the innocent in your own Tamil Community. Then you are blaming that my husband Rasiah Nithiananthan, stolen a bank draft from BMO, Stupid, he is not an employee and BMO is not a fraud Financial institution like yours VKT Financial concept Inc, which doesn't have any fysco licence. Do you know the punishment for that, without a licence if you run a business ? Go and google and see and get ready to face it. Even tell your wife also to get ready. BMO, terminated the employee because of you. Poor employee, why he so greedy for money and helped you ? Mr.Fraud Tom Thiru, time is nearing... " Truth is Truth " ...Justice is Justice. How do you know that we both always trying to steal others properties/assets/money ? Yes, Mr.Fruad Tom Thiru, you only doing all these fraud and blaming us. You and wife Sutharvilli Thirukumar are Mortgage Scammers. If any body ask ...Murungan Book Depot/Mr.Kannan Kankesu/Mr.Nimal Gunaranjan/Mr.Baskaran Sivapiragasam/Mccowan -Denison Bakery Owners/Aiyaappan Temple Priest/Manikandan Catering/Mr.Jude Mariyanayagam/Ms. Lydia Eetanal/Mr, Leslie Philpotts/ Mr.Mc Bean Eldris/Ms.Mc Bean Nathan/S.Aravinthan/Watson/S.Barbara/Michael.R/and some more people(12) I don't want to mention here for some reasons. You are famous fraud/Mortgage Scammer/ and a Criminal. You altered the cheques and cheated the Oshawa Baliffs. Your cheated the city staffs/court staffs even the Land Registry officers with the fake ID's/fake documents. You lie to court and got all these Judgements. Ok...Good Luck, very soon you and your wife is going to realize the Canadian Law & Orders. There is a time for everything. Enjoy...

    1 Votes
  • Ca
    carolynhonda Apr 22, 2018

    Are you One of them………..
    Some Tamils feel the need to compare themselves with one another and they feel
    good looking at other people’s pain. They thrive off of gossiping when others are
    suffering. You will find these kinds of people in almost every community, however;
    at times you wonder if Tamils have the most. After all, they know it is all based upon
    lies made by some bullies in the Tamil community. Now, they play the victim’s card
    to manipulate others into thinking that they are the victims in this situation, yet they
    are the frauds. Thedipaar (Tamil Media) has broadcasted false information that has
    to do with title insurances and fraud mortgages. Rather than proceeding with an
    investigation to find out what really happened and to inform the public. The mislead
    the Tamil community into thinking that this second mortgage was a fraud mortgage.
    Nevertheless, this was a legitimate second mortgage loan that they borrowed as a
    mortgage loan, and the borrowers failed to pay. This media needs to make the
    Tamil community aware that a mortgage loan needs monthly payments and NOT to
    default on it, nor blame the lenders for the borrowers failure to do so. It seems like
    this particular Media is promoting the Tamil community not to pay mortgages.
    What is interesting is that these people who engaged in this negative and misleading
    social media messages, have gotten their life shortened and they have become
    mentally ill, due to this. Why do we care about what others have failed, such, as
    people didn’t pay their mortgage payment or their personal debt. When there is no
    way, we can or should control their life's outcome? Again, are we willing to pay off
    their mortgage payments or their debt’s. NO, but we like to support them with their
    comments and empty hands (Nobody coming up with money to make payments for
    them). A prime example of this is, Lady Yamunakumari Nithiyanathan, who has
    damaged many people’s lives and reputation. This includes a big lost for many
    financial institutions that are till this day, have not received any payments from her.
    People who believe in the Gospel will never do such a thing, but we see the opposite
    from these people, including these Priests, in the picture. I hope this message may
    change These Tamil People’s Thought Process towards a positive direction.
    STOP cyber bullying and try to be a good human being. My name is Carolyn and
    a White person, who knows Mr.Thiru and all his Investors very well. They all follow
    the law with their own lending terms & conditions when they invest/lend their own
    money, similar to a bank or trust company would do. Many people are very
    saddened by the recent “Fake social media messages” that have affected Mr.Thiru’s
    family, Lender’s Lawyer, Lender; Ivan Blazevic and Mr. Thiru, Financial Planner.
    They always act on behalf of the Investors & Lenders and make sure the
    underwriting & due-diligence is very sound so that bad people and fraudster can’t
    run away with the mortgage money. This has happened about 3 times in the past,
    somehow; the Lenders have recovered most of the money. Now, there are people
    like Patrick and his wife who tried to run away without paying the mortgage. As per
    my investigation, Patrick & his wife have taken this Second mortgage of $100, 000.00
    and given to one of their Tamil friends, as a loan for a higher interest return, when
    their friend stop making the payment, the family problem started between the
    couple. They stop making payment to Scotiabank mortgage, second mortgage,

