Applied for mortgage loan and was pre-approved. Provided all documentation and work history a month or more prior to closing. I have two employers and my employment was verified long before. Closing was pushed back 3 times. Finally a day before closing I was called and advised that because I hadn't been with my second employer for 2 years (although it was in the exact same field) that the could no longer offer me a loan and I couldn't close. They were well aware of my employers and working status months before and the guidelines/ requirements). I'm now out of almost $5000 plus thousands of additional monies spent on things I bought specifically for the home I was to close on and I'm out of a home. All of this could have been avoided on the lenders end.
Country of complaint: United States
Desired outcome: Full refund of earnest money, inspection and appraisal fee reimbursed/ refunded to me.