    property taxes, condo fees, and both filed bankruptcy. They planned beforehand
    then made a different story to Tamil community via social media.
    But the truth has been prevailed through the Superior Court and the Appeal Court.
    Mr. Thiru makes articulate and precise decisions for his investors, where he is the
    forefront of the team for the Investors, such as, collection letters, Court proceeding
    when/if the borrowers didn’t make the mortgage payment, Eviction proceedings
    and property sale proceedings to recover the investor’s money. All these STEP’s are
    taken to protect and recover the Investors money (Mortgage Money). It's easy to
    play the victim, looking at what others have done to us, rather; ask yourself some
    question, Why do you take this mortgage? How many payments are you behind?
    Why is it ONLY happening to you? While the Lenders has many other mortgages and
    borrowers, why don’t they have this kind of payment problem. That will answer
    your entire question. Firstly, you’re in default of mortgage payment and you have
    failed from your financial obligation to the Creditors. Even if a bank, they will
    proceed with a legal action to recover their funds. It's easy to look at others and
    point fingers. I envy Mr. Thiru and his position where he has to run with a time line
    to recover his Investors money. Mr. Thiru and his Lenders are the real victims,
    because they gave the mortgage money to some bad Tamil borrowers. So, what's the
    antidote to this kind of envy and jealousy? How can we move this external focus
    inward and turn frustration and disappointment into a motivating good people like
    Mr.Thiru. Only take the facts and try to avoid all negative opinions, like what we
    have here in this website page. I would ask people using Social Media, are you
    promoting the bad people and their bad behaviours or promote the good peoples
    and their success.
    Let’s move to the truth of the matter with property 29 Edenpark Drive, Brampton.
    As you know, an Investor, and a Lender, when lending out money, normally full
    appraisals are taken and property owners have to meet with appraisers, as well as
    Lender’s inspectors prior to the Lender’s loan approval. Then, send the money to
    their Lawyer’s to do their legal work to complete the final transaction. The borrower
    and his spouse have their own lawyers to act and advise them. Once all matter has
    been satisfied by the lawyers ONLY then will the mortgage funds be advanced. In
    some cases, the borrowers default on their mortgage payments, Lenders and
    Mr.Thiru are in the front to proceed with the legal action against the borrowers.
    This includes following up with lawyers, attending the Courts, dealing with police or
    sheriff, they follow the law & order, evict the owners and sell the property & recover
    the investment. These dishonest borrowers can't run away with the Lenders money,
    like what Yamunakuari, Nimalan Gunarajah & Suthanthy Aravinthan have done in
    the past to many banks and did the same to the private investors. It is very simple if
    you borrow money make the mortgage payment, if not, the Lenders have to follow
    the law and take legal action to recover the investment money. Patrick Paskaran
    Joseph and his wife Gnanamalar Shanmugam were trying to run away with the
    mortgage money; the lender proceeded with legal action and further with the
    foreclosure of their property to protect and recover the investor’s money. Now, all
    of these people can NOT borrower any money from any banks and Trust companies.

    Let’s go step by step:
    Who came to borrow the money from Mr.Thiru’s Investor? Patrick Paskaran Joseph,
    NOT THE OTHER WAY AROUND. The Lender gave $100, 000.00 as a second
    mortgage, the borrower’s received the 2 nd mortgage advance money through the
    borrowers lawyers, with one-year open term at 12% was advance on October
    02/2015; Patrick Paskaran Joseph did received the certified cheque payable to him
    via Lawyers and in return Mr. Patrick Paskaran Joseph gave his personal cheques for
    the mortgage payment, most of them returned as NSF (No sufficient funds in the
    account), Patrick Paskaran Joseph has communicated with Mr.Thiru and Lender via
    text messages, phone calls and made some of the NSF payments in total only paid
    4months payment in the period of 2 years and 5 months, plus mist property taxes
    and condo fees. After several collection calls and meetings with Mr.Patrick. On or
    about after 6 months of Non-payment of mortgage, Lender’s lawyer proceeded with
    legal action. These people haven’t followed the Canadian mortgage contract law and
    failed to pay their mortgage loan, as per the loan agreement and charge; Lender has
    followed the Canadian legal system and obtained a Judgment on March 07/2017.
    The borrowers and their lawyer defended this action; both Patrick Paskaran Joseph
    and Gnanamalar Shanmugam lied & testified at the Court. The borrowers appealed
    to the Superior Court and lost the case on March 05/2018. The Lender and Mr. Thiru
    have been very patient over 2 years now. The Owner has not paid property taxes,
    condo fees and kept the property full of garbage. It took 4 people to clean up for the
    whole day. Now, Investors have possession of the property jointly with Scotiabank
    and the subject property will be sold to recover lender’s money. Already, many
    people have seen it and are putting in offers. As per lender’s lawyers investigation,
    on April 18 th /2018 these both borrowers have filed Bankruptcy on or above 2017 to
    intentionally fraud the lenders from the subject property. It is very clear these
    borrowers had a plan to defraud the lender, but Mr. Thiru, lender and lenders
    lawyer STOP this criminal. It took us over 2 years and all the Court costs, property
    taxes, condo fees, Scotiabank mortgage payment, Lock smith payment, property
    management cost, clean up cost, property renovation and second mortgage payment
    are paid by the lenders. See the attached documents, you must encourage everyone
    to Not miss a mortgage payment and if they can’t make it, the borrowers/owners
    have the option to sell the property and settle all the mortgage debts. In the
    mortgage lending industry, we only see 3% to 4% end up in power of sale or
    foreclosure situation. There is a very positive outcome from all this; many people
    contacted me and Mr.Thiru for private mortgage investments, where they can make
    12% return on their investment, they all understood our unique underwritings and
    due-diligence systems, which has protected our investors. After all, God still protects
    and rewards the good people.

    0 Votes
  • Ca
    carolynhonda Apr 22, 2018

    Judgment from Superior Court of Ontario:

    0 Votes
  • Ja
    Jacob19 Apr 22, 2018

    @carolynhonda Mr.Fraud Tom Thiru, why you not showing the Judges endorsement/signature. Oh my God, why you brought Mr.Nimal Gunaranjan, /Suhanthy Aravinthan's order here with these people's case. See, here also you are trying to cheat the innocent Tamil communit/public to believe you as a pakka gentle man. Stupid, both are different cases, . Yes, Mr.Nimal Gunaranjan won the case and still he couldn't get a penny from you, your wife immediately transferred all the assets to his father/mother and also to his brother Sutharshan Sangaralingam, and declared Bankruptcy through Kunjar Sarma Trusties. Poor man Mr.Nimalan Gunaranjan, spent more than $150, 000 on lawyers won the case but he / and his lawyer Mr.Todd Robinson, from Cassels Brock Law Firm, tried to get the money from you, you declared to the CRA... ????? (50$ income... everything filed in court Mr.Tom Thiru) you are so smart you also cheated the Canada Revenue Agency and hide your assets with...? Mr.Nimalan Gunarajan, tried ...tried and still waiting to collect the money from you & your wife. Your wife is also so smart she immediately transferred the 1.5 Million worth of property to her 18 years daughter/who is living and studying in Dubai, and declared bankruptcy and escaped from Justice. Good, time is nearing. why you are hiding the Judges name & endorsement/signatures. Please stop everything and go and surrender in Police and help the innocent Tamil Community to live happy and peacefully. Your sins won't allow you to sleep peacefully. Please stay away from the Community Associations. You are frauding the Tamil community and running a community association with some friends to show the innocents to believe as a VIP in the Public. What a shame, even the politicians also believing you and supporting you. I am so surprised that MP.Jennifer, trust you and your wife and came to your Associations Tamil Cultural and Academic Association of Durham and took photos and posted. You are running a Tamil Leadership Youth Programme to the kids/children from our Tamil community, how the parents trusted you and allowed you to run this Leadership programme ? Mr.Fraud Tom .Thiru, you think you are Social /Community supporter and cheating our Tamil Community to make money. O.k. my question, why you never worried/think about that 7 years girl/daughter of Joyce Gnanamalar, future life. That mother is crying, her daughter is so scared and in the nights she is crying, because you went with strangers and threaten that poor girl and her parents and also even you told her to leave the house, otherwise you will kill her father Mr.Patrick Baskaran Joseph and put them on the road. You went her house after 9pm/10 pm and threaten that 7 years girl and her mother to leave the house to recover and sell their house by fraud and make money with the fake documents. Mr.Fraud Tom Thiru, how the Durham Tamil Community parents are allowing you to run a Tamil Youth Leadership Programme ? Are they trust you ? (You know all these matters are with Police ) Please stop your fraudulent/criminal activities, go and surrender in police. Please, allow the innocent tamil community live peacefully. See, you already cheated that Aiyappan temple priest with 2 houses and got the money and put him on the road and now threatening every one. Ok... Good Luck... Enjoy...!!!

    -1 Votes
  • Ca
    carloynk Apr 22, 2018

    Are you One of them………..

    Some Tamils feel the need to compare themselves with one another and they feel good looking at other people’s pain. They thrive off of gossiping when others are suffering. You will find these kinds of people in almost every community, however; at times you wonder if Tamils have the most. After all, they know it is all based upon lies made by some bullies in the Tamil community. Now, they play the victim’s card to manipulate others into thinking that they are the victims in this situation, yet they are the frauds. Thedipaar (Tamil Media) has broadcasted false information that has to do with title insurances and fraud mortgages. Rather than proceeding with an investigation to find out what really happened and to inform the public. They mislead the Tamil community into thinking that this second mortgage was a fraud mortgage. Nevertheless, this was a legitimate second mortgage loan that they borrowed as a mortgage loan, and the borrowers failed to pay. This media needs to make the Tamil community aware that a mortgage loan needs monthly payments and NOT to default on it, nor blame the lenders for the borrowers failure to do so. It seems like this particular Media is promoting the Tamil community not to pay mortgages.

    What is interesting is that these people who engaged in this negative and misleading social media messages, have gotten their life shortened and they have become mentally ill, due to this. Why do we care about what others have failed, such, as people didn’t pay their mortgage payment or their personal debt. When there is no way, we can or should control their life's outcome? Again, are we willing to pay off their mortgage payments or their debt’s. NO, but we like to support them with their comments and empty hands (Nobody coming up with money to make payments for them). A prime example of this is, Lady Yamunakumari Nithiyanathan, who has damaged many people’s lives and reputation. This includes a big lost for many financial institutions that are till this day, have not received any payments from her. People who believe in the Gospel will never do such a thing, but we see the opposite from these people, including these Priests, in the picture. I hope this message may change These Tamil People’s Thought Process towards a positive direction. STOP cyber bullying and try to be a good human being. My name is Carolyn and a White person, who knows Mr.Thiru and all his Investors very well. They all follow the law with their own lending terms & conditions when they invest/lend their own money, similar to a bank or trust company would do. Many people are very saddened by the recent “Fake social media messages” that have affected Mr.Thiru’s family, Lender’s Lawyer, Lender; Ivan Blazevic and Mr. Thiru, Financial Planner. They always act on behalf of the Investors & Lenders and make sure the underwriting & due-diligence is very sound so that bad people and fraudster can’t run away with the mortgage money. This has happened about 3 times in the past, somehow; the Lenders have recovered most of the money. Now, there are people like Patrick and his wife who tried to run away without paying the mortgage. As per my investigation, Patrick & his wife have taken this Second mortgage of $100, 000.00 and given to one of their Tamil friends, as a loan for a higher interest return, when their friend stop making the payment, the family problem started between the couple. They stop making payment to Scotiabank mortgage, second mortgage, property taxes, condo fees, and both filed bankruptcy. They planned beforehand then made a different story to Tamil community via social media.

    0 Votes

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